Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Federal Bank SBI Credit Card
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    1st Year Fee
    Rewards
    Joining Perks
    499
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    Federal Bank SBI Credit Card is Rated as "Blown Away!" by 1 Users

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    Federal Bank SBI Credit Card

    There is nothing like the joys of a simple life and now experience these benefits and more with the Federal Bank SBI Credit Card. This co-branded credit card is brought to customers exclusively by SBI and Federal Bank, both synonymous with trust and advantages. Enter a world filled with benefits and programs such as the Shop & Smile Program which provides customers with Reward Points that can then be redeemed for some fantastic gifts. The Federal Bank SBI Credit Card is diverse and can be used for a variety of needs such as fuel, shopping and others. In short, this is a card that is a necessity for everyone.

    Benefits of the Federal Bank SBI Credit Card:

    Reward Points:

    Customers using the Federal Bank SBI Credit Card, can earn 1 Reward Point for every Rs. 100 that they spend. These Reward points can then be used for a variety of purposes such as to pay the balance that is outstanding on their credit card or these points can also be used to purchase a wide range of fabulous gifts based on the options given in the Rewards Catalogue. A point to be kept in mind is that this program is not applicable on balance and cash transfers and also fuel transactions.

    2.5% Value Back:

    Thanks to the accelerated reward points, Federal Bank SBI Credit Cardholders can now receive a Value Back of a maximum 2.5% which is 10 Reward points for every Rs. 100 spent on purchases such as grocery or in the departmental stores.

    Fuel Freedom:

    Users can now save money on petrol as they do not have pay the 2.5% fuel surcharge each time they use their Federal Bank SBI Credit Card to purchase fuel.

    Welcome Offers:

    Within 30 days of customers receiving their Federal Bank SBI Credit Cards, if the card is used to withdraw cash, then customers stand to receive a cashback of Rs. 100 on their first ATM withdrawal. Apart from this, Federal Bank SBI Credit Cardholders also receive 2000 Bonus Rewards Points on their very first spend.

    Features of the Federal Bank SBI Credit Card:

    Acceptance worldwide:

    The Federal Bank SBI Credit Card is internationally accepted and can be used worldwide at over 24 million outlets including around 3 lakh outlets within India itself. Customers need to only look for the MasterCard or Visa acceptance sign and then use their cards for payment.

    Credit Facility:

    Federal Bank SBI Credit Card users can avail the option of flexible payment through their card. The extended credit option allows them to make their payments that are outstanding. Any amount between the minimum due amount and the total amount outstanding can be paid. This is as per the amount given in their Monthly Statement and this unpaid balance can then be pushed forward at very low interest charges.

    Add - on Cards:

    Providing enhanced power, customers of the Federal Bank SBI Credit Card can now apply for add-on cards for their spouse, children who are above the age of the 18 and their parents. This enables customers to take care of all the needs of their family with some of the best offers that is available on credit cards.

    No Surcharge on Fuel:

    One of the best benefits of procuring the Federal Bank SBI Credit Card is that customers need to pay fuel surcharge when using their card to purchase lubricants, petrol or diesel at all petrol pumps. To avail this option, Federal Bank SBI Credit Cardholders will have to purchase Rs. 500 - Rs. 3000 worth of fuel during every transaction.

    Cash on the go:

    Federal Bank SBI Credit Card users have the option of withdrawing cash from over a million ATMs that are affiliated to either MasterCard or Visa all over the world and this also includes 18,000 ATMs within India.

    Booking Railway Tickets Online:

    Customers can now book their railway tickets online on the IRCTC website through their Federal Bank SBI Credit Card.

    Facility for Utility Bill Payment:

    Federal Bank SBI Credit Card users can now avail the Easy Bill Pay facility on their card and pay all their utility bills such as telephone, insurance, electricity bill well before the due date.

    Peace of Mind:

    Security is given utmost priority and Federal Bank SBI Credit Cardholders can be rest assured about the same with regards to their card. The SBI Card Customer Helpline is available 24 hours and the Visa/MasterCard Global Customer Assistance Services are present world over and can be contacted in the case of any emergency.

    Transfer of Balance:

    Customers can now save money as and when they pay the dues of their credit card. Through their Federal Bank SBI Credit Card they can transfer the outstanding amount from other credit cards to their Federal Bank SBI Credit Cards at very low interest rates.

    Flexipay:

    Through the option of Flexipay, customers can purchase items of their choice and repay for the same as quick and simple installments monthly. Whichever plan is best suited to their financial requirement can be chosen and procured at low interest rates. Customers would have to place a call to the Helpline within 30 days of their purchase.

    Easy Money Facility:

    Federal Bank SBI Credit Cardholders, by calling the local SBI Card Customer Helpline can order bank drafts at any given time and the draft amount will be billed to the customer’s Federal Bank SBI Card and this is useful for the payment of many different bills, fees, taxes and others. Further details can be sought by calling the SBI Card Helpline.

    E-Statement: Federal Bank SBI credit Card customers can now receive their monthly statements directly to their email allowing them to avoid the hassle of lost or late payments. Customers have access to this 24 hours on all days of the week, globally.

    SBI Card Alerts: Information about the credit card status can now be received as an SMS. Customers of the Federal Bank SBI Credit Card can now subscribe to these alerts that include cheque alerts, cash and credit limit alerts, mini statement alerts and payment assistance alerts. To subscribe, customers need to visit the SBI Card website or call their local SBI Card Customer Helpline.

    SBI Card Online: Users can now manage their Federal Bank SBI Card accounts online. They can check their statements, locate the closest SBI affiliated ATM, request for an address change, pay bills or even win fantastic prizes. To avail this feature, customers need to log onto the SBI card website and utilize these benefits.

    Drop Box Locator: Federal Bank SBI Credit cardholders can also find out the location of the closest SBI Card Drop Box through a quick SMS.

    Documentation and Eligibility for Federal Bank SBI Credit Card:

    Documents Required:
    • PAN card
    • ID proofs (Anyone) -
      • Passport
      • UID Aadhaar No.
      • Driving License
      • Voter’s ID

    Eligibility:

    The eligibility for procuring a Federal Bank SBI Credit Card is decided based on the applicant’s income and employment, among other factors.

    Fees and Charges:

    A one-time Joining Fee Rs. 499. Customers also receive Rs. 500 worth Reward Points which are 2000 in number on their first spend which in turn makes the card free for the first year. Additional terms and conditions apply.
    Annual Fee Rs. 499. If annual purchases amount to more than Rs. 90000 then customers receive a waiver on their annual membership fee for the following year.
    Add-on Fee per annum Nil
    Extended credit - Interest Free Period A period of 20 to 50 days and is applicable on retails spends only if the outstanding balance amount from the previous month is paid completely
    Extended credit - Finance Charges Up to 40.2% per annum or 3.35% per month from the date of transaction
    Extended credit - Minimum Amount Due A minimum of Rs. 200 or 5% of the Total amount outstanding along with Government Service Tax and in case of loans, including EMI
    Cash Advance Limit A maximum of 80% of the credit limit.For Gold Card users, up to Rs. 12000 per day and for Platinum or Signature Card users, up to Rs. 15000.
    Cash Advance - Free Credit Period Nil
    Cash Advance - Finance Charges A maximum of 3.35% per month or 40.2% per annum from the date of transaction.
    Cash Advance Fees - State Bank of India ATMs and other Domestic ATMs Rs. 300 or 2.5% of the amount withdrawn, for each transaction
    International ATMs Rs. 300 or 3% of the the amount withdrawn, for every transaction
    Cheque Pickup Rs. 90
    Statement Retrieval If over 2 months, then Rs. 100 for each statement
    Chargeslip Request For each chargeslip, Rs. 225 is charged
    Overlimit A minimum of Rs. 500 or 2.5% of the overlimit amount
    Rewards Redemption Fee Rs 99
    Cheque Pickup Rs. 90
    Cash OTC fee Rs. 100
    Replacing the card Rs. 100
    Surcharge - Railway Ticket at the counter Rs. 30 plus 2.5% of the transaction amount

    Federal Bank SBI Credit Card FAQs:

    1. Is there a joining fee charged while procuring the Federal bank SBI Credit Card?

      Yes, there is a one-time joining fee, a maximum of Rs. 499 that is charged. Customers can also receive Rs. 500 worth Reward Points which are 2000 in number on their first spend which in turn makes the card free for the first year. Additional terms and conditions apply.

    2. How can customers book a railway ticket online using their Federal Bank SBI Credit Cards?

      Customers can now book their railway tickets online in the following simple steps -

      • Users have to first register on the IRCTC website, which is free of cost
      • They have to log in to their account by providing their username and password
      • After following the instructions given on the website, users can then book the tickets
      • Payment can then be made through the SBI Card via either of the two gateways provided, both of which accept all MasterCards.

      Users should also take note that the IRCTC website’s terms and conditions governs all transactions made through the website.

    3. How can users locate the closest SBI Card Drop Box?

      Users need to type in “PIN” followed by a and their 6 digit pin code and send an SMS to SBI, following which they will receive the list of drop boxes in their locality.

    4. What is the order of settlement of payment?

      The first is the minimum amount that is due and this includes GST and EMI payable on the loan in addition to 5% of the total outstanding. This is then followed by the fees and other charges, interest charge, outstanding balance transfer, retail outstanding and then finally the cash advance amount.

    5. Is there any fee charged on late payment?

      Yes, fee is charged based on the total amount that is due. The table below gives further details.

      Total Amount Due Fee Charged
      < Rs. 200 Nil
      Rs. 201 - Rs. 500 Rs. 100
      Rs. 501 - Rs. 1000 Rs. 200
      Rs. 1001 - Rs. 10,000 Rs. 500
      > Rs. 10000 Rs. 750

    Federal Bank SBI Credit Card Reviews

    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      My credit card application was approved with SBI cards and the experience was good. I received my credit card within one week, i have a credit limit of Rs 50000 which is sufficient for me. There is no annual fee for this credit card. Customer service was good, documents were collected door step. I did not find any offers in this credit card till date and i use this credit card for general purpose.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I just got the SBI simply save credit card around 1o days ago from State bank of India. I have used the this card for shopping , bill payments and for other usages. I am not satisfied with the credit limit, still they need to increase the credit limit.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have my credit card approved with SBI cads and the experience was quite good. I received my credit card within 15-16 days. Documents were collected door step and the customer service was good. I have a credit limit of Rs 40000 and an annual fee of Rs 499 has to be paid every year for this credit card. I got a welcome gift voucher of Rs 500 for Bigbazaar. I also get reward points on online purchase.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 2.0/5 "Expected more"
      My credit card application was approved with SBI cards and the experience was good. The process was very smooth and i received my credit card within 1 week. Customer service was average and documents were collected door step. I have a credit limit of Rs 1.5 lakhs and the cash limit of 40k+. I get offers like 5X reward points for every 100 rs on online purchase and 1x reward points on offline purchase. I use this credit card for multiple purpose.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Should be customer friendly"
      0.5 2.0/5 "Expected more"
      I have taken credit card with state bank of India,the limit on the card is 2.28 lakhs its sufficient to purchase with the card,The card has an annual fees to hold this card .The service is not good they need to improve a lot should be customer friendly.Net banking is good convenient to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      It was a good experience with SBI cards, the process was quite smooth and it took 10 days for me to receive the credit card. I have a credit limit of Rs 50000 which is less when compared to other banks. Documents were collected door step and the customer service was good. I do not get any alerts on offers in this credit card. An annual fee of Rs 499 has to be paid every year for this credit card and i use this credit card for general purpose.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      The grace time is given in the SBI credit card services , if we fail to do the payment on time. The customer support is good with the SBI and I have the SBI Advantage credit card for past 5 years. I use this card for shopping, daily expenses and for other bill payments.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      My credit card application was approved with SBI cards and the experience was quite good. The process was very smooth and the credit card was delivered within 10 days. I have a credit limit of Rs 46000 which is sufficient. I paid an annual fee of Rs 499 for this credit card which has to be paid every year. Customer service was good and documents were collected door step. I get SMS alerts for any offers in this credit card. I use this credit card for petrol and it is a good card to use.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with State Bank of India.The limit on the card is sufficient to transact.The card is applicable for all kind of transactions.Net banking is user friendly and Mobile App is good.The phone banking service is prompt.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I have applied for the credit card through online portal, my credit card application was approved with SBI cards and my experience was good. I received my credit card within 3-4 days and i have a credit limit of Rs 46000 which is sufficient but i expected more. There is no annual fee for this credit card. I get offers on Student travel on yatra.com as up to 40% off on tickets. I use this credit card for petrol and shopping. Customer service was good and documents were collected from my door step.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      My credit card application was approved with SBI cards and the experience was good. I received my credit card within a week. I have a credit limit of Rs 50000 and cash limit of Rs 10000. There is no annual fee for this credit card. I get offers like reward points on shopping. Customer service was good and documents were collected door step.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.5/5 "Excellent!"
      My credit card application was approved with SBI cards and the experience was quite good. I received my credit card within 10 days and the process was smooth. I have a credit limit of Rs 47000 which is less when compared to other credit cards. An annual fee of Rs 499 has to be paid every year for this credit card. I am not aware of any offers in this credit card and i use this credit card for general purpose. Customer service was good and they responded on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have applied for the credit card through online portal, my credit card application was approved with SBI cards and the experience was good. The process was quite smooth and it took one week to receive the credit card. I have a credit limit of Rs 50000 which is sufficient enough. I paid an annual fee of Rs 499 which has to be paid every year for this credit card. I am not aware of any offers in this credit card and i use this credit card for general purpose.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      My credit card application was approved with SBI Cards and the experience was quite good. I received my credit card within one week and the process was smooth. An annual fee of Rs 499 has to be paid every year for this credit card. I did not get any offers in this credit card. I use this credit card for general purpose and the credit limit is less when compared to other banks.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      It was quite a good experience with SBI cards and i received my credit card within 10 days. The process was quite smooth, documents were collected door step. I got Amazon and Provogue gift voucher as a welcome gift. An annual fee of Rs 2999 is a one time fee and this fee will be waived off based on the number of transactions done. I use this credit card for multiple purpose and the credit limit is sufficient.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      The State bank of India mobile application is very convenient and user friendly to use the SBI simply save credit card. I have this card for more than 2 months. The customer support is good with the SBI credit card department. I am satisfied with the credit limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Better banking"
      0.5 5.0/5 "Blown Away!"
      I am holding a SBI credit card with a credit limit of 50,000.I frequently use my card,it has a various benefits for redemption and earning points for every purchase.I pay an annual fees of 500 to hold this card.The statements are sent to me on time on my billing cycle.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      The charges are high with the state bank of India. The customer support is average with the state bank of India. It takes too much of time to reach the State bank of India customer care executive. I am satisfied with the credit limit. I pay the annual fee of Rs,499 , it will get waived off when I use this card up to Rs,90,000
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Credit limit value is okay one with the SBI credit card and the response is also fine one for me. I would like to say that there are some offers from them , also I have not received it till now. I am happy with the SBI credit card.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 11, 2017
    • SBI Cards Credit Card
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      Customer service and everything is good one with the State Bank of India credit card and there are no issues with them till now. I am happy with the SBI credit card and everything is good one with the SBI credit card.
      Was this review helpful? 1
      , new delhi
      Reviewed on Dec 11, 2017
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