Bank of Maharashtra SBI Credit Card is a co-branded credit card that offers great benefits to the cardholder which is available in two variants - platinum and gold. Bank of Maharashtra is a public sector bank and also the lead bank for Maharashtra. SBI Cards is a joint venture between SBI and GE Capital, and the only NBFC to issue cards.
Book railway tickets online:
Pay utility bills online:
Balance Transfer on EMI:
Cash on the Go:
SBI Card Drop Box Locator:
Spend Based Referral:
|Type of Charge||Amount|
|Interest-free credit period||20-50 days applicable on retail purchases if the outstanding balance of previous month is paid in full|
|Renewal Fee||Rs. 499|
|Minimum Amount Due||5% of Total Outstanding (Min. Rs. 200) + GST + EMI|
|Finance charges on extended credit||Up to 3.35% per month from the date of transaction|
|Cash advance fee at SBI ATMs/Other Domestic ATMs||2.5% of withdrawal amount or Rs.500, whichever is the highest|
|Maximum Cash Advance limit||Up to 80% of Credit Limit|
|Cash advance fee applicable at International ATMs||2.5% of withdrawal amount or Rs.500, whichever is the highest|
|Statement Retrieval charges||Rs.100 for each statement not more than 2 months old|
|Payment Dishonor fee||2% of the payment amount, subject to a minimum of Rs.450|
|Overlimit||2.5% of the amount, subject to a minimum of Rs.500|
|Emergency card replacement||$175|
|Foreign currency transaction||3.5%|
|Markup Fee||3.50% for all cardholders and 1.99% for Elite cardholders only|
|Rewards redemption fee||Rs.99|
|Cash Payment fee||Rs.199|
|Fuel surcharge||1% of the total amount|
|Total outstanding balance||Late Fee|
|Rs. 501-1000||Rs. 400|
|Rs. 1001-10000||Rs. 750|
|Rs. 10001 – Rs.25,000||Rs. 950|
|Rs.25,001 – Rs.50,000||Rs.1,100|
There are no charges on applying for an add-on card for your family members, including siblings and children who are above the age of 18 years.
The extended credit facility which is available on the Bank of Maharashtra SBI Credit Card offers flexibility in terms of repayment. The cardholder can repay any outstanding dues according to his/her convenience. The customer can pay an amount equal to or more than the minimum amount due on his/her card or he/ she have the freedom of paying the entire total amount due as stated in the credit card statement which is generated per month. The unpaid balance will be carried forward over the next few months at an attractively low rate of interest.
SBI Card Alert feature provides important alerts and information to the cardholder, pertaining to his/her credit card transactions and status. This is sent as an SMS to the mobile phone number which is registered with the Bank at the time of credit card application. Other information and alerts that can be received using this method is: Cheque Alerts, Mini Statement Alerts, Payment Assistance Alerts and Credit & Cash limit Alerts.
Easy money facility enables a Bank of Maharashtra SBI credit cardholder to place a request for a bank draft by just making a local phone call to the SBI Card Customer Helpline at any time. The amount that has to be drawn on the draft is billed directly to the customer’s Bank of Maharashtra SBI Card. This facility is very advantageous when customers have to make payments of various bills, fees, taxes, and much more.
A customer’s monthly E-statement is delivered directly to the registered e-mail id.
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