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    We found 1 ICICI Bank Rubyx Credit Card
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    ICICI Bank Rubyx Credit Card is Rated as "Excellent!" by 17 Users

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    ICICI Bank Rubyx Credit Card

    ICICI Bank Rubyx Credit Card is India’s first dual platinum credit cards. Get 2 credit cards with one account and numerous benefits. On joining, get a complimentary Sennheiser HD219 headphone set. You can choose from 3 different reward plans depending on your spend category which can be shopping, essentials or travel.

    Promotional Offers for ICICI Bank Rubyx Credit Card

    Listed below are the various promotional offers available for ICICI Bank Rubyx Credit Card:

    • Get 15% off at www.giftease.com on a minimum spend of Rs.999 and Rs.1,000 off on a minimum purchase of Rs.5,000 using your ICICI Bank credit card. This promotional offer is valid until March 31st, 2018.
    • Get 15% off on food bill on weekdays and 10% off on weekends at Smaaash Food & Beverages using your ICICI Bank credit card. This promotional offer is valid until March 31st, 2018.
    • Get 20% off on a minimum recharge of Rs.1,000 on weekdays till Thursday and 15% off on Fridays and weekends at Smaaash Gaming using your ICICI Bank credit card. This promotional offer is valid until March 31st, 2018.
    • Get 10% off on hotel booking on Expedia using your ICICI Bank Credit Card. This promotional offer is valid until October 31st, 2017.
    • Primary cardholder can use the ICICI Bank Rubyx Credit Card to get 1 complimentary domestic airport lounge visit per quarter through MasterCard privileges. This promotional offer is valid until September 30th, 2017. Call 1800 102 6263 or 022 42006396 to find out the list of lounges where you can get complimentary visits.

    ICICI Rubyx Credit Card Benefits

    Listed below are the benefits of ICICI Bank Rubyx Credit Card:

    • A free round of golf every month at a golf course of your choice.
    • Through Buy One Get One offer, you can get 2 free movie tickets up to Rs.250 per month. Book your ticket on www.bookmyshow.com
    • Choose from 3 different reward plans depending on your spend category which can be shopping, essentials or travel. Earn 2 times the rewards points on your chosen spend category. Earn up to 6 PAYBACK points on purchases made at partner outlets such as HPCL, Bank Bazaar, etc. 1 PAYBACK point equals RS.0.25. Call 080-40146444 or 1860-258-500 to redeem your PAYBACK points. Cash credit will be credited to your credit card account within 7 working days. Visit the PAYBACK website to choose a gift of your choice for redemption. You will receive the gift within 10 working days.
    • Courtesy of American Express and MasterCard, ICICI BanK Rubyx Credit cardholders can get free visits to airport lounges.
    • Through ICICI Bank Culinary Treats programme, you can get minimum 15% discount on dining spend at over 800 restaurants across India.
    • 1% fuel surcharge waived at any fuel outlet.
    • Get 20% off on Ayurvedic packages and 50% off on personal lifestyle and fitness evaluation at Kairali.
    • Get complimentary access to select lounges using your ICICI Bank Rubyx Credit Card through American Express privileges.
    • Through American Express Connect, you get exclusive benefits on travel, dining, retails and online purchases.

    Features of ICICI Bank Rubyx Credit Card

    Listed below are the features of ICICI Bank Rubyx Credit Card:

    • This is India's first dual Platinum Credit Card.
    • You can enjoy benefits from both MasterCard and American Express.
    • It offers flexible reward plans.
    • From dining and entertainment to wellness and golf, you can enjoy exclusive privileges.
    • On paying your joining fee, get a complimentary gift of Sennheiser HD219 headphones.
    • With Chip and PIN security features, your ICICI Bank credit card is protected against counterfeiting and card duplication.
    • Get air accident insurance cover of Rs.1 crore, lost card liability cover of Rs.50,000, and account takeover cover in the case of misuse of your personal details by a third party.
    • i-Assist, ICICI Bank's 24x7 premium concierge service takes care of your travel, hotel, and car rental reservations. Call 1800 26 70731 or 022 6787 2016 to talk to i-Assist team.
    • Through American Express EPAY, you can make speedy utility bill payments with the AUTOPAY feature.
    • Cardholders can earn 2X reward points on spending overseas.
    • Cardholders can earn shopping and travel vouchers worth Rs.5,000.
    • Cardholders can get up to 2 complimentary rounds of golf every month.
    • Through American Express ezeClick, you can make secure payments.
    • Cardholders can enjoy 2 complimentary domestic airport lounge and 1 railway lounge visits per quarter.
    • Buy 1 movie ticket from BookMyShow and get one ticket free.
    • Cardholders can get up to 15,000 additional PAYBACK points every anniversary year.
    • Cardholders can avail a discount worth 15% on dining bills.
    • Cardholders can bag 1% fuel surcharge waiver on fuel transactions at any fuel outlet.

    Eligibility of ICICI Bank Rubyx Credit Card

    To apply for ICICI Bank Rubyx Credit Card, you must meet the following eligibility criteria:

    • You must be a citizen of India.
    • You must be minimum 23 years old for primary card and 18 years old for supplementary card.
    • You must have a minimum monthly salary of Rs.50,000. If you are self-employed, the minimum annual income must be minimum Rs.5.5 lakhs.

    Documentation for ICICI Bank Rubyx Credit Card

    Following supporting documents that have to be submitted along with your credit card application:

    • PAN Card, Aadhaar Card, Voter's ID or Driving License can be submitted as identity proof.
    • For address proof, you can submit electricity bill or phone bill if it has your address on it.
    • The latest IT Returns and salary slips.
    • Passport-sized photograph.

    How to apply for ICICI Bank Rubyx Credit Card

    You can apply online for ICICI Bank Rubyx Credit Card or via SMS 'RUBYX' to 5676766 and a customer service representative from the bank will call you back. Upload supporting documents on the bank website to complete your online application process. You can track your application status on the ICICI bank website by feeding in your application and mobile number. You will receive the application status notification via SMS on your registered mobile number.

    Security Features of ICICI Bank Rubyx Credit Card

    ICICI Bank credit cards come with an EMV chip embedded in it. This chip act as an additional security feature against card duplication and counterfeiting. PIN has to be entered to authenticate any transaction using your ICICI Bank credit card. For online transactions, you have to register for 3D Secure feature on the ICICI Bank website.

    Fees and Charges of ICICI Bank Rubyx Credit Card

    Listed below are the fees and charges applicable to ICICI Bank Rubyx Credit Card:

    First year annual fee Rs.3,000 plus GST
    Second year onwards annual fee Rs.2,000 plus GST (Waived on spending Rs.3,00,000 and more)
    Finance charge for cash advance 3.40% per month
    Overdue interest in extended credit 3.40% per month
    Over-limit charge 2.50% of over-limit amount, subject to a minimum of Rs.500
    Cash advance charge 2.50% of advanced amount, subject to a minimum of Rs.300
    Redemption handling fee Rs.99
    Late payment charge Below Rs.100 - Nil Rs.100 to Rs.500 - Rs.100 Rs.501 to Rs.10,000 - Rs.500 Above Rs.10,000 - Rs.750
    Return cheque fee 2% of amount due, subject to a minimum of Rs.450
    Auto-Debit return fee 2% of amount due, subject to a minimum of Rs.450
    Cash payment at branches fee Rs.100 per transaction
    Outstation cheque processing fee 1% of cheque value, subject to a minimum of Rs.100
    Foreign currency transaction fee 3.5% of transacted/converted amount
    Duplicate statement Rs.100
    Card replacement fee Rs.100
    Charge slip fee Rs.100 per slip

    FAQs of ICICI Bank Rubyx Credit Card

    Listed below are the frequently asked questions about ICICI Bank Credit Card:

    1. How do I increase the credit limit on my ICICI Bank Credit Card?

      You will receive an SMS with an offer to increase credit limit. Reply to that SMS and the bank will get in touch with you. You can check your eligibility for increase in credit limit by calling the bank Customer Care.

    2. How can I get my credit card statement?

      Log in to your Internet Banking Account or iMobile app to view your credit card statement. You can also call the bank customer care for credit card statement related queries.

    3. Is interest charge applicable on my ICICI Bank credit card?

      If the total amount due is not paid on or before the due date, interest charge will be applicable on outstanding dues. Interest charge is also levied on cash advances.

    4. What do I do if my ICICI Bank Credit Card is lost or stolen?

      In the case of loss, theft or misuse of your credit card, the incident must be reported immediately to ICICI Bank through Customer Care or via SMS CCBLK <last 4 digits of your card> to 5676766 from your registered mobile number. You card will be suspended for 7 working days. You have to file an FIR with the police and submit a copy to the bank.

    5. How do I make credit card bill payments?

      Credit card bills can be paid via multiple channels:

      • Drop cheques in the 'drop box' at ICICI Bank branches
      • Cash payments at bank branch or ICICI Bank ATM
      • Auto-Debit facility
      • Net banking
      • Customer Care Centre
      • Visa money transfer or NEFT

    ICICI Bank Rubyx Credit Cards Reviews

    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.5/5 "Excellent!"
      Got the ICICI bank Rubyx credit card around 2 years ago. The customer support is good with the ICICI bank . I use this card for all kind of purchases and for bill payments. I have raised a request to update this card but still I haven't got any response from the ICICI bank. The offers are good with this card and I am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 31, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      Its been quite a while i am using the ICICI Credit card , the customer service is real good from their end . Its a coral card of ICICI bank i am using and they gave me a limit of 1.50 L with a option of cash with draw . I get reward points on using the card . It has a option of balance transfer also . Its been a good service and experience with ICICI Bank credit card .
      Was this review helpful? 0
      , secunderabad
      Reviewed on Oct 29, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      i have been using ICICI bank rubyx credit card for 15 years and it has been a great experience with then . i have online payment option with the icici bank and i get good offers on my credit card . the customer service of ICICI BANK Credit Card department is great the resolve customer query in a given time time line and also they give equal acknowledgement to every single customer .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2017
    • ICICI Bank Credit Card
      "Need to be customer centric"
      0.5 1.0/5 "Really Bad"
      The time I have approached for the ICICI bank Rubyx credit card , the executive came and collected the documents and after 20days the card has disbursed but I have recieved ICICI Coral visa card. Then again I have reached customer service and returned the coral card. ICICI need to give proper service to the customers . They have charged me for the joining fee and the annual fee with this card but later on they have waived off all the charges.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Wonderful"
      0.5 4.0/5 "Great!"
      I can say ICICI bank credit card is the best one because its easy to use, also its simple to make transaction. Credit limit value is good and its around 2.5 lakh Rupees. Till now, I have not faced any issues with them I am with them for more than a year of time. Offers are not applicable in the real time and it got only mentioned in brochures.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 04, 2016
    • ICICI Bank Credit Card
      "SIMPLE AND STRAIGHT WEB SITE"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is totally new to me. I went to the website in search of a credit card. I installed the app and discovered it as awesome app. I also compared it with different apps. Response was good to me. I give five stars to bankbazaar overall finally. thank you very very much my friend(BANKBAZAAR).
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Mar 04, 2016
    • ICICI Bank Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      ICICI Bank is good in their services. I use a rubyx credit card. The bank has not offered me any much of features on the card. There is a annual fee on the card. It gets waived off as per my transactions done. If I use the card for three lakhs. There is no fee. The rate of interest is high too.
      Was this review helpful? 0
      , patna
      Reviewed on Feb 11, 2016
    • ICICI Bank Credit Card
      "Good benefits!"
      0.5 4.0/5 "Great!"
      The ICICI bank rubyx card is easily accessible in all outlets. Credit limit offered on this credit card is 75K and I am satisfied with the credit limit. I am using this card for more than a year and I do receive lot of benefits available on making transactions.
      Was this review helpful? 2
      , pune
      Reviewed on Jan 27, 2016
    • ICICI Bank Credit Card
      "satisfied..."
      0.5 5.0/5 "Blown Away!"
      For all the purchases I get rewards points where I get one point for one hundred. At times six points out of hundred. The rate of interest on emi options would be 10 to 14%. Per annum the charge is about two thousand on my ICICI bank Rubyx credit card. The annual charge should be just five hundred.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 14, 2016
    • ICICI Bank Credit Card
      "Great limit!"
      0.5 5.0/5 "Blown Away!"
      Initially I was having the Platinum card with ICICI bank. Now they updated that as a Rubyx card. More over I am getting free lounge access using this Rubyx card. Along with that I am getting discounts in movie tickets on the card. Their services are very excellent.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 11, 2016
    • ICICI Bank Credit Card
      "Credit limit can be enhanced!"
      0.5 2.0/5 "Expected more"
      My opinion about ICICI Rubyx Master Credit card is, they never enhanced the credit limit on my card. They asked me to pay 3k for card upgrading my card but the limit still remains the same on my credit card. Instead of updating the card, it would be better if they enhance the limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 08, 2015
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have a rubyx credit card with ICICI bank. I use the card as per my need. I do not go in much for the offers. There are benefits on the card like EMI schemes, Balance transfers and instant loan facility. They also offer reward points which can be redeemed. It is a life time free card. I have not used much of the card nor made any late payment to know the rate of interest on the card.
      Was this review helpful? 6
      , hyderabad
      Reviewed on Jul 23, 2015
    • ICICI Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am holding a ICICI Credit card which is offered at zero percent processing fee. This card was issued based on my cibil score. The name of the card is rubyx this was issued against the expiry of ICICI and Amex credit card as this is the combination of both. Initlay I had some issues with the old card. However there was no issues with the new card.
      Was this review helpful? 3
      , lucknow
      Reviewed on Apr 28, 2015
    • ICICI Bank Credit Card
      "ICICI Bank credit card"
      0.5 4.0/5 "Great!"
      I like the this card, earlier I was using HPCL card and after expiry they give me the rubyx card without any fee and free for life. I only suggest the point system could have been better or competative. but never the less I like this free card. Customer support was really nice I appriciate them for there work.
      Was this review helpful? 2
      , bangalore
      Reviewed on Feb 20, 2015
    • ICICI Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am holding a ICICI Bank addon credit card and the primary card belongs to my brother. It is a Coral credit card which I am holding they have upgraded that in to rubex card it is much better than the usual one . I get free lounge access and offers for movie tickets. However security checks are huge on this card and it is a bit complicated as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 20, 2015
    • ICICI Bank Credit Card
      "Great"
      0.5 4.0/5 "Great!"
      Rubyx credit card services with ICICI is great. Customer service team did communicate well and I get offers in book my show as well as other on line shopping websites. Its life time free card with less rates and charges.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 16, 2014
    • ICICI Bank Credit Card
      "Good Card with delighting services"
      0.5 4.5/5 "Excellent!"
      I have been using the Rubyx card since last 5mths. Its a card worth having. A lot of benefits like free movie tickets from book my show, golf course rounds in the best golf courses in the world, free access to visa approved waiting rooms in the airports, good pay back point structure, etc. makes this card worth having.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 22, 2014
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