Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    American Express® Gold Card

    We found 1 American Express® Gold Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details

    American Express® Gold Card is Rated as "Excellent!" by 96 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    American Express Gold Card Overview

    American Express Credit Cards and Charge Cards, also known as AMEX cards, are very popular with customers across India. These cards are known to offer a wide range of benefits and also come with comparatively lower interest rates. The process of applying for American Express Credit Cards and Charge Cards is also very simple.

    The American Express Gold Card is a charge card that comes with intelligent features and offers benefits to the customers. When customers opt for this card, they have the opportunity to accelerate their earn rate, use the Points to redeem for Rewards from the specially curated Gold Collection and also provides access to other seasonal promotions.

    American Express Gold Card Features and Benefits

    • 4,000 Bonus Membership Rewards® Points, to be awarded on using the Card 3 times within the first 60 days of Card membership, upon payment of annual fee.
    • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs.1,000 and above every month.
    • Get 3% cash back at leading fuel stations across India exclusively with your AMEX Card. Click here to register and to avail the offer and access the list of participating outlets.
    • Earn 1 Membership Rewards Point for every Rs.50 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions.
    • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal.
    • Redeem from the fabulous 18 carat and 24 carat Gold Collection.
    • Enjoy benefits on your travel bookings with MakeMyTrip.com.
    • Flexibility in spending with "no pre-set" limit which means your charges are approved basis your spending pattern, financials, credit record and account history. Please note that 'no pre-set' limit does not mean your spending is unlimited.

    Eligibility and documentation of American Express Gold Card

    The eligibility criteria for the American Express Gold Card are as follows

    • The card is available to people aged 18 and above.
    • The applicant should not have defaulted on payments.
    • The applicant should have a good credit score.
    • The card is available only to the residents of India.
    • If self-employed: The applicant’s company should have been trading for more than 12 months.

    The documents required for applying for this American Express card are as follows:

    • KYC documents such as PAN, ID Proof and Address Proof
    • Form 16/ Salary slip
    • 1 recent photograph

    Fees and Charges of American Express Gold Card

    • The fee for the 1st year is Rs 1000 (exclusive of taxes).
    • From second year onwards, the fee is Rs 4500 (exclusive of taxes).
    • As it is a charge card, there are no finance charges.

    How to apply for the American Express Gold credit card?

    In order to apply for this card, visit BankBazaar.com, click on ‘Credit Cards’ and then select this card. You can check the eligibility and also check other details about this card. You can then click on “Apply” and fill in your personal details to instantly apply for this card online.

    How to Redeem the Membership Reward Points?

    Redeem your membership reward points against items listed in the 24 carat and 18 carat gold collections. Alternatively, you can choose from over 600 hand-picked redemption options ranging across a host of new products and services. Use the option “Select and pay with points” to pay your credit card charges through points. Also, redeem your membership reward points instantly at a host of select online and offline merchants.

    American Express Gold Card FAQs

    1. Will I earn membership reward points for all kinds of transactions?

      You will earn membership reward points for all kinds of transactions except cash transactions, utilities, fuel and insurance payments.

    2. Can I get an additional supplementary card?

      Two free supplementary cards come with each Amex Gold Care credit card. Issue of additional cards above the complimentary cards comes at an annual fee of Rs.1500 per card.

    3. What is the cash advance fee for this card?

      The cash advance fee for all American Express cards is 3.5% of the transaction amount (minimum amount of Rs.250).

    4. What is the credit limit for the gold card?

      The Amex Gold card does not come with a pre-set limit. The limit varies based on the spending habits, financials, credit records and account transaction history of the customer.

    5. Is there any cash withdrawal limit for this card?

      Yes, there is a cash withdrawal limit of Rs 10,000 for every fortnight.

     Loading your search... Loading your search...
  • American Express® Gold Card Reviews

    • American Express Credit Card
      "Very good card to use"
      0.5 2.5/5 "Just OK"
      The American express platinum Travel credit card is not used in all the places. I am using it for past 2 months. There are lot of benefits with this card, but then I don't use this card much. The benefits like travel expense and the airport lounge and the reward points are available with this card. The rate of interest is too high when compared with others. I would like to suggest that AMEX card must work everywhere.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2017
    • American Express Credit Card
      "Good to Use"
      0.5 5.0/5 "Blown Away!"
      The good features are there on my Amex credit card is I am getting more reward points on the card also I believe that they are giving some offers on flight ticket bookings. The annual charge is 1000 rupees and I am happy using my Amex credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 25, 2017
    • American Express Credit Card
      "It never works anyway"
      0.5 3.5/5 "Pretty good"
      I have credit card with AMEX. They always used to provide chargeable card so mine is a chargeable card. Reward points and cash back offers are there for my card like other banks. The credit limit is good as well, they may increase the limit in future. But the card never works anyway, cannot use it for petroleum.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 17, 2017
    • American Express Credit Card
      "It should be accessible all over in India"
      0.5 4.0/5 "Great!"
      AMEX gives best loyalty offers to the customer but its not accepting all over India. Some merchandise won't accept this card for swiping. But they are No.1 in India lead. I am using AMEX gold card, they have provided unlimited credit limit depend upon the customer usage.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 16, 2017
    • American Express Credit Card
      "Improve online banking app"
      0.5 3.5/5 "Pretty good"
      I hold jet airways American express credit card. Their credit card services are good. But their mobile application is not at all good. Even I had written my feedback to the bank but still there is no improvement on it. The credit limit is pretty good.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 16, 2017
    • American Express Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I use Amex Bank for a credit card and it has been a fantastic experience. I faced no issues as my card is accepted every where, I had used it till date and the credit limit is also to my expectation.. The best is the customer service they are excellent when it comes to communication.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 12, 2017
    • American Express Credit Card
      "Better Service"
      0.5 2.0/5 "Expected more"
      Credit limit is quite satisfactory with AMEX but the charges are very high with them. Also the merchant is not available in everywhere. Interest rate is around 14%. So far I did not reach out their customer support, so I do not have any idea about their customer service.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 11, 2017
    • American Express Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I hold make my trip credit card with AMEX. I use this card only for hotel bookings. They offered credit limit than my expectations. Actually I required lesser credit limit but they credited much more. Their services are really fantastic and no issues with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 11, 2017
    • American Express Credit Card
      "Below average card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Amex corporate card for about past 10years. I can't use this card everywhere. There are no benefits available on this card ,because it is a corporate card. I am happy with the credit limit. Initialy, they gave the credit limit of 1 lakh and now it is also increased based on the customer requirement within the time period. Some shopkeepers also claim 4% extra charge on this card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 10, 2017
    • American Express Credit Card
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      My gold card was taken from Amex, I am very much happy about the card. The only disadvantage is in some place it is not acceptable. Other wise it is a good card. With this card the limit is unlimited. Service rendered by them was also not good..My only suggestion is it should be accessible in all the out lets. This card mostly can be used in abroad where there are no extra charges for it.
      Was this review helpful? 0
      , chennai
      Reviewed on May 02, 2017
    • American Express Credit Card
      "Comfortable to Use"
      0.5 4.0/5 "Great!"
      I do not think that I am paying annual charges for my credit card. I am using Amex credit card for long time. I had not faced any issues like hidden charges or unnecessary charges. I used to get reward points in all my usage. Also it can be redeemed.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 25, 2017
    • American Express Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      The process at Amex bank is good on the credit cards. They stop the usage of the card once the customer comes to the limit he is eligible off. In this way the customer does not end up pay high interest on the exceeded limit. The services are excellent.
      Was this review helpful? 0
      , mysore
      Reviewed on Apr 21, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My Amex Credit card was very helpful . If you swipe the card above 4 thousand you get reward points of thousand that is converted as cash back and you get 250 rupees I receive offers at time to time. Some times I got offer for online purchase. I have earned rewards points on my card. The is no credit limit for this yearly fee is 1k
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 15, 2017
    • American Express Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I am happy with the services of Amex Bank as the customer support is excellent especially when it comes to communication. The rate of interest is also satisfactory and the charges were very normal for me. The reward points could be redeemed as well online for shopping. Just that the credit card is not acceptable at all merchandises, likewise a customer needs to know where to use the card.
      Was this review helpful? 0
      , kota
      Reviewed on Apr 13, 2017
    • American Express Credit Card
      "Transparent in details"
      0.5 5.0/5 "Blown Away!"
      I have recently got the credit card of Amex Bank. The process was smooth in getting the card and to what I have used it, my experience has been good till date. There are charges on the card, I still give five stars on charges is because I am being charged as to what was informed to me and nothing more than that.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 10, 2017
    • American Express Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I am holding this AMEX Platinum credit card for more than 18 months Its chargeable card yearly I had to pay five thousand rupees, If I use this card for seven lakhs in a year then five thousand would be charged and the same would be wavied off. I am overall I am very much satisfied with this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 09, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had been holding this AMEX credit card for more than two years now. The credit limit offered on my AMEX credit card is eight lakhs. Initially it was four lakhs now it has been extended. I frequently use this card overseas, till now they had not charged me any annual fee on this card . Being with IBM I have good access at all lounges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 09, 2017
    • American Express Credit Card
      "Good experience "
      0.5 3.5/5 "Pretty good"
      I do have credit card with the American express banking corporation and it works nice for me and the reward points are great. The disadvantage is lack of versatility like it will not be accepted in most of the places. Services are okay with them and I have not faced much issue, also my queries got resolved immediately.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 03, 2017
    • American Express Credit Card
      "High on charges"
      0.5 4.0/5 "Great!"
      The customer services of Amex bank is the best. They know well how to communicate to a customer. But they are not recommendable for a credit card as the card is not acceptable all over and are very high on charges. If I go to Kolkata for example, the stores hesitate to take the card as they are not sure who would pay the charge of 4% either the customer or the merchandise. I have closed the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 01, 2017
    • American Express Credit Card
      "Its Average"
      0.5 5.0/5 "Blown Away!"
      AMEX is a good international card but still it has some drawbacks like, there is no option to convert amount into an EMI, whatever the amount I am purchasing I should make that amount on next bill and they are taking annual charges of Rs.4500 it is high. But AMEX does not have any card limit, I could use my card for any amount. If its better if they provided EMI that would be convenient for the AMEX users.
      Was this review helpful? 1
      , mumbai
      Reviewed on Mar 28, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.