How To Pay Citibank Credit Card Bill Through A Debit Card

Citibank allows their cardholders to pay their credit card bill on their official website, through netbanking, by cheque, by Demand Draft, or through BillDesk. These are only a few ways you can pay your Citibank credit card. If you want to know more about Citibank credit card bill payments, read on.

Citibank Credit Card Bill Payment Using Other Banks Debit Card

It is not mandatory to have a savings bank account with Citibank to get a credit card. If you hold a Citibank credit card but not a savings account with them, you can use your non-Citibank savings account to pay your Citibank credit card bill. You need netbanking access to transfer funds from your savings account to your Citibank credit card.

Steps to Pay Citibank Credit Card Bill Payment Through Billdesk Using A Debit Card Online

BillDesk is one of the leading payment gateway providers in India. BillDesk allows you to pay your utility and credit card bills at ease within a few seconds. To pay your Citibank credit card bill through BillDesk, follow the below steps:

• Visit www.billdesk.com/pgidsk/wap/citicard/citicard_detail.jsp
• Enter your Citibank credit card number
• Re-enter your credit card number
• Enter your email ID
• Enter the payment amount you wish to pay
• Select the bank account from a list of participating banks
• Click on “EPay Now”
• You will be redirected to a secure payment processing page
• Follow the instructions and pay your Citibank credit card bill successfully

Other methods to Pay Citibank Credit Card Bill Payment using a Debit Card

In addition to the BillDesk, you can also consider using third-party applications such as PhonePe, Paytm, and CRED to pay your Citibank Credit Card bills. On these platforms, you can pay your credit card bill by following the steps mentioned below:

• Go to the credit card bill payment section of the respective application
• Add your Citibank credit card and verify the same using the OTP
• Once the card is verified, it will be added to the list of your credit cards
• Select the Citibank credit card and tap on the payment button on the app
• On the next page, enter the amount that you want to pay towards your Citibank credit card bill
• You will be redirected to the payment page wherein you can select the desired debit card through which you want to make your payment
• If your debit card is not already added to the app, you can just add the same and make the payment straightaway
• In addition to this method, all these apps also allow you to use other modes of payment such as internet banking and BHIM UPI

Frequently Asked Questions (FAQs)

1. Is it safe to pay my Citibank credit card bill using a non-Citibank debit card?

   Yes, it is absolutely safe to pay your Citibank credit card bill using any other bank’s debit card. The payment gateways are secured protocols and does not pose any danger to you or your personal details.

2. Do I have to have a Citibank savings account in order to be eligible for a Citibank credit card?

   No, you need not have a Citibank savings account to be eligible for a Citibank credit card.

3. Is it safe to pay my Citibank credit card bill using CRED?

   Yes, CRED offers a secured payment gateway which does not store your personal data. In addition to that, you can add and manage multiple credit cards into the same platform and can earn rewards for paying your bills.

4. How long does it take to process the credit card bill payments using the third-party payment apps?

   Depending on the bank servers, the third-party payment apps like CRED, PhonePe, and Paytm takes approximately a few hours to 2 days to process the credit card bills. Usually, the bank takes 2 days to reflect the payment transaction in the statement.