TMB India Card Credit Card

Are of tired of waiting for cash to purchase the things that you've always wanted? Do you want to travel abroad without having to carry cash and forex cards? Credit cards can be your trusted companion if you are tired of having to carry cash to make purchases. Carefully crafted to meet all your credit requirements, TMB India Card Credit Card comes with features like attractive interest rates and other benefits. This card from TMB is internationally accepted and comes with free credit days. As an India card credit cardholder, you will also be eligible for other exciting benefits including competitive APR rates, high credit limit and 24/7 assistance.

Features and Benefits of Tamilnad Mercantile Bank India Card Credit Card

  1. High Credit LimitCardholders are offered high credit limit which gives them more flexibility and a higher purchase power.
  2. Attractive Interest RatesWith competitive interest rates offered by TMB India Card Credit Card, cardholders need not think twice before making a costly purchase.
  3. Constant Support24/7 TMB credit card customer care helpline will constantly offer you support and will answer all your queries about using a credit card and its features.
  4. AffordabilityIndia card credit card comes with affordable fees and charges to ensure that you always stay in control of your budget.
  5. Enhanced SecurityThe new 3DS security for India card transactions will offer you complete peace of mind as it ensures authenticity and additional security.

TMB India Card Credit Card Fees and Charges

Type of Charge

Fee

Joining Fee for Personal Card

Rs.150 one time

Joining Fee for Corporate Card

Rs.150 one time

Joining Fee for Add-On card

Rs.150 one time

Annual Fee for Personal Card

Rs.250 per annum

Annual Fee for Corporate Card

Rs.250 per annum

Annual Fee for Add-On card

Rs.150 per annum

Renewal Fee for Personal Card

Rs.250 per annum

Renewal Fee for Corporate Card

Rs.250 per annum

Renewal Fee for Add-On card

Rs.250 per annum

Replacement Fee for personal card

Rs.200

Replacement fee for corporate card

Rs.200

Add-on card replacement

Rs.200

Photo credit card

Rs.50 extra

Interest Rate for Temporary Overdraft

17.50% per annum

TMB India Card Credit Card Eligibility Criteria

  1. The applicant must have sufficient earning capacity and cash flow.
  2. The customer must have a good CIBIL score.

For the complete list of eligibility criteria and income criteria for TMB India Card Credit Card, do enquire with the nearest branch.

Documents Required to Apply for TMB India Card Credit Card

The applicant will be asked to submit the following documents.

  1. PAN Card
  2. Proof of identity
  3. Address proof
  4. Income documents - salary slips, ITR statements and bank account statements

The documentation required vary depending on the customer's source of income and nature of employment (self-employed, agriculturists etc.,) Do enquire with TMB about the comprehensive list of required documents before proceeding with the application process.

FAQs on TMB India Credit Card

  • I have accidentally lost my TMB India Card Credit Card. What steps do I take to get it deactivated?

    As soon as you notice the card loss, contact TMB at their 24/7 All India toll free number to report the loss. You will have to bear a nominal charge of Rs.200 for hot listing the stolen/lost card.

  • What is the commission for cheque encashment facility?

    The fee for cash withdrawal and cheque encashment facility is 2.50% of the amount subject to a minimum of Rs.20.

  • Will I be able to avail an add-on card with TMB India Card Credit Card?

    Yes, contact your nearest TMB bank branch for more details. Please note that an add-on card comes with separate joining fee, membership fee and renewal fee.

  • What is 3D Secure (3DS) payment system?

    It is an added authentication level for MasterCard and Visa payment that prevents the unauthorized use of credit cards. Your bank will authenticate the personal security code for every transaction making it more secure. You can register online for 3DS facility which will help you make secure transactions with TMB India Card Credit Card.

  • Is TMB India Card Credit Card accepted internationally?

    Yes, this card is a MasterCard affiliate and is accepted at all merchants over the globe.

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