Kotak White Reserve Credit Card

1. Get access to some of the biggest events in the world.
2. Enjoy access to curated services related to shopping, travel bookings, reservation of restaurants, etc.
3. Make an event unforgettable by sending personalised gifts and organising events.
4. Organise events and customise them as per your needs.

Club Marriott Membership

1. Enjoy up to 25% off on food and beverage bills in India and up to 20% off in the Asia Pacific region.
2. Receive up to 20% off on Best Available Room Rates in India and on Weekend Room Rates in the Asia Pacific.
3. Get up to 20% off on spa treatments in India.
4. Obtain three Celebration Certificates, each offering up to 50% off on food and beverage bills and 30% off on hotel stays.

Benefits of Kotak White Reserve

Some of the benefits of Kotak White Reserve credit care are:

1. Unlimited complimentary airport lounge access at over 1,000+ airport lounges in the world.

1. 2% foreign markup currency on spending internationally.

1. Enjoy two free golfing rounds every month at select golf courses.

1. 1% fuel surcharge waiver across all the petrol pumps in India.

White Pass

Earn White Pass Value with Every Spend Milestone. Spend Milestones and White Pass Value are mentioned in the table below,

Applicable to spends settled within a card anniversary year.

Redemption Options for Your White Pass Balance

1. Flights
2. Cashback
3. Hotels
4. Gift vouchers from premium brands
5. Philanthropy
6. Curated travel expeditions by National Geographic

How to Redeem Your White Pass Balance

1. Step 1: Log in to the Kotak Mobile app.
2. Step 2: Tap on the Card Overview icon and enter your MPIN.
3. Step 3: Scroll down to the reward points section.
4. Step 4: Click on ‘Claim now’ to be redirected to the White Pass redemption portal.
5. Step 5: Choose your preferred redemption option.
6. Step 6: After redemption, you will receive a confirmation via email and SMS with details.
7. Step 7: View all your redemptions in the Redemption History tab on the White Pass portal.

White Pass Value Conversion:

1. 1 White Pass = Rs. 1 on the White Pass catalogue (for all options except cashback)
2. 1 White Pass = Rs. 0.70 for cashback

White Pass Validity:

1. Your White Pass balance is valid for an additional 90 days after each anniversary cycle. For example, if your card anniversary is on 1st June, the balance earned from 1st June to 31st May can be claimed until 29th August.
2. The White Pass value resets to zero on each card anniversary date.

Lounge Program

Enhance your airport experience with complimentary refreshments, free internet access, and a relaxing atmosphere.

Lounge Benefits:

1. International Lounge Access (Powered by Priority Pass): Unlimited access to international lounges for both primary and add-on cardholders.
2. How to Access: Present your Credit Card or use the Digital QR code available on the Priority Pass app.
3. Visit Charges: A visit validation charge of US Dollar 1.00 will be debited from your card and auto reversed within seven working days. Ensure international transactions are enabled on your card through the Kotak Bank Mobile App or Net Banking.
4. Guest Charges: A fee of US Dollars 35 per guest per visit will apply.
5. Domestic Lounge Access: Unlimited access to domestic lounges for both primary and add-on cardholders.
6. How to Access: Present your Credit Card at the lounge.
7. Visit Charges: An amount of Rs. 2 will be charged at the lounge for visit validation.

Luxury Concierge Service

1. Curated Travel Experiences: Enjoy personalized, one-of-a-kind travel experiences tailored just for you.
2. Personal Shopping Assistance: Get help sourcing exclusive deals and special purchases from luxury brands.
3. Fine Dining Reservations: Secure tables at the world's finest restaurants.
4. Everyday Gifting: Arrange thoughtful gifts and deliveries for your loved ones.
5. Exclusive Events & Experiences: Gain access to prestigious events and unique experiences globally.
6. Concierge Contact Information:
7. Available from 10 a.m. to 8 p.m.
8. Email: WhiteReserve@crib-life.com
9. Phone: +91 11 35124242

Club Marriott Membership

This membership provides access to over 350 Marriott hotels and 1,000 restaurants across the Asia Pacific.

Benefits at Participating Marriott Hotels:

1. Fine Dining: Get up to 25% off on food and beverage bills at participating restaurants in India and up to 20% off across the Asia Pacific for up to ten guests (excluding Sunday Brunches).
2. Luxury Stays: Enjoy up to 20% off on the best available room rates in India and weekend room rates across the Asia Pacific.
3. Personal Care: Receive up to 20% off on select spa treatments in India.
4. Celebration Certificate: Redeem a certificate offering 50% off on food and 30% off on beverage bills for up to ten guests at all-day dining restaurants in India.
5. Complimentary Certificates: Use two certificates offering 30% off the best available rate for two-night stays in India.

How to Activate Your Club Marriott Membership:

1. Step 1: Visit the Club Marriott activation page and enter your details along with the activation code from your welcome letter.
2. Step 2: You will receive an email with your membership number and a link to download the Club Marriott South Asia app (also available on the App Store or Google Play Store).
3. Step 3: Open the app, click 'Activate Membership,' and enter your membership number to create login credentials.
4. Step 4: Your membership is now ready for use. Please note the membership is available only to the primary cardholder.

Membership Renewal: To reactivate after expiry, click the 'Reactivate' tab in the Club Marriott South Asia App at the end of the year.

Club Marriott Contact Information:

1. Help Desk Number: +91 11 43169650
2. Email: member.care@clubmarriott.in
3. WhatsApp: +91 97100 82100
4. Availability: 9:30 a.m. to 9:00 p.m. for assistance

Golf Benefits

Enjoy two complimentary tee-offs every month at some of the finest golf courses in India and around the world. These rounds offer a perfect escape from the daily hustle and bustle.

To avail of this benefit, follow these simple steps:

1. Step 1: Visit kotak.golftripz.com.
2. Step 2: Log in with your registered email ID and password. If you haven't received login details, click on 'Forgot Password' to reset it. The new password will be sent to your registered email.
3. Step 3: Once logged in, go to the 'Golf Rounds' tab, fill out the booking form, and submit it.
4. Step 4: You will receive instant booking confirmation via email.

Alternatively, you can email golfbooking@golftripz.com or call +91 40 49170200 to make a booking.

Kotak White Reserve Value

What you will receive if you pay the joining fee and the annual fee which in both cases are Rs.12,500.

* Assuming if you spend Rs.30 lakh annually

**Assuming 8 visits by cardholder and add-on annually

#Assuming 2 yearly visits for dining /Spas and hotel stays in India and APAC

Fees and Charges for Kotak White Reserve Credit Card

Given below are the fees and charges that will be levied if you avail the Kotak White Reserve credit card:

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