Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Bank of Maharashtra SBI Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time Within 30 minutes

    Bank of Maharashtra SBI Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Bank of Maharashtra SBI Credit Card is a co-branded card that offers great benefits to the cardholder which is available in two variants - platinum and gold. Bank of Maharashtra is a public sector bank and also the lead bank for Maharashtra. SBI Cards is a joint venture between SBI and GE Capital, and the only NBFC to issue cards.

    Features:

    • Bank of Maharashtra SBI Credit Card is accepted worldwide in multiple outlets around the world. You can use the card in any outlet or merchant store which accepts MasterCard.
    • Bank of Maharashtra SBI Credit Card offers flexibility in terms of credit extension. The outstanding payments can be repaid with ease through the extended credit option.
    • Fuel surcharge waiver is also applicable on this credit card.
    • With the Bank of Maharashtra SBI Credit Card you can also book railway tickets online at the IRCTC website.
    • The Utility bill payment facility which is enabled on this card makes it easier for you to pay all utility bills on time.
    • This card is protected from any form of misuse or fraud. The dedicated SBI Customer Helpline can be reached by customers at any time of the day, to provide immediate assistance in case of emergencies.
    • The balance transfer facility can be availed on this card to consolidate and repay any dues on your other bank credit cards at a much lower rate of interest.
    • Flexipay facility is available on the Bank of Maharashtra SBI Credit Card. A borrower can make any high-value purchase using the card and then convert it into monthly installments which are easily payable. A very low interest is applied on this installment plan.

    Benefits:

    Earn Cash Points: With every Rs. 100 spent on this credit card by the cardholder, he/she can earn 1 Cash Point. These cash points can be accumulated to either pay-out your credit card dues or can also be used to redeem a wide array of attractive gifts available in the Rewards Catalogue.

    Get Value Back of 2.5%: Every time you make purchases in Grocery Stores or Departmental Stores get accelerated Cash Points. Through this process you can avail a value back of up to 2.5%.

    Fuel Surcharge Waiver: A cardholder can avail complete fuel freedom by using the Bank of Maharashtra SBI Credit Card. You can save a lot of money by getting the freedom from paying a fuel surcharge of 2.5% across all petrol pumps.

    Attractive Joining Offers: A Bank of Maharashtra SBI Credit Cardholder can get Rs. 100 cash back on his/her first credit card Cash Withdrawal from an ATM. The time limit on this offer is 30 days from the issue of the credit card.

    Fees and Charges:

    Joining fee Rs.499
    Interest-free credit period 20-50 days applicable on retail purchases if outstanding balance of previous month is paid in full
    Annual Fee Rs. 499
    Minimum Amount Due 5% of Total Outstanding (Min. Rs. 200) + GST + EMI
    Finance charges on extended credit Upto 3.35% per month from date of transaction
    Cash advance fee at SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/-, whichever is the highest
    Maximum Cash Advance limit Upto 80% of Credit Limit
    Cash advance fee applicable at International ATMs 3% of withdrawal amount or 300/-, whichever is the highest
    Cheque Pickup charges Rs.90
    Statement Retrieval charges Rs.100 for each statement

    Bank of Maharashtra SBI Credit Card FAQs:

    1. Are there any charges on applying for an add-on card?

      There are no charges on applying for an add-on card for your family members, including siblings and children who are above the age of 18 years.

    2. How can the extended credit feature on the card be used?

      The extended credit facility which is available on the Bank of Maharashtra SBI Credit Card offers flexibility in terms of repayment. The cardholder can repay any outstanding dues according to his/her convenience. The customer can pay an amount equal to or more than the minimum amount due on his/her card or he/ she have the freedom of paying the entire total amount due as stated in the credit card statement which is generated per month. The unpaid balance will be carried forward over the next few months at an attractively low rate of interest.

    3. What are SBI Card alerts?

      SBI Card Alert feature provides important alerts and information to the cardholder, pertaining to his/her credit card transactions and status. This is sent as an SMS to the mobile phone number which is registered with the Bank at the time of credit card application. Other information and alerts that can be received using this method is: Cheque Alerts, Mini Statement Alerts, Payment Assistance Alerts and Credit & Cash limit Alerts.

    4. What is the Easy money facility available on Bank of Maharashtra SBI credit card?

      Easy money facility enables a Bank of Maharashtra SBI credit cardholder to place a request for a bank draft by just making a local phone call to the SBI Card Customer Helpline at any time. The amount that has to be drawn on the draft is billed directly to the customer’s Bank of Maharashtra SBI Card. This facility is very advantageous when customers have to make payments of various bills, fees, taxes, and much more.

    5. How will I receive an e- statement?

      A customer’s monthly E-statement is delivered directly to the registered e-mail id.

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    Bank of Maharashtra SBI Credit Card Reviews

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