Kotak Bank Corporate Platinum Credit Card

1. Enjoy fuel surcharge waiver.

1. You can enjoy Railway Surcharge Waiver on using this card.

1. The card offers airport lounge access to its customers.

Benefits of Kotak Corporate Platinum Card

• Easy Redemption:
  • Simply call the customer service desk to redeem your reward points
  • Redeem your reward points every quarter
  • Get cash rebate as demand draft
• Railway Surcharge Waiver:
  • Book railway tickets at the railway counter or online at www.irctc.co.in to get 1.8% or 2.5% railway surcharge waiver.
  • In a calendar year, you can get a maximum waiver of Rs. 500/-
  • Note: This Feature is valid only on Paid Annual Fee Variant.
• Ease to Employees:
  • No late payment fees, dues to be paid
  • Use your corporate card for official purposes and your corporate will pay for you.
• Fuel Surcharge Waiver:
  • Get 2.5% fuel surcharge waiver across all petrol pumps in India
  • Receive waiver when you spend between Rs. 500/- to Rs. 3000/-
  • Maximum waiver of Rs. 3500/- in a calendar year
  • Note: This Feature is valid only on Paid Annual Fee Variant.
• Airport Lounge Offer:
  • Get access to over 600 airport lounges around India with the VISA airport lounge offer
  • Primary cardholders can get two accesses per calendar quarter
• Interest Free Funds:
  • Utilization of funds interest free
  • Up to 48 days interest free credit period
  • This feature is much like overdraft facility on credit cards
• Power to Company:
  • Use Kotak Corporate Platinum Card to reduce company costs
  • Monitor the spending patterns of employees easily
  • Gain complete control over employee's spends
  • The best opportunities for budgeting and savings as well.
• International Credit Card:
  • Accepted by 10 million merchants around the globe
  • Stop carrying cash. Do transactions digitally. Use digital currency with the government, consumers, businesses and banks.
• Set Your Own Limits
  • A company-wide limit is assigned, and employers have the flexibility to determine individual card limits for employees.
  • Limits can vary depending on hierarchy, job title, or individual preferences.
• Convenient Spending
  • Use the Kotak Corporate Card for various business-related expenses, such as conferences, exhibitions, executive meetings, sales events, reunions, and more.
• Consolidated Payments
  • One consolidated payment covers all employee card expenses under the company, eliminating the need for employees to make individual payments.
  • Employers retain control over the payments.
• E-Statements
  • Employees receive monthly statements for reference.
  • Choose the environmentally friendly option of receiving statements via email.
• Comprehensive Expense Management
  • Track spending on a vendor-by-vendor basis for greater transparency.
  • Budget and manage corporate expenses with detailed statistical analysis.
  • Analyze individual employee spending patterns, including where and how much they’ve spent.
• Travel Policy Compliance
  • Employees must follow travel and expense policies, reducing the risk of fraudulent claims.
  • Ensures adherence to company policies and helps prevent errors during reimbursements.
  • Provides insights into whether employees are using approved vendors.
• Hassle-Free Spending
  • Employees don’t need cash advances, as the company covers their expenses.
  • Enjoy the ease of spending without carrying foreign currency.
  • No need for employees to keep track of vouchers, travel tickets, or other records.
• Dedicated Service Manager
  • Personalized service available for all corporate cardholders.
  • Get quick help with card details, limits, lost/stolen cards, and more.
• Program Administrator
  • The Program Admin acts as the main contact between Kotak and the company for any questions regarding due dates, total dues, damaged cards, or lost cards.
  • All you need is a single contact with the bank representative to get your queries resolved.
• Real-Time Transaction Alerts
  • Stay secure with free SMS and email alerts for all transactions.
• Free Card Replacement
  • Easily replace lost, stolen, or damaged corporate cards at no additional cost, anytime.
  • The replacement done is free of cost.

Fees and Charges

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