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Bank of Maharashtra SBI Credit Card is a co-branded card that offers great benefits to the cardholder which is available in two variants - platinum and gold. Bank of Maharashtra is a public sector bank and also the lead bank for Maharashtra. SBI Cards is a joint venture between SBI and GE Capital, and the only NBFC to issue cards.
Earn Cash Points: With every Rs. 100 spent on this credit card by the cardholder, he/she can earn 1 Cash Point. These cash points can be accumulated to either pay-out your credit card dues or can also be used to redeem a wide array of attractive gifts available in the Rewards Catalogue.
Get Value Back of 2.5%: Every time you make purchases in Grocery Stores or Departmental Stores get accelerated Cash Points. Through this process you can avail a value back of up to 2.5%.
Fuel Surcharge Waiver: A cardholder can avail complete fuel freedom by using the Bank of Maharashtra SBI Credit Card. You can save a lot of money by getting the freedom from paying a fuel surcharge of 2.5% across all petrol pumps.
Attractive Joining Offers: A Bank of Maharashtra SBI Credit Cardholder can get Rs. 100 cash back on his/her first credit card Cash Withdrawal from an ATM. The time limit on this offer is 30 days from the issue of the credit card.
|Interest-free credit period||20-50 days applicable on retail purchases if outstanding balance of previous month is paid in full|
|Annual Fee||Rs. 499|
|Minimum Amount Due||5% of Total Outstanding (Min. Rs. 200) + GST + EMI|
|Finance charges on extended credit||Upto 3.35% per month from date of transaction|
|Cash advance fee at SBI ATMs/Other Domestic ATMs||2.5% of withdrawal amount or 300/-, whichever is the highest|
|Maximum Cash Advance limit||Upto 80% of Credit Limit|
|Cash advance fee applicable at International ATMs||3% of withdrawal amount or 300/-, whichever is the highest|
|Cheque Pickup charges||Rs.90|
|Statement Retrieval charges||Rs.100 for each statement|
There are no charges on applying for an add-on card for your family members, including siblings and children who are above the age of 18 years.
The extended credit facility which is available on the Bank of Maharashtra SBI Credit Card offers flexibility in terms of repayment. The cardholder can repay any outstanding dues according to his/her convenience. The customer can pay an amount equal to or more than the minimum amount due on his/her card or he/ she have the freedom of paying the entire total amount due as stated in the credit card statement which is generated per month. The unpaid balance will be carried forward over the next few months at an attractively low rate of interest.
SBI Card Alert feature provides important alerts and information to the cardholder, pertaining to his/her credit card transactions and status. This is sent as an SMS to the mobile phone number which is registered with the Bank at the time of credit card application. Other information and alerts that can be received using this method is: Cheque Alerts, Mini Statement Alerts, Payment Assistance Alerts and Credit & Cash limit Alerts.
Easy money facility enables a Bank of Maharashtra SBI credit cardholder to place a request for a bank draft by just making a local phone call to the SBI Card Customer Helpline at any time. The amount that has to be drawn on the draft is billed directly to the customer’s Bank of Maharashtra SBI Card. This facility is very advantageous when customers have to make payments of various bills, fees, taxes, and much more.
A customer’s monthly E-statement is delivered directly to the registered e-mail id.