Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The TMB Titanium Credit Card is a personalised credit card that offers a wide range of benefits to the cardholder such as flexible credit limits, no joining fee, the validity of 3 years, and a personalised photo on the credit card. The TMB Titanium Credit Card comes with zero joining fee and with a finance charge of 2% per month.
| Add-on card Benefit | Up to 2 add-on credit cards for family members. |
| Cash Advance Benefits | 25% of the credit limit can be given as an advance. |
| Green PIN Benefits | TMB offers a paperless service and offers the PIN will be a green PIN where it will be generated online. |
| Interest-free Credit Period | Up to 45 days |
The limit on the TMB Platinum Credit Card is given at the discretion of the bank. The Tamil Nad Mercantile Bank takes into consideration the annual income of the primary applicant and the Income Tax Assessment before assigning the credit limit. Along with this, the credit score, credit utilisation ratio, and the repayment habits of past debts will be considered.
| Type of Charge | Amount |
|---|---|
| Issuance charges | Free |
| Renewal fee | Rs.250 |
| Finance charges | 2% |
| Annual fee | Rs.250 |
| Replacement card charges | Rs.100 |
| Late payment charges | Rs.250 |
| Cash advance transaction fee | 3% of the transaction amount |
| Charge slip retrieval fee | Rs.100 |
| Duplicate statement fee | Rs.100 |
| Cheque dishonour fee | Rs.150 |
The renewal fee of the TMB Titanium Credit Card is Rs.250.
The maximum credit limit on the TMB Titanium Credit Card is 25% of the applicant’s annual income.
Yes, primary cardholders of the TMB Titanium Credit Card can apply for up to 2 add-on credit cards for family members.
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