Kotak Biz Credit Card

With the Kotak Biz Credit Card, you can get discounts and earn reward points every time you swipe the card at partner merchant outlets. The joining fee for the credit card is Rs.299.

Key Highlights of the Kotak Biz Credit Card

• You earn 1 reward point for every Rs.100 that you spend on other categories.
• Get a 1% waiver on your fuel surcharge.
• You get 1 airport visit every calendar quarter to Visa lounges in India airports.
• You get a railway surcharge waiver of 1.8% when you book railway tickets via www.irtc.co.in.
• You get offers on domestic hotel bookings and flight tickets via MakeMyTrip

Features and Benefits of the Kotak Biz Credit Card

Rewards benefits:

1. You get 4 reward points every time you spend Rs.100 on the following categories:
• Travel and tour operators
• Domestic flight tickets
• Direct marketing
• Advertising services
• Supermarket
• Lodging at hotels, motels, resorts
• Wholesale market shopping
• MakeMyTrip MyBIZ transactions
2. You earn 1 reward point for every Rs.100 that you spend on other categories.

Fuel benefits:

• Get a 1% waiver on your fuel surcharge.
• You can avail the benefit if your transaction is between Rs.500 and Rs.3,000.
• The maximum fuel surcharge waiver you can get is Rs.2,500 per calendar year.

Railway surcharge benefits:

• You get a railway surcharge waiver of 1.8% when you book railway tickets via www.irtc.co.in
• Get a surcharge waiver of 2.5% for all transactions made at Indian Railways Booking Counters.
• The maximum waiver you can get is Rs.500 in every calendar year.

Airport and lounge benefits:

• You get 1 airport visit every calendar quarter to Visa lounges in India airports.
• This is available for the primary cardholder.
• You get benefits like comfortable seating, gourmet meal, newspaper, magazines, free Wi-Fi, and widescreen TVs.

Alliance benefits:

• Clear Tax: You get a discount of up to 25% on Select Advisory Service.
• Kotak Merchant: You get Preferential Merchant discounts at Kotak Point of Sale
• Best Price Online Wholesale Market Shopping You earn accelerated reward points.
• MakeMyTrip (MMT) Biz offer: You get offers on domestic hotel bookings and flight tickets.

Insurance benefits:

Eligibility Criteria to Apply for Kotak Biz Credit Card

• Self employed
• Proprietors
• Partners of partnership firms
• You should be between 21 years and 65 years of age.
• Your minimum Income Tax Return has to be Rs.4.8 lakh and more every year
• You should be a resident of India

Fees and Charges of Kotak Biz Credit Card

FAQs on Kotak Biz Credit Card

1. What do I do if I lose my credit card?

   You should call the Kotak Bank Credit Card Customer Care at 1860 266 2666 and deactivate or block your credit card.

2. Are there any safety features on the credit card?

   Yes, the card is embedded with EMV Chip and there is a 6-digit PIN authentication.

3. Is the GST applicable on transactions?

   Yes, GST/Applicable taxes will be charged according to the rates that are approved in the Finance Act every year.