Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The IDFC FIRST Select Credit Card gives you one of the best benefits and privileges and you do not have to pay any joining fee. This IDFC First Bank credit card has been curated keeping in mind your lifestyle and spending habits. With this credit card, you can earn reward points that will never expire. The interest for this card ranges from 0.75% to 2.99% per month.
Welcome Benefits
Reward Points Benefits
ATM Withdrawal Benefits
Entertainment Benefits
Dining Benefits
Fuel Benefits
Travel Benefits
Insurance Benefits
| Type of Fee | Amount |
|---|---|
| Joining fee | NIL |
| Over limit fee | NIL |
| Reward redemption fee | NIL |
| Foreign exchange markup | 1.99% |
| Late payment fee | 15% of Total Amount Due (subject to a minimum Rs.100 and a maximum of Rs.1,000) |
| International and domestic cash advance fee | Rs.250 |
You will have to submit these documents to the bank once you have qualified for the IDFC FIRST Select Credit Card:
| Proof of Address |
|
| Identity Proof |
|
| Income Proof |
|
No, this card comes with no joining fee, membership fee, or annual fee.
No, reward points earned on the IDFC FIRST Select Credit Card will not expire.
Yes, for all transactions you make in India, you have to enter a PIN to complete these transactions. Outside India, you will have to enter the PIN only if the POS terminal has been enabled for PIN authentication.
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