Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • SBI Maruti Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    Credit Card BYTES FROM OUR KITCHEN

    SBI Maruti Credit Card

    SBI Cards, which is a joint venture between GE Capital and State Bank of India, has collaborated with Maruti Suzuki to launch a co-branded credit card called SBI Maruti Credit Card. This is provided solely for the advantage and enhanced convenience of all Maruti Suzuki customers. In order to avail an SBI Maruti Credit Card, the applicant has to be an owner of any four wheel vehicle which is manufactured by Maruti Suzuki India Limited.

    Features of SBI Maruti Credit Card:

    Balance Transfer:

    With the balance transfer facility enabled on this card, the cardholders can transfer outstanding balance in their other bank credit cards to their SBI Maruti Credit Card. This is a highly attractive feature since the lower rate of interest can help you save money when you repay the consolidated amount.

    Flexipay Facility:

    SBI Maruti Credit Card offers the convenience of converting your high-value spends made on the card to easy monthly installments. This installment plan assists you in planning out your repayments as per your financial preferences.

    Easy Money Facility:

    By simple placing a phone call to SBI Card Customer Helpline, SBI Maruti Credit Cardholders can quickly avail an SBI bank draft. The amount withdrawn on the bank draft is billed directly to the customer’s SBI Maruti Credit Card. This can be used to pay various bills including utility bills, taxes, etc.

    Utility Bill Payment Facility:

    Utility bills can be linked to a customer’s SBI Maruti Credit Card in order to enable convenient and hassle-free payment. Through payment options like Visa bill pay, Pay Fast, Register & Pay, etc. customers can pay all their bills on time.

    Online Railway Ticket Reservation:

    Now you can purchase railway tickets online and get it delivered to your home or office, using your SBI Maruti Credit Card. All you have to do is register in IRCTC website free of cost, follow the instructions provided therein to book the tickets and then use your SBI Maruti Credit Card at the payment gateway.

    Extended Credit Facility:

    SBI Maruti Credit Card offers repayment flexibility through its extended credit option. All outstanding dues can be paid according to the customer’s financial convenience. Any amount from the minimum amount due up to the total outstanding balance, as shown in the Monthly Credit Card Statement, can be paid by the customer on a monthly basis. Any balance amount in the credit card account will be carried on to the next month, at a nominal rate of interest.

    Add-on Cards:

    Borrowers can also extend their credit limit to their family members such as spouse and parents, as well as siblings or children who are above the age of 18.

    Cash Withdrawal Facility:

    You can travel anywhere in India or overseas with the financial security offered though the availability of cash withdrawal facility on the SBI Maruti Credit Card. Cash can be withdrawn from any ATM which accepts Visa/Mastercard.

    Emergency Assistance:

    In the event of an emergency, while you are in India or abroad, the SBI Card Customer Helpline and VISA/MasterCard Global Customer Assistance Services will provide immediate assistance. Any unforeseen event such as loss or theft of card, card replacement, etc., will be handled efficiently and quickly.

    Technological Convenience:

    SBI Maruti Credit Cardholders can now get e-statements of their monthly credit card transactions. The account statement is sent directly to a customer's registered e-mail id. With Net Banking facility, you can easily keep track of your SBI Card account, check your card statement online, make service requests, etc.

    Benefits of SBI Maruti Credit Card:

    Value Back Offers:
    • For every Rs. 100 spent in Maruti outlets, an SBI Maruti Credit Cardholder can earn 4 Auto Points.
    • For every Rs. 125 spent in retail shopping, an SBI Maruti Credit Cardholder can earn 1 Auto Point
    • When a credit cardholder exchanges his/ her Maruti Car, he/ she can earn 3,000 Auto Points
    • By referring a relative or friend, you can earn 1,000 Auto Points (for each referral)
    • Avail 2.5% Fuel Surcharge Waiver across all fuel stations.
    Welcome Offers:

    When an SBI Maruti Credit Card is issued out to you, you can get 200 Auto Points.

    Deals and Offers:

    SBI Maruti Credit Card is a globally accepted card which offers great privileges such as discounts, promotions, unique offers and discounts on Maruti Accessories, and much more.

    Auto Points Redemption:

    Customers can avail “Auto Points” which are similar to cashback points, which can be redeemed for car maintenance in Maruti Network garages/ centers. Auto Points can also be accumulated and redeemed as discount on Invoice value during Maruti Suzuki car exchange.

    Fees and Charges:

    Joining Fee Rs. 500 (applicable on the first year)
    Annual Fees Rs. 500 (from the second year onwards)
    Finance charges on Extended Credit Up to 40.2% annually
    Minimum Amount Due 5% of the Total Outstanding Amount (a minimum amount of at least Rs. 200) + EMI (in case of loans) + GST
    Cash Advance Limit Upto 80% of Credit Limit
    Cash Advance charges in SBI ATMs /Other Domestic ATM 2.5% of withdrawal amount or 300/-, whichever is the highest
    Cash Advance charges in international ATMs 3% of withdrawal amount or 300/-, whichever is the highest
    Cheque Bounce/ Invalid Cheque 2% of Cheque dishonor amount
    Overlimit Charges 2.5% of Overlimit Amount or Rs. 500 (minimum amount)
    Foreign Currency Transaction 3.5% conversion mark-up

    SBI Maruti Credit Card FAQs:

    1. When will the joining fee and annual fee be reversed?

      You can get a fee reversal on your joining fee if you make purchases worth Rs. 2,000 on the card within 60 days from the date of issue of the card. In order to avail a fee reversal on your annual fee, applicable from the second year onwards, you must make purchases worth Rs. 50,000 in the previous year.

    2. Is there an interest free credit period?

      Yes, interest free credit period is applicable on extended credit, for a period ranging from 20 days up to 50 days. However, this is applicable only if the previous months’ outstanding credit on retail purchases have been fully paid.

    3. What is the surcharge applicable on booking railway tickets online, using the SBI Maruti Credit Card?

      The surcharge applicable on booking railway tickets online, using the SBI Maruti Credit Card, is 1.8% of transaction amount plus service charge.

    4. How can I receive an SBI Card alert?

      You will receive an SBI Card alert automatically when a transaction has been made on your credit card. This SMS alert will be sent to the mobile number you have registered with the Bank at the time of credit card application.

    5. Can I apply for an SBI Maruti add-on card for my spouse?

      Yes, SBI Maruti credit cardholders can share their credit limit through add-on cards, with their family members including spouse, children, parents as well as siblings.

    SBI Maruti Credit Card Reviews

    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      State bank of India credit card service was very good,the credit limit they offered me was 50 but I expected 80k from State bank of India credit card department still I am comfortable with the credit limit they offered ,the documents part was very simple it was a good experience with State bank of India credit card department.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with SBI . The credit limit was 50,000 which was satisfactory and I hold simply save International card. He credit card process was really good and I have no idea about the benefits here.My overall experience was excellent .
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with SBI . The credit limit was 50,000 which was satisfactory and I hold simply save International card. The credit card process was really good and I have no idea about the benefits here. In all my overall experience was excellent .
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I am having the State Bank of India credit card and am using it from the last six months of time. I would like to say that the online portal is good one for me and am happy with them till now. Everything is fine one for me with the SBI credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      State bank of India credit card service was good,the customer support was fine. The interest rate and the charges offered by State bank of India credit card department was good compared to others in the market,it was a good experience with State bank of India credit card service.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The Customer support is good with the state bank of India and they gave good response in regards to my credit card application. State bank took around 20 days of time to disburse my credit card . I am satisfied with the credit limit, it would be great if they can increase the credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "convenient card"
      0.5 5.0/5 "Blown Away!"
      It was a good experience on credit card with SBI. The credit limit was 50K which was not happy. It would be great if they can increase my credit limit. I got a SBI Simply Save credit card. They charge annual fee of 499 rupees If I spend more than 90K then it will be waived off.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with State Bank of India.The limit on the card us 48,000 the annual fees is 5000 to maintain the card.I do get offers for shopping like Amazon.I hold a simply save card.The phone banking and Net banking service are good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      First time I have availed SBI credit card, I am getting some rewards points for the spends which I do normally with the card. The credit limit of the card is also good but SBI have committed some joining perks of Amazon voucher. I didn't receive that.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      State bank of India credit card service was good ,they offered me a credit limit of 42k which was comfortable for me. The documents have been collected from my door step they asked for my adhar card ,voter id ,payslip ,photocopy to process it was a average service from State bank of india credit card department.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I am satisfied with the credit limit , because I have upgraded the SBI platinum credit card and now I have the Elite credit card . The customer support gave me good response in regards to my credit card application. I need to pay the annual fee of Rs,4500.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      It was a easy process to get the credit card from State Bank of India. The customer services are good and there are no hassles in the documentation process. The card is free for the first year and after which I would be charged 499. The credit limit and the offers are good. Satisfactory
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good "
      0.5 5.0/5 "Blown Away!"
      State Bank of India credit card is overall good one . I would like to say that the credit limit value is around 50000 Rupees, also am really happy with them. I would like to say that the fees and processing charges are really huge.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The State bank of India executives were prompt in their response. I have got the SBI simply click credit card within 20 to 25days of time. I am satisfied with the credit limit. The annual fee is Rs,499 which is nominal with the SBI simply click card when compared with others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a helpful process from sbi credit card department ,they offered me a credit limit of 20k which was comfortable for me compared to other credit service providers. The documents have been collected from my door step ,it was a very good experience with sbi credit card department.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Looking for Better Offer"
      0.5 3.0/5 "Satisfactory"
      My friends are holding SBI credit card, hence I have availed SBI prime card, there will be annual fee of Rs. 3500 but still didn't any gift voucher as they committed. Credit limit is also low, they gave only Rs.50,000 as credit limit. But I thought for the prime card limit would be Rs. 1 lakh.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with SBI . The credit limit was 44,000 which was not satisfactory and I hold prime International card . The customer service and responses was up to the mark. My overall experience was good. My overall experience was good .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      Annual charges are applicable with the State Bank of India credit card after an year of time. I would like to say that the customer service is good one with the State Bank of India credit card. I am happy with the SBI credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I had applied for a credit card with State Bank of India through online channel. The customer service and response was very good. I hold a SBI Simply Save credit card. They offered a credit limit of 10K which was not satisfactory, It would be great if they can increase my credit limit. They charge annual fee 499 rupees for a year.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with State Bank of India.The limit is 62,000 sufficient to transact.Its an annual fees credit card however there is a spend based criteria is applicable for this card.My concern is i don't have a lounge access facility in this card as its not mentioned in the kit.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 14, 2017
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