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  • American Express Credit Cards is Rated as "Excellent!" by 660 Users

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    American Express Credit Cards

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    American Express Credit Card

    The American Express Company is an American financial and banking services corporation headquartered in New York. Fondly called as Amex, the company is best known for its credit card, change card and traveller’s cheque businesses. Currently, Amex cards constitute 24% of the total value of credit card transactions in America. American Express is the 4th largest card issuer in the world with over 109 million cards on its network.

    The American Express Credit Cards are carefully designed to offer the customers, a range of shopping, lifestyle, travel and dining privileges.

    Why Choose American Express Credit Cards

    American Express credit cards are carefully designed to offer maximum benefits to the cardholders. With features like Payback points, special travel and lifestyle deals and flexibility to redeem your reward points across 600 options, American Express Credit Cards will be a delight to every cardholder’s wallet.

    Apply for American Express Credit Cards

    Since their inception in 1958, credit cards have been instrumental in bringing a sea change in the spending habits of consumers across the world. With time, their popularity has increased manifold. It is mainly because of the convenience that it provides. While paying for a good or service one doesn't need to go looking for an ATM if they have a credit card. One swipe and the payment will be done!

    It is not only convenience that credit cards offer to the cardholders. They also come with a lot of good features and benefits. Cardholders can earn reward points, AirMiles, and cashback offers on using them. Once accumulated, these reward points can be redeemed to get exciting gifts from the bank’s catalogue. On the other hand, cardholders can gather AirMiles and use them to get discount on air tickets. Or, they can also redeem AirMiles to get gifts from the aircraft’s catalogue. Cardholders are sent monthly statements to help them keep a track of their expenses made on the credit card. Most credit cards offer purchase protection that helps you to exchange damaged items with ease. If used mindfully, credit cards can help the cardholder get a good credit score which is very important when it comes to loan applications.

    One of the most reputed banks in India, the American Express also offers a variety of credit cards. These credit cards come with lots of features and benefits for the cardholders. Individuals can apply for an American Express credit card through a number of methods.

    Apply for American Express Credit Cards Online

    Applicants can apply for an American Express credit card by visiting the official website, www.americanexpress.com or through financial websites such as Bankbazaar.com.

    Through American Express Website

    Applicants can visit the official website of American Express credit cards, www.americanexpress.com, and go to ‘Our Cards.’ Under this tab, they can find the option, ‘Credit Cards’ listed among other services. Once they click on 'Credit Cards', they will be led to a list of all the credit cards offered by American Express. Before settling for a particular card, applicants can make a comparison between all the cards to find what suits them the most. Once they select the card of their choice, they can click on it to read about their features and benefits in detail. Next step is to click on the 'Apply Now' tab to apply directly for the selected American Express credit card. The applicant will led to an application form on which they have to provide the following details:

    • First Name
    • Last Name
    • Email id
    • Mobile Number
    • Date of Birth
    • Gender
    • Annual Net Income
    • Residential Address Details
    • Employer Details
    • Education Level
    • Aadhaar Card Number
    • Nationality

    Once the details are furnished, the bank will check whether the candidate is eligible to avail the credit card that they have applied for. Based on the eligibility of the customer, they may or may not receive the credit card.

    Applicants can also apply for a credit card by sending an email to American Express bank directly.

    Apply Through BankBazaar.com

    Applicants can also apply for an American Express credit card through financial websites such as BankBazaar.com. Once the customer visits the BankBazaar website, they will have to choose the ‘Credit Cards’ option that will be on the top of the page. Once they click on that, they will be directed to a list of credit cards available in India. Applicants can filter the list on the basis of the name of the bank and other criterion like minimum annual income requirement. They will need to select ‘American Express’ from the list and then they will have to click on the particular credit card that they want to avail. They can click on the link that says ‘Check Eligibility’ to find out whether or not they are eligible for the card they have chosen. The applicant will have to answer the questions on the screen and only if the fulfill all the criteria, they will be directed to the ‘Instant Apply’ tab. Once they reach the ‘Instant Apply’ tab, they can fill up the form and submit it on the website.

    Apply for American Express Credit card Offline

    Applicants can directly apply for an American Express credit card. To be able to do that, all they have to do is visit the nearest American Express branch. They will be asked to fill in an application form once they fulfill the set eligibility criteria. They will have to submit the form along with necessary documents like id proof, address proof, and income proof. The bank representative will go through the filled in details and the attached document to decide whether or not the applicant meets the eligibility criteria for the credit card that they have applied for. Once the check is done, the applicant will be able to avail the credit card.

    Apart from this, the applicant can also contact the bank by calling the customer care service at 1800 419 1414 or 0124 280 1414. This service is available 24*7 on all days of the week.

    Features and Benefits of American Express Credit Card

    American Express credit cardholders get to enjoy the benefits of one of the most powerful rewards program where Membership Rewards Points are awarded every time they spend. Also, with the ‘Pay-In-Parts’ privilege program, you can convert your payments to easy instalment plans. Amex cards also come with 24/7 platinum assist feature and zero lost card liability that will give the cardholder a complete peace of mind. Other unique benefits include platinum concierge, payback points, membership rewards and online services.

    Why apply for American Express Credit Cards through BankBazaar

    • Compare Various Cards

    At BankBazaar, you will be able to easily find the needle in the haystack by the compare credit cards option. You can compare features, fees and eligibility to shortlist the perfect card for you.

    • Hassle free Process

    You can apply for a credit card almost instantly from the comfort of your home. Also, you don’t have to submit any documents immediately after application thus saving a lot of your precious time and energy.

    • Explore all the features

    With BankBazaar, you will able to explore in depth, all the features about a credit card which will help you make informed decisions.

    American Express Credit Card Eligibility and Documentation

    American Express Credit Cards Eligibility Criteria:

    In order to apply for an American Express Credit Card, the applicant must satisfy the following criteria.

    • The applicant must be aged above 18 years.
    • The applicant must have a good credit history.
    • He should not have had any payment defaults.
    • Self-employed applicants’ companies must have been trading for at least 18 months or 12 months if he is an existing American Express credit cardholder. Depending on the type of card, the income requirement varies. Make sure you enquire with American Express before proceeding with the application process.

    American Express Credit Card Documentation Requirements:

    You might be asked to submit the following documents during the application process.

    • Self-attested passport sized photographs
    • Latest salary slips, Income Tax Returns and Form 16
    • A valid residence proof document like ration card or electricity bill
    • An identity proof like voter’s ID or driving license.

    American Express Credit Cards

    1. The American Express Membership Rewards Credit Card
    2. The American Express Platinum Reserve Credit Card
    3. Jet Airways American Express Platinum Credit Card
    4. The American Express Platinum Travel Credit Card
    5. The American Express PAYBACK Credit Card

    The American Express Membership Rewards Credit Card

    Customers can enter a world that is full of choices and rewards through the American Express Membership Rewards credit card.

    Features and Benefits of the American Membership Rewards Credit Card:

    • Customers can avail 4,000 Bonus Membership Rewards Points that can be awarded on using the card three times within the first 60 days of the membership.
    • Customers can also procure 1,000 Bonus Membership Rewards Points if they use the card 4 times on all transactions of Rs.1,000 and over every month.
    • Earn 5,000 Membership Rewards Points upon the first year credit card Renewal upon payment of annual membership fee.
    • Customers can redeem from fantastic 18 carat and 24 carat gold collection.

    The American Express Platinum Reserve Credit Card

    The Amex Platinum Reserve card will open a new world of travelling, lodging, fine dining and more at every step of your journey.

    Features and Benefits of the American Express Platinum Reserve Credit Card

    • Cardholders get a Welcome Gift of 11,000 Bonus Membership Reward points and a cashback of up to Rs.10000 at MakeMyTrip.
    • Get special healthcare and wellness privileges from Max Healthcare, Fortis Healthcare and Texas Medical Concierge.
    • For lodging, customers get elite benefits at Taj hotels, resorts and Trident Hotels.
    • Savour fine dining experiences at partner hotels, with Taj Epicure Plus memberships. American Express Selects Dining programme will delight you with deals from premier restaurant chains around the globe.
    • Amex Platinum Reserve customers also get special complimentary access to leading golf courses in India and also a priority pass to American Express proprietary lounges.
    • Other Platinum features include dedicated concierge assistance, cashback offers, elite tier memberships and card related services.

    Jet Airways American Express Platinum Credit Card

    Start making every journey more rewarding with JPMiles and other travel privileges that comes with this co-branded card.

    Features and Benefits of Jet Airways American Express Platinum Card

    • Cardholders earn 8 JPMiles for every Rs.150 spent using the card except for insurance, utilities and cash transactions.
    • Customers can avail complimentary visits to 13 Domestic Airport Lounges at 11 cities in the country.
    • As a welcome gift, cardholders get 10,000 bonus JPMiles and a one-way complimentary Jet Airways base fare waiver on the first domestic ticket purchased with the card.
    • Enjoy other exclusive travel and stay privileges like complimentary iPrefer Elite Tier membership and a complimentary night stay at select Oberoi Hotels and resorts.
    • Also, get other Platinum benefits like dedicated concierge services, zero lost card liability and supplementary card offers.

    The American Express Platinum Travel Credit Card

    Specially designed for the frequent traveller this card comes with top-class travel benefits and privileges which will make every journey more rewarding.

    Features and Benefits of The American Express Platinum Travel Credit Card

    • Earn 1 membership reward point for every Rs.50 spent using the card except for utilities and cash transactions.
    • With the ‘Pay-In-Parts’ privilege, customers can convert all their purchases to easy instalment schemes at low interest rates.
    • Save more on travel with the Travel vouchers worth Rs.11,800 and benefits from MakeMyTrip.
    • Also, with the Milestone bonus that you get with the card, you can claim attractive travel deals and stays at premier hotels.
    • Other stellar benefits that come with the card include priority pass memberships, Taj Resorts vouchers and dedicated concierge assistance.

    The American Express PAYBACK Credit Card

    Customers can enjoy life to the fullest while availing some of the best benefits and features provided by a credit card through the PAYBACK card by American Express.

    Features and Benefits of The American Express PAYBACK Credit Card

    • Customers can earn multiple points from over 40 PAYBACK partner merchants and 3 PAYBACK Points from American Express PAYBACK credit card each time they spend Rs.100, except for spend at Fuel, Utilities, Insurance and Cash Transactions.
    • Cardholders can enjoy 900 Bonus PAYBACK Points when they spend Rs.15,000 within a period of 60 days of card approval.
    • Additionally exciting discounts on online shopping, travel and dining and can also be availed.

    Frequently Asked Questions about American Express Credit Cards

    1. What are the different credit cards on offer from American Express in India?
      • The American Express Platinum Reserve Credit Card
      • The Jet Airways American Express Platinum Credit Card
      • The American Express Platinum Travel Credit Card
      • The American Express Membership Rewards Credit Card
      • The American Express PAYBACK Credit Card
    2. Can I apply for any of these cards online?
    3. Yes. You can apply for any of these cards on the American Express (India) website as well as on Bankbazaar.com.

    4. What are the basic features of the various credit cards on offer?
      • Guaranteed online fraud protection.
      • Complete suite of online services.
      • Zero lost card liability.
      • Emergency Card Replacement
    5. What is the eligibility criteria to apply for an American Express credit card?
      • The applicant must be an Indian citizen.
      • Must be of a legal age.
      • Must have a credit history, pertaining to prior ownership of a credit card or clean records of loan repayments.
      • The applicant must not have filed for bankruptcy in the preceding 7 years.
      • If Self-Employed, the applicant must be in business for at least 12-18 months (if already owning an American Express Card).
    6. What is an American Express Add-On or Supplementary credit card?
    7. A full-fledged credit card that is provided to the dependent of the credit card holder, including spouse, parents or children is called an add-on/supplementary credit card.

    8. What is an APR?
    9. The Annual Percentage Rate (APR) is calculated as a yearly interest rate that is appended to your outstanding credit card balance each month. The APR applies differently to different uses of the credit card; purchases command a different interest rate as compared to say, balance transfers.

    10. What’s the annual fees for the American Express Platinum Reserve credit card?
    11. First year Fee: Rs.5,000 plus applicable taxes. Second year onwards: Rs.10,000 plus applicable taxes.

    12. What benefits accompany an American Express Platinum Reserve credit card?
    13. Broadly speaking, enjoy privileges and benefits pertaining to travel, lounge access, concierge services, fine dining, health and wellness services, access to golf courses and membership to elite clubs.

    14. What basic documents are required when applying for the American Express credit card?
      • Recent passport sized photographs (self-attested)
      • Valid photo identity document
      • Valid residence proof document
      • Latest salary slips/ income tax returns/ Form 16 (self-attested)
    15. How many AirMiles can I earn with Jet Airways American Express Platinum Credit Card?
    16. For every 150 rupees spent booking tickets on Jet Airways’ official website, earn 8 JPMiles.

    17. Is the option to convert purchases into EMI available with American Express credit cards?
    18. Yes. Any transaction above Rs.5,000 can be converted into EMIs. Nominal interest rate flexible EMI tenures of 6 or 12 months will apply.

    19. Which American Express Credit Cards offer the EMI option on purchases?
    20. All credit cards currently presented by American Express offer this option.

    21. As a constant traveller, what cards will help me in my travels?
      • The American Express Platinum Reserve Credit Card
      • The Jet Airways American Express Platinum Credit Card
      • The American Express Platinum Travel Credit Card
    22. Why must I choose an American Express Credit Card with reward benefits?
      • Avail bonuses at signup to get started.
      • Win reward points on almost all purchases.
      • Competent 24x7 customer support.
      • Robust fraud and purchase security.

    The American Express Platinum Reserve Credit Card & the American Express Platinum Travel Credit Card come with Membership Rewards Program.

    Top Credit Cards by American Express:

    News About American Express Credit Card

    • AmEx CEO to retire in 2018

      Kenneth Chenault, the chief executive of American Express, will retire next year after holding the role for 16 long years.

      The 66-year-old is the longest-serving executives in finance and one of corporate America’s few black top leaders.

      Stephen J. Squeri, the company’s vice chairman, will take up his position on 1 February 2018.

      During Kenneth’s 37-year career in AmEx, the company expanded beyond its core market of wealthy cardholders and business clients to serve broader customers.

      The partnership deals made with airlines and large retailers under his leadership helped AmEx to become the credit card company with the highest customer spending in the US.

      In the recent times, the company has faced serious competition, which picked off some of its lucrative customers taking away its business. However, through its new approaches the company is again investor’s confidence.

      25th October 2017

    • Brand Campaigning of American Express Launched in India

      American Express for the very first time in India has launched its campaign—Realise The Potential— on October 5th 2017. The campaign that is happening after a decade long journey of their establishment in the country is to showcase company’s promise of world class customer service for its card members. While it will be an integrated program that will cover safety with best-in-class data protection tools, emergency card replacement anywhere across the globe, and zero card liability echoing, the entire communication will be streamlined to minimize the chances of confusion in financial services sector.

      The advertising agency behind the entire campaign is OgilvyOne. For 10 weeks continuously, the campaign will take place in metros like Bengaluru, Mumbai and Delhi over print, films, out-of-home-social, and other digital platforms. The prime objective of the campaign is to popularize the brand deeply in India, and to attract new customers for the Membership Rewards Credit Card. Highlighting Company’s potentials in offering unique and world-class experience to its card members to become a loyal customer in future will be the key focus for American Express.

      10th October 2017

    • Amex Cards to See Increased Acceptance via SBI

      The State Bank of India (SBI) and American Express recently came to a consensus that will see the acceptance of American Express (Amex) cards increase all across India. The agreement between both parties will encapsulate both online and offline modes as per a statement released by SBI. In order to make American Express cards acceptable for online payments to SBI merchants all over India, the Online Payment Partnership (ePay) agreement will come into play to ensure its smooth implementation. Manju Agarwal, DMD - CS & NB, SBI, stated that the strategic alliance with American Express will help SBI stretch its scope to its merchants across the country via a cost effective solution that will not only ensure convenient one point contacts for all card networks, but will also ensure competitive pricing, quicker fund availability, consolidated statements and much more. American Express also stated that the agreement with SBI would help them increase its credit card business with merchants in establishments such as retail, grocery, fuel stations, restaurants, as well as online merchants.

      27th June 2016

    • Summer Travel Offers Announced by American Express

      Travelers rejoice! Special offers have been introduced by American Express all over India and they have clubbed several privileges and deals with it. Travellers can check for offers from hotels, car rentals, travel portals, shopping and dining on the ‘takeoffwithamex’ portal, avail 20 per cent cash back on international and domestic travel offered by MakeMyTrip.com, and a string of similar benefits. The AmEx credit card members can enjoy lucrative privileges like complimentary stay, spa etc. at Oberoi Hotels & Resorts and earn hotel credits up to 50 USD per night at Le Meridien, Sheraton etc. Customers can also earn bonus reward points at Paul Resorts Bangalore and Kumarakom, and other local partners.

      5th May 2015

    • American Express card members in India can now “Pay with points”

      Shopaholics across India will rejoice with the introduction of American Express’s new initiative “Pay with points” to enhance their shopping and dining experiences. With this attractive scheme from American Express, card holders can pay for their purchases by redeeming their accrued membership reward points at the point of sale in over 750 retail and dining outlets in India. Offering an easy and flexible way to redeem their accumulated points, American Express has partnered with top brands comprising of Apple Premium resellers, Bose, Reliance Digital, Croma, Armani, Shopper’s Stop, Marks & Spencers and several other dining outlets.

      Card members can pay for their purchases in full or in part using their membership reward points. With an overwhelming response from the Indian market, American Express intends to improve the rewards redemption experience for its customers by allowing them to redeem their points at a very critical point - when the sale is actually done.

      23rd March 2015

    • American Express to Issue Co-Branded Cards with Charles Schwab

      Shopaholics across India will rejoice with the introduction of American Express’s new initiative “Pay with points” to enhance their shopping and dining experiences. With this attractive scheme from American Express, card holders can pay for their purchases by redeeming their accrued membership reward points at the point of sale in over 750 retail and dining outlets in India. Offering an easy and flexible way to redeem their accumulated points, American Express has partnered with top brands comprising of Apple Premium resellers, Bose, Reliance Digital, Croma, Armani, Shopper’s Stop, Marks & Spencers and several other dining outlets.

      Card members can pay for their purchases in full or in part using their membership reward points. With an overwhelming response from the Indian market, American Express intends to improve the rewards redemption experience for its customers by allowing them to redeem their points at a very critical point - when the sale is actually done.

      20th March 2015

    • American Express to Increase Interest Rates for over 1 million Credit Card Holders

      For the first time in over five years, American Express has told its customers that their interest rates will rise. The company has sent letters to over 1 million cardholders explaining that their annual rates will increase by an average of 2.5 percentage points to a minimum of 12.99 percent. The company has said that its rates were below those of competitor cards held by borrowers with similar credit profiles and hence, the increase in interest rates. This hike is expected to affect a number of variable-rate products including some of the other American Express co-branded credit cards.

      27th February 2015

    American Express Credit Cards Reviews

    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with American express Banking Corporation and i would say that the experience of holding a card with them has been excellent. I have a limit of around 2 lakhs and i am satisfied with the limit. I also am very happy with the smooth usage of the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • American Express Credit Card
      "Limited access and usage"
      0.5 2.0/5 "Expected more"
      I have a credit card with American express banking corporation and it has been good with them so far. They have a good service and response that they provide. I however might not continue with the credit card as it is not easily accessible or accepted everywhere.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • American Express Credit Card
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with AMERICAN EXPRESS bank which was taken 2 years back . There is no credit limit . I hold gold and platinum International credit card . I am satisfied with rewards point and cash back offers . Their online banking system is amazing . The customer service and responses was up to they mark but the rate of interest and charges are high than other banks other than that my experience was very good.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
    • American Express Credit Card
      " Friendliest customer care"
      0.5 5.0/5 "Blown Away!"
      I use Amex credit car only for the traveling purpose, whenever I use my card for to book the tickets, they are providing good discount and also providing good cash back offers on e commerce. Credit limit which they gave me now its satisfactory but initially it was average.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 16, 2017
    • American Express Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I had applied for a credit card with American Express through online channel. They have offered me Jet Airways credit card. The customer service and response is good. The credit limit was good. They dispatched the card within 4 to 5 days. Documentation process is simple. It is a annual fee card.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 16, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have got the American express credit card and its not accepted everywhere. I would like to say that the customer service and other things are good one with the American express credit card, also I really don't have any issues on it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • American Express Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold AMEX credit card for last 5 to 6 years, it is an international card. I am satisfied with the service. The credit limit was happy. They charge annual fee but normally it will be waived according to the usage. The reward point and cash back offers are good. I do get a discounts on my bills.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with American Express. My credit card was taken 2 months back. It would be great if they increase little bit of my credit limit. The customer service is fantastic. The charges are normal. I have submitted the documents online and also the hard copy has been collected by the executive.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Quick response and service"
      0.5 4.0/5 "Great!"
      It was a good experience with Amex Bank. I got the rewards credit card within with the time frame. The credit limit is a bit less and it would have been better if the bank has offered me a limit depending on my salary. It is a life time free card as well.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Delayed process"
      0.5 4.0/5 "Great!"
      Amex Bank took a month to process the credit card. I have a rewards card. The benefit is if I use the card for Rs. 1000 and more for four times, I would get 1000 points which is equal to 250rs. It is a life time free card. They could have been more quicker in the process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      Overall a good experience with Amex Bank. The bank has not offered me anything extra in offers than the normal rewards and cash back deals. There were no charges mentioned initially but if that fee is levied or not I am not sure as I have not received the statement yet for the credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I had taken credit card from American express.The limit on the card is 55,000,expected about one lakh,anyways am happy with the limit.I pay annual fees of Rs 750 every year to maintain the card.They gave Rs 750 amazon voucher as complimentary service.Net banking is very useful and easy to navigate.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Very Fine"
      0.5 5.0/5 "Blown Away!"
      I have got the credit card with the American Express and the response is also good one. The credit card got disbursed within two to three days of time . I am happy with them, also I really dont have any issues on it.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      American express credit card is really valuable one for me. I would like to say that the customer service is very good and the response is really fine, also there are no concern about it and am really happy with the American express credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my credit with AMERICAN EXPRESS bank . The credit limit was 1.25 lakhs which was satisfactory and they hvae offered rewards point for which I am getting reward points , cash back offers. The customer service and responses was excellent . They have taken just a week of time for the whole process so my experience was very good and Its recommendable .
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Good"
      0.5 1.0/5 "Really Bad"
      My credit card was taken with AMERICAN EXPRESS. The credit limit was 2 lakhs and I hold membership rewards point. The customer service and responses was up to the mark. The process was very hassle free . MY overall experience was good so would like to recommend to others.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      I hold my American Express credit card . The credit limit was 75,000 and I hold Make my trip platinum International card .I am getting rewards point and cashback offers. The customer service bad responses was satisfactory .I had a very easy credit limit process and I would like to recommend the same to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I can't use the Amex credit card in all the point of sales, but it is very expensive card to use. I am satisfied with the credit limit. The customer support is good with the credit card department. It would be great if Amex credit card can be used at all point of sale.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 14, 2017
    • American Express Credit Card
      "Good "
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with AMERICAN EXPRESS 3 months back. They have offered rewards points and the credit limit was 1.75 lakhs. The interest rate and charges are satisfactory. I am satisfied with the customer service and responses . MY overall experience was good and I would like to recommend to others.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2017
    • American Express Credit Card
      "Not good"
      0.5 3.0/5 "Satisfactory"
      I hvae AMERICAN EXPRESS credit card 2 years back. The credit limit was 75,000 and I hold gold international card. There is no much benefits here.I ave 24/7 helpline number and OTP device to login.he customer service and responses was excellent. The interest rate and charges are high.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2017
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