Tamilnad Mercantile Bank Credit Cards

Tamilnad Mercantile Bank Limited (TMB) offers both secured and unsecured credit cards that come with a host of features and benefits. Some of the primary attractions of these cards are their flexible credit limits, attractive fees and charges, and insurance coverage.

Top TamilNad Mercantile Bank Credit Cards in 2025

TMB Credit Card Variants

Annual Fee

Suitable For

TMB Titanium Credit Card

NIL

Lifestyle

TMB Platinum Credit Card

NIL

Lifestyle

TamilNad Mercantile Bank

We found 1 TamilNad Mercantile Bank Credit Card

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    TMB India Card Credit Card
    • TMB India Card Credit Card

      1st year fee

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      ₹ 0

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    Why Choose Tamilnad Mercantile Bank Credit Cards?

    Tamilnad Mercantile Bank offers two variants of credit card, specially crafted to cater to the credit requirements of all customer segments including those of semi-urban and rural areas. Customers can choose between Tamilnad Mercantile Bank General Credit Card or Tamilnad Mercantile Bank India Card Credit Card. Both the credit cards come with an array of advantages that will delight the cardholder and offer flexibility and greater purchase power.

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    Features and Benefits of TMB Credit Cards

    Generous Credit Limit

    TMB Credit Cards come with high credit limit that offer the cardholders greater flexibility. Now you don't have to think twice before you make a purchase!

    Attractive Interest Rates

    Tamilnad Mercantile Bank Credit Cards offer affordable interest rates for credit purchases. With credit interest rates varying from 17% to 19%, cardholders are entitled to a higher purchase power.

    Affordable and Transparent

    With fees and charges that are affordable, cardholders can avail a TMB credit card with no second thoughts. Also, the transparent process will ensure that you enjoy using your credit card.

    Impeccable Customer Support

    Lost your credit card? Want to know more about tenure for repayment? You can get in touch with Tamilnad Mercantile Bank on their TMB credit card 24/7 helpline number to get all your questions cleared.

    Enhanced Payment Security

    The 3D Secure authentication technology will help you make every transaction with more confidence as it helps prevent unauthorized use of credit cards.

    Incentives for Prompt Payers

    For customers who make interest payments on time and repay the credit loan in less than 6 months' time, an incentive of 2% is offered.

    No Collateral Required

    To avail the TMB Overdraft facility and TMB General Credit Card loan, cardholders require no collateral security. So if you are in need of instant loan, this is the best choice.

    For customers in Semi-urban and rural area

    Designed to offer maximum benefits for TMB customers in semi-urban and rural areas, TMB credit cards will offer ease of use and other privileges that will delight the cardholder.

    Easy Documentation

    The documentation process for both Tamilnad Mercantile Bank General Credit Card and Tamilnad Mercantile Bank India Card Credit Card is very simple and the processing charges are very nominal.

    Repayment Tenure

    Cardholders can repay the loan within 12 months from the date of purchase. For cardholders who make timely interest payments and close the loan before 6 months from the date of purchase, incentives are also offered by Tamilnad Mercantile Bank.

    List of TamilNad Mercantile Bank Credit Cards:

    TMB Titanium Credit Card

    1. This TMB Titanium Credit Card comes with flexible credit limits, and you do not have to pay any joining or annual fee. The card is valid for 3 years.
    2. With fees and charges that are affordable, cardholders can avail a TMB credit card with no second thoughts.
    3. Also, the transparent process will ensure that you enjoy using your credit card.

    TMB Platinum Credit Card

    1. With this TMB Platinum Credit Card, your payment experiences become easier.
    2. Designed to offer maximum benefits for TMB customers in semi-urban and rural areas, TMB credit cards will offer ease of use and other privileges that will delight the cardholder.
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    TamilNad Mercantile Bank Charges and Interest:

    Charge

    TMB Platinum Credit Card

    TMB Titanium Credit Card

    Entry fee

    NIL

    NIL

    Annual Fee

    NIL

    NIL

    Renewal fee

    Rs.250

    Rs.250

    Card replacement

    Rs.100

    Rs.100

    Late payment charge

    Rs.250

    Rs.250

    Charges for revolving credit

    2% per month

    2% per month

    Cash advance transaction fee

    3% of the transaction

    3% of the transaction

    Charges for cash withdrawal from other bank ATMs

    3% of the transaction

    3% of the transaction

    Finance charges for cash withdrawal

    2% per month

    2% per month

    Charge slip retrieval fee

    Rs.100

    Rs.100

    Collection charges for outstation cheque

    Rs.100 per other bank charges

    Rs.100 and other bank charges

    Duplicate statement fee

    Rs.100

    Rs.100

    Cheque dishonour fee

    Rs.150

    Rs.150

    TamilNad Mercantile Bank Credit Cards Eligibility Criteria

    TMB Titanium Credit Card

    1. You should have CASA with the bank.
    2. You should have an income tax assessment for 2 years.
    3. Your gross annual income should be Rs.2 lakh and more.

    TMB Platinum Credit Card

    1. You should have CASA with the bank.
    2. You should have an income tax assessment for 2 years.
    3. Your gross annual income should be Rs.2 lakh and more.
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    Documents Required to Apply for TamilNad Mercantile Bank Credit Cards:

    Income proof (For self-employed)

    1. Recent ITR (Income Tax Returns)
    2. Recent salary slip/s
    3. Salary certificate
    4. Employment letter

    Address proof (any one)

    1. Passport
    2. Telephone bill
    3. Aadhaar card
    4. Electricity bill
    5. Rental agreement
    6. Ration card

    Proof of Identity (any one)

    1. Voter's ID card
    2. Ration Card
    3. PAN Card
    4. Passport
    5. Driving license
    6. Aadhaar card

    FAQs on TamilNad Mercantile Bank Credit Cards

    • What is the repayment tenure if I use my TMB General Credit Card to make a purchase?

      The overdraft or the loan must be repaid within the maximum tenure of a year.

    • Will I incur any penalty for not paying interests within the prescribed time?

      If you use the TMB credit cards to make a purchase and default on interest payments for 3 continuous months, you will be subject to corrective actions including reduction in sanctioned credit limit and recall of facility.

    • How do I avail a TMB India Card with photo?

      You will have to contact TamilNad Mercantile Bank and specify that you need a photo credit card while submitting your application. A nominal fee of Rs.50 will be charged for a photo credit card.

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