Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • TamilNad Mercantile Bank Credit Cards

    Tamilnad Mercantile Bank Limited (TMB) offers both secured and unsecured credit cards that come with a host of features and benefits. Some of the primary attractions of these cards are their flexible credit limits, attractive fees and charges, and insurance coverage.

    List of TamilNad Mercantile Bank Credit Cards

    TMB Credit Card Variants Annual Fee Suitable For
    TMB Titanium Credit Card NIL Lifestyle
    TMB Platinum Credit Card NIL Lifestyle
    More
    We found 1 TamilNad Mercantile Bank Credit Cards
    Card
    1st Year Fee
    Rewards
    Joining Perks
    PA PL OTP
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details

    Why Choose Tamilnad Mercantile Bank Credit Cards?

    Tamilnad Mercantile Bank offers two variants of credit card, specially crafted to cater to the credit requirements of all customer segments including those of semi-urban and rural areas. Customers can choose between Tamilnad Mercantile Bank General Credit Card or Tamilnad Mercantile Bank India Card Credit Card. Both the credit cards come with an array of advantages that will delight the cardholder and offer flexibility and greater purchase power.

    Features and Benefits of TMB Credit Cards

    Generous Credit Limit TMB Credit Cards come with high credit limit that offer the cardholders greater flexibility. Now you don’t have to think twice before you make a purchase!
    Attractive Interest Rates Tamilnad Mercantile Bank Credit Cards offer affordable interest rates for credit purchases. With credit interest rates varying from 17% to 19%, cardholders are entitled to a higher purchase power.
    Affordable and Transparent With fees and charges that are affordable, cardholders can avail a TMB credit card with no second thoughts. Also, the transparent process will ensure that you enjoy using your credit card.
    Impeccable Customer Support Lost your credit card? Want to know more about tenure for repayment? You can get in touch with Tamilnad Mercantile Bank on their TMB credit card 24/7 helpline number to get all your questions cleared.
    Enhanced Payment Security The 3D Secure authentication technology will help you make every transaction with more confidence as it helps prevent unauthorized use of credit cards.
    Incentives for Prompt Payers For customers who make interest payments on time and repay the credit loan in less than 6 months’ time, an incentive of 2% is offered.
    No Collateral Required To avail the TMB Overdraft facility and TMB General Credit Card loan, cardholders require no collateral security. So if you are in need of instant loan, this is the best choice.
    For customers in Semi-urban and rural area Designed to offer maximum benefits for TMB customers in semi-urban and rural areas, TMB credit cards will offer ease of use and other privileges that will delight the cardholder.
    Easy Documentation The documentation process for both Tamilnad Mercantile Bank General Credit Card and Tamilnad Mercantile Bank India Card Credit Card is very simple and the processing charges are very nominal.
    Repayment Tenure Cardholders can repay the loan within 12 months from the date of purchase. For cardholders who make timely interest payments and close the loan before 6 months from the date of purchase, incentives are also offered by Tamilnad Mercantile Bank.

    List of TamilNad Mercantile Bank Credit Cards:

    TMB Titanium Credit Card

    • This TMB Titanium Credit Card comes with flexible credit limits, and you do not have to pay any joining or annual fee. The card is valid for 3 years.
    • With fees and charges that are affordable, cardholders can avail a TMB credit card with no second thoughts.
    • Also, the transparent process will ensure that you enjoy using your credit card.

    TMB Platinum Credit Card

    • With this TMB Platinum Credit Card, your payment experiences become easier.
    • Designed to offer maximum benefits for TMB customers in semi-urban and rural areas, TMB credit cards will offer ease of use and other privileges that will delight the cardholder.

    TamilNad Mercantile Bank Charges and Interest:

    Charge TMB Platinum Credit Card TMB Titanium Credit Card
    Entry fee NIL NIL
    Annual Fee NIL NIL
    Renewal fee Rs.250 Rs.250
    Card replacement Rs.100 Rs.100
    Late payment charge Rs.250 Rs.250
    Charges for revolving credit 2% per month 2% per month
    Cash advance transaction fee 3% of the transaction 3% of the transaction
    Charges for cash withdrawal from other bank ATMs 3% of the transaction 3% of the transaction
    Finance charges for cash withdrawal 2% per month 2% per month
    Charge slip retrieval fee Rs.100 Rs.100
    Collection charges for outstation cheque Rs.100 per other bank charges Rs.100 and other bank charges
    Duplicate statement fee Rs.100 Rs.100
    Cheque dishonour fee Rs.150 Rs.150

    TamilNad Mercantile Bank Credit Cards Eligibility Criteria:

    TMB Titanium Credit Card

    • You should have CASA with the bank.
    • You should have an income tax assessment for 2 years.
    • Your gross annual income should be Rs.2 lakh and more.

    TMB Platinum Credit Card

    • You should have CASA with the bank.
    • You should have an income tax assessment for 2 years.
    • Your gross annual income should be Rs.2 lakh and more.

    Documents Required to Apply for TamilNad Mercantile Bank Credit Cards:

    Income proof (For self-employed)
    • Recent ITR (Income Tax Returns)
    • Recent salary slip/s
    • Salary certificate
    • Employment letter
    Address proof (any one)
    • Passport
    • Telephone bill
    • Aadhaar card
    • Electricity bill
    • Rental agreement
    • Ration card
    Proof of Identity (any one)
    • Voter's ID card
    • Ration Card
    • PAN Card
    • Passport
    • Driving license
    • Aadhaar card

    FAQs on TamilNad Mercantile Bank Credit Cards

    1. What is the repayment tenure if I use my TMB General Credit Card to make a purchase?

      The overdraft or the loan must be repaid within the maximum tenure of a year.

    2. Will I incur any penalty for not paying interests within the prescribed time?

      If you use the TMB credit cards to make a purchase and default on interest payments for 3 continuous months, you will be subject to corrective actions including reduction in sanctioned credit limit and recall of facility.

    3. How do I avail a TMB India Card with photo?

      You will have to contact TamilNad Mercantile Bank and specify that you need a photo credit card while submitting your application. A nominal fee of Rs.50 will be charged for a photo credit card.

      

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    TamilNad Mercantile Bank Credit Cards Reviews

    • Tamilnad Mercantile Bank
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have selected Tamilnadu mercantile bank platinum credit card past 2 year using this credit card its annual charger is applicable. Customer service is good and responsive while transaction rewards points and cash back offer. while documents submitted direct bank.So there is no delay receive credit card sufficient limit is provide from banker end.
      Was this review helpful? 5
      , thane
      Reviewed on Jul 03, 2019
    • Tamilnad Mercantile Bank
      Tamilnad Mercantile Bank
      "AVERAGE"
      0.5 4.0/5 "Great!"
      My application was taken with TAMILNADU MERCHANDISE BANK , i ma using this card for past 6month . I ma not happy with this card it is very difficult to do online payment not easy to pay the bill . There is no annual charges with this card . Credit limit is satisfactory .
      Was this review helpful? 3
      , chennai
      Reviewed on Sep 24, 2018
    • Tamilnad Mercantile Bank
      "GOOD CARD"
      0.5 4.0/5 "Great!"
      My credit card was taken with TAMINAD MERCHANDISE BANK , i am holding this card for past 6month , I use this card for multipurpose . They offered 50000 of credit limit . I am not regular user of this card i got this card just because i have good relation with that bank .
      Was this review helpful? 4
      , mumbai
      Reviewed on Sep 04, 2018
    • Tamilnad Mercantile Bank
      "Average Service"
      0.5 1.0/5 "Really Bad"
      I had been holding this card for the last three years and the credit limit of 75,000 which they had provided with the card has been good. But the services which they had been providing had not been up to the mark and there has been some hassles in the internet banking system where i was not able to log in. Even the interest rate has been high with them.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Sep 03, 2018
    • Tamilnad Mercantile Bank
      "Pretty useful Card"
      0.5 3.0/5 "Satisfactory"
      I have been using this Banks Credit Card for the past few years now, I felt the Card to be very useful. I was offered a Credit limit of Rs.20000 and which was something that I was expeting. The Reward point options is pretty good, unfortunately the taxes are a little high.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Oct 25, 2017
    • Tamilnad Mercantile Bank
      "Nice limit "
      0.5 4.0/5 "Great!"
      The service provided was good based on the credit card with TNB.They donâ??t have any offers in the card.The credit limit offered was satisfiable as well. I do have Visa Gold card with TamilNad mercantile Bank.I have been using the card for 7years.
      Was this review helpful? 7
      , agra
      Reviewed on Nov 19, 2015
    • Tamilnad Mercantile Bank
      "Good"
      0.5 4.0/5 "Great!"
      When I do complete my transaction using TamilNad Mercantile bank visa credit card, alerts are coming instantly. Even monthly statements coming regularly to my address. I would use the credit card only for purchase so I donâ??t know the benefits and offers that on my credit card. However I am happy with process and services.
      Was this review helpful? 15
      , chennai
      Reviewed on Oct 27, 2014
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