Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 The American Express Membership Rewards Credit Card
    Card
    1st Year Fee
    Rewards
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    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Ad Paperless approval available
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    The American Express Membership Rewards Credit Card is Rated as "Excellent!" by 4 Users

    Fees & Charges

    Promised Interest Rate

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    The American Express Membership Rewards Credit Card

    If you want a credit card with an amazing rewards programme, then you should check out The American Express Membership Rewards Card. The rewards can be redeemed to avail attractive gifts and benefits.

    Key Points of American Express Membership Rewards CC

    • Bonus Membership Rewards Points.
    • 5,000 Membership Rewards Points on card renewal.
    • Redeem points for 24 carat and 18 carat Gold Collection.
    • Exclusive offers on travel and dining.

    Features and Benefits of American Express Membership Rewards Credit Card

    • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
    • 4,000 Bonus Membership Rewards Points to be awarded on using the Card 3 times within the first 60 days of Card membership, upon payment of annual fee
    • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs.1,000 and above every month
    • Option to convert the big purchases into EMIs
    • Earn 1 Membership Rewards Point for every Rs.50 spent except for spends at Fuel, Insurance, Utilities and Cash Transactions.
    • Redeem points to get 18 carat and 24 carat Gold Collection
    • If you lose your Card, your liability is nil after reporting the loss, and is limited to a maximum of only 1,000 before reporting.
    • Enjoy benefits on your travel bookings with MakeMyTrip.com
    • Cardholders can avail up to 20% off each time they dine at selected partner restaurants.

    Eligibility and documentation of American Express Membership Rewards Credit Card

    Eligibility Criteria of American Express Membership Rewards Credit Card are as follows

    • The applicant must be a resident of India.
    • Applicants should be a minimum of 18 years old.
    • The minimum annual income of the applicant has to be Rs.6 Lakhs if he or she is self-employed or salaried.
    • Applicants must have a good credit history.
    • Applicants should not have a history of default payments.

    At present, this card is issued to people staying in Delhi (NCR), Bangalore, Mumbai, Pune, Chennai, Jaipur, Hyderabad, Coimbatore, Indore, Ahmedabad, Chandigarh, Vadodara and Surat.

    The documents required for applying for this American Express card are as follows

    • KYC documents such as ID Proof, Address Proof and PAN
    • One recent photograph
    • Form 16/ Salary slip

    At present, this card is issued to people staying in Delhi (NCR), Bangalore, Mumbai, Pune, Chennai, Jaipur, Hyderabad, Coimbatore, Indore, Ahmedabad, Chandigarh, Vadodara and Surat.

    Fees and Charges of American Express Membership Rewards Credit Card

    American Express Membership Rewards Credit Card Fees and Charges
    Type of Fees and Charges Amount
    Fee for the first year Rs.1,000 + Tax
    Fee from the second year Rs.4,500 + Tax
    Finance charges for cash and balance transfer, goods and services 3.5% per month
    Cash advance fee 3.5% of the amount (Minimum – Rs.250)
    Fee for duplicate statement Rs.100 for each statement that a minimum of 3 months old
    Fee for ECS/Cheque/NACH return Rs.250 for each return
    Over limit fee Rs.500
    Summary of fee for charge retrieval or record of charge Rs.100 for each retrieval
    Surcharge on railway tickets 1.8% of the booking amount (if using IRCTC website to book). Minimum – Rs.10
    Fee for miles or points reinstatement Rs.200 for each reinstatement
    Convenience fee for payment gas, electricity and water bills It is applicable if payments are made through American Express EPAY or Billdesk standing instructions.
    • Rs.50 for each transaction of up to Rs.15,000.
    • Rs.100 for each transaction ranging from Rs.15,001 to Rs.1,00,000.
    • 1.95% for each transaction that is more than Rs.1,00,000.
    Fee for transactions made in foreign currency Currency conversion factor assessment – 3.5%
    Interest free credit period Up to 52 days
    Late payment charge 30% of the minimum due amount (Minimum – Rs.500, Maximum – Rs.1,000)
    Minimum amount due 5% of the pending account (Minimum – Rs.100)

    The above mentioned rates/fees and charges can be changed at any time at the bank’s discretion.

    How to apply for the American Express Membership Rewards Credit Card?

    You can instantly apply for the card online by visiting BankBazaar.com. On the website, access the credit cards section, look for American Express Credit Cards and then select this card. After that, fill in your personal details and click “Apply” to instantly apply for the card.

    FAQs on American Express Membership Rewards Credit Card

    1. Does the American Express Membership Rewards Card offer emergency card replacement facility?
    2. Yes, The American Express Membership Rewards Card offers emergency card replacement facility.

    3. I have lost my American Express Membership Rewards Card. What do I do?
    4. If you have lost your American Express Membership Rewards Card, you should report about the loss immediately to American Express. Also, inform the police and get a copy of the FIR. Send the FIR to American Express along with a detailed report about the incident. The company will replace your card, which you can use after that. The company will cover the cost of any fraudulent transactions that were made using your card after you reported the loss.

    5. How can I pay the bill of my American Express Membership Rewards Card?
    6. You can pay the bill of your American Express Membership Rewards Card in one of the following ways:

      • NEFT.
      • Direct Debit Facility.
      • Electronic Bill Payment Facility.
      • Cheque or Draft.
    7. Where can I get more details about The American Express Membership Rewards Card?
    8. You can get more details about The American Express Membership Rewards Card from the website of American Express. You can also contact on the customer care number to get the required information.

    Credit Card Reviews

    • American Express Credit Card
      "Need to provide as committed"
      0.5 1.0/5 "Really Bad"
      There was a huge inconvenience with Amex Bank for the credit card. I was asked to submit my original pay slip and they committed to me that I was get so and so credit limit. Finally they send me the card with the limit of 50K. I am a central government employee and I bank several other banks where I hold a limit of two lakhs. So I though it was not wise to hold a credit card of Amex with this limit and also pay a annual fee of 4K for it. I returned it back.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 21, 2017
    • American Express Credit Card
      "Best card to use"
      0.5 4.5/5 "Excellent!"
      AMEX provides very good services on credit card when compared to all other credit cards. It was overall a good experience with AMEX. I pay an annual fee of Rs 3500 which will be waived off. I am using this credit card from more than 2 months. This card is very transparent to use. I get lot of offers on this credit card comparatively, I did not face any transaction issues and the credit limit is more than sufficient.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 21, 2017
    • American Express Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      The credit card experience with Amex Bank is so far so good. Just that I am trying to sort out things about the payment. I am wanting it to happen automatically and the process for it is a bit long. Else I am satisfied overall with the process and the features.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 21, 2017
    • American Express Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have taken my credit card with American Express. The rate of interest is similar like other banks. I hold Gold Card and happy with the credit limit. They dispatched the card on promised time. They charge annual fee. The reward points and cash back offers are good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 21, 2017
    • American Express Credit Card
      "The best service "
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with AMEX which was taken 1 year back. They have offered JET AIRWAYS platinum International card. This is the best card among the cards I hold. The validity of the card 2023 . The customer service and responses was up to the mark here.My overall experience was satisfactory .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • American Express Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      The overall services are good at Amex Bank for the credit card but the major drawback is the card is not accepted at many merchandises. This is inconvenient as the card is not supportive when I really want to use the card. The charges are okay on the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 20, 2017
    • American Express Credit Card
      "Very good services & response"
      0.5 5.0/5 "Blown Away!"
      The services at Amex Bank is good overall and there were no hassles in getting my credit card through. The process was very convenient and easy and I never had any inconvenience while using the card too. The limit is good and it is a life time free card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2017
    • American Express Credit Card
      "Very good services & response"
      0.5 5.0/5 "Blown Away!"
      It is a life time free credit card with Amex bank and I get connected within seconds to the customer care. They are excellent in communication and they are also supportive as well. The best is the rewards and the services and I am glad that the bank offers me the best.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 20, 2017
    • American Express Credit Card
      "My second card"
      0.5 3.0/5 "Satisfactory"
      I recently got a Amex Make My Trip Credit Card and the experience with them has been pretty good. I got a Credit Limit of Rs.75000, which I felt is quite normal. This is my second Credit Card with this Bank and they have been pretty good all through.
      Was this review helpful? 0
      , thane
      Reviewed on Nov 20, 2017
    • American Express Credit Card
      "Good. Hoping to explore more on the card"
      0.5 4.0/5 "Great!"
      It was a good process to get the rewards credit card from Amex Bank. The best about the card is it being a life time free card. There is nothing else special about it. I am yet to redeem the points yet. The services and response is good as I received a call informing me the details.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 20, 2017
    • American Express Credit Card
      "Great to use"
      0.5 4.0/5 "Great!"
      The services is great with American Express. I am holding their credit card for 4 to 5 months. Whenever I face any issues, I will call the customer care, they will provide a proper guidance on call. The credit limit was good. The reward points are very good. It is only used for online shopping. Most of the merchants doesn't accept the card because of Tax.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 18, 2017
    • American Express Credit Card
      "Charges has to be waived off"
      0.5 4.0/5 "Great!"
      AMEX credit card features is nominal but there is no specific offer, only on HP petrol bunk I am getting 2% of cash offer, but I do get reward point for all transaction. Credit limit is also not that much good, even they taking annual fee of Rs.1000 and second year annual fee Rs. 5000.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with American express Banking Corporation and i would say that the experience of holding a card with them has been excellent. I have a limit of around 2 lakhs and i am satisfied with the limit. I also am very happy with the smooth usage of the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • American Express Credit Card
      "Limited access and usage"
      0.5 2.0/5 "Expected more"
      I have a credit card with American express banking corporation and it has been good with them so far. They have a good service and response that they provide. I however might not continue with the credit card as it is not easily accessible or accepted everywhere.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • American Express Credit Card
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with AMERICAN EXPRESS bank which was taken 2 years back . There is no credit limit . I hold gold and platinum International credit card . I am satisfied with rewards point and cash back offers . Their online banking system is amazing . The customer service and responses was up to they mark but the rate of interest and charges are high than other banks other than that my experience was very good.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
    • American Express Credit Card
      " Friendliest customer care"
      0.5 5.0/5 "Blown Away!"
      I use Amex credit car only for the traveling purpose, whenever I use my card for to book the tickets, they are providing good discount and also providing good cash back offers on e commerce. Credit limit which they gave me now its satisfactory but initially it was average.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 16, 2017
    • American Express Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I had applied for a credit card with American Express through online channel. They have offered me Jet Airways credit card. The customer service and response is good. The credit limit was good. They dispatched the card within 4 to 5 days. Documentation process is simple. It is a annual fee card.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 16, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have got the American express credit card and its not accepted everywhere. I would like to say that the customer service and other things are good one with the American express credit card, also I really don't have any issues on it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • American Express Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold AMEX credit card for last 5 to 6 years, it is an international card. I am satisfied with the service. The credit limit was happy. They charge annual fee but normally it will be waived according to the usage. The reward point and cash back offers are good. I do get a discounts on my bills.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 15, 2017
    • American Express Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with American Express. My credit card was taken 2 months back. It would be great if they increase little bit of my credit limit. The customer service is fantastic. The charges are normal. I have submitted the documents online and also the hard copy has been collected by the executive.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 15, 2017
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