Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 ICICI Bank Rubyx Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    3000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
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    ICICI Bank Rubyx Credit Card is Rated as "Excellent!" by 16 Users

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    Promised Interest Rate

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    ICICI Bank Rubyx Credit Card

    ICICI Bank Rubyx Credit Card is India’s first dual platinum credit cards. Get 2 credit cards with one account and numerous benefits. On joining, get a complimentary Sennheiser HD219 headphone set. You can choose from 3 different reward plans depending on your spend category which can be shopping, essentials or travel.

    Promotional Offers for ICICI Bank Rubyx Credit Card

    Listed below are the various promotional offers available for ICICI Bank Rubyx Credit Card:

    • Get 15% off at www.giftease.com on a minimum spend of Rs.999 and Rs.1,000 off on a minimum purchase of Rs.5,000 using your ICICI Bank credit card. This promotional offer is valid until March 31st, 2018.
    • Get 15% off on food bill on weekdays and 10% off on weekends at Smaaash Food & Beverages using your ICICI Bank credit card. This promotional offer is valid until March 31st, 2018.
    • Get 20% off on a minimum recharge of Rs.1,000 on weekdays till Thursday and 15% off on Fridays and weekends at Smaaash Gaming using your ICICI Bank credit card. This promotional offer is valid until March 31st, 2018.
    • Get 10% off on hotel booking on Expedia using your ICICI Bank Credit Card. This promotional offer is valid until October 31st, 2017.
    • Primary cardholder can use the ICICI Bank Rubyx Credit Card to get 1 complimentary domestic airport lounge visit per quarter through MasterCard privileges. This promotional offer is valid until September 30th, 2017. Call 1800 102 6263 or 022 42006396 to find out the list of lounges where you can get complimentary visits.

    ICICI Rubyx Credit Card Benefits

    Listed below are the benefits of ICICI Bank Rubyx Credit Card:

    • A free round of golf every month at a golf course of your choice.
    • Through Buy One Get One offer, you can get 2 free movie tickets up to Rs.250 per month. Book your ticket on www.bookmyshow.com
    • Choose from 3 different reward plans depending on your spend category which can be shopping, essentials or travel. Earn 2 times the rewards points on your chosen spend category. Earn up to 6 PAYBACK points on purchases made at partner outlets such as HPCL, Bank Bazaar, etc. 1 PAYBACK point equals RS.0.25. Call 080-40146444 or 1860-258-500 to redeem your PAYBACK points. Cash credit will be credited to your credit card account within 7 working days. Visit the PAYBACK website to choose a gift of your choice for redemption. You will receive the gift within 10 working days.
    • Courtesy of American Express and MasterCard, ICICI BanK Rubyx Credit cardholders can get free visits to airport lounges.
    • Through ICICI Bank Culinary Treats programme, you can get minimum 15% discount on dining spend at over 800 restaurants across India.
    • 1% fuel surcharge waived at any fuel outlet.
    • Get 20% off on Ayurvedic packages and 50% off on personal lifestyle and fitness evaluation at Kairali.
    • Get complimentary access to select lounges using your ICICI Bank Rubyx Credit Card through American Express privileges.
    • Through American Express Connect, you get exclusive benefits on travel, dining, retails and online purchases.

    Features of ICICI Bank Rubyx Credit Card

    Listed below are the features of ICICI Bank Rubyx Credit Card:

    • This is India's first dual Platinum Credit Card.
    • You can enjoy benefits from both MasterCard and American Express.
    • It offers flexible reward plans.
    • From dining and entertainment to wellness and golf, you can enjoy exclusive privileges.
    • On paying your joining fee, get a complimentary gift of Sennheiser HD219 headphones.
    • With Chip and PIN security features, your ICICI Bank credit card is protected against counterfeiting and card duplication.
    • Get air accident insurance cover of Rs.1 crore, lost card liability cover of Rs.50,000, and account takeover cover in the case of misuse of your personal details by a third party.
    • i-Assist, ICICI Bank's 24x7 premium concierge service takes care of your travel, hotel, and car rental reservations. Call 1800 26 70731 or 022 6787 2016 to talk to i-Assist team.
    • Through American Express EPAY, you can make speedy utility bill payments with the AUTOPAY feature.
    • Cardholders can earn 2X reward points on spending overseas.
    • Cardholders can earn shopping and travel vouchers worth Rs.5,000.
    • Cardholders can get up to 2 complimentary rounds of golf every month.
    • Through American Express ezeClick, you can make secure payments.
    • Cardholders can enjoy 2 complimentary domestic airport lounge and 1 railway lounge visits per quarter.
    • Buy 1 movie ticket from BookMyShow and get one ticket free.
    • Cardholders can get up to 15,000 additional PAYBACK points every anniversary year.
    • Cardholders can avail a discount worth 15% on dining bills.
    • Cardholders can bag 1% fuel surcharge waiver on fuel transactions at any fuel outlet.

    Eligibility of ICICI Bank Rubyx Credit Card

    To apply for ICICI Bank Rubyx Credit Card, you must meet the following eligibility criteria:

    • You must be a citizen of India.
    • You must be minimum 23 years old for primary card and 18 years old for supplementary card.
    • You must have a minimum monthly salary of Rs.50,000. If you are self-employed, the minimum annual income must be minimum Rs.5.5 lakhs.

    Documentation for ICICI Bank Rubyx Credit Card

    Following supporting documents that have to be submitted along with your credit card application:

    • PAN Card, Aadhaar Card, Voter's ID or Driving License can be submitted as identity proof.
    • For address proof, you can submit electricity bill or phone bill if it has your address on it.
    • The latest IT Returns and salary slips.
    • Passport-sized photograph.

    How to apply for ICICI Bank Rubyx Credit Card

    You can apply online for ICICI Bank Rubyx Credit Card or via SMS 'RUBYX' to 5676766 and a customer service representative from the bank will call you back. Upload supporting documents on the bank website to complete your online application process. You can track your application status on the ICICI bank website by feeding in your application and mobile number. You will receive the application status notification via SMS on your registered mobile number.

    Security Features of ICICI Bank Rubyx Credit Card

    ICICI Bank credit cards come with an EMV chip embedded in it. This chip act as an additional security feature against card duplication and counterfeiting. PIN has to be entered to authenticate any transaction using your ICICI Bank credit card. For online transactions, you have to register for 3D Secure feature on the ICICI Bank website.

    Fees and Charges of ICICI Bank Rubyx Credit Card

    Listed below are the fees and charges applicable to ICICI Bank Rubyx Credit Card:

    First year annual fee Rs.3,000 plus GST
    Second year onwards annual fee Rs.2,000 plus GST (Waived on spending Rs.3,00,000 and more)
    Finance charge for cash advance 3.40% per month
    Overdue interest in extended credit 3.40% per month
    Over-limit charge 2.50% of over-limit amount, subject to a minimum of Rs.500
    Cash advance charge 2.50% of advanced amount, subject to a minimum of Rs.300
    Redemption handling fee Rs.99
    Late payment charge Below Rs.100 - Nil Rs.100 to Rs.500 - Rs.100 Rs.501 to Rs.10,000 - Rs.500 Above Rs.10,000 - Rs.750
    Return cheque fee 2% of amount due, subject to a minimum of Rs.450
    Auto-Debit return fee 2% of amount due, subject to a minimum of Rs.450
    Cash payment at branches fee Rs.100 per transaction
    Outstation cheque processing fee 1% of cheque value, subject to a minimum of Rs.100
    Foreign currency transaction fee 3.5% of transacted/converted amount
    Duplicate statement Rs.100
    Card replacement fee Rs.100
    Charge slip fee Rs.100 per slip

    FAQs of ICICI Bank Rubyx Credit Card

    Listed below are the frequently asked questions about ICICI Bank Credit Card:

    1. How do I increase the credit limit on my ICICI Bank Credit Card?

      You will receive an SMS with an offer to increase credit limit. Reply to that SMS and the bank will get in touch with you. You can check your eligibility for increase in credit limit by calling the bank Customer Care.

    2. How can I get my credit card statement?

      Log in to your Internet Banking Account or iMobile app to view your credit card statement. You can also call the bank customer care for credit card statement related queries.

    3. Is interest charge applicable on my ICICI Bank credit card?

      If the total amount due is not paid on or before the due date, interest charge will be applicable on outstanding dues. Interest charge is also levied on cash advances.

    4. What do I do if my ICICI Bank Credit Card is lost or stolen?

      In the case of loss, theft or misuse of your credit card, the incident must be reported immediately to ICICI Bank through Customer Care or via SMS CCBLK <last 4 digits of your card> to 5676766 from your registered mobile number. You card will be suspended for 7 working days. You have to file an FIR with the police and submit a copy to the bank.

    5. How do I make credit card bill payments?

      Credit card bills can be paid via multiple channels:

      • Drop cheques in the 'drop box' at ICICI Bank branches
      • Cash payments at bank branch or ICICI Bank ATM
      • Auto-Debit facility
      • Net banking
      • Customer Care Centre
      • Visa money transfer or NEFT

    ICICI Bank Rubyx Credit Cards Reviews

    • ICICI Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the ICICI bank platinum chip visa credit card for fuel purposes, I pay the bills and the purchases with this card. I am satisfied with the credit limit with ICICI bank Platinum chip credit card. The customer support is good with the ICICI bank credit card department,
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 23, 2017
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with ICICI Bank. I am holding Platinum credit card for 6 months. The card is mostly used for online shopping and purchasing. They charge annual fee on this card. I make the payment through online banking. No idea about the interest rate.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 23, 2017
    • ICICI Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I am having the ICICI bank credit card and the customer service is good one for me. I would like to say that everything is good one with the ICICI bank credit card and I have not faced any issues with them. Service aspects are really better one.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2017
    • ICICI Bank Credit Card
      "Easy option"
      0.5 5.0/5 "Blown Away!"
      Recently I applied for ICICI credit card, they just approved my credit card within a day. There will be some joining fee around Rs. 200 it can waive for some offer. But I didn't get the credit card yet, they told I will receive the credit card within one week of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 23, 2017
    • ICICI Bank Credit Card
      "Need to improve customer service"
      0.5 3.0/5 "Satisfactory"
      I have taken a credit card with ICICI bank.The limit on the card is 50,000 I should pay an annual fees card, it gets waived off if i show a spend of 30,000 within a year.The card type is Ferrari card,i got Ferrari coupons as complimentary service.The customer service did not respond on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      The services on the credit card is also good at ICICI Bank. There are much of offers and there are no hassles while using it. I am happy with the overall experience. The credit limit is also satisfactory and there are no hidden charges on this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been banking with ICICI bank for last two years.The limit on the card is 83,000 am happy with the limit given to me but expected more. I have not used any offers so far.I get my card statement through online as soft copy as its very secured to open.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Its Fine"
      0.5 5.0/5 "Blown Away!"
      ICICI service is not good, when I reach their customer care to get user id and password to log netbanking. I could not reach them, IVR helpline should be improved. Credit card has also nominal offers but still I am holding ICICI credit card its fine.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Need better offers"
      0.5 2.5/5 "Just OK"
      ICICI credit limit is good but I didn't get any value offers from them. I am using ICICI credit card for past three years. Interest wise is common as other bank, I would like to suggest their offers part should be improved, and they should get tie up with online merchandise they give good cash back offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I got the ICICI bank platinum chip credit card around 2 months ago. The customer support is good with the ICICI bank credit card department. I don't use this card much but my brother use this card . I am not satisfied with the credit limit , still they need to increase the credit limit in future.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Not got the promised offer"
      0.5 2.0/5 "Expected more"
      The main reason I took the credit card from ICICI Bank because I prefer the movie ticket offer. There was a offer one plus one. After taking the card, I have never been able to utilize the offer as it is not available. I am not happy as I did not get the promised deals.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with ICICI bank 1 year back .The credit limit was 60,000 and I hold platinum visa International card. I am getting rewards points here . The interest rate and charges are average. The customer service and responses was satisfactory . My overall experience was very good and Its recommendable.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Very good services & benefits"
      0.5 5.0/5 "Blown Away!"
      I am getting a proper service for the credit card from ICICI Bank. There is a cash back offer of 5% on movie tickets and the credit limit is good overall. The card can be accessed at all out lets and online as well. The customer services are good overall.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "IVR should be improved"
      0.5 3.0/5 "Satisfactory"
      I am not using ICICI credit card frequently because I cant use the card for the online shopping. Because my contact number was not updated. They don't have option to update the contact information through netbanking. I should visit the bank only. Even their phone banking is not upto the mark, IVR number is not reachable.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Good limit with them"
      0.5 5.0/5 "Blown Away!"
      I recently got a Credit Card from ICICI and the experience with them has been good. The process for applying the card was very simple and it didn't involve huge documentation. Apart from this the Credit Limit offered to me also is pretty good of Rs.1 Lakh.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Very good services & benefits"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank is overall good and there are no hassles in banking with them. I hold a credit card and the card is a life time free card. The credit limit is good and it is worth holding this card because I get back a lot of rewards for the amount I spend on.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Average service"
      0.5 2.0/5 "Expected more"
      ICICI credit card service was not good as I expected from ICICI the customer service was fine the credit limit they offered me was fine and the customer service was good the interest and charges was also good with icici it was a average service from icici for my savings account service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 22, 2017
    • ICICI Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank credit card can be accessed any where and there are no hidden charges. It has been a good experience and there is no inconvenience faced till date. The credit limit is good and the bank updates me with the necessary details as and when in need.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 21, 2017
    • ICICI Bank Credit Card
      "Platinum credit card"
      0.5 4.0/5 "Great!"
      I am holding a platinum credit card with ICICI bank. I used to get reward points.I have redeemed my points to buy products from the ICICI website. The customer service and response with the bank is good. the annual charge is 500 rupees.The application is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 21, 2017
    • ICICI Bank Credit Card
      "Very good services & offers"
      0.5 5.0/5 "Blown Away!"
      I am getting pretty good offers on the credit card of ICICI Bank. I get the movie tickets and rewards. There is a annual fee for the card and the bank is excellent in the customer services as well. I can connect with them easily and the credit limit is also good.
      Was this review helpful? 0
      , panchkula
      Reviewed on Nov 21, 2017
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