Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Bank of Maharashtra SBI Credit Card
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    Bank of Maharashtra SBI Credit Card

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    Bank of Maharashtra SBI Credit Card

    Bank of Maharashtra SBI Credit Card is a co-branded card that offers great benefits to the cardholder which is available in two variants - platinum and gold. Bank of Maharashtra is a public sector bank and also the lead bank for Maharashtra. SBI Cards is a joint venture between SBI and GE Capital, and the only NBFC to issue cards.

    Features:

    • Bank of Maharashtra SBI Credit Card is accepted worldwide in multiple outlets around the world. You can use the card in any outlet or merchant store which accepts MasterCard.
    • Bank of Maharashtra SBI Credit Card offers flexibility in terms of credit extension. The outstanding payments can be repaid with ease through the extended credit option.
    • Fuel surcharge waiver is also applicable on this credit card.
    • With the Bank of Maharashtra SBI Credit Card you can also book railway tickets online at the IRCTC website.
    • The Utility bill payment facility which is enabled on this card makes it easier for you to pay all utility bills on time.
    • This card is protected from any form of misuse or fraud. The dedicated SBI Customer Helpline can be reached by customers at any time of the day, to provide immediate assistance in case of emergencies.
    • The balance transfer facility can be availed on this card to consolidate and repay any dues on your other bank credit cards at a much lower rate of interest.
    • Flexipay facility is available on the Bank of Maharashtra SBI Credit Card. A borrower can make any high-value purchase using the card and then convert it into monthly installments which are easily payable. A very low interest is applied on this installment plan.

    Benefits:

    Earn Cash Points: With every Rs. 100 spent on this credit card by the cardholder, he/she can earn 1 Cash Point. These cash points can be accumulated to either pay-out your credit card dues or can also be used to redeem a wide array of attractive gifts available in the Rewards Catalogue.

    Get Value Back of 2.5%: Every time you make purchases in Grocery Stores or Departmental Stores get accelerated Cash Points. Through this process you can avail a value back of up to 2.5%.

    Fuel Surcharge Waiver: A cardholder can avail complete fuel freedom by using the Bank of Maharashtra SBI Credit Card. You can save a lot of money by getting the freedom from paying a fuel surcharge of 2.5% across all petrol pumps.

    Attractive Joining Offers: A Bank of Maharashtra SBI Credit Cardholder can get Rs. 100 cash back on his/her first credit card Cash Withdrawal from an ATM. The time limit on this offer is 30 days from the issue of the credit card.

    Fees and Charges:

    Joining fee Rs.499
    Interest-free credit period 20-50 days applicable on retail purchases if outstanding balance of previous month is paid in full
    Annual Fee Rs. 499
    Minimum Amount Due 5% of Total Outstanding (Min. Rs. 200) + GST + EMI
    Finance charges on extended credit Upto 3.35% per month from date of transaction
    Cash advance fee at SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/-, whichever is the highest
    Maximum Cash Advance limit Upto 80% of Credit Limit
    Cash advance fee applicable at International ATMs 3% of withdrawal amount or 300/-, whichever is the highest
    Cheque Pickup charges Rs.90
    Statement Retrieval charges Rs.100 for each statement

    Bank of Maharashtra SBI Credit Card FAQs:

    1. Are there any charges on applying for an add-on card?

      There are no charges on applying for an add-on card for your family members, including siblings and children who are above the age of 18 years.

    2. How can the extended credit feature on the card be used?

      The extended credit facility which is available on the Bank of Maharashtra SBI Credit Card offers flexibility in terms of repayment. The cardholder can repay any outstanding dues according to his/her convenience. The customer can pay an amount equal to or more than the minimum amount due on his/her card or he/ she have the freedom of paying the entire total amount due as stated in the credit card statement which is generated per month. The unpaid balance will be carried forward over the next few months at an attractively low rate of interest.

    3. What are SBI Card alerts?

      SBI Card Alert feature provides important alerts and information to the cardholder, pertaining to his/her credit card transactions and status. This is sent as an SMS to the mobile phone number which is registered with the Bank at the time of credit card application. Other information and alerts that can be received using this method is: Cheque Alerts, Mini Statement Alerts, Payment Assistance Alerts and Credit & Cash limit Alerts.

    4. What is the Easy money facility available on Bank of Maharashtra SBI credit card?

      Easy money facility enables a Bank of Maharashtra SBI credit cardholder to place a request for a bank draft by just making a local phone call to the SBI Card Customer Helpline at any time. The amount that has to be drawn on the draft is billed directly to the customer’s Bank of Maharashtra SBI Card. This facility is very advantageous when customers have to make payments of various bills, fees, taxes, and much more.

    5. How will I receive an e- statement?

      A customer’s monthly E-statement is delivered directly to the registered e-mail id.

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  • Bank of Maharashtra SBI Credit Card Reviews

    • SBI Cards Credit Card
      "Good credit card"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is very useful, the reason being I am getting very good loan options also i am getting very good rate of interest . I can convert the purchase in to EMI i am not sure about the charges they had taken some processing fee too. Through MOBILE app i can place the request for EMI.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 22, 2017
    • SBI Cards Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      State Bank of India is also perfect in the credit cards services. The offers are good and there are a lot of cash back deals. The rewards are also useful as the points can be redeemed. The portal is very convenient to make my payment. The limit is to my satisfaction.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 22, 2017
    • SBI Cards Credit Card
      "So far so good"
      0.5 4.0/5 "Great!"
      State Bank of India has offered me a credit card and I have not used it much. To what ever I have used the card there has not been any hassles. The charges are normal and the credit limit is also good. The statements are also clear and I am comfortable with the billing cycle.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 22, 2017
    • SBI Cards Credit Card
      "Very Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have started using the SBI prime credit card very recently. I use this card for shopping, bill payments, dinning, air ticket booking and for other usages. The reward points cash back offers and other offers are available with this card.I am satisfied with the credit limit. I pay the annual fee of Rs.3000.
      Was this review helpful? 0
      , panaji
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Though limit is low its manageble"
      0.5 4.0/5 "Great!"
      SBI credit card is a very good one, the limit is low but its fine. Anyways I am not looking out for a higher limit. I am holding this SBI CARD for about one year. Name of the SBI CREDIT CARD is FBB style up card . I used to get some special discounts at big bazaar nor any other bazaar.
      Was this review helpful? 0
      , siliguri
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Good to hold"
      0.5 5.0/5 "Blown Away!"
      SBI gave me amazon voucher worth Rs.500 as complimentary offers and for every purchase around 120 rupees they give me 10 reward points. I am using this credit card around 3 to 4 months its good. But still I didn't redeem the points, however I am satisfied with their offers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India and though it is a public sector bank. They provide good services and the response is always on time. There are proper deals and the reward points are good. They could be redeemable on shopping and other needs.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card from the last 1.5 years of time. Service aspects are good one and the credit limit value is up 30000 Rupees, also their response is good one with them and I have faced some difficulties but it used to get resolved on immediately.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I got a Air India SBI platinum credit card for past 5years. The customer service is good with State Bank of India credit card department. The rate of interest is nominal with the SBI Air India card. I am happy with the credit limit. I pay the annual fee of Rs.1500
      Was this review helpful? 0
      , imphal
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Satisfactory "
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI. I am satisfied with the services and the statements are on time for me. The online banking is good and there are no charges taken for the card. The limit is also good and the bank is clear in the process and there are no hidden charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "My SBI CARD"
      0.5 3.0/5 "Satisfactory"
      I was initially confirmed by SBI that there would be cash back however later availing the card I realized that there is no such offer. What ever cash back I earned till date can be adjusted online stores. I am holding this SBI credit card for about 6 months and it is much better than HDFC.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Average "
      0.5 3.0/5 "Satisfactory"
      It is a average experience with SBI as well. I hold a credit card the bank is slow in the response and services. They are not up to the mark on the offers and the credit limit. They need to work on their banking overall. They could provide better deals.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Worst"
      0.5 4.0/5 "Great!"
      I am here to express my dissatisfaction which I had on my SBI credit card when I approached the bank for making the payment. The response provided by them was not good. I had an option to make the cash payment at the counter for which I had to stand in the que for a long time and make the payment. Even for making the cheque payment I had to stand in the line which I hate the most.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      For more than a year I hold the FBB SBI style up credit card. I am happy with the credit limit. I got the credit limit of Rs.60,000. The benefits like rewards points cash back offers and other benefits are available with this card. I pay the annual fee of Rs.500.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Very good card"
      0.5 5.0/5 "Blown Away!"
      SBI credit card is simply superb. I hold an account with SBI for many years. Name of the SBI credit card is IRCTC I do get good offers and benefits from this card. I do earn good reward points on this card. I normally accumulate good rewards points and this can be adjusted against gift voucher and no charges for the same.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Its Convenient"
      0.5 5.0/5 "Blown Away!"
      I have platinum master card from SBI, they are providing good reward points and cash back in many e commerce website. I am happy with their credit limit its really sufficient. I am holding SBI credit card for past six months I didn't get any complimentary offers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Unhappy with the services "
      0.5 2.0/5 "Expected more"
      State Bank of India has not been up to the mark even on the credit card services. There is no proper response when I contact them and there are no offers at all on my card. The credit limit is also not satisfactory and I would not want to recommend them to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Good to hold"
      0.5 4.0/5 "Great!"
      SBI taking Rs.3000 as an annual fee but to get waiver I should do more than Rs. 2 lakhs rupees of transaction . Credit limit is good in SBI. It is not that much great they upgrade it. Payment gate is very userfriendly and easy to make the monthly dues.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Convenient for shopping"
      0.5 4.0/5 "Great!"
      SBI Response is good in email support, but thier telecommunication is not good. Because their SBI customer care executives are not available after 8 pm. They should be reachable anytime. In term of offers SBI is good, their charges are also reasonable for credit card.
      Was this review helpful? 0
      , indore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      EMI conversion process is very easy when it comes to SBI. I had contacted their toll free number and my request was taken care off, they took around 10 to 12 hours of time to process my request. No processing fee was charged for the EMI conversion. Name of the SBI card is ELITE Credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
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