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    Kotak Bank Corporate Platinum Credit Card

    Kotak Mahindra bank offers their customers a wide range of credit card products that fits everyone’s lifestyles. They include Shopping, Dining, Entertainment, cards for NRI and Corporate cards, to name a few. The Kotak Corporate Platinum Card is specially designed for corporate use so you earn more rewards on every time you spend.

    Kotak Corporate Platinum Card Benefits:

    1. Easy Redemption:
      • Simply call the customer service desk to redeem your reward points
      • Redeem your reward points every quarter
      • Get cash rebate as demand draft
    2. Railway Surcharge Waiver:
      • Book railway tickets at the railway counter or online at www.irctc.co.in to get 1.8% or 2.5% railway surcharge waiver.
      • In a calendar year, you can get a maximum waiver of Rs. 500/-
      • Note: This Feature is valid only on Paid Annual Fee Variant.
    3. Ease to Employees:
      • No late payment fees, dues to be paid
      • Use your corporate card for official purposes and your corporate will pay for you.
    4. Fuel Surcharge Waiver:
      • Get 2.5% fuel surcharge waiver across all petrol pumps in India
      • Receive waiver when you spend between Rs. 500/- to Rs. 3000/-
      • Maximum waiver of Rs. 3500/- in a calendar year
      • Note: This Feature is valid only on Paid Annual Fee Variant.
    5. Airport Lounge Offer:
      • Get access to over 600 airport lounges around India with the VISA airport lounge offer
      • Primary cardholders can get two accesses per calendar quarter
      • Offer valid until 30th September 2015
    6. Interest Free Funds:
      • Utilization of funds interest free
      • Up to 48 days interest free credit period
      • This feature is much like overdraft facility on credit cards
    7. Power to Company:
      • Use Kotak Corporate Platinum Card to reduce company costs
      • Monitor the spending patterns of employees easily
      • Gain complete control over employees’ spends
      • The best opportunities for budgeting and savings as well.
    8. International Credit Card:
      • Accepted by 10 million merchants around the globe
      • Stop carrying cash. Do transactions digitally. Use digital currency with the government, consumers, businesses and banks.

    Kotak Corporate Platinum Card Features:

    1. Decide your Own Limits:
      • The corporate One company limit is assigned to the corporate
      • Corporates decide the card limit for employees
      • It can vary from hierarchy, designation or by employee’s will
    2. Ease of Expense:
      • Swipe Kotak Corporate Card at various business related spend opportunities
      • Exhibitions & conferences, business & executive meetings, sales meet, receptions and reunions, association meetings
    3. Consolidated Payment:
      • Only one payment for all the employee cards under the company
      • No individual payment to be done by employee
      • Employer has the power of payment
    4. Email Statement:
      • Monthly employee statements are sent for reference
      • Option to choose email statements
    5. Expense Management:
      • Vendor-wise tracking on the spends done by the employees
      • Budget your expenses according to the spends done on corporate cards
      • Statistical data provided for analysis on the expenses
      • Analyze the amount spent by each employee
      • Data can be retrieved to see which employee has spent where and how much
    6. Travel Adherence:
      • Travel or expense policies will be adhered by the employees
      • No fraud claims can be done by employees
      • Prevents slippages while claiming or reimbursing
      • Provides insights if the employees are spending on the registered vendor
    7. Hassle-free spends:
      • Eliminate cash advances as company pays off employees’ spends
      • Hassle free spending without carrying forex.
      • No records to be maintained by the employees viz. vouchers, travel tickets, etc.
    8. Dedicated Service Manager:
      • Personalized service to all corporate card members
      • Quick information on card details, card limits, card lost/stolen. etc.
    9. Program Administrator:
      • Program Admin acts as middleman between Kotak and Company
      • Any queries related to your payment due date, total due, damaged card, lost card can be done through single contact
    10. Real Time Alerts:
      • Get free SMS alerts on every transaction so you are kept in the loop
      • Also get complimentary email alerts on every transaction
    11. Free Card Replacement:
      • In case your card is damaged, lost or stolen, simply call the customer service to get a free replacement.
      • This service can be done anytime

    Kotak Corporate Platinum Credit Card FAQs:

    1. Is the cash withdrawal feature active on the card?

      No. The Cash withdrawal feature is not active on the card.

    2. Once i apply for the card, how long will it take to receive the Kotak Corporate Credit Card?

      Once application form and the required documents are received by Kotak, a minimum of 15 days if need for the precessing.

    3. Can i get an Add on card with this card?

      No, its not possible to get an add on card with the Kotak Corporate Credit Card.

    4. What should I do if the Card is stolen/lost?

      You must first contact the 24-Hour Customer Contact Centre to report the loss/theft and should request for a card replacement. You should also contact the Program Administrator through a written communication and report the loss/ theft.

    5. What should I do if my address/personal details have changed?

      In case there is any change in your address/ personal detail, you must email your Program Administrator with the change. It will take 4 working days for the changes to be reflected in the system. If you have any other relationship with Kotak Mahindra Bank, like Loan relation, Savings Account, Current Account, etc., it is best to visit the branch to make get the changes done.

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  • Kotak Bank Corporate Platinum Credit Card Reviews

    • Kotak Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      I have got the KOTAK PVR GOLD CREDIT CARD within a week time. The customer support service and the response is good with the kotak mahindra bank. the credit limit value is good with this card and I am satisfied with it. I get the benefits reward points and the cash back offers from this credit card.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 20, 2018
    • Kotak Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      The service is good with the kotak mahindra bank and I use the Kotak urbane gold credit card for the past 5 years. The benefits and the offers are not up to the mark with the Kotak mahindra bank , but their customer support service and the response is good with the kotak mahindra bank.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 20, 2018
    • Kotak Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold a credit card with Kotak bank were i am happy with the limit. I have received reward points and cash back after the purchases. I have not used the points till now.The customer service is good. EMI option are available with Kotak credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 20, 2018
    • Kotak Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The kotak mahindra bank gave me good service in regards to my credit card application. They have delivered the credit card within 15days of time. The customer support service and the response is good with the Kotak mahindra bank .I am satisfied with the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2018
    • Kotak Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold a credit card with Kotak Mahindra and i am satisfied with the current limit.For the purchases i get reward points and cash back . And i have redeemed my reward points. The mobile banking is comfortable . The customer service and response is fine.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • Kotak Credit Card
      "best experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from the top most private sector bank KOTAK MAHINDRA BANK. I am satisfied by the credit limit which is Rs. 33,000/-. I didn't faced any online issues like otp issues when i tried to make online payments and funds transfer by net banking.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 18, 2018
    • Kotak Credit Card
      "best product"
      0.5 4.0/5 "Great!"
      I had taken a credit card from the top most private sector bank KOTAK MAHINDRA BANK. The application process very simple and easy. I am totally satisfied by their credit limit which is Rs. 45,000. The customer support is good and well response.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 18, 2018
    • Kotak Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I bank with Kotak Mahindra Bank for the credit card. There is a annual fee of 2500. The customer services and response is excellent. Though the fee is high. There are good deals on the card. There is a cash back of 10% on dining and restaurant and movie tickets and also on shopping.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • Kotak Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have a Kotak Mahindra PVR gold card from last 1 year, i get offers like movie tickets on this credit card and they did not charge any annual fee at the time of getting this credit card. I am happy with the credit limit in this card and i use mobile banking for making bill payments.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • Kotak Credit Card
      "service is good"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from the top most private sector bank KOTAK MAHINDRA BANK. The application process very simple and easy. I had mobile application to monitor my credit card history. Even i can check my available credit limit and un billed amount too.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • Kotak Credit Card
      "Kotak Visa credit card"
      0.5 5.0/5 "Blown Away!"
      I hold a VIsa credit card with Kotak and for EMI conversion the rate of interest is 14%. I used to get reward points and cash back with the card. There is an annual charge and will be reversed if the purchase is above 30000. I am comfortable with mobile banking.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 17, 2018
    • Kotak Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I am using Kotak Mahindra credit card from last 2 years, the credit card services are not up to the mark with Kotak. Net banking is easy to make bill payments and this is a lifetime free credit card. I did not find any offers so far with this card and the credit limit is sufficient in this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 17, 2018
    • Kotak Credit Card
      "Excellent credit card"
      0.5 5.0/5 "Blown Away!"
      I have been using the kotak essentia platinum credit card for more than 2months the credit card is very good in service and customer service is also very good the cooperation with the banking is very good this is excellent credit card to use all the time.
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 17, 2018
    • Kotak Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      When I got call from the kotak , the card which they were about to offer me was life time free, but when I got the : KOTAK PVR GOLD CREDIT CARD they have charged me Rs,499 as annual fee to this card. The promises need to be fulfilled by the Kotak mahindra bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 17, 2018
    • Kotak Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with Kotak Mahindra bank. The service is good with Kotak Mahindra bank. The rate of interest and charges are good with Kotak. The credit limit of Kotak is nominal compared to others in the market. I uses Kotak Mahindra online net banking which is easy to use. It was an fine experience with Kotak Mahindra credit card service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 17, 2018
    • Kotak Credit Card
      "Average service"
      0.5 4.0/5 "Great!"
      The credit card service was good and I have got the KOTAK PVR GOLD CREDIT CARD in 45 days of time. They took higher than normal time to deliver the credit card. The credit limit value is average with this card and I had applied for the different card but the card which I got is different.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 17, 2018
    • Kotak Credit Card
      "Better service"
      0.5 5.0/5 "Blown Away!"
      The Kotak mahindra bank credit card service is good and I have got the kotak credit card in a month time ,Kotak took higher than normal time. The credit limit value is low with this card and it would be good if they can increase the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 16, 2018
    • Kotak Credit Card
      "Average service"
      0.5 5.0/5 "Blown Away!"
      The credit card process was good quite good with the Kotak mahindra bank. I have got the KOTAK PVR GOLD CREDIT CARD in 10 to 15days of time. The credit limit value is low with this card, when compared with the other credit cards. The customer support service need to be focused with the Kotak mahindra bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 16, 2018
    • Kotak Credit Card
      "Hassle free"
      0.5 5.0/5 "Blown Away!"
      I bank with Kotak Mahindra Bank for the credit card. The customer services and response is good and there are no hassles in the process. I am also happy with the credit card offers and the credit limit. I also get the statements on time. Overall no issues.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 14, 2018
    • Kotak Credit Card
      "Can be more responsive"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with Kotak Mahindra bank. The offers and credit limit is good. But there is no proper response. They need to work on that, and be more responsive when I approach them with a query. The statements and limit is good and there are no hassles in that.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 14, 2018
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