Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Custom Free

    Get a card

  • American Express┬« Platinum Reserve Credit Card

    Loading your search...
  • Earn 1 reward point for every Rs.50 spent, get 11,000 reward points as a welcome gift, 12 complimentary airport lounge visits in a year, minimum 10% discount on health and wellness and lot more with the American Express Platinum Reserve Credit Card.

    The American Express Platinum Reserve Credit Card is a delight to those who adore luxury in the multiple aspects of life. From travel to health to dining, it provides premium benefits on multiple categories. It gives you complimentary lounge access, discounts on health care packages, etc.

    Key Highlights Of The American Express Platinum Reserve Credit Card

    The American Express Platinum Reserve Credit Card is a premium lifestyle card that offers benefits across multiple lifestyle categories like travel, hotel, dining, and wellness.

    Lifestyle benefits on the American Express Platinum Reserve Credit Card

    • You get multiple movie and online shopping vouchers every year with the Platinum Reserve Credit Card.
    • There are special discounts on dining and premium hotel brands like Preferred Hotels & Resorts and Taj Hotels Palaces Resorts Safaris.
    • Other privileges include golf lessons and concierge services.
    • You enjoy the special privilege of complimentary access to airport lounges.

    Offers on BankBazaar

    Free Amazon voucher: BankBazaar gives you an Amazon voucher that is worth Rs.1,000 on applying for the card.

    Paperless application: The paperless application process offered by the website is a genuine advantage that saves you from undesirable hassles.

    Features And Benefits Of The American Express Platinum Reserve Credit Card

    Welcome gift: 11,000 Bonus Membership Rewards Points once you pay the annual fee and if the cumulative spends within the first 60 days of card issuance reach Rs.5,000.

    Dining offers

    • The Taj Epicure Plan offers valuable rewards and benefits at over 150 restaurants, bars, and spas of the Taj Hotels Palaces Resorts Safaris.
    • You also get complimentary membership to the EazyDiner Prime program that gives you a 25% discount at all Prime restaurants along with other privileges.

    Complimentary lounge access

    • Enjoy 12 free visits per year to American Express Lounges along with 31 other domestic airport lounges within India.
    • You also receive a complimentary membership to the airport Priority Pass programme worth US$99 per year.

    Reward points program

    • Every Rs.50 spent on the card gives you 1 Membership Rewards Point except for spends on fuel, insurance, utility payments, and cash withdrawals.
    • You can enjoy up to 20 Bonus Membership Rewards Points for making purchases at Amex Membership Rewards partner outlets.
    • Accrued points can be used to pay card charges or to redeem gifts and vouchers across various categories including travel, accessories, dining and more. They can also be used to book flight tickets through'Pay with Points' option.

    Health and wellness benefits: Avail special discounts on healthcare packages from premium health brands like Max Healthcare, Fortis Healthcare, and Texas Medical Concierge.

    Golf privileges: You get complimentary access to 25 premier golf courses in India. You can enjoy zero green fee at all domestic golf courses and golf lessons at discounted rates.

    Monthly free gift vouchers: Spend Rs.25,000 and more in a month and get a complimentary BookMyShow or Flipkart voucher worth Rs.500. Access to the free vouchers is upon enrolment.

    Supplementary cards: You are entitled to 4 free supplementary cards that carry the same features as the primary card.

    Dedicated concierge service: From arranging a golf round to booking a vehicle, Amex provides dedicated Platinum concierge services to you. Through the concierge services, you can get assistance for various bookings like movies, dining reservations, flowers or gifts, golf rounds, etc.

    Purchase protection: Everything you purchase with the Platinum Reserve card comes with protection. In case the item is stolen or gets damaged within 60 days of purchase, the entire purchase amount will be refunded to you.

    24X7 assistance: Any card related queries or concerns can be resolved through a 24X7 Platinum Assist toll-free service helpline.

    Zero liability on lost card: You remain 0% liable on all the transactions that take place on the card once it's lost or stolen. However, the loss needs to be reported within 3 working days of the incidence.

    Air accident insurance: You get an air accident insurance cover worth Rs.1 crore free for air tickets bought using the card.

    Fuel benefits: With the American Express Platinum Reserve Credit Card, you enjoy 0% convenience fee at HPCL stations across the country.

    Fees And Charges of the American Express Platinum Reserve Credit Card

    Type of Fees Amount

    Joining fee

    Rs.5,000 + Applicable taxes

    Annual fee

    Rs.10,000 + Applicable taxes

    Interest rate

    3.35% per month

    Cash withdrawal charge

    3.5% of the amount withdrawn (Minimum - Rs.250)

    Add-on card fee

    NIL for the 1st four cards; Rs.1,500 for every card thereon

    Duplicate statement charge

    Rs.100 for every statement which is older than 3 months

    Over limit charge


    Miles or points redemption fee


    Fee for transactions which are made in foreign currency

    Currency conversion factor assessment - 3.5%

    Fee for late payment of dues

    30% of the minimum amount due (Minimum - Rs.500, Maximum - Rs.1,000)

    Eligibility To Apply For The American Express Platinum Reserve Credit Card

    If you meet the conditions listed below, you are eligible for the American Express Platinum Reserve Credit Card:

    • You are a resident of India.
    • You are at least 18 years of age.
    • Your minimum annual income is Rs.6 lakh (for both salaried and self-employed individuals).
    • You have a good credit history with no payment defaults.
    • You have a multinational or Indian bank's savings or current account in India.
    • You have a valid credit offered by any bank.
    • You are a resident of Ahmedabad, Bangalore, Ernakulam, Goa, Kolkata, Mumbai, Bhopal, Bhubaneshwar, Guntur, Hyderabad, Pune, Surat, Chandigarh, Chennai, Indore, Jaipur, Vijayawada, Vadodara, Coimbatore, Delhi (NCR), Kanchipuram, or Vizag.

    Documents Needed To Apply For The American Express Platinum Reserve Credit Card

    • You must submit documents that prove your income, identity, and residential address.
    • Others include PAN card photocopy, a photograph, etc.
    • Apart from these, any other documents needed shall be informed to you by the bank.

    Faqs On The American Express Platinum Reserve Credit Card

    • What benefits do I get with the AMEX Platinum Reserve Credit Card?

    You will get offers and discounts primarily on lifestyle categories like air ticket booking, access to airport lounges, benefits across premium hotels like The Taj and The Oberoi, golf lessons, concierge services, etc.

    • How do I contact AMEX for issues related to my American Express Platinum Reserve Credit Card?

    Dial 1800 180 1030, 1800 419 1030, or 0124 280 1030 to contact the AMEX call centre for issues related to the American Express Platinum Reserve Credit Card.

    • How do I pay the dues on my American Express Platinum Reserve Credit Card?

    For paying the dues on the American Express Platinum Reserve Credit Card, you can use options like NEFT, auto-debit from your savings account, cheque/draft, or pay through the net banking interface provided by your bank.


    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    This Page is BLOCKED as it is using Iframes.