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    American Express® Platinum Reserve Credit Card

    We found 1 American Express® Platinum Reserve Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    5000
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
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    Fee Details

    American Express® Platinum Reserve Credit Card is Rated as "Excellent!" by 22 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview of American Express Platinum Reserve Card

    American Express is a multinational banking and financial services company that was founded in 1850. The American Express credit cards are designed in such a manner that they offer customized services to the cardholders. These credit cards cater to different aspects of customers' lifestyle and also offers them various shopping, dining and travel privileges.

    The American Express Platinum Reserve credit card will help you realize your potential by providing you with world-class services and special privileges.

    Features and Benefits of the American Express Platinum Reserve Credit Card

    • Get a Welcome Gift of 11,000 Bonus Membership Rewards Points.
    • Enjoy cashback of up to Rs.10,000 at MakeMyTrip.com.
    • Get 3% cash back at leading fuel stations across India exclusively with your AMEX Card. Register here https://offerenroll.americanexpress.com/enroll/EnrollmentSitePage?offer=10483FuelCashbackProgramme and to avail the offer and access the list of participating outlets.
    • Enjoy privileges at Taj Hotels, Resorts and Palaces; Preferred Hotels & Resorts and Oberoi Hotels & Resorts.
    • Complimentary access to American Express lounges and other domestic lounges across India with US$99 annual membership fee waived off.
    • Get special health and wellness benefits from Max Healthcare, Fortis Healthcare and Texas Medical Concierge.
    • Complimentary access to leading golf courses in India.
    • Savour discounts at partner restaurants with the American Express Selects Dining programme and enjoy culinary journeys with your Taj Epicure Plus membership.
    • Enjoy up to 30% discount and additional 5% cashback at over 1200 restaurants every time you dine through Dineout. Call 18001037926 to reserve your table.
    • Rely on dedicated concierge service to fulfil your requests coupled with 24x7 Card related assistance.

    American Express Platinum Reserve Credit Card Eligibility and documentation

    The eligibility criteria for this American Express Platinum Credit Card are as follows

    • The applicant should be aged 18 and above.
    • The applicant should not have payment defaults.
    • The applicant should have a good credit score
    • The applicant should resident of India.
    • The personal income of the applicant should be minimum Rs.6 lakhs annually (for both self-employed and salaried).

    The documents required for applying for this American Express card are as follows:

    • KYC documents such as PAN, Address Proof and ID Proof
    • One recent photograph
    • Salary slip/ Form 16

    Fees and Charges of American Express Platinum Reserve Credit Card

    • The fee for the 1st year is Rs 5,000 (exclusive of taxes)
    • From 2nd year onwards the fee is Rs 10,000 (exclusive of taxes)

    How to Apply for the American Express Platinum Reserve Credit Card?

    Visit BankBazaar and under the credit cards section, look for American Express credit cards and then select this card. You can then follow the given procedure and apply for the card online by clicking on the “Apply” option.

    Redeeming Your Membership Reward Points

    You can use your membership reward points to avail exclusive deals in dining, accessories and travel. Also, you can redeem your points against 500 different options

    American Express Platinum Reserve Credit Card FAQs

    1. What are the travel benefits offered with this card?

      Cardholders get access to dedicated concierge services, cashback for bookings on MakeMyTrip.com, access to proprietary lounges and complimentary Priority Pass membership.

    2. What are the lifestyle benefits offered with this card?

      The lifestyle benefits offered with this card include access to some of the best golf courses in the country, lodging privileges at select hotels and fine dining privileges.

    3. How can I earn more reward points with this card?

      You can earn reward points at an accelerated rate when you shop at any of the American Express membership reward partner outlets.

    4. What is the cash advance limit for this card?

      You can withdraw up to 20% of the credit limit of this card through cash advances.

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  • American Express® Platinum Reserve Credit Card Reviews

    • American Express Credit Card
      "Very good card to use"
      0.5 2.5/5 "Just OK"
      The American express platinum Travel credit card is not used in all the places. I am using it for past 2 months. There are lot of benefits with this card, but then I don't use this card much. The benefits like travel expense and the airport lounge and the reward points are available with this card. The rate of interest is too high when compared with others. I would like to suggest that AMEX card must work everywhere.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2017
    • American Express Credit Card
      "Good to Use"
      0.5 5.0/5 "Blown Away!"
      The good features are there on my Amex credit card is I am getting more reward points on the card also I believe that they are giving some offers on flight ticket bookings. The annual charge is 1000 rupees and I am happy using my Amex credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 25, 2017
    • American Express Credit Card
      "It never works anyway"
      0.5 3.5/5 "Pretty good"
      I have credit card with AMEX. They always used to provide chargeable card so mine is a chargeable card. Reward points and cash back offers are there for my card like other banks. The credit limit is good as well, they may increase the limit in future. But the card never works anyway, cannot use it for petroleum.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 17, 2017
    • American Express Credit Card
      "It should be accessible all over in India"
      0.5 4.0/5 "Great!"
      AMEX gives best loyalty offers to the customer but its not accepting all over India. Some merchandise won't accept this card for swiping. But they are No.1 in India lead. I am using AMEX gold card, they have provided unlimited credit limit depend upon the customer usage.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 16, 2017
    • American Express Credit Card
      "Improve online banking app"
      0.5 3.5/5 "Pretty good"
      I hold jet airways American express credit card. Their credit card services are good. But their mobile application is not at all good. Even I had written my feedback to the bank but still there is no improvement on it. The credit limit is pretty good.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 16, 2017
    • American Express Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I use Amex Bank for a credit card and it has been a fantastic experience. I faced no issues as my card is accepted every where, I had used it till date and the credit limit is also to my expectation.. The best is the customer service they are excellent when it comes to communication.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 12, 2017
    • American Express Credit Card
      "Better Service"
      0.5 2.0/5 "Expected more"
      Credit limit is quite satisfactory with AMEX but the charges are very high with them. Also the merchant is not available in everywhere. Interest rate is around 14%. So far I did not reach out their customer support, so I do not have any idea about their customer service.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 11, 2017
    • American Express Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I hold make my trip credit card with AMEX. I use this card only for hotel bookings. They offered credit limit than my expectations. Actually I required lesser credit limit but they credited much more. Their services are really fantastic and no issues with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 11, 2017
    • American Express Credit Card
      "Below average card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Amex corporate card for about past 10years. I can't use this card everywhere. There are no benefits available on this card ,because it is a corporate card. I am happy with the credit limit. Initialy, they gave the credit limit of 1 lakh and now it is also increased based on the customer requirement within the time period. Some shopkeepers also claim 4% extra charge on this card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 10, 2017
    • American Express Credit Card
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      My gold card was taken from Amex, I am very much happy about the card. The only disadvantage is in some place it is not acceptable. Other wise it is a good card. With this card the limit is unlimited. Service rendered by them was also not good..My only suggestion is it should be accessible in all the out lets. This card mostly can be used in abroad where there are no extra charges for it.
      Was this review helpful? 0
      , chennai
      Reviewed on May 02, 2017
    • American Express Credit Card
      "Comfortable to Use"
      0.5 4.0/5 "Great!"
      I do not think that I am paying annual charges for my credit card. I am using Amex credit card for long time. I had not faced any issues like hidden charges or unnecessary charges. I used to get reward points in all my usage. Also it can be redeemed.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 25, 2017
    • American Express Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      The process at Amex bank is good on the credit cards. They stop the usage of the card once the customer comes to the limit he is eligible off. In this way the customer does not end up pay high interest on the exceeded limit. The services are excellent.
      Was this review helpful? 0
      , mysore
      Reviewed on Apr 21, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My Amex Credit card was very helpful . If you swipe the card above 4 thousand you get reward points of thousand that is converted as cash back and you get 250 rupees I receive offers at time to time. Some times I got offer for online purchase. I have earned rewards points on my card. The is no credit limit for this yearly fee is 1k
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 15, 2017
    • American Express Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I am happy with the services of Amex Bank as the customer support is excellent especially when it comes to communication. The rate of interest is also satisfactory and the charges were very normal for me. The reward points could be redeemed as well online for shopping. Just that the credit card is not acceptable at all merchandises, likewise a customer needs to know where to use the card.
      Was this review helpful? 0
      , kota
      Reviewed on Apr 13, 2017
    • American Express Credit Card
      "Transparent in details"
      0.5 5.0/5 "Blown Away!"
      I have recently got the credit card of Amex Bank. The process was smooth in getting the card and to what I have used it, my experience has been good till date. There are charges on the card, I still give five stars on charges is because I am being charged as to what was informed to me and nothing more than that.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 10, 2017
    • American Express Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I am holding this AMEX Platinum credit card for more than 18 months Its chargeable card yearly I had to pay five thousand rupees, If I use this card for seven lakhs in a year then five thousand would be charged and the same would be wavied off. I am overall I am very much satisfied with this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 09, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had been holding this AMEX credit card for more than two years now. The credit limit offered on my AMEX credit card is eight lakhs. Initially it was four lakhs now it has been extended. I frequently use this card overseas, till now they had not charged me any annual fee on this card . Being with IBM I have good access at all lounges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 09, 2017
    • American Express Credit Card
      "Good experience "
      0.5 3.5/5 "Pretty good"
      I do have credit card with the American express banking corporation and it works nice for me and the reward points are great. The disadvantage is lack of versatility like it will not be accepted in most of the places. Services are okay with them and I have not faced much issue, also my queries got resolved immediately.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 03, 2017
    • American Express Credit Card
      "High on charges"
      0.5 4.0/5 "Great!"
      The customer services of Amex bank is the best. They know well how to communicate to a customer. But they are not recommendable for a credit card as the card is not acceptable all over and are very high on charges. If I go to Kolkata for example, the stores hesitate to take the card as they are not sure who would pay the charge of 4% either the customer or the merchandise. I have closed the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 01, 2017
    • American Express Credit Card
      "Its Average"
      0.5 5.0/5 "Blown Away!"
      AMEX is a good international card but still it has some drawbacks like, there is no option to convert amount into an EMI, whatever the amount I am purchasing I should make that amount on next bill and they are taking annual charges of Rs.4500 it is high. But AMEX does not have any card limit, I could use my card for any amount. If its better if they provided EMI that would be convenient for the AMEX users.
      Was this review helpful? 1
      , mumbai
      Reviewed on Mar 28, 2017
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