The Air India SBI Signature Card comes with plenty of credit card offers and perks for loyal Air India flyers. It makes sure that every time you use your card, you get more in return. Co-sponsored by SBI and Air India, the Air India SBI Signature Credit Card is tailored to meet the needs of frequent Air India travellers.
Milestone reward points:
Complimentary airport lounge access:
Card renewal benefit:
You get 5,000 reward points every year on paying the renewal fee.
Lost card liability:
You will get a complimentary cover of Rs.1 lakh in case the card is lost or stolen. The cover is applicable from the period of 48 hours prior to reporting of loss till 1 week post the reporting loss.
Fuel surcharge waiver:
1% fuel surcharge waiver valid across all petrol pumps in India on transactions of Rs.500 to Rs.4,000. The maximum waiver per statement cycle is Rs.250.
Balance Transfer on EMI:
SBI Credit Card offers various balance transfer options to transfer the outstanding balance on other bank credit cards to SBI Signature Credit Card at low-interest rates.
All big-ticket purchases of above Rs.2,500 can be converted into easy monthly instalments at low-interest rates. You need to contact the SBI Helpline within 30 days of the purchase to avail this facility.
Emergency card replacement:
You can get your lost credit card replaced anywhere in the world. SBI’s helplines are open 24X7 to provide assistance for emergency card replacement even when the card member is abroad.
|Type of charges||Amount|
|Annual fee||Rs.4,999 per annum (from 2nd year onwards)|
|Finance rate||Up to 3.35% per month|
|Cash withdrawal charges||2.5% of transaction amount or a minimum Rs.300 per transaction (SBI ATMs and other domestic ATMs) 3% of the transaction amount or a minimum Rs.300 per transaction (International ATMs)|
|Rewards redemption fee||Rs.99. Nil for redemption on Air India Miles|
|Late payment fee||If the total amount due lies in between: Rs.0 to Rs.200 – NIL Rs.201 to Rs.500 – Rs.100 Rs.501 to Rs.1,000 – Rs.400 Rs.1,001 to Rs.10,000 – Rs.600 Rs.10,001 to Rs.25,000 – Rs.800 Rs.25,001 and above – Rs.950|
|Cash payment fee||Rs.100|
|Payment dishonour fee||2% of the payment amount subject to a minimum of Rs.450|
|Cheque payment fee||Rs.100 (For cheque payments up to Rs.10,000)|
|Card replacement charge||Rs.100 (when in India) NIL (when in abroad)|
|Foreign currency transaction fee||3.5% of the transaction amount|
|Over limit charges||2.5% of the amount, subject to a minimum of Rs.500|
The eligibility criteria for the Air India SBI Signature Card are listed below,
*If SBI wants you to meet any other eligibility criteria, they would inform you about the same.
*In case the bank needs anything else, they would inform you about the same.
SBI’s official website allows you to apply for the Air India SBI Signature Card.
BankBazaar also allows you to apply for the card through its website. This can be done by following the steps listed below.
Yes, being a chip and pin enabled card, the Air India SBI Signature Card is a safe card that you can use without worrying about the security aspect of it. This feature of the card protects it from counterfeiting and skimming.
For railway tickets through counters, the surcharge is Rs. 30 + 2.5% of the transaction amount. For railway tickets through the Indian Railways website, it’s 1.8% of the transaction amount + service charge.
Yes, whenever you visit any Priority Pass member lounge, a usage fee would be charged on your Air India SBI Signature Card. This charge can be up to $27.
You can enjoy an interest-free credit period of 20 to 50 days on your Air India SBI Signature Card. However, the interest-free period is applicable to retail spends only. Moreover, to avail the interest-free period, you need to pay the full amount of the previous month’s outstanding balance.
You get multiple online and offline options for paying the dues on your Air India SBI Signature Card. The online methods include NEFT, Auto Debit facility, Internet Banking, Mobile Banking, Visa Credit Card Pay, National Automated Clearing House, etc.
The offline methods include SBI ATM, over-the-counter payment, Electronic Drop Box, and Manual Drop Box.
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