The Etihad Guest credit card by the State Bank of India is a travel credit card which offers a wide range travel benefits along with a wide range of features across other categories. The State Bank of India in cooperation with Etihad has launched the credit card to help customers travel seamlessly and avail discounts and attractive offers on flight and travel bookings.
The card comes with an annual fee of Rs.1,499 and with an interest of 3.35% per month or up to Rs.25 (whichever is higher on the date of transaction).
|Reward Point Benefits||
|Lounge Access Benefits||
|Fuel Surcharge Benefits||
The limit for the Etihad Guest SBI credit card is assigned at the discretion of the bank. The State Bank of India will take several factors into consideration before assigning the limit for the credit card. Some of the factors considered are the credit score of the applicant, the credit report, the credit utilisation ratio of other cards along with the repayment habits of past and ongoing debts.
|Type of Charge||Fee|
|Annual Fee (one time)||Rs.1,499|
|Renewal Fee (per annum)||Rs,1,499|
|Finance Charges||3.35% or up to Rs.25 (Whichever is higher at the time of transaction)|
|Add-on Card Fee (per annum)||Nil|
|Cheque payment fee||Rs.100|
|Cash Advance||Up to 80% of the credit limit; up to Rs.15,000 per day.|
|Cash advance fee||2.5% of the transaction amount (subject to a minimum amount of Rs.500)|
|Overlimit charges||2.5% of the transaction amount (minimum of Rs.500)|
|Card Replacement Fee||Rs.100|
|Foreign currency transaction||3.50%|
|Late Payment Fee: 0 – Rs.500 Rs.500 - Rs.1,000 Rs.1,000 - Rs.10,000 Rs.10,001 and above||Nil Rs.400 Rs.750 Rs.900|
The eligibility criteria of a credit card are dependent on a range of factors. Check out the primary eligibility criteria for credit cards.
|Nationality||The applicant must be a citizen of India or a non-resident Indian.|
|Age||The primary applicant must be least 18 years old. However, for some banks, the minimum age to apply for a credit card may be 21 years.|
|Employment status||The applicant must be either be salaried or be self-employed and have a steady source of income.|
|Credit Score||A good CIBIL score will be beneficial in making sure that the application is approved.|
|Income||Many banks may require the applicant to meet the minimum income requirement before they approve the card application.|
|Proof of Address||Income Proof||Identity Proof|
|Ration Card||Salary Slips||Driving License|
|Voter ID||IT Returns||Voter ID|
|Passport||Form 16||Aadhaar Card|
The list of documents mentioned is indicative. The bank can ask the primary applicant to furnish additional documents during the process of application.
The minimum salary required to apply for the Etihad Guest SBI credit card is decided by the bank depending on a number of factors.
Yes, on spending a total of Rs.3 lakh in a calendar year, the renewal fee of Rs.1,499 will be waivered from the second yea onwards.
Yes, the primary cardholder can avail an add-on credit card for any family member who is above the age of 18.
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