Kotak Bank UPI RuPay Credit Card

1. Conduct UPI transactions effortlessly using this credit card. 
2. Enjoy compatibility with all UPI applications. 

Kotak UPI RuPay Card Usage Benefits

Empower your financial control by effortlessly adding the card to the mobile banking app. Access all necessary details and customise settings within the credit card section for a smooth and personalised spending experience. 

1. Easily initiate card usage. 
2. Log in to the Kotak Mobile Banking App. 
3. Check card details in the credit card section. 
4. Access card controls and settings under the card overview section. 

Kotak UPI RuPay Card Additional Advantages 

Effortlessly monitor your spending with instant access to your transaction history. This digital-first solution offers a wallet-free payment experience, catering to those who prioritise convenience and speed in their financial transactions. 

1. Track all spending with a simple click.
2. Utilise the card for wallet-free payments.

Kotak UPI RuPay Credit Card Reward Advantages

Acknowledged as one of the premier rewards credit cards in India, it enables you to accumulate generous points on purchases with no limit on the rewards you can earn each cycle. Every transaction brings you closer to substantial cash rewards. 

1. Earn 3 Reward Points for every Rs. 100 spent.
2. There is no maximum limit on Reward Points per statement cycle.
3. Regular credit card transactions and UPI transactions contribute to reward point accumulation.
4. Rs. 100 will be awarded for every 1,000 Reward Points.
5. A minimum of 1,000 Reward Points is required for redemption.

Kotak UPI RuPay Card Reward Redemption Advantages

Elevate your shopping experience by redeeming points for cashback or various products. Visit the designated rewards website to access a vast selection of items, making it one of the best shopping credit cards in India. 

1. Redeem Kotak Reward points for cashback.
2. Visit https://kotakrewards.com/ for redemption.
3. Redeem reward points for over 10,000 products.

Eligibility Requirements for Kotak Bank UPI RuPay Credit Card 

To apply successfully for a Kotak Bank UPI RuPay Credit Card, you need to meet the following criteria:

1. The applicant must be a citizen of India.
2. The applicant's age should be between 18 years and 65 years.
3. The applicant must be an existing Kotak Bank customer.

How to View Your Kotak UPI RuPay Credit Card Online 

To access your virtual Kotak UPI RuPay Credit Card online, follow these simple steps: 

1. Step 1: Log in to your Kotak Mahindra Bank App.
2. Step 2: Navigate to the 'Credit Card' section.
3. Step 3: Click on 'Card Overview' to view your virtual credit card.

Kotak UPI RuPay Credit Card Fees & Charges

The fees and charges associated with Kotak UPI RuPay credit card are as listed below: