You can use the SBI Regular Home Loan plan to buy a newly built home, a previously owned home, or a property in the process of being built. You can also use the money to build a house or renovate one that you already own.
Another benefit of this financing program is that women are eligible for reduced charges. The financing arrangement is open to both paid and self-employed workers.
|Loan Amount||Term Loan (Salaried)|
|Up to Rs.30 lakh||6.80%|
|Above Rs.30 lakh to Rs.75 lakh||7.05%|
|Above Rs.75 lakh||7.15%|
|Loan Amount||MAXGAIN (Salaried)|
|Up to Rs.30 lakh||7.15%|
|Above Rs.30 lakh to Rs.75 lakh||7.40%|
|Above Rs.75 lakh||7.50%|
|Loan Bracket||CIBIL/CIC Score||CIBIL/CIC Score|
|Up to Rs.30 lakh||Less than 800||No Change in present terms applicable for Card Interest rate|
|More than 800||6.70%|
|Over Rs.30 lakh||Over 800||6.70%|
|Employment type||Salaried and self-employed|
At the time of possession, you will require original copies of the title agreements and with the building plan approval letter, possession letter, original receipts of stamp duty and registration, NOC (No Objection Certificate) from the “society”, and proof of payment of all outstanding dues including taxes till the date of possession.
No, there’s no limit as such. You can own as many properties as you want.
No, only those residing in India can apply for this scheme.
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