Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Loading your search...
    Close

    Compare, check your eligibility and apply for credit cards online.

  • Capital First SBI Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Capital First SBI Credit Card

    If you love to shop and are looking for a credit card with a variety of features, then you should apply for a Capital First SBI Card. Apart from having amazing features, this card offers multiple benefits such as reward points, welcome gift, 0% fuel surcharge, etc.

    Key Points:

    • 10x Reward Points on all movie, dining and electronic spends.
    • 2,000 bonus points as welcome gift.
    • 1 Reward Point on spend of every Rs.100.
    • 0% fuel surcharge.
    • Accepted all over the world.

    Benefits:

    • Welcome Gift – Apply for Capital First SBI Card and spend Rs.2,000 within the first 60 days to get a welcome gift worth 2,000 bonus Reward Points.
    • Reward Points – Earn 1 Reward Point on every Rs.100 that you spend using this card. Get 10 Reward Points on every Rs.100 that you spend on movies, dining and electronics.
    • Fuel Surcharge – Cardholders do not have to pay any fuel surcharge when they make payments at any Indian petrol pump using this card. The offer can be availed by you if you spend a minimum of Rs.500 and up to Rs.3,000 on fuel.
    • Rewards – Spend Rs.1,25,000 annually to earn 2,000 Reward Points. Apart from this, avail 2000 bonus points as anniversary gift from the second.

    Features:

    • Global Acceptance – Capital First SBI Card is accepted by more than 24 million stores all over world.
    • Revolving Credit Facility – This card offers revolving credit facility that helps you in planning your pending payments efficiently. You can choose to pay the minimum amount due every month and carry forward the pending balance at the lowest interest rates.
    • Easy Cash – You can withdraw cash using this card from more than 1 million MasterCard, Visa or SBI ATMs.
    • Add-on Cards – This card allows you to apply for add-on cards for your immediate family members who are more than 18 years old.
    • Railway Ticket Booking – Using this card, you can easily book railway tickets on the website of IRCTC.
    • Utility Bill Payments – This card offers Easy Bill Pay Facility that allows you to easily pay all your utility bills online.
    • Balance Transfer Facility – You can choose to transfer the balance of your other cards to your Capital First SBI Card at low interest rates. This will help you clear all your dues quickly and conveniently.
    • 24x7 Customer Service – Cardholders can contact the SBI Card Customer Helpline at any time in case they some help related to their Capital First SBI Card.
    • Flexi Pay – This card offers Flexi Pay, which is an instalment plan that allows you to purchase products and pay for them in instalments. This plan has a low rate of interest and can be initiated easily.
    • Easy Money – Cardholders can order a bank draft by contacting on the SBI Card Customer Helpline number. The draft amount will be then credited to you card account, which you can use to make payments.
    • Online Management – You can easily manage your Capital First SBI Card account online. To do so, you have to visit the website of SBI Card.

    Fees and Charges:

    Type of Fees and Charges Amount
    One time Annual Fee Rs.499
    Renewal fee Rs.499
    Add-on Card Fee NIL
    Finance charge Up to 3.35% every month
    Interest free credit period 20 to 50 days
    Minimum amount due 5% of the outstanding balance
    Limit on Cash Advance Up to 80% of the credit limit. Maximum Rs.12,000 per day
    Finance Charge on Cash Advance Up to 3.35% per month
    Cash Advance fee SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300) International ATMs – 3% of the amount transacted (Minimum – Rs.300)
    Cheque Bounce Fee or invalid cheque fee 2% of the cheque dishonour amount (Minimum – Rs.350, Maximum – Rs.500)
    Cheque pick up fee Rs.90
    Statement retrieval fee Rs.100 for each statement (if the statement is 2 months old or more)
    Charge slip retrieval fee Rs.225 for each charge slip
    Late payment fee If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
    If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
    If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
    If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
    If the total amount due is more than Rs.10,000, then Rs.750 is charged
    Overlimit fee 2.5% of the overlimit amount (Minimum – Rs.500)
    Card replacement fee Rs.100
    Emergency card replacement fee (when out of India) Actual cost of the card (Minimum $175)
    Fee for transaction in foreign currency Conversion mark-up - 3.5%
    Fee for redemption of rewards Rs.99
    Fee for cash payment Rs.100
    Surcharge on railway tickets purchased at railway counters Rs.30 plus 2.5% of the amount transacted
    Surcharge on railway tickets purchased on the website of IRCTC 1.8% of the amount transacted plus service charge
    Maximum fuel surcharge waiver Rs.100 per statement cycle for each credit card account

    The rates/fees and charges can be changed at any time at the bank’s discretion.

    FAQs:

    1. What is the value of the reward points?

      4 Reward Points is equal to Rs.1. So, if you have say 20 Reward Points in your account, the value of these points is Rs.5.

    2. Where can I get more information about Capital First SBI Card?

      You can get more information about Capital First SBI Card on the website of SBI Card. You can also contact on the SBI Card Customer Helpline number for more details.

    3. Can I track my SBI credit card application online?

      Yes, you can track your SBI credit card application online on the website of SBI Card.

    4. Can I manage my credit card account online?

      Yes, you can manage your credit card account online. You have to visit the SBI Card website and login using your User ID and Password.

    5. How can I pay my credit card bill?

      You can pay your credit card bill online as well as offline. The online payment modes are as follows:

      • NEFT Payments
      • SBI Online
      • Net Banking
      • SBI Mobile Banking
      • SBI Auto Debit
      • Mobile Application
      • Debit Card
      • Electronic Bill Payment
      • Electronic Clearing Services

      The offline payment modes are as follows:

      • Over the Counter
      • Manual Drop Box
      • Cash
      • Electronic Drop Box
      • SBI ATM

    Credit Card Reviews

    • SBI Cards Credit Card
      "Good for Big Bazaar"
      0.5 4.0/5 "Great!"
      In Big bazaar I get discounts on my shopping because I have been using FBB card, its convenient to use anywhere even the card accessibility is good. There is no yearly fee, upto two years, even the customer service is good for the credit card queries.
      Was this review helpful? 1
      , new delhi
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using SBI credit card for long time, the best thing in this card is that i can convert my EMI option they use to send me link and i can convert it quickly without any issue and they have charged me annual fee which is very high they have charged me up to 3,000 as annual fee , but there is waived off option available that too high they said if i spend up to 3,00,000 in an year then my annual fee will get waived off, and i am happy with my credit limit.
      Was this review helpful? 0
      , indore
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using SBI credit card for long time,they have not charged annual fee in this card, it is life time free credit card, but there interest rate is high , apart from that there service is good, they provide good offers and i am happy with my credit limit they have given me in this card, overall service is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using SBI credit card for long time,they have not charged annual fee in this card, it is life time free credit card, but there interest rate is high , apart from that there service is good, they provide good offers and i am happy with my credit limit they have given me in this card, overall service is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using SBI credit card, they have charged me annual fee in this card, and there is waived off option is available in this card or not i hardly remember and they have given me credit limit much more as my expectation , i want to reduce my limit, they have charged me too high like maintenance charged they are charging high,i use this credit card for purchasing big bazaar products.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been holding SBI credit card for a while, they have charged me annual fee or not i have no idea, and i am happy with my credit limit they have given me in this card, and i use this card for mostly for traveling and shopping , they provide good offers.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using SBI bank credit card for a while, there service is excellent , they have charge me annual fee in this card , they have charged annual fee in this card and it has been waived off and i am happy with my credit limit, and i use this bank for multiple use.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Very Good card"
      0.5 5.0/5 "Blown Away!"
      SBI is the best card among all my credit card. They are giving offers on movie tickets, Pizza offers and shoppers stop offers. There is a offers on flight tickets in makemytrip.com and they are giving voucher for shoppers stop and boookmyshow. I have got the credit limit of Rs. 58000 and there will be annual fee and if i use the limit and i used to receive a message stating that my annual fee got waived off
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I am using this card for more than two years, the services which they had been providing so far has been good. The credit limit with the card has been very good and i had been getting some good offers with this card as well. There has not been any sort of annual charges which has been with this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Average card"
      0.5 4.0/5 "Great!"
      20 days before, i have started using the SBI credit card. In cash limit in this card is 8000 and credit limit is Rs. 30000 and I'm satisfied with it. Mainly i use this card for Groceries and i can get 20% cashback on movie tickets and restaurants. I never faced any issues with SBI card.
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with SBI , i am holding this card for past 1 year . The card is chargeable . I sue this card for so many things like shopping , grocery and many more is there .Overall I never experienced any difficulty with their services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with SBI , i am holding this card for past the 10 years . There is no annul fee at the time of getting the card . The services are okay.Overall I never had any issues with their services. Benefits were good with this card like reward points and cash back .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Good in deals"
      0.5 4.0/5 "Great!"
      The customer support is fine and they are responsive as well. There are good deals on the card and the credit limit is fine. SBI credit card is good in all and there are no hassles in the process. The credit limit is also fine and I have not faced a issue till date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Good to use with a low annual fee"
      0.5 5.0/5 "Blown Away!"
      There is a annual fee which is negligible . I have to pay the annual fee of Rs.1500 and it will not waived off. They have offered me a credit limit of Rs. 1.20 lakhs. Last 1 years I'm using the AirIndia SBI credit card. I have not availed any kind of offers so far. Regularly they are sending offer notifications to my mails. I have interacted with the customer care and the response was prompt.
      Was this review helpful? 0
      , amravati
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      SBI provides good services on credit card when compared to other credit cards. I am using this credit card from last 1 year and i pay an annual fee of Rs 499 for this credit card. They gave a credit limit of Rs 66000 which is sufficient and i did not find any offers on this credit card.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Very good card"
      0.5 4.5/5 "Excellent!"
      I have a SBI credit card from last 9 years, annual fee will be waived based on the transactions done. It is a simply save credit card where the offers like reward points are very good and useful. The credit limit is sufficient in SBI credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I am having a credit card with SBI from last 1 year, i am not aware of any annual fee on this credit card. The credit limit is less when compared to other credit cards. Offers are very less in this credit card and i use net banking to make bill payments.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am using SBI credit card from last 1 year, the credit card services are good when compared to other credit cards. Offers like reward points are good in this credit card and there was no annual fee charged. I am happy with the credit limit provided by SBI credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2018
    • SBI Cards Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using SBI credit card for long time, they have charged me annual fee in this card, they have charged up to 2000 as annual fee and i am happy with my credit limit they have given me up to 50,000 , they have not given me much offers in this card, there overall service is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 10, 2018
    • SBI Cards Credit Card
      "Interest rate should be less"
      0.5 4.0/5 "Great!"
      SBI credit card interest rate is bit high for minimum amount due on the credit card bill, right now I am getting some bonus point for fuel filling, the credit limit is good everything is good only I have issue about the interest rate it should be reduced.
      Was this review helpful? 0
      , mysore
      Reviewed on Dec 10, 2018
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.