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    We found 1 ICICI Bank Rubyx Credit Card
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    1st Year Fee
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    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    ICICI Bank Rubyx Credit Card is Rated as "Excellent!" by 17 Users

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    ICICI Bank Rubyx Credit Card

    ICICI Bank Rubyx Credit Card is India’s first dual platinum credit cards. Get 2 credit cards with one account and numerous benefits. On joining, get a complimentary Sennheiser HD219 headphone set. You can choose from 3 different reward plans depending on your spend category which can be shopping, essentials or travel.

    Promotional Offers for ICICI Bank Rubyx Credit Card

    Listed below are the various promotional offers available for ICICI Bank Rubyx Credit Card:

    • Get 15% off at www.giftease.com on a minimum spend of Rs.999 and Rs.1,000 off on a minimum purchase of Rs.5,000 using your ICICI Bank credit card. This promotional offer is valid until March 31st, 2018.
    • Get 15% off on food bill on weekdays and 10% off on weekends at Smaaash Food & Beverages using your ICICI Bank credit card. This promotional offer is valid until March 31st, 2018.
    • Get 20% off on a minimum recharge of Rs.1,000 on weekdays till Thursday and 15% off on Fridays and weekends at Smaaash Gaming using your ICICI Bank credit card. This promotional offer is valid until March 31st, 2018.
    • Get 10% off on hotel booking on Expedia using your ICICI Bank Credit Card. This promotional offer is valid until October 31st, 2017.
    • Primary cardholder can use the ICICI Bank Rubyx Credit Card to get 1 complimentary domestic airport lounge visit per quarter through MasterCard privileges. This promotional offer is valid until September 30th, 2017. Call 1800 102 6263 or 022 42006396 to find out the list of lounges where you can get complimentary visits.

    ICICI Rubyx Credit Card Benefits

    Listed below are the benefits of ICICI Bank Rubyx Credit Card:

    • A free round of golf every month at a golf course of your choice.
    • Through Buy One Get One offer, you can get 2 free movie tickets up to Rs.250 per month. Book your ticket on www.bookmyshow.com
    • Choose from 3 different reward plans depending on your spend category which can be shopping, essentials or travel. Earn 2 times the rewards points on your chosen spend category. Earn up to 6 PAYBACK points on purchases made at partner outlets such as HPCL, Bank Bazaar, etc. 1 PAYBACK point equals RS.0.25. Call 080-40146444 or 1860-258-500 to redeem your PAYBACK points. Cash credit will be credited to your credit card account within 7 working days. Visit the PAYBACK website to choose a gift of your choice for redemption. You will receive the gift within 10 working days.
    • Courtesy of American Express and MasterCard, ICICI BanK Rubyx Credit cardholders can get free visits to airport lounges.
    • Through ICICI Bank Culinary Treats programme, you can get minimum 15% discount on dining spend at over 800 restaurants across India.
    • 1% fuel surcharge waived at any fuel outlet.
    • Get 20% off on Ayurvedic packages and 50% off on personal lifestyle and fitness evaluation at Kairali.
    • Get complimentary access to select lounges using your ICICI Bank Rubyx Credit Card through American Express privileges.
    • Through American Express Connect, you get exclusive benefits on travel, dining, retails and online purchases.

    Features of ICICI Bank Rubyx Credit Card

    Listed below are the features of ICICI Bank Rubyx Credit Card:

    • This is India's first dual Platinum Credit Card.
    • You can enjoy benefits from both MasterCard and American Express.
    • It offers flexible reward plans.
    • From dining and entertainment to wellness and golf, you can enjoy exclusive privileges.
    • On paying your joining fee, get a complimentary gift of Sennheiser HD219 headphones.
    • With Chip and PIN security features, your ICICI Bank credit card is protected against counterfeiting and card duplication.
    • Get air accident insurance cover of Rs.1 crore, lost card liability cover of Rs.50,000, and account takeover cover in the case of misuse of your personal details by a third party.
    • i-Assist, ICICI Bank's 24x7 premium concierge service takes care of your travel, hotel, and car rental reservations. Call 1800 26 70731 or 022 6787 2016 to talk to i-Assist team.
    • Through American Express EPAY, you can make speedy utility bill payments with the AUTOPAY feature.
    • Cardholders can earn 2X reward points on spending overseas.
    • Cardholders can earn shopping and travel vouchers worth Rs.5,000.
    • Cardholders can get up to 2 complimentary rounds of golf every month.
    • Through American Express ezeClick, you can make secure payments.
    • Cardholders can enjoy 2 complimentary domestic airport lounge and 1 railway lounge visits per quarter.
    • Buy 1 movie ticket from BookMyShow and get one ticket free.
    • Cardholders can get up to 15,000 additional PAYBACK points every anniversary year.
    • Cardholders can avail a discount worth 15% on dining bills.
    • Cardholders can bag 1% fuel surcharge waiver on fuel transactions at any fuel outlet.

    Eligibility of ICICI Bank Rubyx Credit Card

    To apply for ICICI Bank Rubyx Credit Card, you must meet the following eligibility criteria:

    • You must be a citizen of India.
    • You must be minimum 23 years old for primary card and 18 years old for supplementary card.
    • You must have a minimum monthly salary of Rs.50,000. If you are self-employed, the minimum annual income must be minimum Rs.5.5 lakhs.

    Documentation for ICICI Bank Rubyx Credit Card

    Following supporting documents that have to be submitted along with your credit card application:

    • PAN Card, Aadhaar Card, Voter's ID or Driving License can be submitted as identity proof.
    • For address proof, you can submit electricity bill or phone bill if it has your address on it.
    • The latest IT Returns and salary slips.
    • Passport-sized photograph.

    How to apply for ICICI Bank Rubyx Credit Card

    You can apply online for ICICI Bank Rubyx Credit Card or via SMS 'RUBYX' to 5676766 and a customer service representative from the bank will call you back. Upload supporting documents on the bank website to complete your online application process. You can track your application status on the ICICI bank website by feeding in your application and mobile number. You will receive the application status notification via SMS on your registered mobile number.

    Security Features of ICICI Bank Rubyx Credit Card

    ICICI Bank credit cards come with an EMV chip embedded in it. This chip act as an additional security feature against card duplication and counterfeiting. PIN has to be entered to authenticate any transaction using your ICICI Bank credit card. For online transactions, you have to register for 3D Secure feature on the ICICI Bank website.

    Fees and Charges of ICICI Bank Rubyx Credit Card

    Listed below are the fees and charges applicable to ICICI Bank Rubyx Credit Card:

    First year annual fee Rs.3,000 plus GST
    Second year onwards annual fee Rs.2,000 plus GST (Waived on spending Rs.3,00,000 and more)
    Finance charge for cash advance 3.40% per month
    Overdue interest in extended credit 3.40% per month
    Over-limit charge 2.50% of over-limit amount, subject to a minimum of Rs.500
    Cash advance charge 2.50% of advanced amount, subject to a minimum of Rs.300
    Redemption handling fee Rs.99
    Late payment charge Below Rs.100 - Nil Rs.100 to Rs.500 - Rs.100 Rs.501 to Rs.10,000 - Rs.500 Above Rs.10,000 - Rs.750
    Return cheque fee 2% of amount due, subject to a minimum of Rs.450
    Auto-Debit return fee 2% of amount due, subject to a minimum of Rs.450
    Cash payment at branches fee Rs.100 per transaction
    Outstation cheque processing fee 1% of cheque value, subject to a minimum of Rs.100
    Foreign currency transaction fee 3.5% of transacted/converted amount
    Duplicate statement Rs.100
    Card replacement fee Rs.100
    Charge slip fee Rs.100 per slip

    FAQs of ICICI Bank Rubyx Credit Card

    Listed below are the frequently asked questions about ICICI Bank Credit Card:

    1. How do I increase the credit limit on my ICICI Bank Credit Card?

      You will receive an SMS with an offer to increase credit limit. Reply to that SMS and the bank will get in touch with you. You can check your eligibility for increase in credit limit by calling the bank Customer Care.

    2. How can I get my credit card statement?

      Log in to your Internet Banking Account or iMobile app to view your credit card statement. You can also call the bank customer care for credit card statement related queries.

    3. Is interest charge applicable on my ICICI Bank credit card?

      If the total amount due is not paid on or before the due date, interest charge will be applicable on outstanding dues. Interest charge is also levied on cash advances.

    4. What do I do if my ICICI Bank Credit Card is lost or stolen?

      In the case of loss, theft or misuse of your credit card, the incident must be reported immediately to ICICI Bank through Customer Care or via SMS CCBLK <last 4 digits of your card> to 5676766 from your registered mobile number. You card will be suspended for 7 working days. You have to file an FIR with the police and submit a copy to the bank.

    5. How do I make credit card bill payments?

      Credit card bills can be paid via multiple channels:

      • Drop cheques in the 'drop box' at ICICI Bank branches
      • Cash payments at bank branch or ICICI Bank ATM
      • Auto-Debit facility
      • Net banking
      • Customer Care Centre
      • Visa money transfer or NEFT

    ICICI Bank Rubyx Credit Cards Reviews

    • ICICI Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      My salary account was taken with ICICI Bank 1 year back. The credit limit was 80,000 which is satisfactory . The customer service and responses was up to the mark.I am happy with the mobile application. The fees and charges are nominal.My overall experience was good.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with ICICI bank from last 1.5 years, this credit card is a lifetime free credit card and the credit limit is sufficient in this card. I get Rs 1.25 cash back for Rs 100 spent and no surcharges on fuel. I make my bill payments through phone pay and there are no transaction issues.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "good product"
      0.5 4.0/5 "Great!"
      I had taken a credit card from the top most private sector bank ICICI BANK through a online partner. The customer support is good and well responsive. I lost my credit card and i applied in online and they delivered my credit card to my registered communication address.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      The service was good with the ICICI bank in regards to my credit card application. I have got the ICICI FERRARI PLATINUM CREDIT CARD within 15days of time. The credit limit value is low with this card and it would be good if they can increase the credit limit.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Applied for the ICICI BANK Platinum chip credit card and I have got the response on time from the ICICI bank and they have asked me to submit the required documents but I couldn't submit the required documents at that moment so, that was the reason I can't get the credit card from ICICI bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have started using the ICICI bank Platinum chip credit card around 5 months ago. The credit card service is good with the ICICI bank and they give good response to the customers, The credit limit value is good with this ICICI bank Platinum chip credit card and I am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Good in deals and service"
      0.5 4.0/5 "Great!"
      The credit card offers and deals are good with ICICI Bank and the customer services are good. The credit limit is also fine and I have no issues while using the card. It is accepted all over and the statements are also clear and sent to me on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Easy EMI"
      0.5 3.5/5 "Pretty good"
      I hold a platinum credit card with ICICI bank and i am fine with my limit. I have received reward points but not yet redeemed the points. I got this card 2 years back but i have started using the card 7 months back. Flexi EMI option is available. There are no annual charges.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Experience is good"
      0.5 4.0/5 "Great!"
      I hold a credit card with ICICI Bank and the deals are good on the card. The credit limit can be enhanced as it is low when compared to the other bank cards I use. The customer services and response is good and there are no hassles overall while using the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Average card"
      0.5 2.0/5 "Expected more"
      My credit card application was approved with ICICI bank and the experience was not up to the mark, i am happy with the credit limit but the customer service did not respond properly. I am using this card for multipurpose but i did not find any offers in this card so far. An annual fee of Rs 1250 has to be paid for this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 18, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with ICICI were my limit is up to my expectations. I have received reward points and cash back with the card after the purchases. The customer service is good. Easy EMI option is available. Recently i have converted to no cost EMI.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I am using the ICICI bank Platinum chip credit card for the past one year. The customer support service is good with the ICICI bank and they give good service to the customers. The credit limit value is average with this card and it would be good if they can increase the credit limit value with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I use the ICICI BANK Coral visa credit card for the past 1 month time. The customer support service is good with the ICICI bank and they give good response to the customers. The credit limit value is Rs.25000 and I am not satisfied with it, it would be good if they can increase the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Icici credit card service provides me with the credit limit of 20k which is sufficient for me. The documents process was been smooth. The customer support service is good with Icici credit service. It was totally an Fabulous experience with Icici credit card service.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Average credit card"
      0.5 1.0/5 "Really Bad"
      ICICI I have the coral credit card and I have been using the credit card for the past 8 to 9 years the credit limit is not satisfied for me hence I called to the customer care for increasing my credit limit many times hence forth this is not card is not helpful for me as this is a average credit card so I going to close the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Very good"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken wit ICICI bank. I hold Ferrari card and the credit limit was 1 lakh. The customer service and responses was really not good. They have delay the process and it took more than a month . I am getting reward points as benefits here so its recommendable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Beginer card to use"
      0.5 4.0/5 "Great!"
      I have used the ICICI BANK PLATINUM CHIP Master credit card around a year ago and i have used it for the past 3 years. The customer support service is good with the ICICI bank and they give good response to the customers. The credit limit value is good with this card.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken a Icici credit card, the card is OK I am not completely satisfied with the card they have offered me. I am not getting good services. There has been a pretty little benefits added to the card, and I just find it an ordinary credit card, I would rate this card as an average.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Need to improve on the offers"
      0.5 3.5/5 "Pretty good"
      There are no offers what so ever with ICICI Bank on the credit card. Be it online or offline I do not get the offers like other banks. The credit limit is also not up to the mark. The customer services and response is good, I have no issues with the services.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 16, 2018
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 1.0/5 "Really Bad"
      The ICICI bank has offered me a HPCL coral American express credit card recently. the customer support service is not up to the mark with the ICICI bank , I can't reach them on time. The response part has to focused by the ICICI bank credit card department.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 16, 2018
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