Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 The American Express Membership Rewards Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    0
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Ad Paperless approval option available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details

    The American Express Membership Rewards Credit Card is Rated as "Blown Away!" by 1 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview on American Express Membership Rewards Credit Card

    If you want a credit card with an amazing rewards programme, then you should check out The American Express Membership Rewards Card. The rewards can be redeemed to avail attractive gifts and benefits.

    Key Points of American Express Membership Rewards CC

    • Bonus Membership Rewards Points.
    • 5,000 Membership Rewards Points on card renewal.
    • Redeem points for 24 carat and 18 carat Gold Collection.
    • Exclusive offers on travel and dining.

    Features and Benefits of American Express Membership Rewards Credit Card

    • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
    • Redeem points to get 18 carat and 24 carat Gold Collection
    • If you lose your Card, your liability is nil after reporting the loss, and is limited to a maximum of only 1,000 before reporting.
    • Enjoy benefits on your travel bookings with MakeMyTrip.com

    Eligibility and documentation of American Express Membership Rewards Credit Card

    Eligibility Criteria of American Express Membership Rewards Credit Card are as follows

    • The applicant must be a resident of India.
    • Applicants should be a minimum of 18 years old.
    • The minimum annual income of the applicant has to be Rs.6 Lakhs if he or she is self-employed or is a salaried individual aged above 32 years.
    • The income requirement is Rs4.5 lakhs for salaried applicants aged below 32 years.
    • Applicants must have a good credit history.
    • Applicants should not have a history of default payments.

    At present, this card is issued to people staying in Delhi (NCR), Bangalore, Mumbai, Pune, Chennai, Jaipur, Hyderabad, Coimbatore, Indore, Ahmedabad, Chandigarh, Vadodara and Surat.

    The documents required for applying for this American Express card are as follows

    • KYC documents such as ID Proof, Address Proof and PAN
    • One recent photograph
    • Form 16/ Salary slip

    At present, this card is issued to people staying in Delhi (NCR), Bangalore, Mumbai, Pune, Chennai, Jaipur, Hyderabad, Coimbatore, Indore, Ahmedabad, Chandigarh, Vadodara and Surat.

    Fees and Charges of American Express Membership Rewards Credit Card

    American Express Membership Rewards Credit Card Fees and Charges
    Type of Fees and Charges Amount
    Fee for the first year Rs.1,000 + Tax
    Fee from the second year Rs.4,500 + Tax
    Finance charges for cash and balance transfer, goods and services 3.5% per month
    Cash advance fee 3.5% of the amount (Minimum – Rs.250)
    Fee for duplicate statement Rs.100 for each statement that a minimum of 3 months old
    Fee for ECS/Cheque/NACH return Rs.250 for each return
    Over limit fee Rs.500
    Summary of fee for charge retrieval or record of charge Rs.100 for each retrieval
    Surcharge on railway tickets 1.8% of the booking amount (if using IRCTC website to book). Minimum – Rs.10
    Fee for miles or points reinstatement Rs.200 for each reinstatement
    Convenience fee for payment gas, electricity and water bills It is applicable if payments are made through American Express EPAY or Billdesk standing instructions.
    • Rs.50 for each transaction of up to Rs.15,000.
    • Rs.100 for each transaction ranging from Rs.15,001 to Rs.1,00,000.
    • 1.95% for each transaction that is more than Rs.1,00,000.
    Fee for transactions made in foreign currency Currency conversion factor assessment – 3.5%
    Interest free credit period Up to 52 days
    Late payment charge 30% of the minimum due amount (Minimum – Rs.500, Maximum – Rs.1,000)
    Minimum amount due 5% of the pending account (Minimum – Rs.100)

    The above mentioned rates/fees and charges can be changed at any time at the bank’s discretion.

    How to apply for the American Express Membership Rewards Credit Card?

    You can instantly apply for the card online by visiting BankBazaar.com. On the website, access the credit cards section, look for American Express Credit Cards and then select this card. After that, fill in your personal details and click “Apply” to instantly apply for the card.

    FAQs on American Express Membership Rewards Credit Card

    1. Does the American Express Membership Rewards Card offer emergency card replacement facility?

      Yes, The American Express Membership Rewards Card offers emergency card replacement facility.

    2. I have lost my American Express Membership Rewards Card. What do I do?

      If you have lost your American Express Membership Rewards Card, you should report about the loss immediately to American Express. Also, inform the police and get a copy of the FIR. Send the FIR to American Express along with a detailed report about the incident. The company will replace your card, which you can use after that. The company will cover the cost of any fraudulent transactions that were made using your card after you reported the loss.

    3. How can I pay the bill of my American Express Membership Rewards Card?

      You can pay the bill of your American Express Membership Rewards Card in one of the following ways:

      • NEFT.
      • Direct Debit Facility.
      • Electronic Bill Payment Facility.
      • Cheque or Draft.
    4. Where can I get more details about The American Express Membership Rewards Card?

      You can get more details about The American Express Membership Rewards Card from the website of American Express. You can also contact on the customer care number to get the required information.

     Loading your search... Loading your search...
  • Credit Card Reviews

    • American Express Credit Card
      "Looking for a better feature"
      0.5 2.0/5 "Expected more"
      I had a Amex credit card they were charging Rs 4000 per annum. I am not fine with that even they didn't provide much offer also, they give only discount on flight ticket. Hence I surrender the card but their customer service is good, when I have called them to block the credit card , they guided on it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 06, 2017
    • American Express Credit Card
      "Better card to use but not used in many places"
      0.5 3.0/5 "Satisfactory"
      I can't use this card in all places because it is not acceptable in many point of sales. The service is really good with American express banking corporation. The rate of interest is low when compared with others. I am not happy with the Amex master card credit limit , still they can increase my credit limit in future.
      Was this review helpful? 0
      , indore
      Reviewed on Jul 05, 2017
    • American Express Credit Card
      "Best for Credit card"
      0.5 5.0/5 "Blown Away!"
      I bank with Amex bank for a credit card and I am happy to use the services. The customer services are excellent in communicating to the their customers and they are prompt to sorting out my queries. Though there are charges for the card it is worth the fee.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 30, 2017
    • American Express Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      American express credit card is working in a good way but its not accessible everywhere and that's the major drawback, rest of the things were really good. Customer service is an excellent one for me till now, also I am very much happy with the responsiveness too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 24, 2017
    • American Express Credit Card
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I have used a credit card with Amex Bank and I am not happy with this bank. The charges are high and the offers are also not to my satisfaction. It has not been a good experience. The customer services is also average. There are no benefits at all on the card.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      American express credit card is the best one because they are excellent in the communication. Though the card is costly there are a lot of reward points from which I can benefit off. It has been a hassle free experience till date.The offers provided are timely.They apply annual charges around 4000Rs in the card.I am a customer of American express corporation for just 6 to 7 months
      Was this review helpful? 0
      , surat
      Reviewed on Jun 19, 2017
    • American Express Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      I am using make my AMEX Platinum Credit card, I don't have good experience on my AMEX card. I am unable to use it at normal shops, they deny getting the card and I have told the guy who gave me this card clearly that I am not into travelling, so provide me with best card but still very bad experience. The credit limit what they had offered is 4 lakhs.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2017
    • American Express Credit Card
      "Overprice"
      0.5 1.0/5 "Really Bad"
      I have stopped to use the American express credit card because they are charging something as hidden charges, also they are making delay on sending the statement. I mean to say that their customer service is very poor. Annual charges were charges and they are not justify the charges to compensate it.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 16, 2017
    • American Express Credit Card
      "Real express"
      0.5 5.0/5 "Blown Away!"
      I am using American express credit card and its the best one for me, also its a kind of life saver one. Response with the American express credit card and I would like to say that they are best in Industry. Credit limit value is good one and the processing charges are very much expensive one.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 16, 2017
    • American Express Credit Card
      "Good bank"
      0.5 5.0/5 "Blown Away!"
      American express credit card is the best one because of the good reward points and I can get everything by redeeming reward points. Credit limit is unlimited one with them and am using this card from the last five years of time. Reaching the customer service is really a toughest task, also part of the service is not up to the mark.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 16, 2017
    • American Express Credit Card
      "Complicated"
      0.5 2.0/5 "Expected more"
      American express credit card was the one , which I had opted before two years of time, also they used to keep on asking lot of documents, which were not really a fair one.I would like to suggest that they need to make the process in a simple and in an organized way.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 16, 2017
    • American Express Credit Card
      "Too good to use"
      0.5 5.0/5 "Blown Away!"
      I got American express gold card for past 2 years. The benefits like reward points, cash back offers and fuel surcharge waiver is available with this card. If I accumulate more than 18,000 reward points we can buy gold with those reward points. If I make 4 transactions in a months for Rs.1000. I will be getting 1000 points and If a refer any of my friend and he is also getting the same card I will be getting 8,000 reward points.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 15, 2017
    • American Express Credit Card
      "Too good"
      0.5 5.0/5 "Blown Away!"
      The service which was offered on my American express corporate cards is extra ordinary, that is the reason I gave 5 rating for all the parameters . It always gives the excellent service to their customers. I can say it is a limitless card. I am happy using my Corporate Credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 15, 2017
    • American Express Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      AMEX credit card was not acceptable mostly to the Indian retailers but its widely acceptable overseas i.e., across the globe. Customer service is a similar one and the accessibility is the only constraint, therefore they need to expand their coverage.
      Was this review helpful? 0
      , aurangabad
      Reviewed on Jun 12, 2017
    • American Express Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      Though the credit card of Amex Bank is not accepted every where because they charge some percentage for everything,I hardly use this bank credit card I do get reward points but i aint sure how much it is,if it come to fee,it is 10000 per annum and Iam holding this account for more than four years..
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2017
    • American Express Credit Card
      "Average Service"
      0.5 1.0/5 "Really Bad"
      I have applied for an credit card with American express, but they have rejected my application, saying that my salary not met their eligibility criteria. The rate of interest is nominal with this platinum card. The service rendered by American express was average.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 08, 2017
    • American Express Credit Card
      "Good rewards to fly"
      0.5 4.0/5 "Great!"
      I am getting a very good good value on the Jet privileges from the American express credit card as I am using it from the last six months of time. Customer service is pretty good with them , also the relationship managers were really working in a very good way.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 08, 2017
    • American Express Credit Card
      "Excellent communication"
      0.5 5.0/5 "Blown Away!"
      I bank with Amex Bank for a credit card and I am very happy with the customer services. They are excellent in the communication. Though the card is costly there are a lot of reward points from which I can benefit off. It has been a hassle free experience till date.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jun 07, 2017
    • American Express Credit Card
      "Good Credit card"
      0.5 4.0/5 "Great!"
      Its my corporate card, their interest rate is very less for the monthly usage and their foreign exchange value is also less. If goes to any out of station if I use my card for the transaction purpose, they charge very less. Their customer service and responsiveness is good and they gave me life time free credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 06, 2017
    • American Express Credit Card
      "Excellent Card to use"
      0.5 5.0/5 "Blown Away!"
      The Amex corporate card is very good to use.The positive is that, they will not disturb the customers at any cost, they don't even give a call, even if we miss to pay the bill within the due date, they just send a text message and intimates the customer, which is really professional . I am happy with the credit limit which was offered by AMEX. The rate of interest is low, when compared with other cards. They did not deduct any hidden charges, they will deduct the money as per the promise what ever they have made. Overall I am satisfied with their service.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 03, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.