Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • SBI Maruti Credit Card Reviews

    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I have got a SBI platinum card last month and I have made a purchase of a mobile phone. The service with SBI credit card is really good. The rate of interest is nominal with this card. I am happy about the credit limit. The customer service and the response with SBI is good. I am happy to use this S BI platinum credit card.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      SBI simply click card has got reward points scheme, online offers and I getting a better discounts on online purchases too. Also fuel surcharge waiver is applicable on this card but I have not used it though. I am very much happy with the credit limit which was offered on this card. The turn around time taken to pay my credit card bill was around 45 days. I can also make the payment through SBI online portal. Annual fee on this card is rs 500.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Be more proactive"
      0.5 4.0/5 "Great!"
      I hold a credit card of State bank of India and there are offers on the card but they also charge me very high . I do not get any waiver on the charges as well. The are no coupons for it too. The services also need improvement, they need to be more quick too when it comes to service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Scope for improvement"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is the one, am using from the last two years of time. Credit limit value could be get improvised like its really not beneficial for me. Whole scenario was not really made me to get satisfied about the process, also they used to take much time to resolve any issues.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I availed chargeable credit card from State bank of India. The annual charges are 500 rupees. Also the credit limit offered by the bank is pretty good and satisfactory according to the requirement. I do receive reward points and cash back offers from the bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Convenient to Use"
      0.5 5.0/5 "Blown Away!"
      The annual charges for the SBI card is 500 rupees. I use this card for shopping and entertainment. The credit limit is not much satisfactory. I never faced any issues with the bank in terms of the credit card usage. The bank is prompt in providing reward points on my card.
      Was this review helpful? 0
      , indore
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      SBI has been very much responsive after I applied for a credit card. They were calling me on time and collected my details as well. The process is on and I am happy that they value a customer and are showing interest in the application. Overall it has been a nice experience with this bank.
      Was this review helpful? 0
      , salem
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good pocket money card"
      0.5 4.0/5 "Great!"
      I got SBI simply save credit card, they have provided only Rs.21,000 as credit limit. But it is fine for basic needs and at the time of my SBI credit card activation, I got 2000 reward points its good. SBI giving some cash back offers for online shopping.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good To Use"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card for past one and a half years. The credit limit offered by the bank is satisfactory. SBI offered a life time free credit card which is very comfortable for the usage. I do have reward points and cash back offers on my credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2017
    • SBI Cards Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      I received life time free credit card from State bank of India. When it comes to credit limit, earlier I was not happy but nowadays I hold other bank credit card so I do not have any issues with the credit limit offered by SBI. I am quite happy with the services.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 21, 2017
    • SBI Cards Credit Card
      "Looking for better service"
      0.5 3.0/5 "Satisfactory"
      SBI is not offering anything and not easy to contact their staff for any queries. All service of SBI is complicated to use. They should improve on their service part and response part. SBI credit limit is good, they offered Rs. 60,000. I am using it for two years.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Excellent "
      0.5 4.0/5 "Great!"
      I would like to say SBI credit card because their process is very smooth, also there is no specific hidden charges with them. I had been with them from the last five to six years of time. My payments are really on time, so I have not faced any troubles with them till date.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Good Process"
      0.5 5.0/5 "Blown Away!"
      State bank of India voluntarily offered credit card for me. I had received a call from SBI once and they inquired whether I have credit card with any other bank, post which they immediately offered the card based on my other bank card. The limit is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      For almost 7 months I am using SBI platinum card. I get benefits like reward points, cash back offers and fuel surcharge waiver but I don't redeem it. I use this card to fill the fuel and to pay for the restaurant bills. I am happy about the credit limit. I am satisfied using this SBI Platinum credit card.
      Was this review helpful? 0
      , udaipur
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      I do hold SBI platinum credit card. The annual fee is 3000 rupees. This card is very much useful for the usage and I am getting reward points and cash back offers as well. The customer service is good. If I face any issues, the bank is immediately sorting out.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I hold a credit card of State Bank of India and the services are good. They are doing well in the offers and the credit limit. The offers online at Ecommerce portals are the best as there are a lot of discounts to avail. The rewards are also useful.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have no account with this bank but still they have offered me the card., I got a credit card from them which is a life time free card. I have cash back offers on my card also they credit reward points often but I was not having any idea about it, it was long back right. The credit limit is satisfactory and enough according to my usage.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      State Bank of India has been perfect in providing me with the offers on my credit card. The customer services are also good and they are responsive when I contact them over phone. There are cash back deals often and also discounts as well. I am happy using it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Flexiblity"
      0.5 4.0/5 "Great!"
      I would like to say SBI credit card is the best one because of their services and reward points, also I can operate this card in easy to way, also I used to get some discounts and regular offers are available while making the payments. I used to cash on card offers and other things.
      Was this review helpful? 1
      , pune
      Reviewed on Jun 19, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      SBI is very good for my credit card. Every time they are sending the statement with clear picture of my usage and it is very easy for me to track my usage and the amount spent There was no hidden charges available on my credit card. I am very comfortable in holding SBI as their customer service is good. The credit limit is 1 lakh above initially it was 50k.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 18, 2017
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    SBI Maruti Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    SBI Cards, which is a joint venture between GE Capital and State Bank of India, has collaborated with Maruti Suzuki to launch a co-branded credit card called SBI Maruti Credit Card. This is provided solely for the advantage and enhanced convenience of all Maruti Suzuki customers. In order to avail an SBI Maruti Credit Card, the applicant has to be an owner of any four wheel vehicle which is manufactured by Maruti Suzuki India Limited.

    Features of SBI Maruti Credit Card:

    Balance Transfer:

    With the balance transfer facility enabled on this card, the cardholders can transfer outstanding balance in their other bank credit cards to their SBI Maruti Credit Card. This is a highly attractive feature since the lower rate of interest can help you save money when you repay the consolidated amount.

    Flexipay Facility:

    SBI Maruti Credit Card offers the convenience of converting your high-value spends made on the card to easy monthly installments. This installment plan assists you in planning out your repayments as per your financial preferences.

    Easy Money Facility:

    By simple placing a phone call to SBI Card Customer Helpline, SBI Maruti Credit Cardholders can quickly avail an SBI bank draft. The amount withdrawn on the bank draft is billed directly to the customer’s SBI Maruti Credit Card. This can be used to pay various bills including utility bills, taxes, etc.

    Utility Bill Payment Facility:

    Utility bills can be linked to a customer’s SBI Maruti Credit Card in order to enable convenient and hassle-free payment. Through payment options like Visa bill pay, Pay Fast, Register & Pay, etc. customers can pay all their bills on time.

    Online Railway Ticket Reservation:

    Now you can purchase railway tickets online and get it delivered to your home or office, using your SBI Maruti Credit Card. All you have to do is register in IRCTC website free of cost, follow the instructions provided therein to book the tickets and then use your SBI Maruti Credit Card at the payment gateway.

    Extended Credit Facility:

    SBI Maruti Credit Card offers repayment flexibility through its extended credit option. All outstanding dues can be paid according to the customer’s financial convenience. Any amount from the minimum amount due up to the total outstanding balance, as shown in the Monthly Credit Card Statement, can be paid by the customer on a monthly basis. Any balance amount in the credit card account will be carried on to the next month, at a nominal rate of interest.

    Add-on Cards:

    Borrowers can also extend their credit limit to their family members such as spouse and parents, as well as siblings or children who are above the age of 18.

    Cash Withdrawal Facility:

    You can travel anywhere in India or overseas with the financial security offered though the availability of cash withdrawal facility on the SBI Maruti Credit Card. Cash can be withdrawn from any ATM which accepts Visa/Mastercard.

    Emergency Assistance:

    In the event of an emergency, while you are in India or abroad, the SBI Card Customer Helpline and VISA/MasterCard Global Customer Assistance Services will provide immediate assistance. Any unforeseen event such as loss or theft of card, card replacement, etc., will be handled efficiently and quickly.

    Technological Convenience:

    SBI Maruti Credit Cardholders can now get e-statements of their monthly credit card transactions. The account statement is sent directly to a customer's registered e-mail id. With Net Banking facility, you can easily keep track of your SBI Card account, check your card statement online, make service requests, etc.

    Benefits of SBI Maruti Credit Card:

    Value Back Offers:
    • For every Rs. 100 spent in Maruti outlets, an SBI Maruti Credit Cardholder can earn 4 Auto Points.
    • For every Rs. 125 spent in retail shopping, an SBI Maruti Credit Cardholder can earn 1 Auto Point
    • When a credit cardholder exchanges his/ her Maruti Car, he/ she can earn 3,000 Auto Points
    • By referring a relative or friend, you can earn 1,000 Auto Points (for each referral)
    • Avail 2.5% Fuel Surcharge Waiver across all fuel stations.
    Welcome Offers:

    When an SBI Maruti Credit Card is issued out to you, you can get 200 Auto Points.

    Deals and Offers:

    SBI Maruti Credit Card is a globally accepted card which offers great privileges such as discounts, promotions, unique offers and discounts on Maruti Accessories, and much more.

    Auto Points Redemption:

    Customers can avail “Auto Points” which are similar to cashback points, which can be redeemed for car maintenance in Maruti Network garages/ centers. Auto Points can also be accumulated and redeemed as discount on Invoice value during Maruti Suzuki car exchange.

    Fees and Charges:

    Joining Fee Rs. 500 (applicable on the first year)
    Annual Fees Rs. 500 (from the second year onwards)
    Finance charges on Extended Credit Up to 40.2% annually
    Minimum Amount Due 5% of the Total Outstanding Amount (a minimum amount of at least Rs. 200) + EMI (in case of loans) + GST
    Cash Advance Limit Upto 80% of Credit Limit
    Cash Advance charges in SBI ATMs /Other Domestic ATM 2.5% of withdrawal amount or 300/-, whichever is the highest
    Cash Advance charges in international ATMs 3% of withdrawal amount or 300/-, whichever is the highest
    Cheque Bounce/ Invalid Cheque 2% of Cheque dishonor amount
    Overlimit Charges 2.5% of Overlimit Amount or Rs. 500 (minimum amount)
    Foreign Currency Transaction 3.5% conversion mark-up

    SBI Maruti Credit Card FAQs:

    1. When will the joining fee and annual fee be reversed?

      You can get a fee reversal on your joining fee if you make purchases worth Rs. 2,000 on the card within 60 days from the date of issue of the card. In order to avail a fee reversal on your annual fee, applicable from the second year onwards, you must make purchases worth Rs. 50,000 in the previous year.

    2. Is there an interest free credit period?

      Yes, interest free credit period is applicable on extended credit, for a period ranging from 20 days up to 50 days. However, this is applicable only if the previous months’ outstanding credit on retail purchases have been fully paid.

    3. What is the surcharge applicable on booking railway tickets online, using the SBI Maruti Credit Card?

      The surcharge applicable on booking railway tickets online, using the SBI Maruti Credit Card, is 1.8% of transaction amount plus service charge.

    4. How can I receive an SBI Card alert?

      You will receive an SBI Card alert automatically when a transaction has been made on your credit card. This SMS alert will be sent to the mobile number you have registered with the Bank at the time of credit card application.

    5. Can I apply for an SBI Maruti add-on card for my spouse?

      Yes, SBI Maruti credit cardholders can share their credit limit through add-on cards, with their family members including spouse, children, parents as well as siblings.

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