Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Bank of Maharashtra SBI Credit Card
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    1st Year Fee
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    499
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    Bank of Maharashtra SBI Credit Card

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    Bank of Maharashtra SBI Credit Card

    Bank of Maharashtra SBI Credit Card is a co-branded card that offers great benefits to the cardholder which is available in two variants - platinum and gold. Bank of Maharashtra is a public sector bank and also the lead bank for Maharashtra. SBI Cards is a joint venture between SBI and GE Capital, and the only NBFC to issue cards.

    Features:

    • Bank of Maharashtra SBI Credit Card is accepted worldwide in multiple outlets around the world. You can use the card in any outlet or merchant store which accepts MasterCard.
    • Bank of Maharashtra SBI Credit Card offers flexibility in terms of credit extension. The outstanding payments can be repaid with ease through the extended credit option.
    • Fuel surcharge waiver is also applicable on this credit card.
    • With the Bank of Maharashtra SBI Credit Card you can also book railway tickets online at the IRCTC website.
    • The Utility bill payment facility which is enabled on this card makes it easier for you to pay all utility bills on time.
    • This card is protected from any form of misuse or fraud. The dedicated SBI Customer Helpline can be reached by customers at any time of the day, to provide immediate assistance in case of emergencies.
    • The balance transfer facility can be availed on this card to consolidate and repay any dues on your other bank credit cards at a much lower rate of interest.
    • Flexipay facility is available on the Bank of Maharashtra SBI Credit Card. A borrower can make any high-value purchase using the card and then convert it into monthly installments which are easily payable. A very low interest is applied on this installment plan.

    Benefits:

    Earn Cash Points: With every Rs. 100 spent on this credit card by the cardholder, he/she can earn 1 Cash Point. These cash points can be accumulated to either pay-out your credit card dues or can also be used to redeem a wide array of attractive gifts available in the Rewards Catalogue.

    Get Value Back of 2.5%: Every time you make purchases in Grocery Stores or Departmental Stores get accelerated Cash Points. Through this process you can avail a value back of up to 2.5%.

    Fuel Surcharge Waiver: A cardholder can avail complete fuel freedom by using the Bank of Maharashtra SBI Credit Card. You can save a lot of money by getting the freedom from paying a fuel surcharge of 2.5% across all petrol pumps.

    Attractive Joining Offers: A Bank of Maharashtra SBI Credit Cardholder can get Rs. 100 cash back on his/her first credit card Cash Withdrawal from an ATM. The time limit on this offer is 30 days from the issue of the credit card.

    Fees and Charges:

    Joining fee Rs.499
    Interest-free credit period 20-50 days applicable on retail purchases if outstanding balance of previous month is paid in full
    Annual Fee Rs. 499
    Minimum Amount Due 5% of Total Outstanding (Min. Rs. 200) + GST + EMI
    Finance charges on extended credit Upto 3.35% per month from date of transaction
    Cash advance fee at SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/-, whichever is the highest
    Maximum Cash Advance limit Upto 80% of Credit Limit
    Cash advance fee applicable at International ATMs 3% of withdrawal amount or 300/-, whichever is the highest
    Cheque Pickup charges Rs.90
    Statement Retrieval charges Rs.100 for each statement

    Bank of Maharashtra SBI Credit Card FAQs:

    1. Are there any charges on applying for an add-on card?

      There are no charges on applying for an add-on card for your family members, including siblings and children who are above the age of 18 years.

    2. How can the extended credit feature on the card be used?

      The extended credit facility which is available on the Bank of Maharashtra SBI Credit Card offers flexibility in terms of repayment. The cardholder can repay any outstanding dues according to his/her convenience. The customer can pay an amount equal to or more than the minimum amount due on his/her card or he/ she have the freedom of paying the entire total amount due as stated in the credit card statement which is generated per month. The unpaid balance will be carried forward over the next few months at an attractively low rate of interest.

    3. What are SBI Card alerts?

      SBI Card Alert feature provides important alerts and information to the cardholder, pertaining to his/her credit card transactions and status. This is sent as an SMS to the mobile phone number which is registered with the Bank at the time of credit card application. Other information and alerts that can be received using this method is: Cheque Alerts, Mini Statement Alerts, Payment Assistance Alerts and Credit & Cash limit Alerts.

    4. What is the Easy money facility available on Bank of Maharashtra SBI credit card?

      Easy money facility enables a Bank of Maharashtra SBI credit cardholder to place a request for a bank draft by just making a local phone call to the SBI Card Customer Helpline at any time. The amount that has to be drawn on the draft is billed directly to the customer’s Bank of Maharashtra SBI Card. This facility is very advantageous when customers have to make payments of various bills, fees, taxes, and much more.

    5. How will I receive an e- statement?

      A customer’s monthly E-statement is delivered directly to the registered e-mail id.

    Bank of Maharashtra SBI Credit Card Reviews

    • SBI Cards Credit Card
      "Credit limit is good"
      0.5 4.0/5 "Great!"
      I have been using Simply Save Credit Card with State Bank of India. I felt the experience to be quite good, and the offers available in the card to be pretty decent. The reward points available in this card is pretty high compared to other Credit Cards. The credit limit offered is also pretty good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2017
    • SBI Cards Credit Card
      "Best"
      0.5 3.0/5 "Satisfactory"
      I am holding the State Bank of India credit card from th3e last two to three years of time. I would like to say that the online services are really fine one with them and I have not faced any issues with them till now.
      Was this review helpful? 0
      , agra
      Reviewed on Nov 20, 2017
    • SBI Cards Credit Card
      "Good service"
      0.5 4.5/5 "Excellent!"
      I Got the IRCTC SBI platinum card with in 15 to 20 days of time. The customer support was good with State bank and they gave prompt response. The rate of interest and charges are average with this card. I would say I am not satisfied with the credit limit. They need to increase the credit limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 20, 2017
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using SBI simply save card the service was good but I feel there was little of hidden charges with SBI there was no offers till now but the customer service was prompt compare to others in the market it was totally a good experience with SBI for my simply save card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 20, 2017
    • SBI Cards Credit Card
      "Worst service"
      0.5 1.0/5 "Really Bad"
      The service was fine from SBI for my credit card service it was been two months I have taken the service from SBI they provide me with good offers the customer service was good but I am disappointed that interest rate and fees and charges of SBI is little high compare to the market value it was a average experience with SBI for my credit card service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 20, 2017
    • SBI Cards Credit Card
      "Better experience"
      0.5 3.0/5 "Satisfactory"
      Getting a SBI's Simply Save Credit Card has definitely changed the way I look into my finance. The Card has been pretty great to use and the credit limit they have given also is pretty high. I am generally happy that I have taken this Banks card.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 20, 2017
    • SBI Cards Credit Card
      "Very good services & response"
      0.5 5.0/5 "Blown Away!"
      State Bank of India is good on the credit card offers. The credit limit is to my satisfaction and the transactions are smooth and there is no decline in the transactions. The benefits are good and the rewards are also useful. The charges are also normal.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Till date no issues"
      0.5 4.0/5 "Great!"
      I also bank with State Bank of India for the credit card and the bank has been pretty good. They have a lot of decent deals and the limit is also nice and the transactions are smooth. The charges are normal and there are no issues in the statement and billing cycle.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Annual fee and interest should be reduced"
      0.5 4.5/5 "Excellent!"
      SBI reward point and credit limit is good, so far I didn't get any offers. I am holding SBI simple click card it has the annual fee of Rs. 499. But there was no joining fee, I got my first month statement. I fine with bill amount but annual fee and interest rate is the concern.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Cash backs with FLIPKART"
      0.5 3.0/5 "Satisfactory"
      With SBI I hold a Platinum credit card. I used to get reward points and cash back on flipkart with 10%. The interest charges are too high. The annual charge for card maintenance is 799. There are no hidden charges which is charged by SBI on its credit card.
      Was this review helpful? 0
      , samastipur
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Its Good"
      0.5 4.0/5 "Great!"
      I got 2000 reward point for the joining of SBI credit card, I could the redeem the points into cash back. I am holding simply save card it really good and it has sufficient credit limit. I paid one month credit card payment, I am satisfied with the bill amount.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Overall good. Can do better"
      0.5 3.0/5 "Satisfactory"
      State Bank of India could have checked my transactions on my other credit card and then processed my card. They have offered me a simply save card and the process is good. The services are good but the credit limit is less. I got a limit of one lakh only.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI from last 6-7 months, i find this credit card very useful as i do all my transactions in this credit card. I pay an annual fee of Rs 500 which has to be paid every year for this credit card. Offers like cash back is good in SBI credit card. I use this card for online shopping and petrol. I am also satisfied with the credit limit.
      Was this review helpful? 0
      , delhi
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      As I'm a long time customer with State bank of India for around 12 years they offered me a credit card and I accepted it and took it. I have been using their Maxima credit card for 5 year and 3 months now and till now it is a very good card for me. The annual fees of Rs. 599 applied to this credit card.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Easy to hold"
      0.5 5.0/5 "Blown Away!"
      I hold a platinum credit card with SBI. For the past 2 years i am using this credit card. They provide some reward points. I use this points to buy some gifts and they even provide some vouchers. The annual charge for card maintenance is 500 rupees.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Quality service"
      0.5 4.0/5 "Great!"
      I chosen Simple save credit card because its a life time free credit card and also their charges are less. They do have some good reward point but I am not aware of that completely. First bill got generated, they gave gate 25th nov, I am okay with the minimum due amt and out standing amount.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with SBI. I got a Simply click credit card. The credit limit was above 50K. They took longer time to dispatch the card. They provided doorstep for documents, after collection there was no update. It would be better if they update the status.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India and they are doing great on the card. I get offers from time to time and there are no issues while using the card. All my transactions goes through smoothly and there are no charges for the card. They have given me a decent limit too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Poor Service"
      0.5 2.0/5 "Expected more"
      As I'm a long time customer with State bank of India for around 12 years they offered me a credit card and I accepted it and took it. I have been using their State bank of India's Travels credit card for 12 years now and till now there needs to be lot of changes and improvements needed from the bank's side.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have applied for a credit card with State bank of India. I have been using their State bank of India's Simply Save credit card for the last 6 months now and till now it is a good card for me. There is Rs. 499 annual fees applied to this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
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