Central Bank of India Credit Card Payment

Methods To Pay The Central Bank Of India Credit Card Bill Online

1. NEFT: One of the most common methods of credit card payment is NEFT. You can pay through NEFT if you do hold an account with the Central Bank of India or if you hold a savings account in any other bank as well. Here are the steps which need to be followed to pay your credit card bill through NEFT.
   
2. Central Bank Of India Mobile Banking: Another method by which you can pay your credit card bill is through mobile banking. It is a dedicated service which is provided by Central Bank of India for its customers. In order to pay your credit card bill through mobile banking, here are the few steps you need to follow:
   1. Log in to the mobile app of Central Bank of India and click on the credit card tab. A list of options will appear from which you will have to select 'credit card'.
   2. After you have selected the credit card payment, you will have to register your credit card by entering the card number and the IFSC code.
   3. Only after the card is registered, you will be allowed to make your credit card payment.
   4. You will have to enter the bill amount and click on the payment option. The money will be debited from your account and you will receive an e-mail confirmation about the same.
3. Central Bank of India Net banking: Net Banking is available for all the customers who hold an account with the bank. Payment through net banking is also available for the customers who do not hold a Central Bank of India account. Here are the steps you need to follow in order to pay your credit card bill through net banking.
   1. You will need to log in to your Central Bank of India account or your savings bank net banking account.
   2. If you hold a CBI account, you will have to select the 'credit card' tab and click on your registered credit card. If you have not registered your credit card, you will need to add your credit card number and other details to register it. Payment cannot be done if registration is not done.
   3. After this, you will need to add the bill amount and click on the 'pay' option. The money will then be debited from your account and you will receive an e-mail confirmation.
   4. If you do not hold a CBI account, you will have to log in to your net banking account and click on the credit card tab.
   5. Once you do, you must click on the 'pay' option. It is important to note that you will have to register your card. Once your credit card is registered, you can enter the amount and pay the bill.
4. RTGS: RTGS or Real Time Gross Settlement is a form of online payment for your credit card bill. RTGS payment is only applicable for large transactions, i.e., if your credit card bill is more than Rs.2 lakh per day.In this method, you will have to log in to your net banking service and register your credit card. Once your credit card is registered, you can click to pay your bill amount by selecting RTGS payment. RTGS is a type of payment which is offered by all net banking services.
5. Auto-debit: One of the most common methods of payment of credit card bill is auto-debit. It is available for the people who hold CBI savings account as well as customers who hold a savings account in other banks.In this method, the payment for the credit card is automatically debited from your savings account on the due date. You can opt for the auto-debit form of payment while applying for a credit where you submit your savings account details such as the account number. Once done, at the end of the billing cycle, Central Bank of India will debit the bill amount directly from your savings account. If you opt for an auto-debit method of payment in the middle of the month, the bill amount will be subjected to auto-debit from the following month.
6. UPI: You will need to register yourself through the BHIM app which is available on Google's Play Store in order to pay your credit card bill through UPI. Here are the steps which need to be followed to pay your credit card bill with UPI:
   1. Download BHIM app through the phone.
   2. Activate BHIM with the mobile number, registered with your bank accounts once you download the app.
   3. You will need to create a UPI account along with a security pin in order to make it more secure.
   4. You will be required to add your bank account which you would want to use for credit and debit transactions through UPI from the list of attached bank accounts with your mobile number.
7. BillDesk: BillDesk is another method by which you can pay your credit card. It is an online website which allows you to make all kinds of payments from electricity bills to telephone bills along with mobile and gas payments as well. To pay your credit card bill through BillDesk, here are some of the steps you need to follow:
   1. Register with BillDesk. Once you do, you can receive bills and make online payments.
   2. After which, you will have to choose your billers and payees from whom you would want to receive your bills through an e-mail.
   3. Every month when the biller raises your bill, you will get an e-mail about the same.
   4. Once you receive an e-mail copy of your bill through the website, you can authorize BillDesk to pay the bill amount of your credit card and also the time at which the payment is to be made.
   5. After the payment is made, you will get an e-mail confirmation about the same.

Methods To Pay The Central Bank Of India Credit Card Bill Offline