The Buzz credit card by Axis Bank is known for its offers and benefits for all the ‘shopaholics’ out there. With this Axis Credit card, you can avail a 10% discount on all your purchases on Flipkart along with additional monthly discounts as well. The credit card comes with a joining fee of Rs.750 and an annual fee of Rs.750. The interest rate charged by the card is 3.25% per month or 46.78% per annum.
The Axis Bank Buzz credit card is curated to offer the best discounts on online shopping. With this card, you can get a wide range of discounts on Flipkart up to Rs.8,000 along with gift vouchers, accelerated reward points, exclusive discounts on products and EMI option.
Apply for the Axis Bank Buzz Card and get certain privileges like dining offers, discount on online purchases, gift vouchers from Flipkart, and 3X reward points.
The limit for the Axis Bank Buzz card is given at the discretion of the bank considering a number of factors which includes the cardholder's credit score, credit history, and previous or ongoing debts.
According to Axis Bank, the points you have earned as a Buzz credit cardholder will have a validity of 3 years after which it will automatically expire.To redeem the rewards points earned, here are the steps to be followed:
|Type of Charge||Amount|
|Finance charges on overdue credit||3.25% per month|
|Add-on card fee||Nil|
|Cash withdrawal fees||2.5% of the transaction amount; minimum of Rs.250.|
|Cash payment fee at the branch||Rs.100|
|Duplicate statement fee||Waived|
|Card replacement fee||Waived|
|Late payment fee||
If the total due amount is:
Less than Rs.100 - NIL
Between Rs.101 and Rs.300 - Rs.100
Between Rs.301 and Rs.1,000 - Rs.300
Between Rs.1,001 and Rs.5,000 - Rs.500
Between Rs.5,001 and Rs.20,000 - Rs.600
Above Rs.20,000 - Rs.700
|Penalty on over-limit||3% of the over-limit amount subjected to a minimum of Rs.500.|
|Interest on cash advances||3.25% per month|
|Foreign currency transaction fee||3.50% of the transaction amount|
|Outstation cheque fee||Waived|
|Balance inquiry fee||Waived|
|Cheque return fee||Rs.300|
To apply for the Buzz Credit Card, the following eligibility criteria need to be met:
*The bank has the right to change the eligibility criteria from time to time without any prior notice.
The list of documents mentioned above is indicative and the bank may ask you to produce additional documents when you apply for the Buzz credit card.
To convert a purchase into an EMI transaction, follow the steps below:
EMI transactions on Axis Bank Buzz Card attract an interest rate of 1.5% per month on a monthly reducing balance. You would also be charged a one-time processing fee of 1.5% or Rs.150, whichever is higher.
Axis Bank will communicate about the status of your card application within 21 working days of receiving your application.
No. Unfortunately, Axis Bank Buzz credit cardholders do not get a fuel surcharge waiver.
You can get in touch with the Axis bank's customer service department by dialling 1860 500 5555 or 1860 419 5555. You can call +91 - 22-27648000 if you are calling from outside India. Alternatively, you can also write an email to axisbank.com/support.
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