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    We found 0 American Express® Platinum Reserve Credit Card
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    American Express® Platinum Reserve Credit Card

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    American Express® Platinum Reserve Credit Card

    The American Express Platinum Reserve Credit Card is a true delight to those who adore luxury in the most important aspect of life. From travel to health to dining to lodging, the card provides Platinum benefits on almost all categories. Cardholders can enjoy complimentary lounge access, discounts on health care packages and a lot more with just one card. Let’s explore the features and benefits of the card in detail.

    Features and Benefits of American Express Platinum Reserve Credit Card

    The Platinum Reserve Credit Card comes with a variety of benefits for the cardholder. Here’s what they look like:

    • Welcome gift: Welcome gift includes 11,000 Milestone Bonus Membership Rewards Points. The reward points will be credited upon paying the annual fee and when the cumulative spends within the first 60 days of card issuance reach Rs.5,000. 
    • Rewards programme: Every Rs.50 spent on the card will bring 1 Membership Rewards (MR) Point except for the spends related to fuel, insurance, utility payments, and cash withdrawals. Cardholders can enjoy up to 20 bonus Membership Rewards Points for making purchases at Amex Membership Rewards partner outlets.

    The accrued points can be used to pay for the card charges or to redeem gifts and vouchers across various categories including travel, accessories, dining and more. They can also be used to book flight tickets through ‘Pay with Points’ option. 

    • Hotel privileges: The Platinum Reserve card members can get a complimentary enrolment to Taj Dining Card Programme, which entails them to earn 25% of the food spends as loyalty points on the dining card. The loyalty points can be redeemed by the cardholders in the subsequent visits. They can also enjoy various privileges offered by The Indian Hotels from time to time. 
    • Dining offers: Cardmembers will receive a free enrolment to Taj Epicure Plan, which offers them valuable rewards and benefits at more than 150 restaurants, bars and spas of the Taj Hotels Palaces Resorts Safaris.

    Members will also get complimentary membership to EazyDiner Prime programme. Through Prime Programme, cardholders can enjoy 25% discount at all Prime restaurants, a complimentary drink with every booking, discount vouchers, preferential reservations, cashbacks and others. 

    • Complimentary visits to airport lounges: Enjoy 12 free visits (limited to 3 per quarter) in a year to American Express lounge and 32 other lounges located in domestic airports within India.

    The cardholders will also receive a complimentary membership to the airport Priority Pass programme worth US$99 per year. Primary member or accompanying family members/guests just need to pay the usage fee of US$27 per visit. The program provides access to more than 700 exclusive VIP airport lounges in over 120 countries.

    • Health and wellness benefits: The health and wellness benefits on Amex Platinum Reserve card are being offered by Max Healthcare.

    At select Max Healthcare hospitals located in Delhi, Noida, Gurgaon, and Noida, Platinum Reserve cardholders will get 30% discount on Preventive Health Package, 10% discount on Eye and Dental procedures, 20% off on consultation, diagnostics, and investigations, 10% discount on IPD – room rent and diagnostics, 20% discount on home-care services, 10% on physiotherapy, 25% on X-Ray and 10% on Nursing and patient care assistance. To avail the benefits, the customers need to pay the bills using the Amex card. The mentioned offers are available till 31 March 2019. 

    • Supplementary cards: Every Platinum cardholder is entitled to 4 free supplementary cards and 1 additional card. While the supplementary cards carry the same features of the primary and will be issued to immediate family members of the cardholder, the additional card will be issued to the primary cardholder to manage finances well. The card will list business and personal expenses separately in the monthly card statement.
    • Monthly free gift vouchers: Spend Rs.25,000 and more in a month and get a complimentary BookMyShow or Flipkart voucher worth Rs.500. Access to the free vouchers is upon enrolment. 
    • Golf privileges: Platinum Reserve card users will get complimentary access to 25 premier golf courses in India. They can enjoy zero green fee at all domestic golf courses and golf lessons at discounted rates.
    • Dedicated Platinum concierge service: From arranging a golf round to booking a vehicle, Amex provides dedicated Platinum concierge services to the cardholders. Through the 24X7 concierge services, members can get assistance for various bookings like movies, dining reservations, flowers or gifts, golf rounds, etc.
    • Purchase protection: Everything cardholders purchase with the Platinum Reserve card comes with protection. In case the item is stolen or gets damaged within 60 days of purchase, the entire purchase amount will be refunded through ICICI Lombard Purchase Protection Plan.
    • 24X7 assistance: Any card related queries or concerns can be resolved through a 24X7 Platinum Assist toll-free service helpline.
    • Zero liability on lost card: The cardholder remains 0% liable on all the transactions that take place on the card once it’s lost or stolen. However, the loss needs to be reported immediately. The Platinum Assist service also provides immediate card replacement in India or abroad within 2 business days of reporting the loss.
    • Air accident insurance: Cardholders will get an air accident insurance cover worth Rs.1 crore free with the card. For the insurance to be applicable, the flight ticket must be bought with the Platinum Reserve Card.

    Fees and charges associated with Amex Platinum Reserve Credit Card

    Type of fee of charge Amount

    Annual fee

    Rs.5,000 (For 1st year)

    Rs.10,000 (2nd year)

    Finance charge

    3.35% p.m.

    Cash withdrawal limit

    20% of credit limit or 25,000 every 14 day

    Duplicate statement fee

    Rs.100 per statement for those older than 3 months

    Over limit fee

    Rs.500

    Cheque return fee

    Rs.250 per instrument

    Points or miles reinstatement

    Rs.200 per reinstatement

    Foreign currency transactions

    3.5%

    How to Apply for the American Express Platinum Travel Credit Card

    You can apply for the card online at BankBazaar.com. Visit the website and go to credit cards page. Filter the results for American Express credit cards and then select Platinum Reserve Credit Card from the list. Click on “Check Eligibility” option to find your eligibility to apply for the card. If returned positive, you can apply for the card on the same page by following further instructions.

    American Express Platinum Reserve Credit Card eligibility and documentation

    Here are the eligibility criteria anybody looking to get this card should meet:

    • Applicant should be over 18 years of age
    • Should have Indian or multinational bank’s savings or current account in India
    • Should have an annual income of Rs.6 lakh or above, for both self-employed and salaried professionals
    • Have a near-perfect credit score with no payment defaults in your history
    • Should be a citizen of India

    Documents required to apply for American Express Reserve Credit Card

    • PAN Card, address proof and ID proof or any other KYC document
    • One recent photograph
    • Salary slip / Form 16

    American Express Platinum Reserve Credit Card FAQs

    • What benefits do I get with the AMEX Platinum Reserve Credit Card?

    You will get offers and discounts on air ticket booking, access to airport lounges, benefits across premium hotels like The Taj and The Oberoi. 

    1. Are there any annual charges involved with the AMEX Platinum Reserve card?

    Yes. The AMEX Platinum Card comes with an annual charge. For the first year, the charge is Rs.5,000 and from the second year, it is Rs.10,000. 

    1. How do I earn rewards on this card?

    You will earn a reward point on every Rs.50 spent on the card except on a few spends such as fuel, utilities, insurance, and cash transactions. 

    1. Is there a welcome gift involved with this card?

    Yes. You can get up to 11,000 reward points upon joining.

    1. Does this card come with contactless payment?

    Yes. The AMEX Platinum Reserve Card comes with contactless payment technology. A contactless symbol on the front and back side of the card will let you know whether or not your card is enabled for contactless payments.

    American Express® Platinum Reserve Credit Card Reviews

    • American Express Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I had been holding this card for the last eight months and it had been a good service which they had provided so far. There has not been any credit limit with the card where i can use this card as much as possible. There has been EMI options with the card and there has been cash back offers also available with the card as well.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 18, 2018
    • American Express Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this card has been smooth and easy and the card also had reached on the right time and it was a quick delivery. They had given me with a good credit limit with the card and there also had been good offers available with the card as well. There has been an annual fee with the card of 5000 but it has been okay.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Oct 02, 2018
    • American Express Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I chose the AMERICAN EXPRESS® PLATINUM RESERVE CREDIT CARD online Because of the global presence, the experience is good and I am really happy about the service. The limit is okay for the time being, after few months I can always opt for a better limit if needed. The acceptance level of their cards should be improved.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 04, 2018
    • American Express Credit Card
      "Good. Can enhance the limit"
      0.5 4.0/5 "Great!"
      I recently received the Platinum reserve credit card from Amex Bank. The experience has been good, just that the card which should have come in seven days, took 14 days after the document collection. I have taken this higher end card as it serves the purpose of my travel. But the bank has offered me a lower limit of 85K when compared to my other basic card I hold with them. There is no annual fee for the first year.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 04, 2018
    • American Express Credit Card
      "Exclusivity Card"
      0.5 5.0/5 "Blown Away!"
      I have taken this American express about 18 years ago. Their is a lots facilities like airport launches, club launches, Golfing is there, Travel services are there. Excellent customer care service from the American express. They are charging Rs. 5000 as annual fee and it will get waived off if i use certain amount. They have offered me a credit limit of Rs. 3 lakhs.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 30, 2018
    • American Express Credit Card
      "Awesome Card"
      0.5 5.0/5 "Blown Away!"
      Their customer care service is really good. They make sure that the issue will get resolved that too in favor of you. The manual pay and the offers are really good. They have airport launch access and Amex launch access. The conciar service is available. There are 15% flat off on selected restaurants. Its been 4 to 5 years i have been using this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2018
    • American Express Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Amex Platinum reserve card for a while. The service is awesome and customer oriented. They don't give the card to everybody. They'll go to any extend for their customers. In case of any emergency needs they are even flexible to increase credit limit for my needs. Based on my profile they treated me very well in case of any dues to any inconvenience.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 12, 2018
    • American Express Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The benefits and the offers are good with the American express platinum reserve credit card and I use this card for more than 4 years. The customer support service and the response is good with the American express and I would say it is a god card to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 31, 2018
    • American Express Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been the best card among all the other cards which i have been holding. The card has the best features and benefits, where there has been so many options with the card. The credit limit which they had given with the card has also been very good and there has not been any issues with their customer support.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 30, 2018
    • American Express Credit Card
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have been holding this card for almost one and half years. So far it has been the best service they have been providing. They have been providing with good cash back offers and reward points. The customer service of theirs has been very good, and the credit limit which they have been provided with the card has been also good. I have been using the card for most of the shopping, in booking hotels and tickets for my flight and train also. Previously the customer service was at its best, now they had a little lag.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 15, 2018
    • American Express Credit Card
      "Good Card to Use"
      0.5 4.0/5 "Great!"
      HDFC REGALIA FIRST CREDIT CARD is better than other credit cards. They are charging Rs. 4000 as annual fee. The were offering a very good review points but now they have reduced the rewards points. I have been using this card for few months.
      Was this review helpful? 0
      , noida
      Reviewed on May 09, 2018
    • American Express Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been a customer of Amex for very long time. I have got the AMERICAN EXPRESS® PLATINUM RESERVE CREDIT CARD with in 10 days of time. I have submitted the documents through online and the documentation process was easy with the American express credit card service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 13, 2018
    • American Express Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I also bank for a Reserve credit card with Amex Bank. They provide excellent customer services and door step services too. Being a reserve customer I get a lot of benefits and privileges. The credit limit is excellent of eight lakhs and in all it is too good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
    • American Express Credit Card
      "Good, Can do better on the charges"
      0.5 4.0/5 "Great!"
      The process at Amex Bank for the platinum reserve credit card was smoother that I expected. They were straight forward and it was a good experience. I have better limit on other cards, so was not much concerned about the limit on this one. I was looking for a airport lounge and i got it in this card. There are charges on this card and that is the only complaint I have. It is free for the first year and chargeable from the second year onwards.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 08, 2018
    • American Express Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      Though the credit card of Amex Bank is not accepted every where because they charge some percentage for everything,I hardly use this bank credit card I do get reward points but i aint sure how much it is,if it come to fee,it is 10000 per annum and Iam holding this account for more than four years..
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2017
    • American Express Credit Card
      "Good customer services"
      0.5 4.0/5 "Great!"
      The services of Amex bank has been excellent. When I contact them for a query. I get a good response. I use a platinum reserve credit card. The limit is good. But the card cannot be accessed everywhere. There is a annual fee for 5K. The good part is I get offers at airport lounges and it is a international card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 24, 2016
    • American Express Credit Card
      "really good"
      0.5 5.0/5 "Blown Away!"
      I use an amex platinum card. It is really good to use. I have not availed any offers through the card. I get only reward points. I get a very nice credit limit. I am making a payment of rupees 5000 every year. This is a secured card but the issue is that it is not accepted in all counters.
      Was this review helpful? 0
      , indore
      Reviewed on Apr 15, 2016
    • American Express Credit Card
      "Convenient options!"
      0.5 5.0/5 "Blown Away!"
      Easy click option is available with this Platinum Reserve credit card in most of the websites. Using this option, the customer can provide his user name alone so that he can get the OTP immediately for the online transactions. For the past 3 years, I am having this credit card with American Express.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 01, 2016
    • American Express Credit Card
      "Excellent services!"
      0.5 4.0/5 "Great!"
      Customer service is active and intelligent from American Express credit card. They do know the exact requirement of the customers. They offered me a good credit limit on this Platinum Reserve credit card. I would suggest them to make the card easily accessible in all outlets.
      Was this review helpful? 1
      , bangalore
      Reviewed on Feb 23, 2016
    • American Express Credit Card
      "Pirates of the Credit Card"
      0.5 0.5/5 "Unacceptable"
      I took the Platinum Reserve Credit Card as the sales agent showed me a rosy picture, I felt as if after pursuing this card I would be some HNI. But they cheated on me with the features especially with the FREE LOUNGE access. It was all faked up, you need to pay $27 extra and free access is available only in Bombay and Delhi. so, me being in hyderabad have to route all my flights to enjoy their facilities. None of these things were told. whatever they give for 10k, you can get it free of cost outside. Also, they have the least tie up with merchants. I was unable to use them while paying on AirAsia. They are unreasonably expensive, not for people with common sense.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Feb 22, 2016
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