If you love to shop and are looking for a credit card with a variety of features, then you should apply for a Capital First SBI Card. Apart from having amazing features, this card offers multiple benefits such as reward points, welcome gift, 0% fuel surcharge, etc.
|Type of Fees and Charges||Amount|
|One time Annual Fee||Rs.499|
|Add-on Card Fee||NIL|
|Finance charge||Up to 3.35% every month|
|Interest free credit period||20 to 50 days|
|Minimum amount due||5% of the outstanding balance|
|Limit on Cash Advance||Up to 80% of the credit limit. Maximum Rs.12,000 per day|
|Finance Charge on Cash Advance||Up to 3.35% per month|
|Cash Advance fee||SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300) International ATMs – 3% of the amount transacted (Minimum – Rs.300)|
|Cheque Bounce Fee or invalid cheque fee||2% of the cheque dishonour amount (Minimum – Rs.350, Maximum – Rs.500)|
|Cheque pick up fee||Rs.90|
|Statement retrieval fee||Rs.100 for each statement (if the statement is 2 months old or more)|
|Charge slip retrieval fee||Rs.225 for each charge slip|
|Late payment fee||If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged|
|If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged|
|If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged|
|If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged|
|If the total amount due is more than Rs.10,000, then Rs.750 is charged|
|Overlimit fee||2.5% of the overlimit amount (Minimum – Rs.500)|
|Card replacement fee||Rs.100|
|Emergency card replacement fee (when out of India)||Actual cost of the card (Minimum $175)|
|Fee for transaction in foreign currency||Conversion mark-up - 3.5%|
|Fee for redemption of rewards||Rs.99|
|Fee for cash payment||Rs.100|
|Surcharge on railway tickets purchased at railway counters||Rs.30 plus 2.5% of the amount transacted|
|Surcharge on railway tickets purchased on the website of IRCTC||1.8% of the amount transacted plus service charge|
|Maximum fuel surcharge waiver||Rs.100 per statement cycle for each credit card account|
The rates/fees and charges can be changed at any time at the bank’s discretion.
4 Reward Points is equal to Rs.1. So, if you have say 20 Reward Points in your account, the value of these points is Rs.5.
You can get more information about Capital First SBI Card on the website of SBI Card. You can also contact on the SBI Card Customer Helpline number for more details.
Yes, you can track your SBI credit card application online on the website of SBI Card.
Yes, you can manage your credit card account online. You have to visit the SBI Card website and login using your User ID and Password.
You can pay your credit card bill online as well as offline. The online payment modes are as follows:
The offline payment modes are as follows: