SBI, in association with Fbb, a retail fashion store of Future Group, brings you the Fbb SBI STYLEUP Credit Card. The co-branded credit card makes your shopping enjoyable by offering special discounts and rewards every time you shop. It offers round-the-year discounts, accelerated reward points and a lot more.
Let's look at the features and benefits offered by the card to get a comprehensive idea about the card.
Welcome gift: The co-branded credit card welcomes you to the world of shopping benefits with an Fbb gift voucher worth Rs.500. The voucher can be redeemed within 1 year from the date of issue at any Big Bazaar or fbb stores.
Discount offer: Get a round-the-year discount of flat 10% whenever you purchase apparel, accessories, footwear, and bags from any Fbb and Big Bazaar stores.
There is no minimum purchase amount nor cap on the discount. You can shop any number of times you want and get a 10% discount every time you shop.
Savings on fuel bill: Use your credit card to pay your petrol bills and avail 1% fuel surcharge waiver. The offer is valid across all petrol stations in India on all transactions of Rs.500 to Rs.3,000. The waiver is capped at Rs.100 per billing cycle.
Quick and secure transactions: Powered with contactless technology, the STYLEUP credit card enables faster and secure transactions especially at point of sale terminals.
If you don't find a terminal that accepts contactless payments, you can still use your card which also has an EMV chip to allow chip-enabled transactions.
By simply dipping the card in the reader and entering the PIN, the transactions will be processed quickly and easily. Even during online transactions, EMV chip cards provide security against fraud compared to magnetic stripe cards.
Flexipay: The Flexipay option on the card allows you to convert any big-ticket purchase made on the card into easy monthly instalments (EMIs). Any purchase worth Rs.2,500 or above can be converted into SBI credit card EMI and be paid back in tenures ranging from 3 to 12 months.
Balance transfer on EMI: You can transfer the outstanding balance on other bank credit cards to Fbb SBI STYLEUP Card and pay it back in EMIs. The option comes at a lesser interest rate and processing fee.
The limit on your Fbb SBI STYLEUP Card would be decided by the bank after assessing your credit history and credit score. However, later you can request the bank to increase the limit on the card.
You can redeem the accumulated reward points for products like electrical appliances, accessories, gift vouchers, lifestyle products, and many more.
|Type of fee/charge||Amount|
|Annual fee||Rs.499 (2nd year onwards)|
|Interest rate||Up to 3.35% per month|
|Cash withdrawal fee||SBI ATMs and other local ATMs - 2.5% of the transaction amount or Rs.300, whichever is higher. International ATMs - 3% of the transaction amount or Rs.300, whichever is higher.|
|Rewards redemption fee||Rs.99|
|Late payment fee||
If the total amount due in between
Rs.0 to Rs.200 - NIL
Rs.201 to Rs.500 - Rs.100
Rs.501 to Rs.1,000 - Rs.400
Rs.1,001 to Rs.10,000 - Rs.600
Rs.10,001 to Rs.25,000 - Rs.800
Rs.25,001 and above - Rs.950
|Over limit fee||2.5% of the amount over limit subject to a minimum of Rs.500.|
|Card replacement fee (India)||Rs.100|
|Emergency card replacement fee (overseas)||NIL|
|Cheque pickup fee||Rs.100|
|Cheque bounce/Invalid cheque charge||2% of the cheque amount or a minimum of Rs.450|
|Over the counter cash payment fee||Rs.100|
|Foreign currency transaction||3.5% conversion mark up|
|Statement request fee||Rs.100 per statement if it is more than 2 months old.|
To complete your application, SBI requires certain documents from you. Once the application is submitted along with the supporting documents, SBI will undertake a verification of the applicant. The following documents might be needed for SBI to approve of your application.
Apart from these, if there is any other document that you need to submit, SBI would inform you about the same.
You can apply for the card by visiting the official website of SBI. Another way to apply is through the BankBazaar website. The process offered by BankBazaar is extremely simple and fast. Follow the steps listed below.
You will earn 1 point for every Rs.100 spent on your card. When you swipe your card at any Big Bazaar or Fbb outlet, you will earn 10 reward points for every Rs.100 spent. The Fbb outlets should be a standalone brand store and not any other store carrying Fbb merchandise.
You will also earn up to 10 reward points when you swipe your card at restaurants and hotels.
Yes, reward points will lapse after 2 years. All points accumulated within the first 12 months from the date of joining and not redeemed will be carried forward to the next year. If the points are not used by the end of the second year, they will expire and be forfeited.
The flat 10% discount is available on fashion apparel, footwear and fashion accessories purchased at any Big Bazaar and Fbb stores in India. To avail the discount, present your STYLEUP card before the cashier makes the bill. You don't need a minimum amount to avail this discount.
You can contact the credit card helpline number of SBI by dialling 1860 180 1290.
Yes, there are some transactions that are not eligible for reward points:
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.