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Tamilnad Mercantile Bank offers two credit cards. Payments for these credit cards can be made by visiting a Tamilnad Mercantile Bank. The General Credit Card is a sort of a loan that the customer must pay back in 12 months. An incentive of 2% is granted within 6 months of prompt payments. Women are granted special rates of interest. This credit card can be compared to a personal loan where no collateral is required and customers are free to use the money for any purpose. The India Card Credit Card is brought to you in association with Bank of India. This credit card comes with attractive APR rates and generous credit limits. This card is accepted internationally. All information pertaining to your credit card and the method of payment will be communicated to you at the time of application.
To pay your TMB Credit Card bill, you can visit any TMB Bank Branch and make the payment.
Tamilnad Mercantile Bank credit card statements are issued every month on a predetermined date. You will be notified of this date. In this statement, you can check the details of your transactions, charges and cash withdrawals. The statement will be sent via internet or mail. In case you do not receive a statement, you need to get in touch with TMB. The bank will arrange for this information to be communicated to you at the earliest so that the statement can be resent and you can make the payment on time. Upon informing the bank, they will highlight it as an exceptional case in case you missed the due date.
1. What are the late payment charges on my TMB credit card?
There are no charges levied by Tamilnad Mercantile Bank in case of late credit card payments.
2. How will I receive my credit card statement?
Your credit card statement will be sent through post every month. There is an option to receive this the statement via email or through Internet banking.
3. What should I do if I have not received my credit card statement?
You can call the TMB customer care service and inform them that you have not received your statement. You can also visit any TMB branch to inform them of the same. The bank will resend the statement, or give you the information you require to pay your credit card bill. TMB will also highlight your case as exceptional in case you are delayed in your credit card payment.