Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Kotak Bank PVR Gold Credit Card

    The Kotak Bank PVR Gold credit card is a card which is loaded with benefits for the all the movie buffs in the country. This card has no joining fee and an annual fee of Rs.999 and comes with an interest rate of 40.8% per annum.

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    Key Highlights of the Kotak PVR Gold Credit Card

    • The Kotak Bank PVR Gold Credit Card is suitable for those movie lovers who frequent multiplexes to enjoy movies.
    • The Kotak Bank PVR Gold Credit Card charges no joining fee to the applicant.
    • Apply for the card and earn 1 PVR voucher code on its 1st swipe.

    Movie benefits of the Kotak PVR Gold Credit Card

    • You earn 1 complimentary PVR movie ticket if the total value of your card transactions is Rs.10,000 or above in a month.
    • If you spend more than Rs.15,000 in a month, you get 2 complimentary PVR movie tickets.

    Kotak Bank PVR Gold Credit Card Features and Benefits

    1st swipe benefit: As a gift for the 1st swipe of your card, you get a voucher code from PVR within 60 days of the swipe.

    Card safety: If the card is misplaced or stolen, you can receive an insurance cover, through PVR Shield, of up to Rs.50,000 in a year.

    Add-on cards with same features: You can choose to opt for an add-on card and set the spending limit accordingly. The add-on card also falls within the insurance blanket of PVR Shield.

    How to Access Kotak Pvr Coupons with the Kotak Bank PVR Gold Credit Card?

    • In case you eligible for a PVR coupon, you will receive a notification through SMS and an email on the registered mobile number and email ID respectively.
    • The notification is sent after making a transaction through the PVR Gold Credit Card for the requisite amount.
    • The coupon codes will be valid for the next two consecutive billing cycles.
    • You can claim the code by sending an SMS to 5676788, which reads PVRKCC < space > the first 3 letters of the particular month.
    • You can also get the coupon code through the net banking feature of Kotak Mahindra Bank. After entering your credentials, click on the 'Credit Card' option and choose 'PVR Coupon Claim' tab.
    • If you do not hold a savings account in the bank, you can log in by opting for the 'Forgot Password' option.

    How to use Kotak PVR Coupon To Avail Free Movie Tickets?

    • Visit the official website of PVR cinemas and select a movie and opt for seating excluding Gold and Europa.
    • When directed to the payment page, select the 'MCOUPON' option.
    • Then, insert the last four digits of the PVR Gold Credit Card and the last five digits of the registered mobile number.
    • Select the 'Make Payment' option after entering the Coupon Code.
    • The maximum discount that can be availed per coupon code per ticket is at Rs.400.

    Kotak PVR Gold Credit Card - Fees And Charges

    Type of charges Size of Charges
    Joining fee Nil
    Annual fee Rs.499
    Interest on pending dues on the card 3.50%
    Cash advance per Rs.10,000 or part thereof Rs.300
    Fees for add-on card Rs.299/each card
    Minimum Amount Due (MAD) 5% or 10% (depends on the total amount due)
    Card-related transaction/ Transfer of funds for every Rs.10,000 Rs.300
    Charges for payments after the due date

    For less than or equal to Rs.500 = Rs.100

    For Rs.500-Rs.10,000 = Rs.500

    For > Rs.10,000 = Rs.700

    Charges for over-limit Rs.500
    Penalty for cheque bounce Rs.500
    Fees related to cash payments at the bank Rs.100
    Foreign currency mark-up charges 3.5%
    Providing a CIBIL report Rs.50
    Charges for reissuing of the card Rs.100

    Eligibility to Apply for the Kotak PVR Gold Credit Card

    • You need to have a high credit score and a decent and constant source of income to be eligible to apply for the Kotak PVR Gold Credit Card.
    • You would be informed about the eligibility criteria at the time of applying for the card.

    Documents Required to Apply for Kotak PVR Gold Credit Card

    • The list of documents includes KYC-PAN, photograph, income proof, address proof, savings bank documents, etc.
    • If there are any other documents required by the bank, you would be informed about the same at the time of applying for the card.

    FAQs on Kotak PVR Gold Credit Card

    1. Is there any late payment fees associated with the Kotak PVR Gold Card?

      Yes, there is late payment fee chargeable on this credit card. The late payment fee depends on the amount due on your bill. Please check the fees and charges table for details.

    2. What do I do if my Kotak PVR Gold Card is stolen?

      In such an event, you must immediately contact the kotak credit card customer care at 1860-266-2666 to get your card cancelled/blocked or deactivated. For any further steps that you need to take, you shall be guided by the customer care team.

    3. What are the benefits of using the Kotak PVR Gold Card?

      The Kotak PVR Gold Card is one of the better options for individuals who frequently watch movies in multiplexes. It gives you free movie tickets, card safety insurance, and many other benefits.

    4. Are there any restrictions on the use of the coupon code and subsequent free movie tickets?

      You may use the coupon codes for any show on any day of the week at any PVR cinema, only with the exception of PVR IMAX, 4DX, Playhouse, Opulent, P[XL], Director's cut.

      You can use the coupon to book tickets for all classes except the Europa and Gold Class via the PVR website or PVR Box Office counter.

    5. Under the PVR Shield, what is the limit to which transactions are protected?

      In case your card is stolen or lost, transactions worth up to Rs.50,000 shall be protected. Alternately, it is important to note that transactions 7 days prior to your call (to report the loss of card) shall be recovered.


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