TMB Titanium Credit Card

The TMB Titanium Credit Card is a personalised credit card that offers a wide range of benefits to the cardholder such as flexible credit limits, no joining fee, the validity of 3 years, and a personalised photo on the credit card. The TMB Titanium Credit Card comes with zero joining fee and with a finance charge of 2% per month.

Key Highlights of TMB Titanium Credit Card

  1. No joining fees
  2. Valid for 3 years
  3. Maximum credit card limit of Rs.5 lakh

Features and Benefits of TMB Titanium Credit Card

Add-on card Benefit

Up to 2 add-on credit cards for family members.

Cash Advance Benefits

25% of the credit limit can be given as an advance.

Green PIN Benefits

TMB offers a paperless service and offers the PIN will be a green PIN where it will be generated online.

Interest-free Credit Period

Up to 45 days

TMB Titanium Credit Card Limit

The limit on the TMB Platinum Credit Card is given at the discretion of the bank. The Tamil Nad Mercantile Bank takes into consideration the annual income of the primary applicant and the Income Tax Assessment before assigning the credit limit. Along with this, the credit score, credit utilisation ratio, and the repayment habits of past debts will be considered.

TMB Titanium Credit Card Fees and Charges

Type of Charge

Amount

Issuance charges

Free

Renewal fee

Rs.250

Finance charges

2%

Annual fee

Rs.250

Replacement card charges

Rs.100

Late payment charges

Rs.250

Cash advance transaction fee

3% of the transaction amount

Charge slip retrieval fee

Rs.100

Duplicate statement fee

Rs.100

Cheque dishonour fee

Rs.150

Eligibility Criteria for the TMB Titanium Credit Card

  1. The applicant must have a current account or savings account with the bank.
  2. Income Tax Assessment for the past 2 years.
  3. Annual Income of Rs.2 lakh.

FAQs on TMB Titanium Credit Card

  • What is the renewal fee of the TMB Titanium Credit Card?

    The renewal fee of the TMB Titanium Credit Card is Rs.250.

  • What is the maximum credit limit that is given on the TMB Titanium Credit Card?

    The maximum credit limit on the TMB Titanium Credit Card is 25% of the applicant's annual income.

  • Can I apply for an add-on credit card?

    Yes, primary cardholders of the TMB Titanium Credit Card can apply for up to 2 add-on credit cards for family members.

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