With the Kotak Biz Credit Card, you can get discounts and earn reward points every time you swipe the card at partner merchant outlets. The joining fee for the credit card is Rs.299.
Railway surcharge benefits:
Airport and lounge benefits:
|Comprehensive Insurance||Sum Insured|
|Personal Accident (Death)||Rs.1,50,000|
|Card Liability Cover||Rs.50,000|
|Personal Air Accident (Death)||Rs.50,00,000|
|Delay of Checked-in Baggage||Rs.10,000|
|Loss of Checked-in Baggage||Rs.10,000|
|Missing Connecting International Flight||Rs.10,000|
|Loss of Passport and other travel documents||Rs.10,000|
|Fee & other Parameters||Biz Credit Card|
|Condition for waiver of Annual Fees - First Year||NIL|
|Condition for waiver of Annual Fees - Second Year||NIL|
|Add on card||NIL|
|Interest Charges on outstanding Balances||3.50% (Annualised 42%)|
|Minimum Amount Due (MAD)||MAD -5% or 10% of TAD (decided by the Bank)|
|ATM Cash Withdrawal||Rs.300|
|Late Payment Charges||
|Over Limit Charge||Rs.500|
|Cheque Bounce Charges||Rs.500|
|Railway Booking Surcharge||Applicable|
|Fee for Cash payment at Bank||Rs.100|
|Outstation Cheque Processing Fee||Waived|
|Charge Slip Request||Waived|
|Machine Surcharge at ATMs||Waived|
|Balance Enquiry Charges at Non-Parent Bank ATM||Waived|
|Duplicate Statement Request||Waived|
|Web Pay Service Fee||Waived|
You should call the Kotak Bank Credit Card Customer Care at 1860 266 2666 and deactivate or block your credit card.
Yes, the card is embedded with EMV Chip and there is a 6-digit PIN authentication.
Yes, GST/Applicable taxes will be charged according to the rates that are approved in the Finance Act every year.
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