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    Kotak Bank Corporate Platinum Credit Card
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    Kotak Bank Corporate Platinum Credit Card

    Kotak Mahindra bank offers their customers a wide range of credit card products that fits everyone’s lifestyles. They include Shopping, Dining, Entertainment, cards for NRI and Corporate cards, to name a few. The Kotak Corporate Platinum Card is specially designed for corporate use so you earn more rewards on every time you spend.

    Kotak Corporate Platinum Card Benefits:

    1. Easy Redemption:
      • Simply call the customer service desk to redeem your reward points
      • Redeem your reward points every quarter
      • Get cash rebate as demand draft
    2. Railway Surcharge Waiver:
      • Book railway tickets at the railway counter or online at www.irctc.co.in to get 1.8% or 2.5% railway surcharge waiver.
      • In a calendar year, you can get a maximum waiver of Rs. 500/-
      • Note: This Feature is valid only on Paid Annual Fee Variant.
    3. Ease to Employees:
      • No late payment fees, dues to be paid
      • Use your corporate card for official purposes and your corporate will pay for you.
    4. Fuel Surcharge Waiver:
      • Get 2.5% fuel surcharge waiver across all petrol pumps in India
      • Receive waiver when you spend between Rs. 500/- to Rs. 3000/-
      • Maximum waiver of Rs. 3500/- in a calendar year
      • Note: This Feature is valid only on Paid Annual Fee Variant.
    5. Airport Lounge Offer:
      • Get access to over 600 airport lounges around India with the VISA airport lounge offer
      • Primary cardholders can get two accesses per calendar quarter
      • Offer valid until 30th September 2015
    6. Interest Free Funds:
      • Utilization of funds interest free
      • Up to 48 days interest free credit period
      • This feature is much like overdraft facility on credit cards
    7. Power to Company:
      • Use Kotak Corporate Platinum Card to reduce company costs
      • Monitor the spending patterns of employees easily
      • Gain complete control over employees’ spends
      • The best opportunities for budgeting and savings as well.
    8. International Credit Card:
      • Accepted by 10 million merchants around the globe
      • Stop carrying cash. Do transactions digitally. Use digital currency with the government, consumers, businesses and banks.

    Kotak Corporate Platinum Card Features:

    1. Decide your Own Limits:
      • The corporate One company limit is assigned to the corporate
      • Corporates decide the card limit for employees
      • It can vary from hierarchy, designation or by employee’s will
    2. Ease of Expense:
      • Swipe Kotak Corporate Card at various business related spend opportunities
      • Exhibitions & conferences, business & executive meetings, sales meet, receptions and reunions, association meetings
    3. Consolidated Payment:
      • Only one payment for all the employee cards under the company
      • No individual payment to be done by employee
      • Employer has the power of payment
    4. Email Statement:
      • Monthly employee statements are sent for reference
      • Option to choose email statements
    5. Expense Management:
      • Vendor-wise tracking on the spends done by the employees
      • Budget your expenses according to the spends done on corporate cards
      • Statistical data provided for analysis on the expenses
      • Analyze the amount spent by each employee
      • Data can be retrieved to see which employee has spent where and how much
    6. Travel Adherence:
      • Travel or expense policies will be adhered by the employees
      • No fraud claims can be done by employees
      • Prevents slippages while claiming or reimbursing
      • Provides insights if the employees are spending on the registered vendor
    7. Hassle-free spends:
      • Eliminate cash advances as company pays off employees’ spends
      • Hassle free spending without carrying forex.
      • No records to be maintained by the employees viz. vouchers, travel tickets, etc.
    8. Dedicated Service Manager:
      • Personalized service to all corporate card members
      • Quick information on card details, card limits, card lost/stolen. etc.
    9. Program Administrator:
      • Program Admin acts as middleman between Kotak and Company
      • Any queries related to your payment due date, total due, damaged card, lost card can be done through single contact
    10. Real Time Alerts:
      • Get free SMS alerts on every transaction so you are kept in the loop
      • Also get complimentary email alerts on every transaction
    11. Free Card Replacement:
      • In case your card is damaged, lost or stolen, simply call the customer service to get a free replacement.
      • This service can be done anytime

    Kotak Corporate Platinum Credit Card FAQs:

    1. Is the cash withdrawal feature active on the card?

      No. The Cash withdrawal feature is not active on the card.

    2. Once i apply for the card, how long will it take to receive the Kotak Corporate Credit Card?

      Once application form and the required documents are received by Kotak, a minimum of 15 days if need for the precessing.

    3. Can i get an Add on card with this card?

      No, its not possible to get an add on card with the Kotak Corporate Credit Card.

    4. What should I do if the Card is stolen/lost?

      You must first contact the 24-Hour Customer Contact Centre to report the loss/theft and should request for a card replacement. You should also contact the Program Administrator through a written communication and report the loss/ theft.

    5. What should I do if my address/personal details have changed?

      In case there is any change in your address/ personal detail, you must email your Program Administrator with the change. It will take 4 working days for the changes to be reflected in the system. If you have any other relationship with Kotak Mahindra Bank, like Loan relation, Savings Account, Current Account, etc., it is best to visit the branch to make get the changes done.

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  • Kotak Bank Corporate Platinum Credit Card Reviews

    • Kotak Credit Card
      "Good. Can provide better deals"
      0.5 3.5/5 "Pretty good"
      Kotak Mahindra Bank has offered me a credit card as well and the reward points are not much. The cash back deals are also low, when compared to the other banks. The credit limit is only of 48K. They could provide better deals and offers on the card.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 24, 2018
    • Kotak Credit Card
      "Good features and services"
      0.5 4.0/5 "Great!"
      I also bank with Kotak Mahindra bank for the credit card. The credit limit is good and there are cash back deals. Every month if there I spend around 15K, I get two movie tickets free. The transactions are smooth and the statements are also clear.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 24, 2018
    • Kotak Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I had applied for a credit card with Kotak Mahindra Bank. The documents was submitted and the verification was done. After which there was no response from them bank. It been 50 days now. It would be better if there is a straight forward reply whether the card is approved or declined.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 24, 2018
    • Kotak Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      The offers at Kotak Mahindra Bank is good for the credit card. The customer services are also fine. I get a lot of points on the transactions. For every 100 spent I get four points. The points can also be converted to cash. It is a life time free card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 24, 2018
    • Kotak Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have got the Kotak mahindra bank ROYALE SIGNATURE CREDIT CARD for the past 3 years. The customer support service is average with the Kotak mahindra bank, the response part is bit slow from the Kotak . the credit limit value is high with this Kotak mahindra bank ROYALE SIGNATURE CREDIT CARD and I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have my credit card approved with Kotak Mahindra bank and the experience was very good, they gave a credit limit of Rs 75000 which is sufficient but i expected more. There is no annual fee charged for this credit card and i received my credit card within 1 week. Customer service was good and they collected documents on time. I did not find any offers in this credit card, i use this card for shopping and petrol purpose.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • Kotak Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I use the Kotak mahindra bank Urbane gold credit card for more than a year. The customer support service is good with the Kotak mahindra bank. The credit limit value is low with this card and it would be great if they can increase the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 22, 2018
    • Kotak Credit Card
      "Excellent Card"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra Is a excellent I have been using this for the past 10 months since I have taken the Platinum Credit Card ,Often I use this credit card for shopping In malls,stores, recharge ,On line Transactions, money transfer,movie Tickets on Book my show App. Kotak Mahindra process and service are very well Given.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 22, 2018
    • Kotak Credit Card
      "Process is good. Customer services need improvement"
      0.5 4.0/5 "Great!"
      The process to get my Essentia platinum credit card was fast from Kotak Mahindra Bank. But my credit limit is very low. It is of 50K, where as I expected 1.5 Lakh as my salary is around 90K. I booked two flight tickets as I got a message that I can purchase up to 44k. There is a EMI facility as well. There are charges for the card, it is around 1200. After I booked these tickets through the mobile application, I did not get to see my tickets though the balance was deducted. So I contacted the customer care and I was not able to reach them, I had to try the contact number couple of time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 22, 2018
    • Kotak Credit Card
      "Wonderful"
      0.5 4.5/5 "Excellent!"
      I am using the Kotak mahindra bank credit card from the last two years of time. I would like to say that the services are an excellent one for me with them. There are no issues with them till now. Everything is better one for me with the Kotak mahindra bank credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 21, 2018
    • Kotak Credit Card
      "Looking for Better feature on Kotak Card"
      0.5 2.0/5 "Expected more"
      Kotak Mahindra gave me lower credit limit around Rs. 50,000 to 60,000 and there was no reward points on my transaction. It has annual fee of Rs.499, Kotak provides 15% of cash back on amazon website. I would like to suggest offers and features should be improved.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 21, 2018
    • Kotak Credit Card
      "Good for Entertainment"
      0.5 4.0/5 "Great!"
      I am holding Kotak PVR credit card, I can get free movie ticket on monthly basis and the interest rate is good compared to other credit card. There is no offers on other products except PVR movie, the credit limit of the card is good and sufficient.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • Kotak Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra Bank is excellent in the customer services for the credit card. The team was transparent with the terms and conditions before I converted my transactions to EMI. If the transaction crosses 3K I can convert it to EMI. It starts off with three months and the maximum is 48 month.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • Kotak Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      I am really satisfied and happy with Kotak Mahindra Bank. I hold a Kotak Urbane Card for past 4 to 5 months. The credit limit was low, they just offered me 15K. I would appreciate if they can increase my credit limit. There is no reward points. Only I receive discounts on the movie tickets they give 25%.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The credit card service is good with the Kotak mahindra bank. They have disbursed the credit card within 25 days of time. The customer support service is good with the KOTAK MAHINDRA BANK. The credit limit value is average with the KOTAK PVR GOLD CREDIT CARD.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • Kotak Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      Kotak Mahindra bank has offered me a life time free credit card. The credit limit is only of 25K which is extremely low. As a bank they should have offered me a reasonable limit which would be useful to me. I would be able to use the card for anything much.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • Kotak Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card from Kotak Mahindra. I have a Urbane card and using it around for 8 months. The credit limit was 15K which am not satisfied. I would appreciate if they can increase my credit limit. They provide a Flexi Pay option which was really comfortable to convert the payments into EMI. The rate of interest was very low.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Feb 20, 2018
    • Kotak Credit Card
      "Good Experience"
      0.5 3.0/5 "Satisfactory"
      At the time of account opening bank have issue me Kotak credit card, there was no documentation, one of the executive came and done the process. But credit limit is low, but I am fine about zero joining fee any processing fee of the credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • Kotak Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The rate of interest and charges are fine with Kotak mahindra credit card department. The customer support is good with Kotak. The online net banking is easy for navigation. They offer with a good credit limit compared with other credit service providers in the market. It is a average service from Kotak credit card team.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • Kotak Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Around a year ago, I have got the KOTAK MAHINDRA BANK URBANE GOLD CREDIT CARD and the credit limit value is low when I got this card but they have increase the credit limit value as per my requirement. The customer support service is good with the Kotak mahindra bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
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