Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • SBI Maruti Credit Card Reviews

    • SBI Cards Credit Card
      "Not Happy"
      0.5 2.0/5 "Expected more"
      SBI charges five hundred rupees for the credit card as a annual fee. When it comes to offers and benefits, I receive nothing from the bank. They credit reward points but it cannot be redeemable. Finally I am not happy with State bank of India for my credit card.
      Was this review helpful? 0
      , howrah
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Average "
      0.5 2.0/5 "Expected more"
      I do have SBI credit card and am having it from the last two years of time. Its the very cool, so they don't entertain the customers much. Complaints used to taken care after seven days of time. I would like to suggest that they need to resolve the customer queries immediately.
      Was this review helpful? 0
      , ahmednagar
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Having SBI platinum credit card for past 2 years. I also got the reward points which has the expiry date with SBI card, the cash back and the fuel supercharge waiver offers are available with card. Overall good to use this card. I am happy with the credit limit, but now I have asked SBI to update my card with better credit limit.
      Was this review helpful? 0
      , chennai
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Good in offers"
      0.5 4.0/5 "Great!"
      State Bank of India is good in the banking services. I hold a credit card and the benefits on the card is good. I get a lot of discounts and there are many offers online for this bank. The rewards are also much on the transactions I do and in all there are no difficulties.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I got life time free credit card with State bank of India. I am satisfied with the credit limit levied by the bank. Interest rate is moderate and there is no issues with SBI for my credit card at any time. Their customer service is approachable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 3.0/5 "Satisfactory"
      Using Simply save card for about past 2 years. It has very good benefits like reward points , cash back offers and fuel surcharge waiver in this card. The best part about this card is the cash back offer which is very useful. Overall, I am happy with the credit limit. The rate of interest is nominal with this card.
      Was this review helpful? 0
      , mysore
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Awesome "
      0.5 5.0/5 "Blown Away!"
      I do hold three Bank credit cards and amongst all, SBI credit card Ranks ONE because of their interest rate, which is the least also the credit limit which is offered by them is really satisfactory. Online services are really good as I can covert the payment in to EMI option from my end itself.
      Was this review helpful? 0
      , siliguri
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I had closed down my SBI credit card at the time of redeeming the bonus points. Customer service was not good also they did not provide the proper response, also I had used it for 1.5 years of time. But I would advise them to work on their customer service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I would like to say SBI credit card is the best one and its really working hard and I am using it for some long time. Recently, I have upgraded my credit card. Customer service are not really working good and I would like to say that they need to improvise in providing good response.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use SBI Simply saved card for the past one year. I am very much happy with the reward points, cash back, offers and fuel surcharge waiver and other offers are also available on this SBI card. The rate of interest is very much nominal on my SBI credit card. I am very much happy with the credit limit which is allocated on my card. Totally I am happy to use this card.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 22, 2017
    • SBI Cards Credit Card
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      I would like to say SBI credit card is the best one and the interest rate is lesser one , though delayed payment happens. Credit limit value is around 43000 Rupees and the customer service is good one with them and there are no worries. There is only one drawback with them is lacking of regular alerts while making purchase.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2017
    • SBI Cards Credit Card
      "Good Bank"
      0.5 4.0/5 "Great!"
      I have platinum delight card with State bank of India. The annual fee is around 3000 rupees. I am more comfortable with this card. I used to receive reward points and cash back offers from the bank. I have more reward points, also it is easy to redeem those reward points too.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 20, 2017
    • SBI Cards Credit Card
      "Better Service"
      0.5 3.5/5 "Pretty good"
      I do hold a credit card of State bank of India. they have offered me a life time free card from SBI. As it is government bank, the bank services are not up to the mark, their services are not really satisfactory. Mostly I would not use SBI card rather I prefer to use HDFC Bank credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 20, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      After 25 days of time from the time of inquiry, I had got the credit card from SBI. Credit limit value is around 1.4 lakh Rupees , which is very good, also they have not given it without any verification. Annual charge is around 499 Rupees on my SBI simply save credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 20, 2017
    • SBI Cards Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      I am using Simply save credit card from SBI, they wont charge any annual fee or other fee. I am happy with that and they gave many exciting offers on fuel surcharge, reward points etc. I could convert the purchase amount into an EMI without any charges.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 19, 2017
    • SBI Cards Credit Card
      "Needs to improve"
      0.5 2.0/5 "Expected more"
      To what I had expereinced SBI credit card did not work really well and the credit limit value is around 17000 Rupees. Annual charges are around 500 Rupees and there are no offers with them till now. Customer service and other aspects are really not good like I need to wait for thirty minutes in the line to be connected with their executives which can be worked on.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • SBI Cards Credit Card
      "Good to have SBI card"
      0.5 5.0/5 "Blown Away!"
      SBI doing fair enough job on credit card process, I have SBI gold credit card, I used to get reward points for all transaction. I never redeem those points as of now, SBI gives good cash book offers on Flipkart and Amazon, I got maximum amount of Rs.2500 of cash back
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I am using credit card with State bank of India. The charges are 500 per annul. The bank quoted good credit limit and it is very much satisfactory and useful according to my usage. Also, whenever I use this credit card, the bank promptly credits reward points and sometimes cash back offers. It is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • SBI Cards Credit Card
      "Better Service"
      0.5 2.5/5 "Just OK"
      Recently I had taken a credit card from State bank of India. It has been six months when I availed their credit card service. As of now, I did not face any issues with them. But I could not expect good customer service from SBI as it is a nationalized bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • SBI Cards Credit Card
      "Satisfied with the services & offers"
      0.5 5.0/5 "Blown Away!"
      SBI is the best on the credit card offers, especially they offered me a very good credit limit. It is a better limit when compared to ICICI Bank. Like wise there are a lot of nice offers of rewards and cash back and a lot of offers on the eCommerce websites.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2017
    Common Loader Icon

    SBI Maruti Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    SBI Cards, which is a joint venture between GE Capital and State Bank of India, has collaborated with Maruti Suzuki to launch a co-branded credit card called SBI Maruti Credit Card. This is provided solely for the advantage and enhanced convenience of all Maruti Suzuki customers. In order to avail an SBI Maruti Credit Card, the applicant has to be an owner of any four wheel vehicle which is manufactured by Maruti Suzuki India Limited.

    Features of SBI Maruti Credit Card:

    Balance Transfer:

    With the balance transfer facility enabled on this card, the cardholders can transfer outstanding balance in their other bank credit cards to their SBI Maruti Credit Card. This is a highly attractive feature since the lower rate of interest can help you save money when you repay the consolidated amount.

    Flexipay Facility:

    SBI Maruti Credit Card offers the convenience of converting your high-value spends made on the card to easy monthly installments. This installment plan assists you in planning out your repayments as per your financial preferences.

    Easy Money Facility:

    By simple placing a phone call to SBI Card Customer Helpline, SBI Maruti Credit Cardholders can quickly avail an SBI bank draft. The amount withdrawn on the bank draft is billed directly to the customer’s SBI Maruti Credit Card. This can be used to pay various bills including utility bills, taxes, etc.

    Utility Bill Payment Facility:

    Utility bills can be linked to a customer’s SBI Maruti Credit Card in order to enable convenient and hassle-free payment. Through payment options like Visa bill pay, Pay Fast, Register & Pay, etc. customers can pay all their bills on time.

    Online Railway Ticket Reservation:

    Now you can purchase railway tickets online and get it delivered to your home or office, using your SBI Maruti Credit Card. All you have to do is register in IRCTC website free of cost, follow the instructions provided therein to book the tickets and then use your SBI Maruti Credit Card at the payment gateway.

    Extended Credit Facility:

    SBI Maruti Credit Card offers repayment flexibility through its extended credit option. All outstanding dues can be paid according to the customer’s financial convenience. Any amount from the minimum amount due up to the total outstanding balance, as shown in the Monthly Credit Card Statement, can be paid by the customer on a monthly basis. Any balance amount in the credit card account will be carried on to the next month, at a nominal rate of interest.

    Add-on Cards:

    Borrowers can also extend their credit limit to their family members such as spouse and parents, as well as siblings or children who are above the age of 18.

    Cash Withdrawal Facility:

    You can travel anywhere in India or overseas with the financial security offered though the availability of cash withdrawal facility on the SBI Maruti Credit Card. Cash can be withdrawn from any ATM which accepts Visa/Mastercard.

    Emergency Assistance:

    In the event of an emergency, while you are in India or abroad, the SBI Card Customer Helpline and VISA/MasterCard Global Customer Assistance Services will provide immediate assistance. Any unforeseen event such as loss or theft of card, card replacement, etc., will be handled efficiently and quickly.

    Technological Convenience:

    SBI Maruti Credit Cardholders can now get e-statements of their monthly credit card transactions. The account statement is sent directly to a customer's registered e-mail id. With Net Banking facility, you can easily keep track of your SBI Card account, check your card statement online, make service requests, etc.

    Benefits of SBI Maruti Credit Card:

    Value Back Offers:
    • For every Rs. 100 spent in Maruti outlets, an SBI Maruti Credit Cardholder can earn 4 Auto Points.
    • For every Rs. 125 spent in retail shopping, an SBI Maruti Credit Cardholder can earn 1 Auto Point
    • When a credit cardholder exchanges his/ her Maruti Car, he/ she can earn 3,000 Auto Points
    • By referring a relative or friend, you can earn 1,000 Auto Points (for each referral)
    • Avail 2.5% Fuel Surcharge Waiver across all fuel stations.
    Welcome Offers:

    When an SBI Maruti Credit Card is issued out to you, you can get 200 Auto Points.

    Deals and Offers:

    SBI Maruti Credit Card is a globally accepted card which offers great privileges such as discounts, promotions, unique offers and discounts on Maruti Accessories, and much more.

    Auto Points Redemption:

    Customers can avail “Auto Points” which are similar to cashback points, which can be redeemed for car maintenance in Maruti Network garages/ centers. Auto Points can also be accumulated and redeemed as discount on Invoice value during Maruti Suzuki car exchange.

    Fees and Charges:

    Joining Fee Rs. 500 (applicable on the first year)
    Annual Fees Rs. 500 (from the second year onwards)
    Finance charges on Extended Credit Up to 40.2% annually
    Minimum Amount Due 5% of the Total Outstanding Amount (a minimum amount of at least Rs. 200) + EMI (in case of loans) + GST
    Cash Advance Limit Upto 80% of Credit Limit
    Cash Advance charges in SBI ATMs /Other Domestic ATM 2.5% of withdrawal amount or 300/-, whichever is the highest
    Cash Advance charges in international ATMs 3% of withdrawal amount or 300/-, whichever is the highest
    Cheque Bounce/ Invalid Cheque 2% of Cheque dishonor amount
    Overlimit Charges 2.5% of Overlimit Amount or Rs. 500 (minimum amount)
    Foreign Currency Transaction 3.5% conversion mark-up

    SBI Maruti Credit Card FAQs:

    1. When will the joining fee and annual fee be reversed?

      You can get a fee reversal on your joining fee if you make purchases worth Rs. 2,000 on the card within 60 days from the date of issue of the card. In order to avail a fee reversal on your annual fee, applicable from the second year onwards, you must make purchases worth Rs. 50,000 in the previous year.

    2. Is there an interest free credit period?

      Yes, interest free credit period is applicable on extended credit, for a period ranging from 20 days up to 50 days. However, this is applicable only if the previous months’ outstanding credit on retail purchases have been fully paid.

    3. What is the surcharge applicable on booking railway tickets online, using the SBI Maruti Credit Card?

      The surcharge applicable on booking railway tickets online, using the SBI Maruti Credit Card, is 1.8% of transaction amount plus service charge.

    4. How can I receive an SBI Card alert?

      You will receive an SBI Card alert automatically when a transaction has been made on your credit card. This SMS alert will be sent to the mobile number you have registered with the Bank at the time of credit card application.

    5. Can I apply for an SBI Maruti add-on card for my spouse?

      Yes, SBI Maruti credit cardholders can share their credit limit through add-on cards, with their family members including spouse, children, parents as well as siblings.

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