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    We found 1 The American Express Membership Rewards Credit Card
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    The American Express Membership Rewards Credit Card is Rated as "Excellent!" by 106 Users

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    The American Express Membership Rewards Credit Card

    If you want a credit card with an amazing rewards programme, then you should check out The American Express Membership Rewards Card. The rewards can be redeemed to avail attractive gifts and benefits.

    Key Points of American Express Membership Rewards CC

    • Bonus Membership Rewards Points.
    • 5,000 Membership Rewards Points on card renewal.
    • Redeem points for 24 carat and 18 carat Gold Collection.
    • Exclusive offers on travel and dining.

    Features and Benefits of American Express Membership Rewards Credit Card

    • Annual fee waiver: No fee for first year. From second year onwards – Get 50% fee waiver for spending Rs.90,000 in the first year and get 100% fee waiver by spending Rs.1.5 lakh in the previous year

    Reward Points Programme:

    • Every Rs.50 spent on the card will bring 1 membership rewards point. Fuel transactions, insurance payments, utility bill payments, and cash withdrawals are not eligible for reward points
    • Use your card 4 times on transactions of Rs.1,000 every month to earn 1,000 Bonus Membership Rewards Points
    • Earn 5,000 Membership Rewards Points upon first year card renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
    • Every 24,000 reward points can be redeemed for 24 Karat Gold collection that includes American Express domestic travel online voucher worth Rs.11,000 or Bose Sound Link Color II Bluetooth speaker or cash credit of Rs.10,000.
    • Every 18,000 reward points can be exchanged for 18 Karat Gold collection that includes cash credit of Rs.7,500 or amazon gift voucher worth Rs.8,000 and Tanishq gift voucher of Rs.7,500.
    • Easy EMI Option: The card allows you to convert your total spends or big ticket purchases into easy monthly instalments with the American Express EMI facility.
    • Zero liability on lost card: If you lose your card, your liability is nil after reporting the loss, and is limited to a maximum of only Rs.1,000 before reporting.
    • Travel benefits: Enjoy benefits on your travel bookings with MakeMyTrip.com. Get up to Rs.3,000 off on flight bookings and up to 25% discount on hotel bookings made through Makemytrip website using the card. Offer valid till 30 September 2018.
    • Dining privileges: Cardholders can avail up to 20% off each time they dine at selected partner restaurants.
    • Contactless technology: The card is designed with an in-built contactless technology to enable contactless payments at POS terminals. The technology enables quick and secure transactions.

    Eligibility and documentation to Apply American Express Membership Rewards Credit Card

    • The applicant must be a resident of India.
    • Applicants should be a minimum of 18 years old.
    • The minimum annual income of the applicant has to be Rs.6 Lakhs if he or she is self-employed or salaried.
    • Applicants must have a good credit history.
    • Applicants should not have a history of default payments.

    At present, this card is issued to people staying in Delhi (NCR), Bangalore, Mumbai, Pune, Chennai, Jaipur, Hyderabad, Coimbatore, Indore, Ahmedabad, Chandigarh, Vadodara and Surat.

    Documents Required for Applying for this American Express card

    • KYC documents such as ID Proof, Address Proof and PAN
    • One recent photograph
    • Form 16/ Salary slip

    At present, this card is issued to people staying in Delhi (NCR), Bangalore, Mumbai, Pune, Chennai, Jaipur, Hyderabad, Coimbatore, Indore, Ahmedabad, Chandigarh, Vadodara and Surat.

    Fees and Charges of American Express Membership Rewards Credit Card

    Type of Fees and Charges Amount
    Fee for the first year Rs.1000
    Fee from the second year Rs.4,500 + Tax
    Add-on card fee First 2 cards at zero cost, Rs.1,500 for each card thereon
    Finance charges for cash withdrawal and balance transfer 3.5% per month
    Cash advance fee 3.5% of the amount (Minimum – Rs.250)
    Fee for duplicate statement Rs.100 for each statement that a minimum of 3 months old
    Fee for ECS/Cheque/NACH return Rs.150 for each return
    Over limit fee Rs.500
    Summary of fee for charge retrieval or record of charge Rs.100 for each retrieval
    Surcharge on railway tickets 1.8% of the booking amount (if using IRCTC website to book). Minimum – Rs.10
    Miles or points redemption fee Rs. 250 for each redemption
    Convenience fee for payment gas, electricity and water bills It is applicable if payments are made through American Express EPAY or Billdesk standing instructions.
    • Rs.50 for each transaction of up to Rs.15,000.
    • Rs.100 for each transaction ranging from Rs.15,001 to Rs.1 Lakh
    • 1.95% for each transaction that is more than Rs.1 Lakh
    Fee for transactions made in foreign currency Currency conversion factor assessment – 3.5%
    Interest free credit period Up to 52 days
    Late payment charge 30% of the minimum due amount (Minimum – Rs.500, Maximum – Rs.1,000)
    Minimum amount due 5% of the pending account (Minimum – Rs.100)

    The above mentioned rates/fees and charges can be changed at any time at the bank’s discretion.

    How to apply for the American Express Membership Rewards Credit Card?

    You can instantly apply for the card online by visiting BankBazaar.com. On the website, access the credit cards section, look for American Express Credit Cards and then select this card. After that, fill in your personal details and click “Apply” to instantly apply for the card.

    FAQs on American Express Membership Rewards Credit Card

    1. Does the American Express Membership Rewards Card offer emergency card replacement facility?
    2. Yes, The American Express Membership Rewards Card offers emergency card replacement facility.

    3. I have lost my American Express Membership Rewards Card. What Should I do?
    4. If you have lost your American Express Membership Rewards Card, you should report about the loss immediately to American Express. Also, inform the police and get a copy of the FIR. Send the FIR to American Express along with a detailed report about the incident. The company will replace your card, which you can use after that. The company will cover the cost of any fraudulent transactions that were made using your card after you reported the loss.

    5. How can I pay the bill of my American Express Membership Rewards Card?
    6. You can pay the bill of your American Express Membership Rewards Card in one of the following ways:

      • NEFT.
      • Direct Debit Facility.
      • Electronic Bill Payment Facility.
      • Cheque or Draft.
    7. Where can I get more details about The American Express Membership Rewards Card?
    8. You can get more details about The American Express Membership Rewards Card from the website of American Express. You can also contact on the Amex customer care number to get the required information.

    Credit Card Reviews

    • American Express Credit Card
      "Good service"
      0.5 2.5/5 "Just OK"
      I had chosen to go with this card since i found that it is a quite good card. The process in getting this card has been okay where it had taken a little more time than usual. The credit limit which they had given has been very less where it has been half my salary. I have started using the card but i am yet to experience the benefits with it. There is an annual fee of 5000 with the card as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 01, 2018
    • American Express Credit Card
      "Average Service"
      0.5 3.5/5 "Pretty good"
      The process in getting this card has been smooth and easy and there has not been any delay in getting the card. I am yet to explore the benefits and features with the card and i have started using the card at fuel bunks and at many places. The credit limit with the card has been satisfactory but the card has not been accepting at all the places.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Oct 31, 2018
    • American Express Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      I also use the rewards credit card with Amex Bank. The customer support is fine and there are no hassles as well to get the card. The benefits and features is fine. The credit limit is also good and there has been no issues till date. Overall good process.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 26, 2018
    • American Express Credit Card
      "Delightful Service"
      0.5 5.0/5 "Blown Away!"
      Reason for applying this Card was, it holds the International Brand. Yes there are Annual charges but the much you use the much you get rewards points. Rate of interset are reasonable,Resolution for my doubts and issues are very quick and iam happy about it. When compared to other banks i love the Genuine way of customer handling here in American Express.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Oct 09, 2018
    • American Express Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I had chosen to go with this card since i was looking for an international card. The process in getting this card has not been that great where i had to submit the documents twice, a soft copy as well as the hard copy and they also had done verification several times. The credit limit with the card has been good and i am yet to explore the benefits and the features with the card. I had started using the card for online shopping.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 03, 2018
    • American Express Credit Card
      "not satisfied "
      0.5 1.0/5 "Really Bad"
      I got my American express membership credit card and started using it . Am not that much satisfied with the credit limit which they have offered i have spoke to their customer service and mailed them , but there is no response from the customer service
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 06, 2018
    • American Express Credit Card
      "Good in all"
      0.5 4.5/5 "Excellent!"
      I also bank with Amex Bank for the rewards credit card and they have given me the best credit limit of four and half lakhs. The reward points I earn on my transactions can be converted to cash and can be used to pay the bills. The customer services are good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 04, 2018
    • American Express Credit Card
      "Good service"
      0.5 4.5/5 "Excellent!"
      So after a year of using this card I can Amex team is the best I have seen from any other bank . They take time to understand your concern and are not in a rush to just disconnect the call and move on to the next Customer. Recommended as a friendly credit card company
      Was this review helpful? 1
      , gurgaon
      Reviewed on Aug 24, 2018
    • American Express Credit Card
      "GOOD CARD"
      0.5 4.0/5 "Great!"
      Pretty much good in using this card , i am using it for past two months, limit of the card can be enhances so that i will be satisfied , i can got touch with customer care they informed me that asked me to wait for 6 months and call them to increase the limit of the card, customer service is good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 18, 2018
    • American Express Credit Card
      "GOOD CARD"
      0.5 5.0/5 "Blown Away!"
      The rewards of this card is really good and other features and benefits of the card is fine, but one thing which they can improve in their service is that they can make the options to use this card in many places so that the card usage also can be increased. limit of the card is just fine they can also enhance it in further.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 18, 2018
    • American Express Credit Card
      "AVERAGE SERVICE"
      0.5 3.0/5 "Satisfactory"
      In amex card the rewards are good but no cash back, limit of the card can be enhanced, so that i can use it for further more transactions as well, also its a chargeable card, customer service part is good, they can also include some offers in amazon too.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 13, 2018
    • American Express Credit Card
      "excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with AMERICAN EXPRESS. The service which have been provided through this bank is excellent and processes is very quick and smooth. Annual fee is free for the first year and for 2nd year they will charge 4500rs. Mostly i sue this credit card to do shopping, LIC payment. Overall my experience is good with AMERICAN EXPRESS BANK.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 01, 2018
    • American Express Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      Amex card is not acceptable in all the POS machine thats the only issue I'm facing. The customer care service of amex is fine. Usually i wont make the payment late hence I'm not aware of the interest rate. Whatever the transaction amount, i will pay before the due date. They charging Rs. 1000 for annual fee.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 29, 2018
    • American Express Credit Card
      "Beneficial card"
      0.5 5.0/5 "Blown Away!"
      I have received this credit card 1 week before. They have mentioned that their is no annual fee for the first year. From the 2nd year the annual charge is 4000. They have offered me the credit limit of Rs. 50000 actually I'm expecting more credit limit. I did not check about the offers provided by this credit card. I never faced any issues so far hence i did not call their customer care.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 29, 2018
    • American Express Credit Card
      "Absolutely a very good card"
      0.5 4.5/5 "Excellent!"
      I have purchased this credit card 2 months before. They are providing a offers like cashbacks and discounts. They have offered me a satisfied credit limit. I have to pay the annual fee of Rs. 4500 and it will get waived off according my transaction in a year. I have called them twice for the customer care to know about the details of the card and the response was good. As of now i don't face any issues with a good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 25, 2018
    • American Express Credit Card
      "Totally Good card"
      0.5 5.0/5 "Blown Away!"
      Using this credit card for last 4 months. They are providing extra rewards on shopping purpose. They have offered me a credit limit of Rs. 3.50 lakhs and I'm satisfied with it. For the first year, the annual fee is free. From the second year, i have to pay Rs. 4999 as a annual fee. I was not able to generate the pin hence i called the customer care service to help for this issues. The customer service was good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 25, 2018
    • American Express Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I choose the THE AMERICAN EXPRESS® MEMBERSHIP REWARDS CREDIT CARD online because I wanted to have Amex Card. The credit limit is lesser when comparing o to other card. I haven't used the card yet. The whole application and the documentation process was easy and hassle free.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 25, 2018
    • American Express Credit Card
      "Better card"
      0.5 4.0/5 "Great!"
      I have been using this credit card for past 4 months. I have got offer like after the 5 transactions the cashback offer will be available. They have offered me a credit limit of Rs. 65000 and I'm happy about it. I'm not aware of the annual fee and interest rate details. I have used the card for less transaction only. I have called the customer care service two times, they have clarified the doubts whatever i have.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 25, 2018
    • American Express Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have started using American express membership credit card , am satisfied with the credit limit which they have provided. There is no annual charges for the first year , from 2nd year there is some annul charges for the card . There is no additional charges for the card . Reason for choosing the card is as if i use above Rs 1000 at least 4 transaction i will be getting 1000 points which i can redeem it for credit card bill payment . I have spoken to their customer service they responding very well and its been quick in resolving issue.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 23, 2018
    • American Express Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting the card has been smooth and easy and the card has reached on time, the credit limit with the card has been satisfactory as well. There has been cash back and reward points which has been with the card. But the only issue which has faced with the card is that the card has not been acceptable in all the places where the card machine is not accepting the card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 18, 2018
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