Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 American Express® Gold Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time : Within 30 minutes
    Rs.1,500 Amazon Voucher free Paperless approval available
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    American Express® Gold Card is Rated as "Excellent!" by 108 Users
    Credit Card BYTES FROM OUR KITCHEN

    American Express® Gold Card

    AMEX cards are very popular with customers across India. These cards are known to offer a wide range of benefits and also come with comparatively lower interest rates. The process of applying for American Express cards is also very simple.

    The American Express Gold Card is a charge card that comes with intelligent features and offers benefits to the customers. When customers opt for this card, they have the opportunity to accelerate their earn rate, use the Points to redeem for Rewards from the specially curated Gold Collection and also provides access to other seasonal promotions.

    American Express Gold Card Features and Benefits

    • Earn 1 Membership Rewards Point for every Rs.50 spent except for spend at Insurance, Utilities and Cash Transactions.
    • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal.
    • Redeem from the fabulous 18 carat and 24 carat Gold Collection.
    • Enjoy benefits on your travel bookings with MakeMyTrip.com.
    • Flexibility in spending with "no pre-set" limit which means your charges are approved basis your spending pattern, financials, credit record and account history. Please note that 'no pre-set' limit does not mean your spending is unlimited.

    Eligibility and documentation of American Express Gold Card

    The eligibility criteria for the American Express Gold Card are as follows:

    • The card is available to people aged 18 and above.
    • The applicant should not have defaulted on payments.
    • The applicant should have a good credit score.
    • The card is available only to the residents of India.
    • If self-employed: The applicant’s company should have been trading for more than 12 months.

    The documents required for applying for this American Express card are as follows:

    • KYC documents such as PAN, ID Proof and Address Proof
    • Form 16/ Salary slip
    • 1 recent photograph

    Fees and Charges of American Express Gold Card

    • The fee for the 1st year is Rs 1000 (exclusive of GST).
    • From second year onwards, the fee is Rs 4500 (exclusive of GST).
    • As it is a charge card, there are no finance charges.

    How to apply for the American Express Gold card?

    In order to apply for this card, visit BankBazaar.com, click on ‘cards’ and then select this card. You can check the eligibility and also check other details about this card. You can then click on “Apply” and fill in your personal details to instantly apply for this card online.

    How to Redeem the Membership Reward Points of American Express Gold card

    Redeem your membership reward points against items listed in the 24 carat and 18 carat gold collections. Alternatively, you can choose from over 600 hand-picked redemption options ranging across a host of new products and services. Use the option “Select and pay with points” to pay your card charges through points. Also, redeem your membership reward points instantly at a host of select online and offline merchants.

    American Express Gold Card FAQs

    1. Will I earn membership reward points for all kinds of transactions?

      You will earn membership reward points for all kinds of transactions except cash transactions, utilities and insurance payments.

    2. Can I get an additional supplementary card?

      Two free supplementary cards come with each Amex Gold Care card. Issue of additional cards above the complimentary cards comes at an annual fee of Rs.1500 per card.

    3. What is the cash advance fee for this card?

      The cash advance fee for all American Express cards is 3.5% of the transaction amount (minimum amount of Rs.250).

    4. What is the credit limit for the gold card?

      The Amex Gold card does not come with a pre-set limit. The limit varies based on the spending habits, financials, credit records and account transaction history of the customer.

    5. Is there any cash withdrawal limit for this card?

      Yes, there is a cash withdrawal limit of Rs 10,000 for every fortnight.

    American Express® Gold Card Reviews

    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Experience is really an excellent one for me with the American express credit card and the credit limit value is around 3.5 lakh Rupees. I would like to say that the response and other features are really working in good way. I am happy with the AMEX credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 17, 2018
    • American Express Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the American Express Membership Rewards credit card for more than 2 years. This credit card has the credit limit value of Rs,2,00,000. I would say I am happy to have this card with this huge limit value, but it is not used at all point of sale.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 15, 2018
    • American Express Credit Card
      "Dis satisfactory"
      0.5 1.0/5 "Really Bad"
      Previously I had a credit card with American Express since I am not satisfied with the service and closed this credit card. Actually the customer respond very badly. I used the credit card for 2 years. They offered a NO CREDIT LIMIT which was actually good but service wise its not satisfactory.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 11, 2018
    • American Express Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a AMEX credit card from last 1 year, the credit card services are excellent when compared to all other credit card. I pay an annual fee of Rs 1500 for this credit card. I get lot of reward points in this credit card. I make my payments using the mobile application and i have a credit limit of Rs 3.2 lakhs which is sufficient for this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 11, 2018
    • American Express Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have cancelled the American express credit card because of the huge credit limit, which is in macro piece. Response is not really good one with the American express credit card like they have to work and improve on it. I am happy with the American express credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 11, 2018
    • American Express Credit Card
      "Amazing"
      0.5 4.5/5 "Excellent!"
      I am having the American express credit card and am using it from the lat six months of time. I can get good offers and cashback with them. I would like to say that the response and other things are good one with the American express credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 11, 2018
    • American Express Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have cancelled the American express credit card and there are no such offers with them and I have used it for more than two years of time. Because of lacking with offers only, I have not go ahead with them. Rest of the things are really fine one for me with the American express credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 11, 2018
    • American Express Credit Card
      "Best card to use"
      0.5 4.5/5 "Excellent!"
      I am using AMEX credit card from last 2.5 years, the credit card services are pretty good when compared to all other credit cards. I paid an annual fee of Rs 1000 for the first year in this credit card. . I get lot of reward points in this credit card. I use net banking for making payments and there are no transaction issues. The only drawback i found is, the acceptance level of this credit card is very limited and i have a credit limit of Rs 1.80 lakhs which is sufficient for this credit card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 10, 2018
    • American Express Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with AMEX from last 1 year, the credit card service is best when compared to all other credit cards. There is no annual fee charged for the first year and from the second year, it is based on the number of transactions. I get lot of reward points in this credit card. I am happy with the credit limit of Rs 1.5 lakhs and this card is recommendable.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 10, 2018
    • American Express Credit Card
      "Best credit service provider in India"
      0.5 5.0/5 "Blown Away!"
      I am using American express credit card and the customer service is good. Response is very perfect and they are so helpful on it and the credit limit value is also good. Every time, I raise the issues, they are really so helpful.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 10, 2018
    • American Express Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I got the AMERICAN EXPRESS® MEMBERSHIP REWARDS CREDIT CARD within a 7 to 10 days of time. The customer support was good with the American express,they came to my place to collect the documents. I am satisfied with the credit limit. I cannot use this card with number of points of sales.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 10, 2018
    • American Express Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I am using AMEX credit card from last 1 year, the credit card services provided by AMEX is good when compared to all other credit cards. I get lot of reward points in this credit card on swiping for 6 times in a month for Rs 1000 per transaction. They charged an annual fee of Rs 1000 for the first year and from second year onwards, the annual fee is Rs 5000. There are too many charges in this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 09, 2018
    • American Express Credit Card
      "Good banking"
      0.5 4.0/5 "Great!"
      I have been banking with Amex for last few years.I pay an annual fees to hold this card,they keep o charging the account unnecessarily.I get 1000 reward points for four transaction made more than 1000 rupees however they have changed ti to six transaction to get the same points i am not satisfied with the features as they keep changing otherwise the service is good they respond on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 09, 2018
    • American Express Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have my credit card approved with AMEX and it was quite a good experience. The process was quite long, it took 12-15 days to receive the credit card. I have a credit limit of Rs 2.05 lakhs which is sufficient for this credit card. There is no annual fee charged for the first year and from the following year, an annual fee of Rs 2250 has to be paid and there is a criteria if i shop above 1.5 lakhs then the annual fee will be waived off. Customer service was good and document verification took long time. I get offers like reward points, i use this card for shopping and dining purpose.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 09, 2018
    • American Express Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The service is excellent with the American express credit card. I use this card from past 2 months. The customer support is good with the American express. I was expecting more credit limit value with American express credit card but I have got Rs,80,000.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 09, 2018
    • American Express Credit Card
      "Very Good"
      0.5 3.0/5 "Satisfactory"
      Credit limit value is around 50000 Rupees with the American express credit card. Response is not really good one with them and the csutomer service is better one, which I hope so. I would like to suggest that they can increase the credit limit .
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 09, 2018
    • American Express Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using AMEX credit card from last 10-12 years, the credit card services are excellent when compared to all other credit cards. There is a annual fee but there is a criteria if the limit crosses the certain amount, the fees will be waived off. I get lot of reward points in this credit card. I use net banking for making bill payments. I have a credit limit of Rs 5 lakhs which is sufficient for this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 08, 2018
    • American Express Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have my credit card approved with AMEX and it was a very good experience. I have a credit limit of Rs 2.5 lakhs and the cash limit of Rs 20000 which is sufficient for this credit card. There is no annual fee charged for the first year and from second year, the annual fee is Rs 4999. Customer service was good and they collected documents on time. I am not aware of any offers in this credit card and i use this card for purchase and petrol.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 08, 2018
    • American Express Credit Card
      "Not able to use everywhere"
      0.5 5.0/5 "Blown Away!"
      I had an AMEX credit card but i have closed the card only because it will not be taken to all the outlets. The limit they given was 3 lakh 20thousand. They have an annual charge of 3000 rupees. its will be reverted if the purchase is above certain limit. I get reward points.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 05, 2018
    • American Express Credit Card
      "Very good card"
      0.5 5.0/5 "Blown Away!"
      I have taken AMEX card and using it for last year. It was a good experience with American Express. The annual fee will be waived off and they are providing good reward points and getting cash back benefits. In a year, I got around 10K as a cash back.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 05, 2018
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