Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The IDFC FIRST Millenia Credit Card has been launched to offer you more rewards on your expenses. The reward points you earn on this IDFC First Bank credit card will never expire. Enjoy some of the best benefits with this new credit card by IDFC Bank without having to pay any joining fee. The IDFC FIRST Millenia Credit Card comes at an interest ranging between 0.75% and 2.99% per month.
Welcome Benefits
Reward Points Benefits
ATM Withdrawal Benefits
Entertainment Benefits
Dining Benefits
Fuel Benefits
Travel Benefits
Insurance Benefits
| Type of Fee | Amount |
|---|---|
| Joining fee | NIL |
| Reward redemption fee | NIL |
| Over limit fee | NIL |
| Late payment fee | 15% of your due amount (this will be subject to a minimum Rs.100 and a maximum of Rs.1,000) |
| Foreign exchange markup | 3.5% |
| International and domestic cash advance fee | Rs.250 |
The bank will ask you to submit these documents after you have qualified for the IDFC FIRST Millenia Credit Card:
| Proof of Address |
|
| Identity Proof |
|
| Income Proof |
|
No, the reward points that you earn on this credit card will not expire.
There is no joining fee, annual fee or membership fee with this credit card.
In India, you have to enter a PIN to complete the transaction. If you are abroad, you have to enter the PIN only if the POS terminal is enabled for PIN authentication.
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