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    Bank of Maharashtra SBI Credit Card
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    Bank of Maharashtra SBI Credit Card

    Bank of Maharashtra SBI Credit Card is a co-branded card that offers great benefits to the cardholder which is available in two variants - platinum and gold. Bank of Maharashtra is a public sector bank and also the lead bank for Maharashtra. SBI Cards is a joint venture between SBI and GE Capital, and the only NBFC to issue cards.

    Features:

    • Bank of Maharashtra SBI Credit Card is accepted worldwide in multiple outlets around the world. You can use the card in any outlet or merchant store which accepts MasterCard.
    • Bank of Maharashtra SBI Credit Card offers flexibility in terms of credit extension. The outstanding payments can be repaid with ease through the extended credit option.
    • Fuel surcharge waiver is also applicable on this credit card.
    • With the Bank of Maharashtra SBI Credit Card you can also book railway tickets online at the IRCTC website.
    • The Utility bill payment facility which is enabled on this card makes it easier for you to pay all utility bills on time.
    • This card is protected from any form of misuse or fraud. The dedicated SBI Customer Helpline can be reached by customers at any time of the day, to provide immediate assistance in case of emergencies.
    • The balance transfer facility can be availed on this card to consolidate and repay any dues on your other bank credit cards at a much lower rate of interest.
    • Flexipay facility is available on the Bank of Maharashtra SBI Credit Card. A borrower can make any high-value purchase using the card and then convert it into monthly installments which are easily payable. A very low interest is applied on this installment plan.

    Benefits:

    Earn Cash Points: With every Rs. 100 spent on this credit card by the cardholder, he/she can earn 1 Cash Point. These cash points can be accumulated to either pay-out your credit card dues or can also be used to redeem a wide array of attractive gifts available in the Rewards Catalogue.

    Get Value Back of 2.5%: Every time you make purchases in Grocery Stores or Departmental Stores get accelerated Cash Points. Through this process you can avail a value back of up to 2.5%.

    Fuel Surcharge Waiver: A cardholder can avail complete fuel freedom by using the Bank of Maharashtra SBI Credit Card. You can save a lot of money by getting the freedom from paying a fuel surcharge of 2.5% across all petrol pumps.

    Attractive Joining Offers: A Bank of Maharashtra SBI Credit Cardholder can get Rs. 100 cash back on his/her first credit card Cash Withdrawal from an ATM. The time limit on this offer is 30 days from the issue of the credit card.

    Fees and Charges:

    Joining fee Rs.499
    Interest-free credit period 20-50 days applicable on retail purchases if outstanding balance of previous month is paid in full
    Annual Fee Rs. 499
    Minimum Amount Due 5% of Total Outstanding (Min. Rs. 200) + GST + EMI
    Finance charges on extended credit Upto 3.35% per month from date of transaction
    Cash advance fee at SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/-, whichever is the highest
    Maximum Cash Advance limit Upto 80% of Credit Limit
    Cash advance fee applicable at International ATMs 3% of withdrawal amount or 300/-, whichever is the highest
    Cheque Pickup charges Rs.90
    Statement Retrieval charges Rs.100 for each statement

    Bank of Maharashtra SBI Credit Card FAQs:

    1. Are there any charges on applying for an add-on card?

      There are no charges on applying for an add-on card for your family members, including siblings and children who are above the age of 18 years.

    2. How can the extended credit feature on the card be used?

      The extended credit facility which is available on the Bank of Maharashtra SBI Credit Card offers flexibility in terms of repayment. The cardholder can repay any outstanding dues according to his/her convenience. The customer can pay an amount equal to or more than the minimum amount due on his/her card or he/ she have the freedom of paying the entire total amount due as stated in the credit card statement which is generated per month. The unpaid balance will be carried forward over the next few months at an attractively low rate of interest.

    3. What are SBI Card alerts?

      SBI Card Alert feature provides important alerts and information to the cardholder, pertaining to his/her credit card transactions and status. This is sent as an SMS to the mobile phone number which is registered with the Bank at the time of credit card application. Other information and alerts that can be received using this method is: Cheque Alerts, Mini Statement Alerts, Payment Assistance Alerts and Credit & Cash limit Alerts.

    4. What is the Easy money facility available on Bank of Maharashtra SBI credit card?

      Easy money facility enables a Bank of Maharashtra SBI credit cardholder to place a request for a bank draft by just making a local phone call to the SBI Card Customer Helpline at any time. The amount that has to be drawn on the draft is billed directly to the customer’s Bank of Maharashtra SBI Card. This facility is very advantageous when customers have to make payments of various bills, fees, taxes, and much more.

    5. How will I receive an e- statement?

      A customer’s monthly E-statement is delivered directly to the registered e-mail id.

    Bank of Maharashtra SBI Credit Card Reviews

    • SBI Cards Credit Card
      "Good and Charges are high"
      0.5 5.0/5 "Blown Away!"
      I hold a simply save credit card with State Bank of India. The process is nice as the bank contacted me on time. I also received the card on time. There are charges of 499. The credit limit is okay. Overall there are no hassles in the process and service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 24, 2018
    • SBI Cards Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      SBI send me a simply save credit card and the process it went well. I got the card on time. The limit is not up to the mark and it should be more, at least by seeding my existing card limit. There is a EMI facility and balance transfer. I have used the balance transfer option and I was charged a one time fee. The card has annual charges of 499.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 24, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI from last 8 months, i find this credit card is very convenient to use. They did not charge any annual fee at the time of getting this credit card. I ger offers like reward points in this credit card. I use net banking for making payments. I have a credit limit of Rs 60000 which is sufficient for this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 24, 2018
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I bank with State Bank of India for the credit card. It is simply save card. There are charges for this card and the credit limit is okay. There are offers as well and the process was on time. The overall process was smooth and I did no have any hassles.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 24, 2018
    • SBI Cards Credit Card
      "Charges can be reduced"
      0.5 4.0/5 "Great!"
      The process for the simply save credit card was good. SBI has contacted me on time and I got the card on time as well. The credit limit is very good. It is a chargeable card, and there is a fee of Rs.499 per year. But the bank is supposed to take fee only after the first year is completed and if I do not cross a limit of 90K in a year. The bank has taken it in the first month itself. When I contacted the customer are I was told that if I spend 2K in 60 days I will get 2000 points.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 24, 2018
    • SBI Cards Credit Card
      "Overall good"
      0.5 4.5/5 "Excellent!"
      I hold a simply save credit card with State Bank of India. The process is good and I got the credit card on time, with a slight delay of three days. The credit limit is good. There are rewards on the card, for every 100 spent I get one point. There are no cash back deals. There is a annual fee of 499 plus tax. If I use the card for 90K in a year the charges are waived off.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 24, 2018
    • SBI Cards Credit Card
      "Good. Can do better in limit"
      0.5 3.0/5 "Satisfactory"
      It was a easy process and on time as well with State Bank of India. I got the simply click credit card in ten days. The credit limit is low. I expected 50K, and I got only 21K. There are no offers and I am yet to use the card properly. There are annual charges of 500.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 24, 2018
    • SBI Cards Credit Card
      "Better"
      0.5 5.0/5 "Blown Away!"
      I am having the two State Bank of India credit card and the name of the card is simply save one. I have not experienced much with the advantage and the credit limit value is around twenty five thousand Rupees.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 24, 2018
    • SBI Cards Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      I am having the State Bank of India credit card and the credit limit value is good like around 40000 Rupees. Customer service is fine one for me with the State Bank of India credit card and the response is good too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 24, 2018
    • SBI Cards Credit Card
      "Good overall"
      0.5 4.0/5 "Great!"
      Earlier when I used the platinum credit card of State Bank of India. The process was good and the customer services was also okay. Though the credit limit is average. I had no problems in using the card. The transactions are smooth and no hassles.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 24, 2018
    • SBI Cards Credit Card
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      I had applied for the IRCTC credit card with State Bank of India. After I received this card, SBI blocked my other platinum card which I am using with the bank already. I have tried contacting the customer care four to five times and they have raised a complaint as well. But without giving me a solution they have closed that complaint. The statement shows charges for both the cards, though the platinum card is blocked. I expected to get two different cards and two credit limits.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 24, 2018
    • SBI Cards Credit Card
      "Good, limit can be enhanced"
      0.5 4.0/5 "Great!"
      The process is good and on time with State Bank of India. The credit limit is very low. It is of 21K. There are charges taken for the IRCTC credit card. While making my payments I get the reward points and those points can be used for purchase of train or fight tickets.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 24, 2018
    • SBI Cards Credit Card
      "Good overall"
      0.5 4.0/5 "Great!"
      The experience is good overall at State Bank of India. They sent me the card in a week and it is a fast process. The credit limit is good and there are charges for 3k. I hold a prime credit card. There are offers as well. It would be better if the charges are less.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have my credit card with SBI. The credit card process was very good and the credit limit was 44,000 which is satisfactory . The customer service and responses was really amazing. I hold YATRA International card and the benefits are reward points here.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Satisfied with the process"
      0.5 5.0/5 "Blown Away!"
      It is a simply save credit card with SBI. The process to receive the card was smooth. The credit limit is also good for me. There are annual charges for the card. I have no difficulty till now while using the card. If I used the card for 90K in a year the annual charges are waived off. I do not see anything special in the card but the credit limit is good. It was a paperless process and only my bio metric was taken.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have good limit on my SBI card,the card has an annual fees to use this card.I have an EMI options are good.I generally pay my card bills through online.They have given FBB style up card,customer service is good.I am happy banking with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Services are good"
      0.5 4.0/5 "Great!"
      I hold a simply click credit card with State Bank of India I got the card in five days and it is a fast process. The credit limit is not okay. It is very less and not to my salary and credit score. It is only of 12K. There are annual charges of Rs.500 plus GST. I will get the Amazon voucher after bill the payment.
      Was this review helpful? 0
      , noida
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using SBI credit card from last 2 years, the credit card services are very good when compared to all other credit cards. I paid an annual fee of Rs 499 for this credit card. I have FBB style up card so i get 5-10% cash back on big bazaar. I have a credit limit of Rs 70000 which is sufficient for this credit card.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Transparency is not seen in the process"
      0.5 3.0/5 "Satisfactory"
      I got the SBI advantage platinum credit card for the past 2 years, the customer support service is not up to the mark with the state bank of India. they are not customer oriented. The billing doesn't have transparency and I have asked for the IP reports to check the billing service , but they told they can't provide the details, finally they asked me to pay the bill.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Can do better "
      0.5 4.0/5 "Great!"
      The follow up was good with the state bank of India in regards to my credit card application but they took higher than normal time to disbursed my SBI SIMPLY SAVE CREDIT CARD. The customer support service need to be quick and fast with the SBI..
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 23, 2018
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