If you want a credit card with an amazing rewards programme, then you should check out The American Express Membership Rewards Card. The rewards can be redeemed to avail attractive gifts and benefits.
At present, this card is issued to people staying in Delhi, Bangalore, Mumbai, Pune, Chennai, Jaipur, Hyderabad, Coimbatore, Indore, Ahmedabad, Chandigarh, Vadodara and Surat.
|Type of Fees and Charges||Amount|
|Fee for the first year||Rs.1,000 + Tax|
|Fee from the second year||Rs.4,500 + Tax|
|Finance charges for cash and balance transfer, goods and services||3.5% per month|
|Cash advance fee||3.5% of the amount (Minimum – Rs.250)|
|Fee for duplicate statement||Rs.100 for each statement that a minimum of 3 months old|
|Fee for ECS/Cheque/NACH return||Rs.250 for each return|
|Summary of fee for charge retrieval or record of charge||Rs.100 for each retrieval|
|Surcharge on railway tickets||1.8% of the booking amount (if using IRCTC website to book). Minimum – Rs.10|
|Fuel Surcharge||2.5% of the transacted amount (except at HPCL stations).
At HPCL Stations, the following rates will apply:
|Fee for miles or points reinstatement||Rs.200 for each reinstatement|
|Convenience fee for payment gas, electricity and water bills||It is applicable if payments are made through American Express EPAY or Billdesk standing instructions.
|Fee for transactions made in foreign currency||Currency conversion factor assessment – 3.5%|
|Interest free credit period||Up to 52 days|
|Late payment charge||30% of the minimum due amount (Minimum – Rs.500, Maximum – Rs.1,000)|
|Minimum amount due||5% of the pending account (Minimum – Rs.100)|
The above mentioned rates/fees and charges can be changed at any time at the bank’s discretion.
Yes, The American Express Membership Rewards Card offers emergency card replacement facility.
If you have lost your American Express Membership Rewards Card, you should report about the loss immediately to American Express. Also, inform the police and get a copy of the FIR. Send the FIR to American Express along with a detailed report about the incident. The company will replace your card, which you can use after that. The company will cover the cost of any fraudulent transactions that were made using your card after you reported the loss.
No, you will not earn Membership Rewards Points on the amount that you spend on fuel using your American Express Membership Rewards Card.
You can pay the bill of your American Express Membership Rewards Card in one of the following ways:
You can get more details about The American Express Membership Rewards Card from the website of American Express. You can also contact on the customer care number to get the required information.