Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Credit Card

    TMB Credit Card Bill Payment

    For TMB credit cardholders, the bank would generate the TMB credit card statement on 20th of every month and the payment due date would be 5th of the following month.

    As a standard credit card payment procedure, the bank requires all the credit cardholders to fund their TMB savings or current accounts linked to the credit card with the required amount before the due date.

    On the 5th of every month, the bank will auto-debit the bill amount from the associated savings account of the cardholder. In case of non-availability of funds, it will create a temporary overdraft (TOD) to debit the bill amount.

    Until the TOD account is closed in full by paying the bill amount, the TMB credit card remains blocked.

    TMB credit card users can choose any one of below mentioned methods to make their credit card bill in advance.

    Methods To Pay Tmb Credit Card Bill Online

    You can pay TMB credit card bill payment online using the following methods

    • TMB net banking facility
    • NEFT facility
    • Auto debit facility
    • On UPI app
    • Through Paytm mobile app

    Methods To Pay Tmb Credit Card Bill Offline

    Following are the offline payment methods for TMB credit card bill payment

    • Cheque payment
    • Cash payment

    Let's look at each method in detail.

    Online - Pay TMB Credit Card Bill Payment Through Net Banking

    For the payment of the credit card bill, TamilNad Mercantile Bank offers the net banking feature to its savings account or current account customers. If you already have a bank account with TMB and the associated net banking account, you can use the same online account to pay your TMB credit card bill.

    Mentioned here are the steps to make your credit card bill payment using net banking.

    • Login to your TMB net banking account.
    • Go to 'Credit Cards' sections
    • Find bill payment option
    • Add your card details
    • Enter the amount and click on 'pay'

    Your payment will be processed instantly by debiting your savings/current account with the bill amount.

    Pay TMB Credit Card Bill Payment through NEFT / RTGS

    For non-TMB customers, NEFT/RTGS is an online facility to pay TMB credit card bill through other bank accounts. However, you need to have net banking access to your existing savings or current bank account to make the bill payment.

    Follow the steps to pay your TMB credit card bill using another bank net banking account.

    • Login to your net banking account
    • Click on the 'Funds Transfer' option.
    • Select 'Add Payee/Beneficiary'
    • Use the following details to add TMB card as beneficiary

    IFSC Code for TMB credit card payment

    TMBL0000900

    Bank Name

    Tamilnad Mercantile Bank Ltd

    Branch Address

    ATM Cell, Chennai

    Account Number

    16 digit TMB credit card Number

    Account Holder Name

    TMB credit card holder name

    • Once the beneficiary is added, re-visit the 'Funds Transfer' section
    • Select 'TMB credit card'
    • Enter the bill amount and click on 'Transfer'.

    Funds transfer to the TMB credit card account will then be initiated and your payment would be processed batch-wise as per the bank's clearance time, on the same day or on the following day.

    Pay TMB Credit Card Bill Through Auto Debit Facility

    TMB bank accountholders can also opt for the auto debit facility to pay their credit card bill on time every month.

    Simply enroll for the facility by submitting a written request to TMB or by filling the respective application form to opt for auto debit facility.

    While enrolling for the facility, you will have the option to choose between 'Total amount due' and 'Minimum amount due' and the payment date.

    Once you're enrolled, the bill amount will get debited from your account automatically every month on the same date.

    Pay TMB Credit Card Bill Through UPI App

    BHIM/UPI app users having their savings account linked to the app can initiate funds transfer to TMB credit card account and can pay the bill on time.

    Follow the steps provided here to pay your TMB card bill on UPI app.

    • Login to your UPI app
    • Under 'Transfer Money' option, click on 'Send'
    • Select 'A/C IFSC'
    • Select 'Tamilnad Mercantile Bank' from the list of banks
    • Enter IFSC code - TMBL0000900 for TMB Credit Card Payments
    • Enter your name under 'Beneficiary Name'
    • In the 'Account Number' column, enter your 16-digit TMB credit card number
    • Re-enter the card number and click on 'Send'

    The payment will be made within the stipulated time.

    Pay TMB Credit Card Bill Through Paytm App

    Paytm app users having their savings account linked with the app, can pay TMB credit card bill either through Paytm balance, saved cards, BHIM UPI ID, or net banking account.

    Paytm currently accepts bill payments of all Visa, MasterCard, Amex and Diners credit cards issued by all major banks.

    To pay your TMB credit card bill through Paytm mobile app, follow the below steps.

    • Login to your Paytm app
    • Click on 'Credit Card' option
    • Enter your Credit Card number
    • Select Card issuer/bank from the list of banks
    • Enter the bill amount
    • Click on 'Proceed'
    • Select the payment mode -'Paytm Balance' or 'Saved Cards' or 'BHIM UPI' or 'Net Banking'
    • You will be redirected to the respective payment interface to continue your payment
    • Enter the required information to process the payment

    The payment will be processed within the stipulated time.

    How To Pay TMB Credit Card Bill Offline

    Pay TMB Credit Card Bill Through Cheque / DD

    Cheque payment can be done in order to pay the credit card bill of the TamilNad Mercantile Bank. You need to fill up the cheque with the credit card number along with the bill amount and date. You can either submit the cheque at any nearest TMB branch or drop it in a cheque drop box.

    Pay TMB Credit Card Bill Through Cash

    The credit card payment for the TamilNad Mercantile Bank can also be done by paying cash. However, the cash payment needs to be done at the branch of the bank.

    Once you go to the branch, a deposit slip needs to be filled out which should contain the credit card number, the bill amount and other details. The denomination of the amount must be mentioned on the deposit slip as well. For cash payment, it takes from 24 - 48 hours to process the payment made.

    TMB Credit Card Bill Payment FAQs:

    1. What are the late payment charges on my TMB credit card?
    2. A late payment fee of Rs.250 will be charged if you fail to pay the minimum amount due before the due date.

    3. How will I receive my credit card statement?
    4. The credit card statement will be sent to you every month through post. You can also opt to receive the statement through an email sent by the bank or through net banking.

    5. What should I do if I have not received my credit card statement?
    6. In case you have not received the credit card statement, you will have to call the TMB customer care service and inform them or you can also visit any branch of the bank to inform them about the issue.

      Once you have notified them, the bank will resend the statement or provide you with the information you require to pay your credit card bill, mainly the bill amount.

    Check Other Banks Credit card Bill Payment

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