Travel in style with the Air India SBI Signature Card. The first-year fee on this card is Rs.4,999 and the annual fee from the second year onwards is Rs.4,999. If you have any outstanding balance you will be charged up to 3.35% per month (40.2% p.a.) as interest.
Key Highlights of the Air India SBI Signature Card
Enjoy a welcome gift of 20,000 reward points on paying the joining fee of the card.
Avail lost card liability cover of Rs.1 lakh.
Make the most of the balance transfer facility on EMI to save money while paying your dues.
With the card, you can book railway tickets and have them delivered at your home.
Get up to 1,00,000 bonus reward points on an annual basis.
With the Priority Pass Program, enjoy access to more than 600 international airport lounges.
Enjoy a reward of 5,000 points on paying your renewal fee after a year.
Features and Benefits of the Air India Signature Credit Card
Travel Benefits
With the Priority Pass Program, enjoy complimentary access at more than 600 Airport Luxury Lounges.
Make the most of the free Visa Lounge Access Program for 2 complimentary visits at domestic airport lounges per quarter.
Fuel Benefits:
1% of fuel surcharge will be waived for purchases worth between Rs.500 and Rs.4,000 at all petrol pumps.
Enjoy a maximum of waiver of Rs.250 per month with the credit card.
Bill Pay Benefits
Pay your electricity, telephone, insurance, and other utility bills with the Easy Bill Pay facility on the credit card.
EMI Benefits
Purchases with your credit card worth more than Rs.2,500 can be converted into EMIs within 30 days with Flexipay.
Railway Booking Benefits
Book your railway tickets with this credit card and get them delivered to your home.
Reward Point Benefits
Up to 30 Reward Points for every Rs.100 spent on Air India tickets.
1 point = 1 Air India air mile.
Earn 4 points for every Rs.100 spent.
Emergency Card Replacement
State Bank of India also provides the benefit of card replacement anywhere in the world with a 24/7 helpline.
Air India SBI Signature Card Limit
The limit of this credit card is at the discretion of the State Bank of India. The bank decides the credit limit depending on a number of factors such as the credit score of the applicant, the credit history, and the repayment of past and ongoing debts.
Latest offer Benefits of the Air India SBI Signature Card
Travel and Hotel Offers
Get cashback of up to Rs.600 on domestic flights bookings on ixigo.com.
Enjoy a cashback offer of Rs.2,400 on international flight bookings on a minimum purchase amount of Rs.18,000 on ixigo.com.
Avail a wide range of discounts on domestic and international flight bookings on MakeMyTrip.
Make the most of your card by availing discounts on hotel bookings on MakeMyTrip.
Enjoy a discount of Rs.1,000 on flight bookings on EaseMyTrip.
Get a flat discount of 20% on your domestic and international hotel bookings on EaseMyTrip.
With your credit card, get Rs.100 off on bus bookings.
Book your travels on Travelxp with your credit card and get a wide range of offers.
Avail EMI payment for your travel bookings on Cleartrip and choose from a range of tenure options.
Make the most of your travel bookings by opting EMI payments on Goibibo, goindigo.in, and Emirates.
Book your travel through Yatra.com and choose from a wide range of tenure options for EMI payment.
Shopping Offers
Enjoy a discount of Rs.200 on your weekend purchases at Grofers with your credit card.
Avail a cashback offer of 7.5% on purchases made at LG stores.
Get a cashback of 5% on mobile phone purchases at Vivo merchant outlets or online stores.
With purchases made on RentoMojo, get a discount of up to Rs.3,000.
Benefit from EMI mode of payments on a wide range of products on Myntra.com.
Visit Shoppers Stop and HomeTown Stores and pay for your purchases with EMI.
Dining Offers
Enjoy discounts up to 20% on Zomato every Monday and Tuesday.
Get up to a 15% discount on more than 1,000 restaurants under the 'Happy Dining Program'.
Reward Point Benefits of the Air India SBI Signature credit card
Make the most of the complimentary membership of Air India's Frequent flyer program.
Get 4 reward points for every spend of Rs.100.
Avail up to 30 reward points for every Rs.100 spent for Air India tickets from the mobile app or website of Air India.
You get 10 points on booking Air India flight tickets for others.
How to redeem reward points?
You can redeem your reward points through net banking, phone banking as well as by contacting the customer care.
Here are the steps which you need to follow to redeem your points through net banking:
Log in to your SBI net banking account.
Click on the option of 'redeem rewards.'
You will then see your total reward points shown on the left side of the page.
Choose your reward category.
Add the city where you currently live.
Add the quantity of your reward and then click on 'add to cart'.
Agree to the terms and conditions and then click the option on 'place order'.
Fees and Charges of the Air India SBI Signature Card
Type of charges
Amount
Annual fee
Rs.4,999 per annum (from 2nd year onwards)
Joining fee
Rs.4,999
Cash withdrawal charges
2.5% of the transaction amount or Rs.300 per transaction (SBI and domestic ATMs).
3% of the transaction amount or Rs.300 per transaction (International ATMs).
Interest rate
Up to 3.35% per month
Rewards redemption fee
Rs.99. Nil for redemption on Air India Miles
Cash payment fee
Rs.100
Statement Retrieval fee
Rs.100 per statement (more than 2 months old)
Late payment fee
If the total amount due lies in between:
Rs.0 to Rs.200 - Nil
Rs.201 to Rs.500 - Rs.100
Rs.501 to Rs.1,000 - Rs.400
Rs.1,001 to Rs.10,000 - Rs.600
Rs.10,001 to Rs.25,000 - Rs.800
More than Rs.25,000 - Rs.950
Cheque pickup
Rs.100
Payment dishonour fee
2% of the payment amount (minimum of Rs.450
Card replacement charge
India - Rs.100
Abroad - Nil.
Cheque payment fee
Rs.100 (For cheque payments up to Rs.10,000)
Over limit charges
2.5% of the amount (minimum of Rs.500)
Foreign currency transaction fee
3.5% of the transaction amount
Eligibility for Air India SBI Signature Card
You must be an Indian citizen.
The age of the primary credit cardholder must be above 18 years of age.
The applicant must have a high credit score.
Documents required for the Air India SBI Signature Card
Proof of income which will be the latest salary slips, IT returns and a copy of Form 16.
Age proof which can be Aadhaar card, Passport, etc.
Identity proof which can include PAN card, Driving License, Aadhaar card, etc.
Duly filled application form.
A copy of Form 60.
Address proof such as Aadhaar card, Passport, etc.
Coloured passport-size photographs.
How to apply for Air India SBI Signature Card Online?
You can apply for this credit card primarily from the website of the State of Bank of India. However, you can also apply through the BankBazaar website.
Here are the steps to apply for this card through BankBazaar:
Select the option of 'Check Eligibility' in order to check if you are eligible for the credit card.
Fill the information which is asked from the portal.
A list of documents will need to be uploaded according to what is asked.
Once done, click on submit.
You can use the tracking ID under the option of 'Track Application' on the webpage.
FAQ's
Is the Air India SBI Signature Card safe to use?
Yes, being a chip and pin enabled card, it is a safe credit card that you can use without worrying about security. This feature of the card protects it from counterfeiting and skimming.
What are the railway tickets surcharge on the Air India SBI Signature Card?
For railway tickets through counters, the surcharge is Rs. 30 + 2.5% of the transaction amount. For railway tickets through the Indian Railways website, it’s 1.8% of the transaction amount + service charge.
Do I need to pay anything for my Priority Pass member lounge visits with my Air India SBI Signature Card?
Yes, whenever you visit any Priority Pass member lounge, a usage fee would be charged on your Air India SBI Signature Card. This charge can be up to $27.
What is the interest-free credit period that I receive on my Air India SBI Signature Card?
You can enjoy an interest-free credit period of 20 to 50 days on your Air India SBI Signature Card. However, the interest-free period is applicable to retail spends on your credit card only. Moreover, to avail the interest-free period, you need to pay the full amount of the previous month’s outstanding balance.
What options do I have for paying the dues on my Air India SBI Signature Card?
You get multiple online and offline options for paying the dues on your Air India SBI Signature Card. The online methods include NEFT, Auto Debit facility, Internet Banking, Mobile Banking, Visa Credit Card Pay, National Automated Clearing House, etc.
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SBI card, I'm using it for almost 3.5 years. I'm having a Air India Signature card hence I'm getting free base fare on flight tickets and free domestic airport lounge access for quarterly twice. Sometimes i am getting offers on Flipkart and Amazon Website. In this card, whatever the limit came at the time of purchase same is there. Sometimes their app doesn't work hence payment doesn't updated on the same day hence they will charge the interest rate anyway they will give a waiver after i have given the request.
I have SBI credit card which was taken through Online.This card is not having any fuel benefits ,if purchase fuel for 10,000 need to pay extra charges of Rs.350 to 400 .I am using this credit card almost 3 months .The credit limit was good and it was 57,000 and so far the service is average according to my experience.
I am happy with SBI credit card because it has a fantastic mobile application which is best among all the bankers. I am using Signature credit card for around 3 years earlier had simply click card which they have upgraded. They did not charge me annual fee for my profile since have been doing higher transactions. The rate of interest is 14-16% and I have seen other banks are doing lesser than that being a Nationalized bank they should provide a best rate not so costlier.
I am holding SBI Air India credit card and my credit limit was about 2 lakh 44 thousand which was good. They use to charge me with the annual charges of 49999 Rs, this charges does not make me any difference because i use to get many offers which ware usable and also use to get more benefit for flight bookings.
I have Air India Signature card and its been 2 months. The credit limit is more than 50K which was okay. They are charging annual fee of Rs.1500. I have taken the card for flight ticket booking and it has air lounge access. The customer service is good.
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GIRI BABU GOLLAPALLI
, hyderabad
Reviewed on Apr 03, 2019
I got SBI Simply Air India signature and using it for past 8 months. It has good benefits on air ticket bookings. The credit limit was sufficient. It has annual fee of RS.1200 per annum. Also there is option for flexi pay. The customer service is good. The late payment charges are high.
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RAMANJANEYULU ADDANKI
, hyderabad
Reviewed on Mar 01, 2019
I had chosen to go with this AIR INDIA SBI SIGNATURE CARD since there is some good benefits with this card. The process in getting this card has been quite simple and it has been delivered to me on the right time. The card has not been having any sort of annual charges so far.
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0
PRADIP RANGRAV LONEKAR
, ahmedabad
Reviewed on Feb 17, 2019
It has been the best card among all the cards which i am holding. The credit limit whcih they had given with the card has been good and there has been some good benefits in holding this card as well. There has been an annual fee of 1500 whcih was there previously and now it has not been there.
I had been using this card for the past eight months and the credit limit with the card has been satisfactory as well. The card has been having an airport launch facility as well as many other offers. There has been an annual charges of 500 which has been nominal comparatively.
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JOHN PETER AROKIA LEO
, chennai
Reviewed on Oct 25, 2018
I have purchased this SBI card for past 3 years. There is no offers in the card. I used to receive a rewards points and i can use it in the shopping while I'm purchasing. They have offered me a credit limit of Rs. 98000. The response time in the customer care is very slow. Its around Rs. 3500 i have to pay as annual fee.
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0
BHARAT MAHANAND TIWARI
, mumbai
Reviewed on Aug 01, 2018
I'm using this card for last 2 months. I have not used the card much. There are many offers available. They have offered me a credit limit of Rs. 27000 and I'm okay with it. I'm not aware of the annual fee for this credit card. I have not gone through fee and interest rate. They are sending the offer messages in my mail.
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1
GURSHARAN SINGH
, kolkata
Reviewed on Jul 25, 2018
I had been holding the Air India Signature card and it has been the best card among all the other cards which i am holding, They had provided me with a good credit limit as well as there has been rewards points and cash back offers with the card. I had been using it for shopping and all other purchases.
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1
MANOJ KUMAR THAKUR
, new delhi
Reviewed on Jul 24, 2018
The credit limit which they have provided with the card had been good. The services which they have been providing is also great. I have been holding this card for the last 4 years. I have been using the card for shopping, online purchases, fuel purposes, gold purchases and wherever and whenever possible.
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0
AMIT KUMAR DUBEY
, mumbai
Reviewed on May 24, 2018
Even though the card is focused on travel purpose I use it for general Purchases, groceries. There are no special offers and reward points for normal daily life uses. It offers reward points on purchase of Air ticket from Air India airlines. SBI should improve their offers and benefits to the next level.
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SHAHSIKANT VARSHNEY
, new delhi
Reviewed on May 09, 2018
I have been using this card for the last eight months and so far no hassle during using it. I am satisfied with the services which are providing me till now, and also with the benefits . It is a very easy card to use. I use it mainly for booking the flight tickets.
I started using the SBI Air India credit card for the past 6 months. The customer support service is above average with the State bank of India and they need to improve with their service part. The credit limit value is good with this SBI Air India credit card and I am satisfied with it.
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RAVISHANKAR SITHAYYA
, bangalore
Reviewed on Apr 09, 2018
I have taken AIR INDIA SBI SIGNATURE CARD through online channel. I am not satisfied with the credit limit since I was expecting more around 5L. The rate of interest and charges are high. They charge annual fee. I used this card for various purpose.
There is a lot of confusion, even I contacted SBI customer service I asked them whether my credit card is activated or not. Because I was randomly getting message that my credit card application got rejected but I got my credit card as well. I would like to suggest their system should be updated. I am holding Air India SBI Signature Card. I got my welcome kit it was not cleared about the feature.
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BHUSHAN DUBEY
, ahmedabad
Reviewed on Feb 27, 2018
I am not happy with the credit card annual fee. SBI has charging around 4000 rupees. I have taken a Signature credit card and am using it for around 4 years now. The customer service and response was average. It offers free airport lounge access. The reward points are good.
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GAGAN JASROPIA
, navi mumbai
Reviewed on Jan 28, 2018
I had received my credit card on time, there are some delay but its okay. I got a Air India SBI Signature card. I am happy with the credit limit. I get more reward points from the Air India Flight bookings. It is a good card for travel purpose. The welcome reward points are very good and the joining fee is also nominal.
