Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 American Express® Gold Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details

    American Express® Gold Card is Rated as "Excellent!" by 97 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    American Express Gold Card Overview

    American Express Credit Cards and Charge Cards, also known as AMEX cards, are very popular with customers across India. These cards are known to offer a wide range of benefits and also come with comparatively lower interest rates. The process of applying for American Express Credit Cards and Charge Cards is also very simple.

    The American Express Gold Card is a charge card that comes with intelligent features and offers benefits to the customers. When customers opt for this card, they have the opportunity to accelerate their earn rate, use the Points to redeem for Rewards from the specially curated Gold Collection and also provides access to other seasonal promotions.

    American Express Gold Card Features and Benefits

    • 4,000 Bonus Membership Rewards® Points, to be awarded on using the Card 3 times within the first 60 days of Card membership, upon payment of annual fee.
    • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 6 times on transactions of Rs.1,000 and above every month.
    • Earn 1 Membership Rewards Point for every Rs.50 spent except for spend at Insurance, Utilities and Cash Transactions.
    • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal.
    • Redeem from the fabulous 18 carat and 24 carat Gold Collection.
    • Enjoy benefits on your travel bookings with MakeMyTrip.com.
    • Flexibility in spending with "no pre-set" limit which means your charges are approved basis your spending pattern, financials, credit record and account history. Please note that 'no pre-set' limit does not mean your spending is unlimited.

    Eligibility and documentation of American Express Gold Card

    The eligibility criteria for the American Express Gold Card are as follows

    • The card is available to people aged 18 and above.
    • The applicant should not have defaulted on payments.
    • The applicant should have a good credit score.
    • The card is available only to the residents of India.
    • If self-employed: The applicant’s company should have been trading for more than 12 months.

    The documents required for applying for this American Express card are as follows:

    • KYC documents such as PAN, ID Proof and Address Proof
    • Form 16/ Salary slip
    • 1 recent photograph

    Fees and Charges of American Express Gold Card

    • The fee for the 1st year is Rs 1000 (exclusive of taxes).
    • From second year onwards, the fee is Rs 4500 (exclusive of taxes).
    • As it is a charge card, there are no finance charges.

    How to apply for the American Express Gold credit card?

    In order to apply for this card, visit BankBazaar.com, click on ‘Credit Cards’ and then select this card. You can check the eligibility and also check other details about this card. You can then click on “Apply” and fill in your personal details to instantly apply for this card online.

    How to Redeem the Membership Reward Points?

    Redeem your membership reward points against items listed in the 24 carat and 18 carat gold collections. Alternatively, you can choose from over 600 hand-picked redemption options ranging across a host of new products and services. Use the option “Select and pay with points” to pay your credit card charges through points. Also, redeem your membership reward points instantly at a host of select online and offline merchants.

    American Express Gold Card FAQs

    1. Will I earn membership reward points for all kinds of transactions?

      You will earn membership reward points for all kinds of transactions except cash transactions, utilities and insurance payments.

    2. Can I get an additional supplementary card?

      Two free supplementary cards come with each Amex Gold Care credit card. Issue of additional cards above the complimentary cards comes at an annual fee of Rs.1500 per card.

    3. What is the cash advance fee for this card?

      The cash advance fee for all American Express cards is 3.5% of the transaction amount (minimum amount of Rs.250).

    4. What is the credit limit for the gold card?

      The Amex Gold card does not come with a pre-set limit. The limit varies based on the spending habits, financials, credit records and account transaction history of the customer.

    5. Is there any cash withdrawal limit for this card?

      Yes, there is a cash withdrawal limit of Rs 10,000 for every fortnight.

     Loading your search... Loading your search...
  • American Express® Gold Card Reviews

    • American Express Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I also bank with Amex Bank for a credit card and banking with them is excellent. The customer services are excellent in communication and the deals they offer on the card is perfect too. The limit is more than satisfactory for me. The billing is clear as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 23, 2017
    • American Express Credit Card
      "Looking for a better feature"
      0.5 2.0/5 "Expected more"
      I had a Amex credit card they were charging Rs 4000 per annum. I am not fine with that even they didn't provide much offer also, they give only discount on flight ticket. Hence I surrender the card but their customer service is good, when I have called them to block the credit card , they guided on it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 06, 2017
    • American Express Credit Card
      "Better card to use but not used in many places"
      0.5 3.0/5 "Satisfactory"
      I can't use this card in all places because it is not acceptable in many point of sales. The service is really good with American express banking corporation. The rate of interest is low when compared with others. I am not happy with the Amex master card credit limit , still they can increase my credit limit in future.
      Was this review helpful? 0
      , indore
      Reviewed on Jul 05, 2017
    • American Express Credit Card
      "Best for Credit card"
      0.5 5.0/5 "Blown Away!"
      I bank with Amex bank for a credit card and I am happy to use the services. The customer services are excellent in communicating to the their customers and they are prompt to sorting out my queries. Though there are charges for the card it is worth the fee.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 30, 2017
    • American Express Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      American express credit card is working in a good way but its not accessible everywhere and that's the major drawback, rest of the things were really good. Customer service is an excellent one for me till now, also I am very much happy with the responsiveness too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 24, 2017
    • American Express Credit Card
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I have used a credit card with Amex Bank and I am not happy with this bank. The charges are high and the offers are also not to my satisfaction. It has not been a good experience. The customer services is also average. There are no benefits at all on the card.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      American express credit card is the best one because they are excellent in the communication. Though the card is costly there are a lot of reward points from which I can benefit off. It has been a hassle free experience till date.The offers provided are timely.They apply annual charges around 4000Rs in the card.I am a customer of American express corporation for just 6 to 7 months
      Was this review helpful? 0
      , surat
      Reviewed on Jun 19, 2017
    • American Express Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      I am using make my AMEX Platinum Credit card, I don't have good experience on my AMEX card. I am unable to use it at normal shops, they deny getting the card and I have told the guy who gave me this card clearly that I am not into travelling, so provide me with best card but still very bad experience. The credit limit what they had offered is 4 lakhs.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2017
    • American Express Credit Card
      "Overprice"
      0.5 1.0/5 "Really Bad"
      I have stopped to use the American express credit card because they are charging something as hidden charges, also they are making delay on sending the statement. I mean to say that their customer service is very poor. Annual charges were charges and they are not justify the charges to compensate it.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 16, 2017
    • American Express Credit Card
      "Real express"
      0.5 5.0/5 "Blown Away!"
      I am using American express credit card and its the best one for me, also its a kind of life saver one. Response with the American express credit card and I would like to say that they are best in Industry. Credit limit value is good one and the processing charges are very much expensive one.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 16, 2017
    • American Express Credit Card
      "Good bank"
      0.5 5.0/5 "Blown Away!"
      American express credit card is the best one because of the good reward points and I can get everything by redeeming reward points. Credit limit is unlimited one with them and am using this card from the last five years of time. Reaching the customer service is really a toughest task, also part of the service is not up to the mark.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 16, 2017
    • American Express Credit Card
      "Complicated"
      0.5 2.0/5 "Expected more"
      American express credit card was the one , which I had opted before two years of time, also they used to keep on asking lot of documents, which were not really a fair one.I would like to suggest that they need to make the process in a simple and in an organized way.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 16, 2017
    • American Express Credit Card
      "Too good to use"
      0.5 5.0/5 "Blown Away!"
      I got American express gold card for past 2 years. The benefits like reward points, cash back offers and fuel surcharge waiver is available with this card. If I accumulate more than 18,000 reward points we can buy gold with those reward points. If I make 4 transactions in a months for Rs.1000. I will be getting 1000 points and If a refer any of my friend and he is also getting the same card I will be getting 8,000 reward points.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 15, 2017
    • American Express Credit Card
      "Too good"
      0.5 5.0/5 "Blown Away!"
      The service which was offered on my American express corporate cards is extra ordinary, that is the reason I gave 5 rating for all the parameters . It always gives the excellent service to their customers. I can say it is a limitless card. I am happy using my Corporate Credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 15, 2017
    • American Express Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      AMEX credit card was not acceptable mostly to the Indian retailers but its widely acceptable overseas i.e., across the globe. Customer service is a similar one and the accessibility is the only constraint, therefore they need to expand their coverage.
      Was this review helpful? 0
      , aurangabad
      Reviewed on Jun 12, 2017
    • American Express Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      Though the credit card of Amex Bank is not accepted every where because they charge some percentage for everything,I hardly use this bank credit card I do get reward points but i aint sure how much it is,if it come to fee,it is 10000 per annum and Iam holding this account for more than four years..
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2017
    • American Express Credit Card
      "Average Service"
      0.5 1.0/5 "Really Bad"
      I have applied for an credit card with American express, but they have rejected my application, saying that my salary not met their eligibility criteria. The rate of interest is nominal with this platinum card. The service rendered by American express was average.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 08, 2017
    • American Express Credit Card
      "Good rewards to fly"
      0.5 4.0/5 "Great!"
      I am getting a very good good value on the Jet privileges from the American express credit card as I am using it from the last six months of time. Customer service is pretty good with them , also the relationship managers were really working in a very good way.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 08, 2017
    • American Express Credit Card
      "Excellent communication"
      0.5 5.0/5 "Blown Away!"
      I bank with Amex Bank for a credit card and I am very happy with the customer services. They are excellent in the communication. Though the card is costly there are a lot of reward points from which I can benefit off. It has been a hassle free experience till date.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jun 07, 2017
    • American Express Credit Card
      "Good Credit card"
      0.5 4.0/5 "Great!"
      Its my corporate card, their interest rate is very less for the monthly usage and their foreign exchange value is also less. If goes to any out of station if I use my card for the transaction purpose, they charge very less. Their customer service and responsiveness is good and they gave me life time free credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 06, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.