Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 ICICI Bank Rubyx Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    3000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
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    ICICI Bank Rubyx Credit Card is Rated as "Excellent!" by 14 Users

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    ICICI Bank Rubyx Credit Card

    ICICI Bank Rubyx Credit Card is India’s first dual platinum credit cards. Get 2 credit cards with one account and numerous benefits. On joining, get a complimentary Sennheiser HD219 headphone set. You can choose from 3 different reward plans depending on your spend category which can be shopping, essentials or travel.

    Promotional Offers for ICICI Bank Rubyx Credit Card

    Listed below are the various promotional offers available for ICICI Bank Rubyx Credit Card:

    • Get 15% off at www.giftease.com on a minimum spend of Rs.999 and Rs.1,000 off on a minimum purchase of Rs.5,000 using your ICICI Bank credit card. This promotional offer is valid until March 31st, 2018.
    • Get 15% off on food bill on weekdays and 10% off on weekends at Smaaash Food & Beverages using your ICICI Bank credit card. This promotional offer is valid until March 31st, 2018.
    • Get 20% off on a minimum recharge of Rs.1,000 on weekdays till Thursday and 15% off on Fridays and weekends at Smaaash Gaming using your ICICI Bank credit card. This promotional offer is valid until March 31st, 2018.
    • Get 10% off on hotel booking on Expedia using your ICICI Bank Credit Card. This promotional offer is valid until October 31st, 2017.
    • Primary cardholder can use the ICICI Bank Rubyx Credit Card to get 1 complimentary domestic airport lounge visit per quarter through MasterCard privileges. This promotional offer is valid until September 30th, 2017. Call 1800 102 6263 or 022 42006396 to find out the list of lounges where you can get complimentary visits.

    ICICI Rubyx Credit Card Benefits

    Listed below are the benefits of ICICI Bank Rubyx Credit Card:

    • A free round of golf every month at a golf course of your choice.
    • Through Buy One Get One offer, you can get 2 free movie tickets up to Rs.250 per month. Book your ticket on www.bookmyshow.com
    • Choose from 3 different reward plans depending on your spend category which can be shopping, essentials or travel. Earn 2 times the rewards points on your chosen spend category. Earn up to 6 PAYBACK points on purchases made at partner outlets such as HPCL, Bank Bazaar, etc. 1 PAYBACK point equals RS.0.25. Call 080-40146444 or 1860-258-500 to redeem your PAYBACK points. Cash credit will be credited to your credit card account within 7 working days. Visit the PAYBACK website to choose a gift of your choice for redemption. You will receive the gift within 10 working days.
    • Courtesy of American Express and MasterCard, ICICI BanK Rubyx Credit cardholders can get free visits to airport lounges.
    • Through ICICI Bank Culinary Treats programme, you can get minimum 15% discount on dining spend at over 800 restaurants across India.
    • 1% fuel surcharge waived at any fuel outlet.
    • Get 20% off on Ayurvedic packages and 50% off on personal lifestyle and fitness evaluation at Kairali.
    • Get complimentary access to select lounges using your ICICI Bank Rubyx Credit Card through American Express privileges.
    • Through American Express Connect, you get exclusive benefits on travel, dining, retails and online purchases.

    Features of ICICI Bank Rubyx Credit Card

    Listed below are the features of ICICI Bank Rubyx Credit Card:

    • This is India's first dual Platinum Credit Card.
    • You can enjoy benefits from both MasterCard and American Express.
    • It offers flexible reward plans.
    • From dining and entertainment to wellness and golf, you can enjoy exclusive privileges.
    • On paying your joining fee, get a complimentary gift of Sennheiser HD219 headphones.
    • With Chip and PIN security features, your ICICI Bank credit card is protected against counterfeiting and card duplication.
    • Get air accident insurance cover of Rs.1 crore, lost card liability cover of Rs.50,000, and account takeover cover in the case of misuse of your personal details by a third party.
    • i-Assist, ICICI Bank's 24x7 premium concierge service takes care of your travel, hotel, and car rental reservations. Call 1800 26 70731 or 022 6787 2016 to talk to i-Assist team.
    • Through American Express EPAY, you can make speedy utility bill payments with the AUTOPAY feature.
    • Through American Express ezeClick, you can make secure payments.

    Eligibility of ICICI Bank Rubyx Credit Card

    To apply for ICICI Bank Rubyx Credit Card, you must meet the following eligibility criteria:

    • You must be a citizen of India.
    • You must be minimum 23 years old for primary card and 18 years old for supplementary card.
    • You must have a minimum monthly salary of Rs.50,000. If you are self-employed, the minimum annual income must be minimum Rs.5.5 lakhs.

    Documentation for ICICI Bank Rubyx Credit Card

    Following supporting documents that have to be submitted along with your credit card application:

    • PAN Card, Aadhaar Card, Voter's ID or Driving License can be submitted as identity proof.
    • For address proof, you can submit electricity bill or phone bill if it has your address on it.
    • The latest IT Returns and salary slips.
    • Passport-sized photograph.

    How to apply for ICICI Bank Rubyx Credit Card

    You can apply online for ICICI Bank Rubyx Credit Card or via SMS 'RUBYX' to 5676766 and a customer service representative from the bank will call you back. Upload supporting documents on the bank website to complete your online application process. You can track your application status on the ICICI bank website by feeding in your application and mobile number. You will receive the application status notification via SMS on your registered mobile number.

    Security Features of ICICI Bank Rubyx Credit Card

    ICICI Bank credit cards come with an EMV chip embedded in it. This chip act as an additional security feature against card duplication and counterfeiting. PIN has to be entered to authenticate any transaction using your ICICI Bank credit card. For online transactions, you have to register for 3D Secure feature on the ICICI Bank website.

    Fees and Charges of ICICI Bank Rubyx Credit Card

    Listed below are the fees and charges applicable to ICICI Bank Rubyx Credit Card:

    Joining fee Rs.3,000 plus GST
    Annual fee Rs.2,000 plus GST from second year onwards. If you spend more that Rs.2,50,000 the previous year, annual fee will be waived.
    Finance charge for cash advance 3.40% per month
    Overdue interest in extended credit 3.40% per month
    Over-limit charge 2.50% of over-limit amount, subject to a minimum of Rs.500
    Cash advance charge 2.50% of advanced amount, subject to a minimum of Rs.300
    Redemption handling fee Rs.99
    Late payment charge Below Rs.100 - Nil Rs.100 to Rs.500 - Rs.100 Rs.501 to Rs.10,000 - Rs.500 Above Rs.10,000 - Rs.750
    Return cheque fee 2% of amount due, subject to a minimum of Rs.450
    Auto-Debit return fee 2% of amount due, subject to a minimum of Rs.450
    Cash payment at branches fee Rs.100 per transaction
    Outstation cheque processing fee 1% of cheque value, subject to a minimum of Rs.100
    Foreign currency transaction fee 3.5% of transacted/converted amount
    Duplicate statement Rs.100
    Card replacement fee Rs.100
    Charge slip fee Rs.100 per slip

    FAQs of ICICI Bank Rubyx Credit Card

    Listed below are the frequently asked questions about ICICI Bank Credit Card:

    1. How do I increase the credit limit on my ICICI Bank Credit Card?

      You will receive an SMS with an offer to increase credit limit. Reply to that SMS and the bank will get in touch with you. You can check your eligibility for increase in credit limit by calling the bank Customer Care.

    2. How can I get my credit card statement?

      Log in to your Internet Banking Account or iMobile app to view your credit card statement. You can also call the bank customer care for credit card statement related queries.

    3. Is interest charge applicable on my ICICI Bank credit card?

      If the total amount due is not paid on or before the due date, interest charge will be applicable on outstanding dues. Interest charge is also levied on cash advances.

    4. What do I do if my ICICI Bank Credit Card is lost or stolen?

      In the case of loss, theft or misuse of your credit card, the incident must be reported immediately to ICICI Bank through Customer Care or via SMS CCBLK to 5676766 from your registered mobile number. You card will be suspended for 7 working days. You have to file an FIR with the police and submit a copy to the bank.

    5. How do I make credit card bill payments?

      Credit card bills can be paid via multiple channels:

      • Drop cheques in the 'drop box' at ICICI Bank branches
      • Cash payments at bank branch or ICICI Bank ATM
      • Auto-Debit facility
      • Net banking
      • Customer Care Centre
      • Visa money transfer or NEFT
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  • ICICI Bank Rubyx Credit Cards Reviews

    • ICICI Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The banking services with ICICI is very good when it comes to Credit card service. When it is compared to other banks I feel that the fee and charges applied on my Coral credit card is quiet normal. The offers were good on some aspects, I was not provided with any reward points and cash back offers I am happy with the offers provided on my card.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 19, 2017
    • ICICI Bank Credit Card
      "Good to hold"
      0.5 5.0/5 "Blown Away!"
      ICICI gives me more reward points for credit card spent and basically for the fuel filling, I used to receive good points. I could redeem only into a voucher like sodexo, pizza hut etc. Credit limit which ICICI bank have provided me its good and fine.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 19, 2017
    • ICICI Bank Credit Card
      "Its Average"
      0.5 3.0/5 "Satisfactory"
      I am using ICICI credit card for past two years, but so far I didn't get any reward points or any cash back from them and also they offered me lower credit limit, I have requested them to increase the limit but was no response from their end. I am very disappointed with such of response.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 19, 2017
    • ICICI Bank Credit Card
      "Not recommendable"
      0.5 1.0/5 "Really Bad"
      I had a terrible experience with ICICI Bank. I had a credit card and I have cleared all my dues in 2008. After six years the bank still takes a payment of 6K from me. The bank has not been professional and I would never want to recommend them to others.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Sep 19, 2017
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I got very good service from ICICI bank credit card department. I use the platinum chip credit card with ICICI bank for past 7 months. I have got the credit limit of Rs.20,000 and I would say they need to increase the credit limit in future. I am happy using the ICICI bank credit card .
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2017
    • ICICI Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      The Coral Visa credit card is used by me for more than 3years. The customer service need to be improved ICICI credit card department. This card is used for shopping, purchases, online games and bill payments, The rewards point cash back offers are available with this card but I never used it. The credit limit is low with this card, they need to increase the credit limit as soon as possible.,
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • ICICI Bank Credit Card
      "Unhappy with the services"
      0.5 2.0/5 "Expected more"
      Couple of occasions, I had faced some challenges using my ICICI bank credit card. I had made the payment late once, the actual payment due date was 16th of the month . I had made the payment on 17th morning and its because of which the bank levied some charges. I had asked them to waive off the charges but the bank denied despite holding an account with the same bank for 17 years the bank did not consider my request therefore I am completely unhappy with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 19, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am having a ICICI bank coral visa credit card for past 6 years. I use this card for shopping, bill payments and for other fuel purchases. I am happy with the credit limit. There is no annual fee at all for this card. I am satisfied using the coral credit card from ICICI bank.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 19, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have taken my credit card with ICICI bank.Here the process for credit card was quick and hassle free than other banks. I have linked my salary account with credit card to make my payment process easy but this option is not there with other banks. Their customer service and responses was up to the mark.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 19, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 3.5/5 "Pretty good"
      I have taken my credit card with ICICI bank and using it for about 2 years . I don't feel that's its convenient comparing to HDFC's credit card. Here payback points will be added to my account and I could use that points on bill payments , recharges , eBay and Vodafone.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using the ICICI bank coral Visa credit card for past 3 years. I use this card for all type purchases ,shopping and for other expenses. The reward points, cash back offers are available with this card. There is no annual fee for this card. I would say I am satisfied with the credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • ICICI Bank Credit Card
      "Decent offers"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank has provided me with a credit card and the offers on the card is also good. There are a lot of deals which come through and I am very much informed about the same. The online banking is good and very much easy to make my payments. The limit is also good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 18, 2017
    • ICICI Bank Credit Card
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      Service was very good from ICICI ,but when it comes to offers I wont get much,but the customer support and other representatives were very helpful also I can use my ICICI credit card anywhere and I uses platinum card ,so overall service was good from ICICI .
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 18, 2017
    • ICICI Bank Credit Card
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      Service was very excellent from ICICI ,even the offers I use to get regularly I feel the rate of interest was high with my ICICI platinum card. Customer support and other representatives were very helpful also I can use my ICICI credit card anywhere ,so overall service was good from ICICI .
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 18, 2017
    • ICICI Bank Credit Card
      "Good "
      0.5 5.0/5 "Blown Away!"
      It was good banking with ICICI they give good reward points on each transaction .They have provided many offers the card which i am holding is a rewards card with much benefits and no GST is deducted during all my transactions like other .I am a existing customer of ICICI .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 18, 2017
    • ICICI Bank Credit Card
      "Very good features"
      0.5 5.0/5 "Blown Away!"
      The offers on my credit card is good and there are no issues while using them. ICICI Bank has been the best for me as they are transparent in the process. The charges are clear and they have a very flexible billing cycle. The online banking is also good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 18, 2017
    • ICICI Bank Credit Card
      "Average card"
      0.5 4.0/5 "Great!"
      ICICI Bank credit card is a kind of average. The reason being what ever features were mentioned online I had got the same features and I had opted for the same . Drawback is not that much also I am very much happy with the line of credit provided by ICICI Bank too.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 18, 2017
    • ICICI Bank Credit Card
      "Satisfied with the limit"
      0.5 5.0/5 "Blown Away!"
      The credit card limit is good at ICICI Bank and the services are good as well. Though I am not getting any much offers. I still like the support I get. The bank has enhanced my credit limit when I asked them to do so. The statements are clear and on time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 18, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Having the ICICI bank Coral VISA credit card for past 2years. I use this card for online shopping, fuel purposes and for others uses. This card has the reward points and the other online offers but I don't use them , I can say good to have a handy credit card with ICICI bank. I am happy with the credit limit. I pay the annual fee of Rs.500.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 18, 2017
    • ICICI Bank Credit Card
      "Good services"
      0.5 4.0/5 "Great!"
      The deals at ICICI Bank for my credit card is good. The bank provides the best and they also have good customer services. The offers I get online at Ecommerce portals and other deals are satisfactory. There are no charges for my card and the transactions goes through without any technical errors.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 18, 2017
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