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    SBI Yatra Credit Card

    1st Year Fee
    Joining Perks
    Response Time Within 30 minutes
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    Fee Details

    SBI Yatra Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service



    Yatra SBI Credit Card Overview:

    SBI Credit Card Diwali Offer

    Every “Yatra” across the world starts with a Yatra SBI Credit Card! With a multitude of destinations waiting for you, start your journeys right now with the best travel companion you would ever find. As a must-have for globetrotters, this card provides unbeatable holiday, travel and shopping deals for travellers wanting to explore the whole wide world. The Yatra SBI Credit Card has been introduced by in collaboration with State Bank of India with exceptional privileges, travel offers, holiday packages, accelerated rewards, EMI options and more. As a co-branded card, customers can also enjoy discounts for bookings done on along with best travel deals that the website can offer.

    Benefits of a Yatra SBI Credit Card:

    Travel Benefits:

    A Yatra SBI card brings customers attractive offers as they enrol for a card. As welcome offers, card holders can get vouchers from Yatra for a value of Rs 8,250/-. Additionally, customers can also get the following -

    • Two vouchers for domestic travel bookings worth Rs 500, each.
    • Two vouchers for international travel bookings worth Rs 1000, each.
    • One voucher for hotel bookings worth Rs 750.
    • One voucher for domestic vacations worth Rs 1500.
    • One voucher for international vacations worth Rs 3000.

    Rewards are limitless when you own a Yatra SBI Credit Card. Earn rewards points with every purchase done using this card. Customers can get up to 6X rewards points for bookings done on, grocery and departmental stores. Get up to 6X bonus rewards points on base tariffs and base fares for bookings on Earn 1 rewards point for every Rs 100 spent at retail outlets across India. Card holders can redeemed accrued rewards points as vouchers. Yatra also offers card holders a discount voucher of Rs 500 for bookings done on for an amount of Rs 30,000. While redeeming rewards, customers can get Rs 0.25 for 1 rewards point and every redemption can be done with a minimum of 1000 rewards points.

    Zero Fuel Surcharge:

    Customers can enjoy a fuel surcharge of 2.5% at all petrol bunks across India. To avail this benefit customers need to fill fuel for an amount ranging between Rs 500 and Rs 3000. The minimum surcharge waiver is Rs 100 in a month.

    Airport Lounge Access:

    Yatra SBI card holders can enjoy exclusive access to premium MasterCard airport lounges. The complimentary access provided can be availed at international and domestic lounges.

    List of MasterCard Lounges:
    • Clipper Lounge, Mumbai
    • Clipper Lounge, Cochin
    • Clipper Lounge, Kolkata
    • Travel Food Service, Chennai
    • Plaza Premium Lounge, Hyderabad
    • Masala Twist, Delhi
    • Good Times Bar, Delhi
    • ITC Green Lounge, Delhi

    Features of a Yatra SBI Credit Card:

    Welcome offers - Customers can get Rs 100 as cash back on their first ATM cash withdrawal made within 30 days of card activation.

    Global Usage - The Yatra SBI credit card can be used at over 24 million merchant outlets worldwide and at 3,25,000 merchant outlets in India, accepting MasterCard.

    Easy Withdrawals - Yatra SBI credit card holders can withdraw cash at 1 million MasterCard ATMs and 18000 ATMs across India. Customers can also access the wide network of SBI ATMs to make withdrawals in India.

    Emergency Assistance - Yatra SBI Card customers can contact the 24/7 MasterCard Global Customer Assistance Services and SBI Card Customer Helpline during any emergency situation.

    Payment of Utility Bills - SBI Card offers the Easy Bill Pay facility to make payments for electricity bills, telephone bills and insurance before the set due date. Customers can also earn rewards points on payments made using this facility.

    Add-on Cards - Customers can avail add-on cards for their family members like spouse, siblings and children over the age of 18.

    Balance Transfers - Card holders can make transfers of outstanding balance from their existing credit cards to their Yatra SBI credit card at low interest rates.

    Flexipay - SBI card holders can make high value purchases and easily repay them with monthly installments, by choosing a Flexipay plan which suits them the best. The facility is available at low interest rates and customers can avail these plans by contacting the SBI Card Helpline.

    Money Drafts - SBI customers can place requests for bank drafts anytime by contacting the SBI Card Customer Helpline, with the amount being billed to the Yatra SBI card.

    Facility for availing credits - Customers can enjoy complete flexibility when they pay their outstanding bills with an extended credit facility. They can choose to pay any portion of the minimum amount due and the total outstanding amount as per their monthly statements. Card holders can also carry forward their remaining balance at low finance charges.

    E-statements - Yatra SBI card holders can get their monthly statements delivered to their emails and access their card details round the clock.

    Card Alerts - Through the SBI Card Alerts service, customers can get information on their card status via SMS. SMS Alerts can also be got for cheques, mini statements, credit limits, payment assistance and cash limits.

    Online Banking - SBI makes it very easy for card holders to manage their Yatra SBI card accounts using an online login on the SBI card portal. Customers can check their statements online, change personal details, locate the nearest State Bank of India ATM and win prizes when they transact.

    SBI Card Drop Box Locator - State Bank of India card holders can locate the nearest SBI Card Drop Box through the SMS alert service provided by the bank.

    Documents required:

    • PAN card
    • ID proofs (Any one) -
      • Passport
      • UID Aadhar Number
      • Driving License
      • Voter’s ID


    Individuals will be eligible for a Yatra SBI Credit Card based on their annual income mentioned at the time of application. State Bank of India determines the eligibility for a customer only depending on this criteria.

    Fees & Charges:

    Annual Fee Rs. 499
    Joining Fee Rs. 499
    Add-on Fee (per annum) Nil
    Extended Credit - Interest Free Credit Period 20 to 50 days (only for retail purchases)
    Extended Credit - Charges Up to 3.35% per month
    Extended Credit - Minimum Amount Due 5% of the total outstanding amount or a minimum of Rs 200
    Cash Advance limit Up to 80% of the set credit limit
    Free Credit Period Nil
    Late Payment Charges SBI does not charge any fee for outstanding amounts of up to Rs 200. For amounts above Rs 200, the banks charges late payment fees ranging from Rs 100 to Rs 750, depending on the outstanding amount.
    Rewards Redemption Fee Rs 99 plus GST
    Cash Advance - Charges Up to 3.35% per month
    Cash Advance fee - SBI or other domestic ATMs 2.5% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Cash Advance fee - International ATMs 3% of the withdrawal amount or a minimum of Rs 300/- per transaction

    Yatra SBI Credit Card FAQs:

    1. Does the fuel surcharge waiver apply only on a particular transaction amount with a Yatra SBI credit card?

      Yes, only purchase amounts ranging between Rs. 500 and Rs. 3000 qualify for a fuel surcharge waiver.

    2. What are the card replacement charges levied by SBI for Yatra SBI credit card members?

      State Bank of India charges a fee of Rs 100 for replacement of lost or damaged cards.

    3. Does SBI offer any flexibility with regards to the Yatra SBI card annual fees?

      Yes, State Bank of India will levy an annual fee only if the total amount spent on a Yatra SBI credit card is less than Rs 75,000.

    4. Does State Bank of India impose any fee for availing add-on cards?

      No, add-on cards for a Yatra SBI card are issued without any extra cost.

    5. Is there a minimum threshold limit while making rewards redemptions for Yatra SBI customers?

      Yes, to make a redemption customers should have a minimum of 1000 rewards points available on a Yatra SBI card.


    Compare, check your eligibility and apply for credit cards online.

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