Paytm is one of the largest e-commerce and e-payment portal that was launched in the year 2010. The name of the brand is an acronym that stands for "Payment Through Mobile." Along with online shopping, the brand comprises a payment gateway and a wallet. With time, Paytm has earned a lot of popularity because it promotes cashless transactions.
What is Paytm Wallet?
The Paytm app contains a virtual purse called the Paytm Wallet. The account holder can add money to it using a debit card and credit card, or through netbanking. They can also receive or send money using this wallet to refill it. The amount of money accumulated in the wallet can be used to pay for products and services including phone bill, electricity bill, DTH recharge, gas, metro rides, water, and college fees.
How To Add Money To The Paytm Wallet Using A Credit Card?
Account Holders can add money to their Paytm Wallet in two simple methods using their credit cards- through the website or the app. All they need to do is follow the step listed below:
On the Paytm website:
On can visit www.paytm.com and log into their Paytm account using their registered email id or phone number.
Once they do that, they will be led to a new page that will contain a number of options including "Add Money."
They will need to select the mode of adding money from the list of options that include credit/debit card, netbanking, and IMPS and type in the amount of money they want to add.
On selecting the option of "Credit Card," they will be redirected to a secured payment page on which they will need to fill in their card details.
They will need to fill in details like card number, name on the card, validity, and CVV number.
The account holder can save the details of the credit card and it will appear on screen from the second transaction they make. However, they will need to enter their CVV number each time they use the credit card even after saving its details to maintain the security of the gateway. This method ensures faster payment.
Once they finish entering the required details of their credit card, they will need to click on the "Submit" tab for the transaction to proceed. Once the transaction is completed, they will be redirected to the homepage of their Paytm account with the transferred amount in their Paytm Wallet.
On the Paytm app:
Once the account holder opens the app on their phone, they would need to click on the "Add Money" option that appears on top most strip on the homepage.
Once they click on it, they will be asked to select their mode of payment from debit/credit card, netbanking, and IMPS.
On selecting credit card, they will be directed to a secure payment gateway on which they will need to fill in their card details like card number, name on the card, validity, and CVV number.
The account holder will be given the option to save the details of the credit card to make payments faster from their second transaction. However, they will still need to enter their CVV number every time they try to make a transaction for security purposes.
Once the details have been entered, they will need to click on the “Submit” tab after which the money will be added to their Paytm Wallet.
Transfer Charges On Adding Money To The Paytm Wallet Using A Credit Card
Account Holders don’t need to pay any charge on using a credit card to add money to their Paytm Wallet.
News About How To Add Money From Credit Card To Paytm Wallet
Paytm Partners With Visa To Allow Credit Card Bill Payment On App
India’s digital wallet giant Paytm is looking at ways to improve its reach and to provide more service to its customers. To do this, they have partnered with international payment leader Visa to allow bill payments on the app.
Paytm’s parent company, One97 Communications, announced its partnership with Visa to the press on Friday and said that it is now going to extend bill payments through the app’s interface. The mobile wallet which was lagging behind due to the lack of an UPI interface, has teamed up with BHIM to get people to make payments.
An official communique from the company stated that the firm is glad to have partnered with Visa and that Visa customers using the Paytm app can pay their monthly bills on the app.
Paytm has also set high targets for itself and is targeting over 2 million credit card bill payments by the end of the year. Customers can also pay their bills through debit card and netbanking among other payment modes.
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How To Add Money From Credit Card To Paytm Wallet
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Reviewed on Sep 16, 2019
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