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    We found 1 American Express® Gold Card
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    American Express® Gold Card is Rated as "Excellent!" by 132 Users

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    American Express® Gold Card

    AMEX cards are very popular with customers across India. These cards are known to offer a wide range of benefits and also come with comparatively lower interest rates. The process of applying for American Express cards is also very simple.

    The American Express Gold Card is a charge card that comes with intelligent features and offers benefits to the customers. When customers opt for this card, they have the opportunity to accelerate their earn rate, use the Points to redeem for Rewards from the specially curated Gold Collection and also provides access to other seasonal promotions.

    American Express Gold Card Features and Benefits

    • Cardholders will be provided with an additional Gold credit card that is free for life.
    • Earn 1 Membership Rewards Point for every Rs.50 spent except for spend at Insurance, Utilities and Cash Transactions.
    • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal.
    • Redeem from the fabulous 18 carat and 24 carat Gold Collection.
    • Enjoy benefits on your travel bookings with MakeMyTrip.com.
    • Flexibility in spending with "no pre-set" limit which means your charges are approved basis your spending pattern, financials, credit record and account history. Please note that 'no pre-set' limit does not mean your spending is unlimited.

    Eligibility and documentation of American Express Gold Card

    The eligibility criteria for the American Express Gold Card are as follows:

    • The card is available to people aged 18 and above.
    • The applicant should not have defaulted on payments.
    • The applicant should have a good credit score.
    • The card is available only to the residents of India.
    • If self-employed: The applicant’s company should have been trading for more than 12 months.

    The documents required for applying for this American Express card are as follows:

    • KYC documents such as PAN, ID Proof and Address Proof
    • Form 16/ Salary slip
    • 1 recent photograph

    Fees and Charges of American Express Gold Card

    • The fee for the 1st year is Rs 1000 (exclusive of GST).
    • From second year onwards, the fee is Rs 4500 (exclusive of GST).
    • As it is a charge card, there are no finance charges.

    How to apply for the American Express Gold card?

    In order to apply for this card, visit BankBazaar.com, click on ‘cards’ and then select this card. You can check the eligibility and also check other details about this card. You can then click on “Apply” and fill in your personal details to instantly apply for this card online.

    How to Redeem the Membership Reward Points of American Express Gold card

    Redeem your membership reward points against items listed in the 24 carat and 18 carat gold collections. Alternatively, you can choose from over 600 hand-picked redemption options ranging across a host of new products and services. Use the option “Select and pay with points” to pay your card charges through points. Also, redeem your membership reward points instantly at a host of select online and offline merchants.

    American Express Gold Card FAQs

    1. Will I earn membership reward points for all kinds of transactions?

      You will earn membership reward points for all kinds of transactions except cash transactions, utilities and insurance payments.

    2. Can I get an additional supplementary card?

      Two free supplementary cards come with each Amex Gold Care card. Issue of additional cards above the complimentary cards comes at an annual fee of Rs.1500 per card.

    3. What is the cash advance fee for this card?

      The cash advance fee for all American Express cards is 3.5% of the transaction amount (minimum amount of Rs.250).

    4. What is the credit limit for the gold card?

      The Amex Gold card does not come with a pre-set limit. The limit varies based on the spending habits, financials, credit records and account transaction history of the customer.

    5. Is there any cash withdrawal limit for this card?

      Yes, there is a cash withdrawal limit of Rs 10,000 for every fortnight.

    6. Will I still retain the American Express Gold credit card if my American Express Gold Card is declined or cancelled?

      Yes, you will continue to retain the American Express Gold Credit Card even after your American Express Gold Card is declined or cancelled provided you pay the annual fees and charges levied on the former.

    American Express® Gold Card Reviews

    • American Express Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      My credit card was taken with AMERICAN EXPRESS BANK. The credit limit was satisfactory and i hold membership reward card . The customer service and responses was really good. There is no annul fee and i am getting reward points as benefits.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 20, 2018
    • American Express Credit Card
      "Everything is Good"
      0.5 4.5/5 "Excellent!"
      I have selected this American Express card for Travel purpose. Other company people are not charging anything. But in this card Rs. 4500 as annual charges. I have been using this card for just a month. I have not used it much. Once i used a card, i could say more about it.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 19, 2018
    • American Express Credit Card
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      I had chosen this card since because of the benefits it had, the reward system with the card has been good. The credit limit which they have provided with the card had been good. The customer care of them is quite helpful and friendly and they have been doing a good job. There is no annul fee has been not there for the first year but there will be charges from the second year of 4500 plus taxes and even it will be waved off once we are using the card to an extend.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 18, 2018
    • American Express Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the Amex Platinum credit card for the past 5 Months. The limit is okay and their services are good. I never had any issues with the card and their services. The card is useful for all your daily life purchases.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 18, 2018
    • American Express Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      They had been providing a very good service, and their services has been applicable in most of the purposes. They had been providing airport launch facilities and they had also giving on Jet Airways. There has been good reward points with this card. I had never faced any kind of issues so far till date.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 18, 2018
    • American Express Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      This is one of the best card i am holding, they have been providing a very good service so far. the customer support has been at its best and had been very much responsive. The credit limit which they have been provided with the card has been good and the benefits of the card also had been the best.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 17, 2018
    • American Express Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The American express platinum credit card has been used by me for more than 3 years. The credit card service is very good from the American express. The credit limit value is good with this American express platinum credit card and I am satisfied with it. The benefits and the offers are good with this card.
      Was this review helpful? 0
      , chennai
      Reviewed on May 16, 2018
    • American Express Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The credit limit value is very good with the American express gold credit card and I use this card for more than a year. The customer support service and the response is good from the American express. The benefits and the offers are limited but i am satisfied with it.
      Was this review helpful? 0
      , chennai
      Reviewed on May 16, 2018
    • American Express Credit Card
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have been holding this card for almost one and half years. So far it has been the best service they have been providing. They have been providing with good cash back offers and reward points. The customer service of theirs has been very good, and the credit limit which they have been provided with the card has been also good. I have been using the card for most of the shopping, in booking hotels and tickets for my flight and train also. Previously the customer service was at its best, now they had a little lag.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 15, 2018
    • American Express Credit Card
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have been holding this card for almost 4 months, it has been a very good service which they ahve provided so far. Even the annual fee will be waved off as per the usage, and we will be able to get good points out of the purchases we make online. I have been using this card for my online purchases, hotel booking and also for travel purposes.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 15, 2018
    • American Express Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      Even though the credit limit of Amex Membership Rewards Card's Credit is very good, the charges associated with the card are really high. They offer 2 reward points for every 100 rupees spent which is a coll feature. I never had any issues with the card and its features.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 15, 2018
    • American Express Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with AMEX from last 1 year, i am happy with the credit card services of AMEX. Annual fee of this credit card will be waived off based on the number of transactions done. I get reward points on all transactions and those points are easily redeemable. I am happy with the credit limit in this card.
      Was this review helpful? 0
      , delhi
      Reviewed on May 15, 2018
    • American Express Credit Card
      "Excellent service"
      0.5 4.0/5 "Great!"
      The services which they have been providing has been good. even the credit limit which they have provided with the card is also good. the reward points has been less compared with the other cards, and also the annual fee had been a little less. I have been using the card for most of my online purchases.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 15, 2018
    • American Express Credit Card
      "Fantastic Card"
      0.5 5.0/5 "Blown Away!"
      Overall if u compare, the American express is giving the more value. Regularly i ll get a offers from American express card. Monthly Bonus points. They will renew the credit limit every six months depends on the usage. Best is excellent customer service. I'm a old user of American express card holder.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 14, 2018
    • American Express Credit Card
      "Scope of Improvement"
      0.5 4.0/5 "Great!"
      Amex Card is not working everywhere. Merchants are not supporting American Express cards. They have offered me a Credit limit of Rs. 1.5 lakhs and i'm satisfied with it. I have very good experience with customer care. I have been using this card for 7 to 8 months.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 14, 2018
    • American Express Credit Card
      "BEST CARD"
      0.5 5.0/5 "Blown Away!"
      Am using American Express credit card for long time and its the best card till now for cash points and redeem points for every transaction which i make and that can be redeem later.there is annual charges and there is no transaction charges available .Customer service and response is good regarding clearing queries.
      Was this review helpful? 0
      , pune
      Reviewed on May 13, 2018
    • American Express Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      The process to get the Amex Bank credit card was good. They were on time to contact me and inform me the details and collected my paper work. There are charges and it is high. The credit limit is good but can be better. I have not used the credit card yet to know more about the details.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 11, 2018
    • American Express Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The service is quite good from the American express. The joining fee can be reduced from the American express in concern to the American express platinum travel credit card, so that their number if customers can ban increased in future and I would say it gives good service.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 11, 2018
    • American Express Credit Card
      "Good to Experienced the Credit Card"
      0.5 5.0/5 "Blown Away!"
      I just got a call from American express card and i applied finally i got it. Unlimited usage card. I'm very much happy about it. They have debited Rs. 1000+GST as annual fee. I used make the bill payment on time. I have try to use this card as much as i can. I'm not familiar with using of credit card. American credit card pp is good
      Was this review helpful? 0
      , new delhi
      Reviewed on May 11, 2018
    • American Express Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using AMEX credit card from last 2 years, the credit card services are very good with AMEX. I am happy with the credit limit and there is no annual fee charged for this card. I get reward points on all transactions and redemption value is good. Net banking is easy to make bill payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 11, 2018
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