Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Axis Bank Shriram Credit Card

    Transport operators across the country can enjoy exceptional privileges with a co-branded credit card introduced by Axis Bank in collaboration with Shriram Transport Finance Company Limited (STFCL). As the first ever credit card for transport operators, a Axis Bank Shriram Credit Card comes loaded with brilliant features and unlimited privileges.

    As a co-branded credit card, the Axis Bank Shriram Credit Card offers the best of both worlds. STFCL customers with excellent track records can easily procure a credit card, which acts a reliable companion to meet their day-to-day monetary requirements. Transport operators can buy spare parts for their vehicles and make purchases at any VISA authorised outlet and also withdraw cash from ATMs using a Axis Bank Shriram Credit Card.

    Features of an Axis Bank Shriram Credit Card:

    • Unique photo credit card provided to customers by Axis Bank.
    • Exceptional rewards options offered under the Shriram PlusPoints Rewards program.
    • Axis Bank also offers complimentary insurance cover to card holders.

    Benefits of an Axis Bank Shriram Credit Card:

    • Earn 1 rewards point for every Rs 100 spent using an Axis Bank Shriram Credit Card. The Shriram PlusPoints Rewards offers customers attractive dining offers, gift vouchers, healthcare and household products, lifestyle and shopping vouchers for redemption.
    • The comprehensive insurance coverage offered includes personal accident cover of up to Rs. 3,00,000 and this cover is valid only if the card is used at a merchant outlet or an ATM within 90 days before the incident.
    • Axis Bank also offers lost liability coverage up to Rs 15,000 for transport operators.
    • The Credit Shield scheme offers protection of up to Rs 15,000 to card holders.
    • Get free mobile alerts from Axis Bank, when you make transactions using a Axis Bank Shriram Credit Card.

    Fees & Charges:

    Type of Charge Amount
    Joining Fee Rs 500
    Annual Fee Rs 300
    Interest Rates 2.95% per month
    Cash Withdrawal Fees 2.5% for a minimum of Rs 100
    Card Replacement Rs 250
    Late Payment Fee 30% of the minimum amount due
    Over Limit Penalty 3% of the overlimit amount

    Eligibility for Axis Bank Shriram Credit Card

    STFCL Customers having a good track record are eligible to apply for an Axis Bank Shriram Credit Card.

    Documents Required:

    Address Proof

    • Passport
    • Utility bills
    • Ration card
    • Voter’s ID
    • Bank account statement
    • Registered lease agreement
    • Insurance policy along with premium receipts

    Photo ID Proof

    • PAN card
    • Driving license
    • Debit card with photograph
    • Voter’s ID
    • Passport
    • Passbook with photograph

    Income Proof

    • Latest payslip
    • Form 16
    • IT Return statement

    Income Surrogate

    • Latest Form 16
    • Income Tax Returns
    • Credit card statement
    • Photocopy of front side of the card
    • Photocopy of the loan - amortisation/sanction/repayment schedule/disbursement or welcome letter with a record of 6 months repayments.

    Axis Bank Shriram Credit Card FAQs:

    1. Do customers have to pay any joining or annual fees for add-on cards?

      No, Axis Bank does not charge any joining or annual fees for add-on cards.

    2. Does Axis Bank charge any fee for redemption requests?

      Yes, cardholders have to pay a Plus Point redemption request fee of Rs 30 for each request.

    3. What are the dining outlets where Axis Bank Shriram Credit Card holders can redeem their accrued Plus Points?

      Customers can redeem Plus Points at Cafe Coffee Day and Mainland China outlets.

    4. What kind of lifestyle vouchers can customers get with their Axis Bank Shriram Credit Cards?

      Redemption of Plus Points gets cardholders gift vouchers at Lifestyle and Lakme Salons.

    5. What are the Petrol Transaction Charges applied on fuel purchases done using a Axis Bank Shriram Credit Card?

      Petrol Transaction Charges are waived off for customers refueling at HPCL petrol bunks. Transactions done at other petrol bunks are charged a fee of 2.5% or Rs 10, whichever is higher.

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