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    We found 1 ICICI Bank Rubyx Credit Card
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    ICICI Bank Rubyx Credit Card is Rated as "Excellent!" by 17 Users
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    ICICI Bank Rubyx Credit Card

    ICICI Bank Rubyx Credit Card is India’s first dual platinum credit cards. Get 2 credit cards with one account and numerous benefits. On joining, get a complimentary Sennheiser HD219 headphone set. You can choose from 3 different reward plans depending on your spend category which can be shopping, essentials or travel.

    Promotional Offers for ICICI Bank Rubyx Credit Card

    Listed below are the various promotional offers available for ICICI Bank Rubyx Credit Card:

    • Get 15% off at www.giftease.com on a minimum spend of Rs.999 and Rs.1,000 off on a minimum purchase of Rs.5,000 using your ICICI Bank credit card. This promotional offer is valid until March 31st, 2018.
    • Get 15% off on food bill on weekdays and 10% off on weekends at Smaaash Food & Beverages using your ICICI Bank credit card. This promotional offer is valid until March 31st, 2018.
    • Get 20% off on a minimum recharge of Rs.1,000 on weekdays till Thursday and 15% off on Fridays and weekends at Smaaash Gaming using your ICICI Bank credit card. This promotional offer is valid until March 31st, 2018.
    • Get 10% off on hotel booking on Expedia using your ICICI Bank Credit Card. This promotional offer is valid until October 31st, 2017.
    • Primary cardholder can use the ICICI Bank Rubyx Credit Card to get 1 complimentary domestic airport lounge visit per quarter through MasterCard privileges. This promotional offer is valid until September 30th, 2017. Call 1800 102 6263 or 022 42006396 to find out the list of lounges where you can get complimentary visits.

    ICICI Rubyx Credit Card Benefits

    Listed below are the benefits of ICICI Bank Rubyx Credit Card:

    • A free round of golf every month at a golf course of your choice.
    • Through Buy One Get One offer, you can get 2 free movie tickets up to Rs.250 per month. Book your ticket on www.bookmyshow.com
    • Choose from 3 different reward plans depending on your spend category which can be shopping, essentials or travel. Earn 2 times the rewards points on your chosen spend category. Earn up to 6 PAYBACK points on purchases made at partner outlets such as HPCL, Bank Bazaar, etc. 1 PAYBACK point equals RS.0.25. Call 080-40146444 or 1860-258-500 to redeem your PAYBACK points. Cash credit will be credited to your credit card account within 7 working days. Visit the PAYBACK website to choose a gift of your choice for redemption. You will receive the gift within 10 working days.
    • Courtesy of American Express and MasterCard, ICICI BanK Rubyx Credit cardholders can get free visits to airport lounges.
    • Through ICICI Bank Culinary Treats programme, you can get minimum 15% discount on dining spend at over 800 restaurants across India.
    • 1% fuel surcharge waived at any fuel outlet.
    • Get 20% off on Ayurvedic packages and 50% off on personal lifestyle and fitness evaluation at Kairali.
    • Get complimentary access to select lounges using your ICICI Bank Rubyx Credit Card through American Express privileges.
    • Through American Express Connect, you get exclusive benefits on travel, dining, retails and online purchases.

    Features of ICICI Bank Rubyx Credit Card

    Listed below are the features of ICICI Bank Rubyx Credit Card:

    • This is India's first dual Platinum Credit Card.
    • You can enjoy benefits from both MasterCard and American Express.
    • It offers flexible reward plans.
    • From dining and entertainment to wellness and golf, you can enjoy exclusive privileges.
    • On paying your joining fee, get a complimentary gift of Sennheiser HD219 headphones.
    • With Chip and PIN security features, your ICICI Bank credit card is protected against counterfeiting and card duplication.
    • Get air accident insurance cover of Rs.1 crore, lost card liability cover of Rs.50,000, and account takeover cover in the case of misuse of your personal details by a third party.
    • i-Assist, ICICI Bank's 24x7 premium concierge service takes care of your travel, hotel, and car rental reservations. Call 1800 26 70731 or 022 6787 2016 to talk to i-Assist team.
    • Through American Express EPAY, you can make speedy utility bill payments with the AUTOPAY feature.
    • Cardholders can earn 2X reward points on spending overseas.
    • Cardholders can earn shopping and travel vouchers worth Rs.5,000.
    • Cardholders can get up to 2 complimentary rounds of golf every month.
    • Through American Express ezeClick, you can make secure payments.
    • Cardholders can enjoy 2 complimentary domestic airport lounge and 1 railway lounge visits per quarter.
    • Buy 1 movie ticket from BookMyShow and get one ticket free.
    • Cardholders can get up to 15,000 additional PAYBACK points every anniversary year.
    • Cardholders can avail a discount worth 15% on dining bills.
    • Cardholders can bag 1% fuel surcharge waiver on fuel transactions at any fuel outlet.

    Eligibility of ICICI Bank Rubyx Credit Card

    To apply for ICICI Bank Rubyx Credit Card, you must meet the following eligibility criteria:

    • You must be a citizen of India.
    • You must be minimum 23 years old for primary card and 18 years old for supplementary card.
    • You must have a minimum monthly salary of Rs.50,000. If you are self-employed, the minimum annual income must be minimum Rs.5.5 lakhs.

    Documentation for ICICI Bank Rubyx Credit Card

    Following supporting documents that have to be submitted along with your credit card application:

    • PAN Card, Aadhaar Card, Voter's ID or Driving License can be submitted as identity proof.
    • For address proof, you can submit electricity bill or phone bill if it has your address on it.
    • The latest IT Returns and salary slips.
    • Passport-sized photograph.

    How to apply for ICICI Bank Rubyx Credit Card

    You can apply online for ICICI Bank Rubyx Credit Card or via SMS 'RUBYX' to 5676766 and a customer service representative from the bank will call you back. Upload supporting documents on the bank website to complete your online application process. You can track your application status on the ICICI bank website by feeding in your application and mobile number. You will receive the application status notification via SMS on your registered mobile number.

    Security Features of ICICI Bank Rubyx Credit Card

    ICICI Bank credit cards come with an EMV chip embedded in it. This chip act as an additional security feature against card duplication and counterfeiting. PIN has to be entered to authenticate any transaction using your ICICI Bank credit card. For online transactions, you have to register for 3D Secure feature on the ICICI Bank website.

    Fees and Charges of ICICI Bank Rubyx Credit Card

    Listed below are the fees and charges applicable to ICICI Bank Rubyx Credit Card:

    First year annual fee Rs.3,000 plus GST
    Second year onwards annual fee Rs.2,000 plus GST (Waived on spending Rs.3,00,000 and more)
    Finance charge for cash advance 3.40% per month
    Overdue interest in extended credit 3.40% per month
    Over-limit charge 2.50% of over-limit amount, subject to a minimum of Rs.500
    Cash advance charge 2.50% of advanced amount, subject to a minimum of Rs.300
    Redemption handling fee Rs.99
    Late payment charge Below Rs.100 - Nil Rs.100 to Rs.500 - Rs.100 Rs.501 to Rs.10,000 - Rs.500 Above Rs.10,000 - Rs.750
    Return cheque fee 2% of amount due, subject to a minimum of Rs.450
    Auto-Debit return fee 2% of amount due, subject to a minimum of Rs.450
    Cash payment at branches fee Rs.100 per transaction
    Outstation cheque processing fee 1% of cheque value, subject to a minimum of Rs.100
    Foreign currency transaction fee 3.5% of transacted/converted amount
    Duplicate statement Rs.100
    Card replacement fee Rs.100
    Charge slip fee Rs.100 per slip

    FAQs of ICICI Bank Rubyx Credit Card

    Listed below are the frequently asked questions about ICICI Bank Credit Card:

    1. How do I increase the credit limit on my ICICI Bank Credit Card?

      You will receive an SMS with an offer to increase credit limit. Reply to that SMS and the bank will get in touch with you. You can check your eligibility for increase in credit limit by calling the bank Customer Care.

    2. How can I get my credit card statement?

      Log in to your Internet Banking Account or iMobile app to view your credit card statement. You can also call the bank customer care for credit card statement related queries.

    3. Is interest charge applicable on my ICICI Bank credit card?

      If the total amount due is not paid on or before the due date, interest charge will be applicable on outstanding dues. Interest charge is also levied on cash advances.

    4. What do I do if my ICICI Bank Credit Card is lost or stolen?

      In the case of loss, theft or misuse of your credit card, the incident must be reported immediately to ICICI Bank through Customer Care or via SMS CCBLK <last 4 digits of your card> to 5676766 from your registered mobile number. You card will be suspended for 7 working days. You have to file an FIR with the police and submit a copy to the bank.

    5. How do I make credit card bill payments?

      Credit card bills can be paid via multiple channels:

      • Drop cheques in the 'drop box' at ICICI Bank branches
      • Cash payments at bank branch or ICICI Bank ATM
      • Auto-Debit facility
      • Net banking
      • Customer Care Centre
      • Visa money transfer or NEFT

    ICICI Bank Rubyx Credit Cards Reviews

    • ICICI Bank Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I also bank with ICICI bank for a credit card. They are providing good services and the response is also good. The billing is also on time and there are no charges taken for the card. There are offers and the credit limit is to my satisfaction. In all no issues.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 19, 2018
    • ICICI Bank Credit Card
      "Need Improvement"
      0.5 2.0/5 "Expected more"
      The ICICI bank credit card service not up to the mark. They charges too much of additional charges and the late fee is very high with the ICICI BANK PLATINUM CHIP CREDIT CARD. The credit limit value is average with this ICICI BANK PLATINUM CHIP CREDIT CARD.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 19, 2018
    • ICICI Bank Credit Card
      "Good card with ICICI"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI with a limit of 60000 and i am happy with my limit. I have done some purchases using the card. I have not checked for the reward points and cash back with the card. There is an annual charge of 500 is there with then card. With book my show app there is some offer for ICICI card.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 19, 2018
    • ICICI Bank Credit Card
      "Not satisfied with the limit"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with ICICI bank and the limit i got with ICICI is 30000. I am not satisfied with the limit. There is no annual charge with the card. I have not yet contacted the customer service with the card. The application which i am comfortable with is the i mobile of ICICI bank.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 19, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank has offered me a Insta credit card LOAN and I have got the loan amount of Rs,80,000 in a single day. The customer support service is good with the ICICI bank . The rate of interest and the charges are average with the ICICI bnak Insta credit card LOAN.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 19, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      Its been for the past 1 year , I use the ICICI BANK PLATINUM CHIP CREDIT CARD, but still they haven't increased my credit limit value, they have offered me the credit card with the limit of Rs,40,000 and they have increased up to Rs ,48,000, they need to increase the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 19, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Holding the ICICI bank PLATINUM CHIP CARD for more than 5 years. This card is used for bill payments, restaurants bills , online shopping and for other usages. I am satisfied with the credit limit value with the ICICI bank PLATINUM CHIP CREDIT CARD.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 19, 2018
    • ICICI Bank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      The credit card with ICICI Bank is charged a fee of 1K annually. Though the fee is a bit high, I get vouchers. So I am okay with it. The credit limit is of 60k. The customer services and response is good and they are reachable to sort out a query. Overall no issues.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 19, 2018
    • ICICI Bank Credit Card
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      I have been using this Credit Card for a while now and it has quite a lot of advantages in it. The limit offered by them in the card is an average one. Their rate of interest is quite low compared to my other card. They have offered Insta Loan on the basis of this Credit card.
      Was this review helpful? 0
      , jaipur
      Reviewed on Feb 17, 2018
    • ICICI Bank Credit Card
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      I bank with ICICI Bank for the credit card and there are good offers on the card. There is a good limit of one lakh and the customer services are good and the response is also on time. They contacted me on time and informed me the details. There are cash back and rewards well. Overall no issues with the bank for the overall experience.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 3.5/5 "Pretty good"
      I use the ICICI bank Platinum chip credit card when there is promotional offers like cash back , amazon festive and etc. Basically I use this card for shopping, online purchases and for other usages. I use it for the additional back up purpose.
      Was this review helpful? 0
      , faridabad
      Reviewed on Feb 16, 2018
    • ICICI Bank Credit Card
      "Convenient card"
      0.5 4.0/5 "Great!"
      I have a credit card with ICICI Bank. I use Coral card for the last few months. The credit limit was minimal but I don't have any issues. They have disbursed the card on committed time. There is no annual fee for the first year and the charges applicable from the second year.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 16, 2018
    • ICICI Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      The mobile application of the ICICI bank is very good to use and it is very helpful to do the bill payments on time,. I use the ICICI BANK PLATINUM CHIP CREDIT CARD for more than 3 years. The customer support service is very good with the ICICI BANK credit card department.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 16, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I got the Ferrari Credit card from the ICICI bank. The customer support service and the response is good with the ICICI bank. The credit limit value is good with this card and I am satisfied with it. The rate of interest and the charges are average with the ICICI bank cards.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 16, 2018
    • ICICI Bank Credit Card
      "Convenient card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI bank and my current limit is 5 lakhs. I am satisfied with my limit. I have received reward points and cash back with the card. Its a convenient card to use. The customer service and response with the card is really good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 16, 2018
    • ICICI Bank Credit Card
      "Good Crdit Card to Hold"
      0.5 5.0/5 "Blown Away!"
      ICICI is better than HSBC, I am using coral credit card, they have good offers. Time to time they redeem the new offers on the card. ICICI charges are high for the transaction and also they have annual fee around Rs. 500. Remaining all good in ICICI.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 15, 2018
    • ICICI Bank Credit Card
      "Best"
      0.5 5.0/5 "Blown Away!"
      Using ICICI bank credit card for the past seven years. ICICI bank credit card is very good to use. I am okay with the limit which they given to me. The benefits are very good with the ICICI Bank credit card. The customer service and response is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 15, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      I have a platinum credit card with Icici,the service is good with Icici. The customer support is good and they offer me with credit limit of 30k which is comfortable for me. They also provide me with online offers of 10 to 15 % of converting. It is totally a excellent experience with Icici credit card department.
      Was this review helpful? 0
      , noida
      Reviewed on Feb 15, 2018
    • ICICI Bank Credit Card
      "Looking for Better Features"
      0.5 2.0/5 "Expected more"
      ICICI wont give good limit, I took it before 2.5 years. But still I didn't much better credit limit. But ICICI payment gate is convenient, once I make they payment it reflects on same day. ICICI gives grace period of 45 days. I am okay with the due date as well, only concern about service and offers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      More than 2 years I use the ICICI bank Platinum chip credit card. I use this card for online purchases, bill payments, restaurants bills and for other usages. I am satisfied with the credit limit value, they have increased the credit limit value with this card and happy with it.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 15, 2018
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