Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • IDFC FIRST Bank Select Credit Card

    The IDFC FIRST Select Credit Card gives you one of the best benefits and privileges and you do not have to pay any joining fee. This IDFC First Bank credit card has been curated keeping in mind your lifestyle and spending habits. With this credit card, you can earn reward points that will never expire. The interest for this card ranges from 0.75% to 2.99% per month.

    Key Highlights of IDFC FIRST Select Credit Card

    • You will receive 10X reward points on all transactions you make on your birthday.
    • Get complimentary domestic airport lounge access.
    • Enjoy 1 reward point every time your expenses reach Rs.100.
    • Receive up to 20% as discount at over 1,500 restaurants across India.

    Benefits of IDFC FIRST Select Credit Card

    Welcome Benefits

    • You will get welcome gift vouchers of Rs.500 once you spend Rs.15,000 within the first 90 days of your card being issued.
    • You will receive 5% cashback on your first EMI transaction if this is performed within the first 90 days of your card being set up.

    Reward Points Benefits

    • Get 6X reward points on your online purchases.
    • Receive 10X reward points on expenses over Rs.20,000.
    • You will get 10X reward points on transactions made on your birthday.
    • Receive 3X reward points on every offline expense.
    • Get 1 reward point every time you spend Rs.100.

    ATM Withdrawal Benefits

    • Enjoy interest-free cash withdrawal from ATMs in India for up to 48 days.

    Entertainment Benefits

    • When you buy one movie ticket, you will get another movie ticket of up to Rs.250 for free (twice every month).
    • Get up to 15% off at 3,000 plus health and wellness outlets.

    Dining Benefits

    • Get up to 20% off at more than 1,500 restaurants.

    Fuel Benefits

    • You will get a fuel surcharge waiver of up to Rs.300 every month at all fuel stations in the country.

    Travel Benefits

    • Enjoy free Road Side Assistance (RSA) of up to Rs.1,399.
    • Receive free domestic airport lounge access (4 visits every quarter).
    • You will get free railways lounge access (4 visits per quarter).

    Insurance Benefits

    • You will receive a personal accident cover of Rs.5 lakh.
    • Get a complimentary lost card liability cover of up to Rs.50,000.

    Fees and Charges of IDFC FIRST Select Credit Card

    Type of Fee Amount
    Joining fee NIL
    Over limit fee NIL
    Reward redemption fee NIL
    Foreign exchange markup 1.99%
    Late payment fee 15% of Total Amount Due (subject to a minimum Rs.100 and a maximum of Rs.1,000)
    International and domestic cash advance fee Rs.250

    Documents Required to Apply for the IDFC FIRST Select Credit Card

    You will have to submit these documents to the bank once you have qualified for the IDFC FIRST Select Credit Card:

    Proof of Address
    • Ration Card
    • Passport
    • Voter ID
    • Aadhaar Card
    Identity Proof
    • Driving License
    • Passport
    • Aadhaar Card
    Income Proof
    • Form 16
    • IT Returns
    • Salary Slip

    FAQs on the IDFC FIRST Select Credit Card

    1. Do I have to pay any annual fee for the IDFC FIRST Select Credit Card?

      No, this card comes with no joining fee, membership fee, or annual fee.

    2. Will my reward points ever expire on this credit card?

      No, reward points earned on the IDFC FIRST Select Credit Card will not expire.

    3. Will I be asked to key in my credit card PIN at every POS terminal?

      Yes, for all transactions you make in India, you have to enter a PIN to complete these transactions. Outside India, you will have to enter the PIN only if the POS terminal has been enabled for PIN authentication.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    This Page is BLOCKED as it is using Iframes.