With 'no pre-set' credit limit, the Amex Gold Card enables greater flexibility in spending. The reward points accrued on the card are worth their weight in Gold and can be redeemed for 24 & 18 Karat Gold Collection. Apply online & win exciting gifts
Enjoy unmatched privileges and a host of benefits like the tempting travel deals, dining offers, and round the clock assistance with the American Express Gold Card. Also, the accumulated reward points on the credit card can be used for a wide range of amazing options.
The card meets most requirements of individuals who want lifestyle benefits and reward points on their credit card.
Welcome gift: Welcome gift includes 4,000 Bonus Membership Reward Points. The reward points will be credited upon paying the annual fee and when the cumulative spends within the first 60 days of card issuance reach Rs.2,000.
Dining benefits: You also enjoy dining discounts of up to 20% at select restaurants in India.
Reward points program
Renewal bonus: The first-year card renewal will bring 5,000 membership reward points once the fee is paid. The MR points will be credited within 90 days of card renewal.
Monthly MR points: Upon finishing 6 transactions worth Rs.1,000 each in a month, you are eligible for 1,000 bonus membership reward points.
No pre-set limit: You can enjoy flexibility in spending with ‘no pre-set’ limit which means the charges are approved based on your spending behaviour, financials, credit record and account history. However, the 'no pre-set' limit does not mean that your spending is unlimited.
Fuel convenience fee waiver: Zero convenience fee on fuel purchase made at any Hindustan Petroleum outlets in India. The maximum purchase value is capped at Rs.25,000. Fuel transactions above Rs.25,000 will attract a discounted surcharge of 0.3%.
Supplementary cards: You are entitled to one free supplementary card at no additional cost. The cards carry the same features of the primary card and will be issued to your immediate family members upon request.
24X7 assistance: Any card related queries or concerns can be resolved through a 24X7 toll-free service helpline. Amex also provides immediate card replacement service of the card.
Zero liability on lost card: You remain 0% liable on all the transactions that take place on the card once it’s lost or stolen. However, the loss needs to be reported within 3 working days of the fraud. Otherwise the maximum liability would be Rs.1,000.
Contactless payment technology: The Gold Card comes with contactless payment technology which sends encrypted payment information between the source and the merchant. The contactless payment is currently allowed only for transactions below Rs.2,000.
|Types of charges||Amount|
|Cash advance fee||3.5% per transaction or Rs.250, whichever is higher|
|Redemption fee for Air Miles||Rs.250 for each redemption of Air Miles|
|Duplicate statement fee||Rs.100 per statement for statements older than 3 months|
|Add-on card fee||NIL for the 1st card; Rs.1,000 for every card thereon|
|Cheque return fee||Rs.250 per returned instrument|
|Foreign currency transactions fee||3.5%|
The eligibility criteria for the American Express Gold Card are as follows:
To apply for the Gold Card, you can visit American Express official website.
Another way of applying for the card is through the BankBazaar website. The benefits of applying this way include gift vouchers, rapid processing of application, a chance of knowing your credit score for fee etc.
If you want to apply through BankBazaar, just follow the below-mentioned steps
You will earn membership reward points for all kinds of transactions except cash transactions, utilities and insurance payments.
Check the eligibility section of the card to know if you are eligible for it. If you can prove your eligibility, you would get the card.
The American Express Gold Card is a lifestyle card that offers you travel benefits, dining benefits, an impressive rewards program, etc. Check out the features and benefits section to know about all the uses and features of the card.
The Amex Gold card does not come with a pre-set limit. The limit varies based on the spending habits, financials, credit records and account transaction history of the customer.
To contact American Express Gold Card customer care, just dial the 24-hour helpline number 0124-280 1111 or 1800- 419-1120.
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