Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 American Express® Gold Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
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    American Express® Gold Card is Rated as "Excellent!" by 100 Users

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    American Express® Gold Card

    AMEX cards are very popular with customers across India. These cards are known to offer a wide range of benefits and also come with comparatively lower interest rates. The process of applying for American Express cards is also very simple.

    The American Express Gold Card is a charge card that comes with intelligent features and offers benefits to the customers. When customers opt for this card, they have the opportunity to accelerate their earn rate, use the Points to redeem for Rewards from the specially curated Gold Collection and also provides access to other seasonal promotions.

    American Express Gold Card Features and Benefits

    • Earn 1 Membership Rewards Point for every Rs.50 spent except for spend at Insurance, Utilities and Cash Transactions.
    • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal.
    • Redeem from the fabulous 18 carat and 24 carat Gold Collection.
    • Enjoy benefits on your travel bookings with MakeMyTrip.com.
    • Flexibility in spending with "no pre-set" limit which means your charges are approved basis your spending pattern, financials, credit record and account history. Please note that 'no pre-set' limit does not mean your spending is unlimited.

    Eligibility and documentation of American Express Gold Card

    The eligibility criteria for the American Express Gold Card are as follows:

    • The card is available to people aged 18 and above.
    • The applicant should not have defaulted on payments.
    • The applicant should have a good credit score.
    • The card is available only to the residents of India.
    • If self-employed: The applicant’s company should have been trading for more than 12 months.

    The documents required for applying for this American Express card are as follows:

    • KYC documents such as PAN, ID Proof and Address Proof
    • Form 16/ Salary slip
    • 1 recent photograph

    Fees and Charges of American Express Gold Card

    • The fee for the 1st year is Rs 1000 (exclusive of GST).
    • From second year onwards, the fee is Rs 4500 (exclusive of GST).
    • As it is a charge card, there are no finance charges.

    How to apply for the American Express Gold card?

    In order to apply for this card, visit BankBazaar.com, click on ‘cards’ and then select this card. You can check the eligibility and also check other details about this card. You can then click on “Apply” and fill in your personal details to instantly apply for this card online.

    How to Redeem the Membership Reward Points of American Express Gold card

    Redeem your membership reward points against items listed in the 24 carat and 18 carat gold collections. Alternatively, you can choose from over 600 hand-picked redemption options ranging across a host of new products and services. Use the option “Select and pay with points” to pay your card charges through points. Also, redeem your membership reward points instantly at a host of select online and offline merchants.

    American Express Gold Card FAQs

    1. Will I earn membership reward points for all kinds of transactions?

      You will earn membership reward points for all kinds of transactions except cash transactions, utilities and insurance payments.

    2. Can I get an additional supplementary card?

      Two free supplementary cards come with each Amex Gold Care card. Issue of additional cards above the complimentary cards comes at an annual fee of Rs.1500 per card.

    3. What is the cash advance fee for this card?

      The cash advance fee for all American Express cards is 3.5% of the transaction amount (minimum amount of Rs.250).

    4. What is the credit limit for the gold card?

      The Amex Gold card does not come with a pre-set limit. The limit varies based on the spending habits, financials, credit records and account transaction history of the customer.

    5. Is there any cash withdrawal limit for this card?

      Yes, there is a cash withdrawal limit of Rs 10,000 for every fortnight.

    American Express® Gold Card Reviews

    • American Express Credit Card
      "Great to use"
      0.5 4.0/5 "Great!"
      The services is great with American Express. I am holding their credit card for 4 to 5 months. Whenever I face any issues, I will call the customer care, they will provide a proper guidance on call. The credit limit was good. The reward points are very good. It is only used for online shopping. Most of the merchants doesn't accept the card because of Tax.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 18, 2017
    • American Express Credit Card
      "Charges has to be waived off"
      0.5 4.0/5 "Great!"
      AMEX credit card features is nominal but there is no specific offer, only on HP petrol bunk I am getting 2% of cash offer, but I do get reward point for all transaction. Credit limit is also not that much good, even they taking annual fee of Rs.1000 and second year annual fee Rs. 5000.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with American express Banking Corporation and i would say that the experience of holding a card with them has been excellent. I have a limit of around 2 lakhs and i am satisfied with the limit. I also am very happy with the smooth usage of the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • American Express Credit Card
      "Limited access and usage"
      0.5 2.0/5 "Expected more"
      I have a credit card with American express banking corporation and it has been good with them so far. They have a good service and response that they provide. I however might not continue with the credit card as it is not easily accessible or accepted everywhere.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • American Express Credit Card
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with AMERICAN EXPRESS bank which was taken 2 years back . There is no credit limit . I hold gold and platinum International credit card . I am satisfied with rewards point and cash back offers . Their online banking system is amazing . The customer service and responses was up to they mark but the rate of interest and charges are high than other banks other than that my experience was very good.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
    • American Express Credit Card
      " Friendliest customer care"
      0.5 5.0/5 "Blown Away!"
      I use Amex credit car only for the traveling purpose, whenever I use my card for to book the tickets, they are providing good discount and also providing good cash back offers on e commerce. Credit limit which they gave me now its satisfactory but initially it was average.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 16, 2017
    • American Express Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I had applied for a credit card with American Express through online channel. They have offered me Jet Airways credit card. The customer service and response is good. The credit limit was good. They dispatched the card within 4 to 5 days. Documentation process is simple. It is a annual fee card.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 16, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have got the American express credit card and its not accepted everywhere. I would like to say that the customer service and other things are good one with the American express credit card, also I really don't have any issues on it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • American Express Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold AMEX credit card for last 5 to 6 years, it is an international card. I am satisfied with the service. The credit limit was happy. They charge annual fee but normally it will be waived according to the usage. The reward point and cash back offers are good. I do get a discounts on my bills.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with American Express. My credit card was taken 2 months back. It would be great if they increase little bit of my credit limit. The customer service is fantastic. The charges are normal. I have submitted the documents online and also the hard copy has been collected by the executive.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Quick response and service"
      0.5 4.0/5 "Great!"
      It was a good experience with Amex Bank. I got the rewards credit card within with the time frame. The credit limit is a bit less and it would have been better if the bank has offered me a limit depending on my salary. It is a life time free card as well.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Delayed process"
      0.5 4.0/5 "Great!"
      Amex Bank took a month to process the credit card. I have a rewards card. The benefit is if I use the card for Rs. 1000 and more for four times, I would get 1000 points which is equal to 250rs. It is a life time free card. They could have been more quicker in the process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      Overall a good experience with Amex Bank. The bank has not offered me anything extra in offers than the normal rewards and cash back deals. There were no charges mentioned initially but if that fee is levied or not I am not sure as I have not received the statement yet for the credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I had taken credit card from American express.The limit on the card is 55,000,expected about one lakh,anyways am happy with the limit.I pay annual fees of Rs 750 every year to maintain the card.They gave Rs 750 amazon voucher as complimentary service.Net banking is very useful and easy to navigate.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Very Fine"
      0.5 5.0/5 "Blown Away!"
      I have got the credit card with the American Express and the response is also good one. The credit card got disbursed within two to three days of time . I am happy with them, also I really dont have any issues on it.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      American express credit card is really valuable one for me. I would like to say that the customer service is very good and the response is really fine, also there are no concern about it and am really happy with the American express credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my credit with AMERICAN EXPRESS bank . The credit limit was 1.25 lakhs which was satisfactory and they hvae offered rewards point for which I am getting reward points , cash back offers. The customer service and responses was excellent . They have taken just a week of time for the whole process so my experience was very good and Its recommendable .
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Good"
      0.5 1.0/5 "Really Bad"
      My credit card was taken with AMERICAN EXPRESS. The credit limit was 2 lakhs and I hold membership rewards point. The customer service and responses was up to the mark. The process was very hassle free . MY overall experience was good so would like to recommend to others.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      I hold my American Express credit card . The credit limit was 75,000 and I hold Make my trip platinum International card .I am getting rewards point and cashback offers. The customer service bad responses was satisfactory .I had a very easy credit limit process and I would like to recommend the same to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I can't use the Amex credit card in all the point of sales, but it is very expensive card to use. I am satisfied with the credit limit. The customer support is good with the credit card department. It would be great if Amex credit card can be used at all point of sale.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 14, 2017
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