How To Pay Citibank Credit Card Bill Through A Debit Card

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If you are a Citibank credit cardholder, you may like to know about the various payment modes the bank offers to help their cardholders pay their credit card bill. Citibank allows their cardholders to pay their credit card bill on their official website, through netbanking, by cheque, by Demand Draft, or through BillDesk. These are only a few ways you can pay your Citibank credit card. If you want to know more about Citibank credit card bill payments, read on.

Citibank Credit Card Bill Payment Using Other Banks Debit Card

It is not mandatory to have a savings bank account with Citibank to get a credit card. If you hold a Citibank credit card but not a savings account with them, you can use your non-Citibank savings account to pay your Citibank credit card bill. You need netbanking access to transfer funds from your savings account to your Citibank credit card. You can transfer the funds through National Electronic Funds Transfer (NEFT) option.

NEFT payments are cleared in batches and have time restrictions. Therefore, it is advised to use this fund transfer option only if you have ample time for the bill to be paid.

How To Pay Your Citibank Credit Card Bill Through NEFT

To pay your Citibank credit card bill through NEFT fund transfer option, follow the steps below:

Login to your savings netbanking account
Under “Fund Transfer” option, choose NEFT option
Add your Citibank credit card as a beneficiary by choosing the “Add a beneficiary” option
Your name as it appears on the credit card will be the Payee name
The Payee account number will be your full Citibank credit card number
The bank’s name will be Citibank N.A
You can choose any account from the payment account type drop-down
The IFSC Code is CITI0000003
The branch address is Citibank, Chennai
After entering all the above details, click on the “Confirm” tab
Your bank will take about 30 minutes to add Citibank as your beneficiary
Once the beneficiary is added, you can transfer the funds to your credit card

How To Pay Your Citibank Credit Card Bill Through RTGS

Login to your netbanking account
Under “Funds Transfer” option, choose Real Time Gross Settlement “RTGS”
If you have already added your Citibank credit number as a beneficiary, you will be able to choose it from the drop-down
Enter the amount you wish to transfer
Enter your email ID or phone number
A One-time Password will be sent to your registered mobile number
Please enter the OTP in the space provided
Click on “Submit”
Your Citibank credit card bill will be paid on the same working day if you initiated RTGS transfer before the cut-off timings

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How To Pay Your Citibank Credit Card Bill Through E-pay

You can also pay your Citibank credit card bill even if you do not hold a Citibank account through E-Pay. E-Pay payments will normally take 2 working days to be processed excluding saturdays and Sundays. Follow the below steps to pay your Citibank credit card bill through E-Pay:

Visit pgi.billdesk.com/pgidsk/pgijsp/citicard/citibank_card.jsp
Enter your Citibank credit card number
Re-enter your credit card number
Enter your email ID and phone number
Enter your credit card bill amount
Select the savings bank account you choose to use and click on “E-Pay Now”
You will be redirected to a safe page to process your payment

Steps To Pay Citibank Credit Card Bill Payment Through Billdesk Using A Debit Card Online

BillDesk is one of the leading payment gateway providers in India. Through BillDesk, many people are able to pay their utility and credit card bills at ease within a few seconds. To pay your Citibank credit card bill through BillDesk, follow the below steps:

Visit www.billdesk.com/pgidsk/wap/citicard/citicard_detail.jsp
Enter your Citibank credit card number
Re-enter your credit card number
Enter your email ID
Enter the payment amount you wish to pay
Select the bank account from a list of participating banks
Click on “EPay Now”
You will be redirected to a secure payment processing page
Follow the instructions and pay your Citibank credit card bill successfully

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50% Discount On Postpaid Bills For Idea And Vodafone Customers Using Citibank Credit Card

Vodafone Idea Limited, the new company formed after the merger between Vodafone India and Idea Cellular Limited, has announced that its postpaid customers who use a Citibank credit card to pay their postpaid bills, will get a monthly discount of 50% on their bill amount.

To avail this offer, customers have to apply for a new Citibank credit card. Within 60 days of receiving the card, a minimum transaction of Rs.4,000 has to be made. Once that’s done, customers can enjoy the discount on Idea Nirvana and Vodafone RED postpaid plans of Rs.399 or higher.

The maximum discount that can be availed per month is Rs.200, which amounts to Rs.2,400 per year. This offer is being seen as an effort by the company to enhance the experience of its customers and is also an attempt to gain a higher share in the market.

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