Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
If you love to shop and are looking for a credit card with a variety of features, then you should apply for a Capital First SBI Card. Apart from having amazing features, this card offers multiple benefits such as reward points, welcome gift, 0% fuel surcharge, etc.
Global Acceptance
Revolving Credit Facility
Easy Cash
Add-on Cards
Railway Ticket Booking
Utility Bill Payments
Balance Transfer Facility
24x7 Customer Service
Flexi Pay
Easy Money
Online Management
Welcome Gift
Reward Points
Fuel Surcharge
Rewards
| Type of Charge | Amount |
|---|---|
| One time Annual Fee | Rs.499 |
| Renewal fee | Rs.499 |
| Add-on Card Fee | NIL |
| Finance charge | Up to 3.35% every month |
| Interest free credit period | 20 to 50 days |
| Minimum amount due | 5% of the outstanding balance |
| Limit on Cash Advance | Up to 80% of the credit limit. Maximum Rs.12,000 per day |
| Finance Charge on Cash Advance | Up to 3.35% per month |
| Cash Advance fee |
|
| Cheque Bounce Fee or invalid cheque fee | 2% of the cheque dishonour amount (Minimum – Rs.350, Maximum – Rs.500) |
| Cheque pick up fee | Rs.90 |
| Statement retrieval fee | Rs.100 for each statement (if the statement is 2 months old or more) |
| Charge slip retrieval fee | Rs.225 for each charge slip |
| Late payment fee |
|
| Overlimit fee | 2.5% of the overlimit amount (Minimum – Rs.500) |
| Card replacement fee | Rs.100 |
| Emergency card replacement fee (when out of India) | Actual cost of the card (Minimum $175) |
| Fee for transaction in foreign currency | Conversion mark-up - 3.5% |
| Fee for redemption of rewards | Rs.99 |
| Fee for cash payment | Rs.100 |
| Surcharge on railway tickets purchased at railway counters | Rs.30 plus 2.5% of the amount transacted |
| Surcharge on railway tickets purchased on the website of IRCTC | 1.8% of the amount transacted plus service charge |
| Maximum fuel surcharge waiver | Rs.100 per statement cycle for each credit card account |
The rates/fees and charges can be changed at any time at the bank’s discretion.
4 Reward Points is equal to Rs.1. So, if you have say 20 Reward Points in your account, the value of these points is Rs.5.
You can get more information about Capital First SBI Card on the website of SBI Card. You can also contact on the SBI Card Customer Helpline number for more details.
Yes, you can track your SBI credit card application status online on the website of SBI Card.
Yes, you can manage your credit card account online. You have to visit the SBI Card website and login using your User ID and Password.
You can pay your credit card bill online as well as offline. The online payment modes are as follows:
The offline payment modes are as follows:
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
