ICICI Bank Rubyx Credit Card is India’s first dual platinum credit cards. Get 2 credit card with one account and numerous benefits. On joining, get a complimentary Sennheiser HD219 headphone set. You can choose from 3 different reward plans depending on your spend category which can be shopping, essentials or travel.
Other ICICI Bank Credit Cards
ICICI Bank credit cards come with an EMV chip embedded in it. This chip act as an additional security feature against card duplication and counterfeiting. PIN has to be entered to authenticate any transaction using your ICICI Bank credit card. For online transactions, you have to register for 3D Secure feature on the ICICI Bank website.
|First year annual fee||Rs.3,000 plus GST|
|Second year onwards annual fee||Rs.2,000 plus GST (Waived on spending Rs.3,00,000 and more)|
|Finance charge for cash advance||3.40% per month|
|Overdue interest in extended credit||3.40% per month|
|Over-limit charge||2.50% of over-limit amount, subject to a minimum of Rs.500|
|Cash advance charge||2.50% of advanced amount, subject to a minimum of Rs.300|
|Redemption handling fee||Rs.99|
|Late payment charge||
|Return cheque fee||2% of amount due, subject to a minimum of Rs.450|
|Auto-Debit return fee||2% of amount due, subject to a minimum of Rs.450|
|Cash payment at branches fee||Rs.100 per transaction|
|Outstation cheque processing fee||1% of cheque value, subject to a minimum of Rs.100|
|Foreign currency transaction fee||3.5% of transacted/converted amount|
|Card replacement fee||Rs.100|
|Charge slip fee||Rs.100 per slip|
To apply for ICICI Bank Rubyx Credit Card, you must meet the following eligibility criteria:
Following supporting documents that have to be submitted along with your credit card application:
You will receive an SMS with an offer to increase credit limit. Reply to that SMS and the bank will get in touch with you. You can check your eligibility for increase in credit limit by calling the ICICI Credit card Customer Care.
Log in to your ICICI credit card net banking account or iMobile app to view your credit card statement. You can also call the bank customer care for credit card statement related queries.
If the total amount due is not paid on or before the due date, interest charge will be applicable on outstanding dues. Interest charge is also levied on cash advances.
In the case of loss, theft or misuse of your credit card, the incident must be reported immediately to ICICI Bank through Customer Care or via SMS CCBLK <last 4 digits of your card> to 5676766 from your registered mobile number. You card will be suspended for 7 working days. You have to file an FIR with the police and submit a copy to the bank.
Credit card bills can be paid via multiple channels:
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