Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 American Express® Gold Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    American Express® Gold Card is Rated as "Excellent!" by 99 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    American Express® Gold Card

    AMEX cards are very popular with customers across India. These cards are known to offer a wide range of benefits and also come with comparatively lower interest rates. The process of applying for American Express cards is also very simple.

    The American Express Gold Card is a charge card that comes with intelligent features and offers benefits to the customers. When customers opt for this card, they have the opportunity to accelerate their earn rate, use the Points to redeem for Rewards from the specially curated Gold Collection and also provides access to other seasonal promotions.

    American Express Gold Card Features and Benefits

    • 4,000 Bonus Membership Rewards® Points, to be awarded on using the Card 3 times within the first 60 days of Card membership, upon payment of annual fee.
    • Earn 1 Membership Rewards Point for every Rs.50 spent except for spend at Insurance, Utilities and Cash Transactions.
    • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal.
    • Redeem from the fabulous 18 carat and 24 carat Gold Collection.
    • Enjoy benefits on your travel bookings with MakeMyTrip.com.
    • Flexibility in spending with "no pre-set" limit which means your charges are approved basis your spending pattern, financials, credit record and account history. Please note that 'no pre-set' limit does not mean your spending is unlimited.

    Eligibility and documentation of American Express Gold Card

    The eligibility criteria for the American Express Gold Card are as follows:

    • The card is available to people aged 18 and above.
    • The applicant should not have defaulted on payments.
    • The applicant should have a good credit score.
    • The card is available only to the residents of India.
    • If self-employed: The applicant’s company should have been trading for more than 12 months.

    The documents required for applying for this American Express card are as follows:

    • KYC documents such as PAN, ID Proof and Address Proof
    • Form 16/ Salary slip
    • 1 recent photograph

    Fees and Charges of American Express Gold Card

    • The fee for the 1st year is Rs 1000 (exclusive of GST).
    • From second year onwards, the fee is Rs 4500 (exclusive of GST).
    • As it is a charge card, there are no finance charges.

    How to apply for the American Express Gold card?

    In order to apply for this card, visit BankBazaar.com, click on ‘cards’ and then select this card. You can check the eligibility and also check other details about this card. You can then click on “Apply” and fill in your personal details to instantly apply for this card online.

    How to Redeem the Membership Reward Points of American Express Gold card

    Redeem your membership reward points against items listed in the 24 carat and 18 carat gold collections. Alternatively, you can choose from over 600 hand-picked redemption options ranging across a host of new products and services. Use the option “Select and pay with points” to pay your card charges through points. Also, redeem your membership reward points instantly at a host of select online and offline merchants.

    American Express Gold Card FAQs

    1. Will I earn membership reward points for all kinds of transactions?

      You will earn membership reward points for all kinds of transactions except cash transactions, utilities and insurance payments.

    2. Can I get an additional supplementary card?

      Two free supplementary cards come with each Amex Gold Care card. Issue of additional cards above the complimentary cards comes at an annual fee of Rs.1500 per card.

    3. What is the cash advance fee for this card?

      The cash advance fee for all American Express cards is 3.5% of the transaction amount (minimum amount of Rs.250).

    4. What is the credit limit for the gold card?

      The Amex Gold card does not come with a pre-set limit. The limit varies based on the spending habits, financials, credit records and account transaction history of the customer.

    5. Is there any cash withdrawal limit for this card?

      Yes, there is a cash withdrawal limit of Rs 10,000 for every fortnight.

     Loading your search... Loading your search...
  • American Express® Gold Card Reviews

    • American Express Credit Card
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I am having the Amex credit card and am not really satisfied because in most of the places they are not really accepting this credit card. American express credit card options are really lesser one with them to swipe.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 22, 2017
    • American Express Credit Card
      "Response part has to be improved"
      0.5 3.0/5 "Satisfactory"
      My card got blocked because thrice I have put wrong password. Hence I reached their customer service to activate the card I didn't get any response. Through online I tried activate the card it is also difficult, but they are charging annual fee.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 21, 2017
    • American Express Credit Card
      " Privilege credit card"
      0.5 5.0/5 "Blown Away!"
      I used to receive reward points for many transaction with AMEX credit card, I could convert all the points into cash. All in all I should go to online website to check the total points there is an option to redeem the points its good. Credit limit is also flexible, I can use without restriction.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 20, 2017
    • American Express Credit Card
      "Need to be get diversified"
      0.5 3.5/5 "Pretty good"
      I am having the American express credit card from the last four to five months of time. There are many disadvantages in this card like I can use it only on the big shopping malls. Response is fine one for me with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • American Express Credit Card
      "Customer services are excellent"
      0.5 5.0/5 "Blown Away!"
      Everything is perfect with Amex Bank for a credit card. They provide the best of services and they are very responsive when ever I reach out to them. The offers and credit limit they offer me is excellent and there has been no inconvenience in banking with them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 16, 2017
    • American Express Credit Card
      "Excellent for shopping "
      0.5 5.0/5 "Blown Away!"
      As one of the representative in American Express as a customer i too enjoy the services and offers they provide with we help customer till they receive everything .Its hassle free with good credit limit and no fee for processing or transactions .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 16, 2017
    • American Express Credit Card
      "Its good but fee and charges should be less"
      0.5 3.5/5 "Pretty good"
      American Express customer care IVR system is very good, I could reach the executive within a minute, but in term of charges is very high, they were charging annual fee around Rs.4000 but I hold a premium credit card. In India very few retail outlets, or merchandiser are accepting AMEX Card. Reward points are good, for 1 point - 25 paise its great to convert into cash.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 13, 2017
    • American Express Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      The service was very good from AMERICAN EXPRESS ,if there is any queries their representatives will be very helpful and responsible . But I cannot use my AMERICAN EXPRESS credit card in many places ,also the fee was also very high with AMERICAN EXPRESS . Offers I use to get offers ,so overall service was good .
      Was this review helpful? 0
      , pune
      Reviewed on Sep 12, 2017
    • American Express Credit Card
      "Good card to hold"
      0.5 5.0/5 "Blown Away!"
      I would say my AMEX Credit card is an above average card and it works well too. It does not work at all times due to magnetic strip error and this card is acceptable only at few places only. This card has got a limit of 2.5 lakhs and its a golden card. Another plus is the reward scheme as it is attractive than other bank cards.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 12, 2017
    • American Express Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I am fond of AMEX credit card. I am holding this credit card for the last 5 years. No drawback nor any challenges as such. I used to get good discount and cashback when ever I use my card. On top of all that, they dont charge any additional charges what ever I use I pay.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 12, 2017
    • American Express Credit Card
      "Good to service"
      0.5 5.0/5 "Blown Away!"
      In term of service AMEX is really good, The time I do more shopping, they give more offer and they didn't take any money extra.There is some annual fee applicable, but however if I cross certain amount my annual fee gets waived off. Overall I am satisfied.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 12, 2017
    • American Express Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am having the American express credit card and am using it from the last two years of time, also their service aspects are an excellent one. I would like to say that I have got the offers like air tickets and some other coupons from them.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 11, 2017
    • American Express Credit Card
      "Very unique product in the market"
      0.5 5.0/5 "Blown Away!"
      I am having the American express credit card and it really works in the good way, I used to get quite unique offers from them. Credit limit value is absolutely fine one for me and the response is quite good one for me. Payment modes are feasible one for me with the Amex credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 11, 2017
    • American Express Credit Card
      "American Express platinum card is very well and its super"
      0.5 5.0/5 "Blown Away!"
      I am happy to use this credit card of AMEX, it is very easy for me to make some purchases of business that's why I had taken to this card .this American Express platinum credit card is persons of employee s is responsible is calling of asking for information too it is that good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 11, 2017
    • American Express Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My AMEX credit card is very good when compared with other bank cards. It works really well. I am holding this AMEX credit card for about 8 months. Also I am very much happy with the reward points system as I earn good rewards here on my credit card,
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 11, 2017
    • American Express Credit Card
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      I am holding this credit card for about 1.5 YEARS. No compliments were provided at the time of issuing this card. The annual fee is amounting to rs 750. The credit limit they have offered me in this card is 54 lakhs and the drawback of this card is most of the places they dont except amex card, if they do so they charge 2.5% and this is brand new credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 08, 2017
    • American Express Credit Card
      "Good bank"
      0.5 4.5/5 "Excellent!"
      Hi I have heard about this bank in my friend circle .the users really appreciate me to be a part of your bank .I like to use your credit card want to give my experience after using. So kindly issue credit card . Feel too good of use credit card. I had seen the ratings of customers even that is very good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 06, 2017
    • American Express Credit Card
      "Good for international purpose"
      0.5 3.0/5 "Satisfactory"
      AMEX card has a good feature but it can't accepted in all retail shops and also they have separate swapping machine it is available every where. But I have platinum jet card, they give miles discount on flight tickets. Interest rate is also nominal and more over its a life time free credit card.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 01, 2017
    • American Express Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      Recently I got Amex gold card its good there is no limit. I can go for any amount there is no interest also. Whatever amount that I spent, I should pay that amount. They gave me complimentary joining offer of 4000 points. Everything is upto the mark expect processing fee was high, first year will be Rs. 1000, 2nd year will be Rs.4500. They should reduce the annual fee.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 31, 2017
    • American Express Credit Card
      "Coolest card I had ever had"
      0.5 5.0/5 "Blown Away!"
      I would describe my AMEX credit card as the coolest credit card which I had ever used. As there is no limit set for this credit card. It is actually a Corporate credit card I am getting so many benefits on this card for instance If use buy HP products I will get lot of discounts. But it is not that easy to get this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 30, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.