Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 The American Express Membership Rewards Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    0
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Ad Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    The American Express Membership Rewards Credit Card is Rated as "Blown Away!" by 1 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    The American Express Membership Rewards Credit Card

    If you want a credit card with an amazing rewards programme, then you should check out The American Express Membership Rewards Card. The rewards can be redeemed to avail attractive gifts and benefits.

    Key Points of American Express Membership Rewards CC

    • Bonus Membership Rewards Points.
    • 5,000 Membership Rewards Points on card renewal.
    • Redeem points for 24 carat and 18 carat Gold Collection.
    • Exclusive offers on travel and dining.

    Features and Benefits of American Express Membership Rewards Credit Card

    • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
    • 4,000 Bonus Membership Rewards Points to be awarded on using the Card 3 times within the first 60 days of Card membership, upon payment of annual fee
    • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs.1,000 and above every month
    • Option to convert the big purchases into EMIs
    • Earn 1 Membership Rewards Point for every Rs.50 spent except for spends at Fuel, Insurance, Utilities and Cash Transactions.
    • Redeem points to get 18 carat and 24 carat Gold Collection
    • If you lose your Card, your liability is nil after reporting the loss, and is limited to a maximum of only 1,000 before reporting.
    • Enjoy benefits on your travel bookings with MakeMyTrip.com

    Eligibility and documentation of American Express Membership Rewards Credit Card

    Eligibility Criteria of American Express Membership Rewards Credit Card are as follows

    • The applicant must be a resident of India.
    • Applicants should be a minimum of 18 years old.
    • The minimum annual income of the applicant has to be Rs.6 Lakhs if he or she is self-employed or salaried.
    • Applicants must have a good credit history.
    • Applicants should not have a history of default payments.

    At present, this card is issued to people staying in Delhi (NCR), Bangalore, Mumbai, Pune, Chennai, Jaipur, Hyderabad, Coimbatore, Indore, Ahmedabad, Chandigarh, Vadodara and Surat.

    The documents required for applying for this American Express card are as follows

    • KYC documents such as ID Proof, Address Proof and PAN
    • One recent photograph
    • Form 16/ Salary slip

    At present, this card is issued to people staying in Delhi (NCR), Bangalore, Mumbai, Pune, Chennai, Jaipur, Hyderabad, Coimbatore, Indore, Ahmedabad, Chandigarh, Vadodara and Surat.

    Fees and Charges of American Express Membership Rewards Credit Card

    American Express Membership Rewards Credit Card Fees and Charges
    Type of Fees and Charges Amount
    Fee for the first year Rs.1,000 + Tax
    Fee from the second year Rs.4,500 + Tax
    Finance charges for cash and balance transfer, goods and services 3.5% per month
    Cash advance fee 3.5% of the amount (Minimum – Rs.250)
    Fee for duplicate statement Rs.100 for each statement that a minimum of 3 months old
    Fee for ECS/Cheque/NACH return Rs.250 for each return
    Over limit fee Rs.500
    Summary of fee for charge retrieval or record of charge Rs.100 for each retrieval
    Surcharge on railway tickets 1.8% of the booking amount (if using IRCTC website to book). Minimum – Rs.10
    Fee for miles or points reinstatement Rs.200 for each reinstatement
    Convenience fee for payment gas, electricity and water bills It is applicable if payments are made through American Express EPAY or Billdesk standing instructions.
    • Rs.50 for each transaction of up to Rs.15,000.
    • Rs.100 for each transaction ranging from Rs.15,001 to Rs.1,00,000.
    • 1.95% for each transaction that is more than Rs.1,00,000.
    Fee for transactions made in foreign currency Currency conversion factor assessment – 3.5%
    Interest free credit period Up to 52 days
    Late payment charge 30% of the minimum due amount (Minimum – Rs.500, Maximum – Rs.1,000)
    Minimum amount due 5% of the pending account (Minimum – Rs.100)

    The above mentioned rates/fees and charges can be changed at any time at the bank’s discretion.

    How to apply for the American Express Membership Rewards Credit Card?

    You can instantly apply for the card online by visiting BankBazaar.com. On the website, access the credit cards section, look for American Express Credit Cards and then select this card. After that, fill in your personal details and click “Apply” to instantly apply for the card.

    FAQs on American Express Membership Rewards Credit Card

    1. Does the American Express Membership Rewards Card offer emergency card replacement facility?
    2. Yes, The American Express Membership Rewards Card offers emergency card replacement facility.

    3. I have lost my American Express Membership Rewards Card. What do I do?
    4. If you have lost your American Express Membership Rewards Card, you should report about the loss immediately to American Express. Also, inform the police and get a copy of the FIR. Send the FIR to American Express along with a detailed report about the incident. The company will replace your card, which you can use after that. The company will cover the cost of any fraudulent transactions that were made using your card after you reported the loss.

    5. How can I pay the bill of my American Express Membership Rewards Card?
    6. You can pay the bill of your American Express Membership Rewards Card in one of the following ways:

      • NEFT.
      • Direct Debit Facility.
      • Electronic Bill Payment Facility.
      • Cheque or Draft.
    7. Where can I get more details about The American Express Membership Rewards Card?
    8. You can get more details about The American Express Membership Rewards Card from the website of American Express. You can also contact on the customer care number to get the required information.

     Loading your search... Loading your search...
  • Credit Card Reviews

    • American Express Credit Card
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I am having the Amex credit card and am not really satisfied because in most of the places they are not really accepting this credit card. American express credit card options are really lesser one with them to swipe.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 22, 2017
    • American Express Credit Card
      "Response part has to be improved"
      0.5 3.0/5 "Satisfactory"
      My card got blocked because thrice I have put wrong password. Hence I reached their customer service to activate the card I didn't get any response. Through online I tried activate the card it is also difficult, but they are charging annual fee.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 21, 2017
    • American Express Credit Card
      " Privilege credit card"
      0.5 5.0/5 "Blown Away!"
      I used to receive reward points for many transaction with AMEX credit card, I could convert all the points into cash. All in all I should go to online website to check the total points there is an option to redeem the points its good. Credit limit is also flexible, I can use without restriction.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 20, 2017
    • American Express Credit Card
      "Need to be get diversified"
      0.5 3.5/5 "Pretty good"
      I am having the American express credit card from the last four to five months of time. There are many disadvantages in this card like I can use it only on the big shopping malls. Response is fine one for me with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • American Express Credit Card
      "Customer services are excellent"
      0.5 5.0/5 "Blown Away!"
      Everything is perfect with Amex Bank for a credit card. They provide the best of services and they are very responsive when ever I reach out to them. The offers and credit limit they offer me is excellent and there has been no inconvenience in banking with them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 16, 2017
    • American Express Credit Card
      "Excellent for shopping "
      0.5 5.0/5 "Blown Away!"
      As one of the representative in American Express as a customer i too enjoy the services and offers they provide with we help customer till they receive everything .Its hassle free with good credit limit and no fee for processing or transactions .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 16, 2017
    • American Express Credit Card
      "Its good but fee and charges should be less"
      0.5 3.5/5 "Pretty good"
      American Express customer care IVR system is very good, I could reach the executive within a minute, but in term of charges is very high, they were charging annual fee around Rs.4000 but I hold a premium credit card. In India very few retail outlets, or merchandiser are accepting AMEX Card. Reward points are good, for 1 point - 25 paise its great to convert into cash.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 13, 2017
    • American Express Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      The service was very good from AMERICAN EXPRESS ,if there is any queries their representatives will be very helpful and responsible . But I cannot use my AMERICAN EXPRESS credit card in many places ,also the fee was also very high with AMERICAN EXPRESS . Offers I use to get offers ,so overall service was good .
      Was this review helpful? 0
      , pune
      Reviewed on Sep 12, 2017
    • American Express Credit Card
      "Good card to hold"
      0.5 5.0/5 "Blown Away!"
      I would say my AMEX Credit card is an above average card and it works well too. It does not work at all times due to magnetic strip error and this card is acceptable only at few places only. This card has got a limit of 2.5 lakhs and its a golden card. Another plus is the reward scheme as it is attractive than other bank cards.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 12, 2017
    • American Express Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I am fond of AMEX credit card. I am holding this credit card for the last 5 years. No drawback nor any challenges as such. I used to get good discount and cashback when ever I use my card. On top of all that, they dont charge any additional charges what ever I use I pay.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 12, 2017
    • American Express Credit Card
      "Good to service"
      0.5 5.0/5 "Blown Away!"
      In term of service AMEX is really good, The time I do more shopping, they give more offer and they didn't take any money extra.There is some annual fee applicable, but however if I cross certain amount my annual fee gets waived off. Overall I am satisfied.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 12, 2017
    • American Express Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am having the American express credit card and am using it from the last two years of time, also their service aspects are an excellent one. I would like to say that I have got the offers like air tickets and some other coupons from them.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 11, 2017
    • American Express Credit Card
      "Very unique product in the market"
      0.5 5.0/5 "Blown Away!"
      I am having the American express credit card and it really works in the good way, I used to get quite unique offers from them. Credit limit value is absolutely fine one for me and the response is quite good one for me. Payment modes are feasible one for me with the Amex credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 11, 2017
    • American Express Credit Card
      "American Express platinum card is very well and its super"
      0.5 5.0/5 "Blown Away!"
      I am happy to use this credit card of AMEX, it is very easy for me to make some purchases of business that's why I had taken to this card .this American Express platinum credit card is persons of employee s is responsible is calling of asking for information too it is that good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 11, 2017
    • American Express Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My AMEX credit card is very good when compared with other bank cards. It works really well. I am holding this AMEX credit card for about 8 months. Also I am very much happy with the reward points system as I earn good rewards here on my credit card,
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 11, 2017
    • American Express Credit Card
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      I am holding this credit card for about 1.5 YEARS. No compliments were provided at the time of issuing this card. The annual fee is amounting to rs 750. The credit limit they have offered me in this card is 54 lakhs and the drawback of this card is most of the places they dont except amex card, if they do so they charge 2.5% and this is brand new credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 08, 2017
    • American Express Credit Card
      "Good bank"
      0.5 4.5/5 "Excellent!"
      Hi I have heard about this bank in my friend circle .the users really appreciate me to be a part of your bank .I like to use your credit card want to give my experience after using. So kindly issue credit card . Feel too good of use credit card. I had seen the ratings of customers even that is very good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 06, 2017
    • American Express Credit Card
      "Good for international purpose"
      0.5 3.0/5 "Satisfactory"
      AMEX card has a good feature but it can't accepted in all retail shops and also they have separate swapping machine it is available every where. But I have platinum jet card, they give miles discount on flight tickets. Interest rate is also nominal and more over its a life time free credit card.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 01, 2017
    • American Express Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      Recently I got Amex gold card its good there is no limit. I can go for any amount there is no interest also. Whatever amount that I spent, I should pay that amount. They gave me complimentary joining offer of 4000 points. Everything is upto the mark expect processing fee was high, first year will be Rs. 1000, 2nd year will be Rs.4500. They should reduce the annual fee.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 31, 2017
    • American Express Credit Card
      "Coolest card I had ever had"
      0.5 5.0/5 "Blown Away!"
      I would describe my AMEX credit card as the coolest credit card which I had ever used. As there is no limit set for this credit card. It is actually a Corporate credit card I am getting so many benefits on this card for instance If use buy HP products I will get lot of discounts. But it is not that easy to get this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 30, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.