For all you frequent flyers, here’s a card you should consider getting – the Air India SBI Platinum Card. The joining fee (which is also the first-year fee) on this card is Rs.1,499. The annual fee from the second year onwards is Rs.1,499. If you have any outstanding balance, you will be charged up to 3.35% per month (40.2% p.a.) as interest.
Offers from BankBazaar on the Air India SBI Platinum Card
You would love the paperless application process for the Air India SBI Platinum Card offered by BankBazaar.
You may check your credit score without paying anything for it on BankBazaar.
Air India SBI Platinum Card Features and Benefits
Welcome rewards
You can bag a welcome gift of 5,000 SBI reward points while signing up for the card. The reward points will be credited within 15 days of joining/annual fee payment.
You also get free membership to the Air India Frequent Flyer Program – Flying Returns as a joining benefit.
Milestone Reward points
You can earn up to 15,000 bonus points on achieving milestone annual spends.
For annual spends of Rs.2 lakh, you earn 5,000 reward points and for spends above Rs.3 lakh, you earn 10,000 reward points. Thus, the cumulative bonus reward points earned is 15,000.
Renewal benefit: You earn 2,000 reward points every year when you pay the renewal fee for the card.
Reward points program
You earn 2 reward points on every Rs.100 spent on the card.
Every Rs.100 spent on Air India ticket booking (for self) will give you 15 reward points and 5 reward points (for others).
Reward points can be converted into Air India Air Miles which can be further redeemed for travel bookings made on Air India. 1 Reward point equals 1 Air India Air Mile.
Fuel surcharge waiver
You can avail 1% fuel surcharge waiver on all fuel transactions conducted using the card. The waiver is valid at all petrol pumps across India for transactions worth Rs.500 to Rs.4,000.
The maximum waiver that can be availed per billing cycle is Rs.250.
Complimentary lounge access:With the Visa Lounge Access Program, you enjoy 8 complimentary visits to select domestic airport lounges. You can also enjoy access to lounges at over 600 international airports with the complimentary Priority Pass Program
Balance transfer on EMI:You can transfer the outstanding balance on your other bank credit cards to the SBI card and pay it back in EMIs. The balance transfer on EMI offered by SBI comes at a lesser interest rate and processing fee.
Flexipay: The facility enables you to convert any big-ticket purchases made on the card into easy monthly instalments. Any purchase worth Rs.2,500 or above can be converted into EMIs and can be paid back in tenures ranging from 3 to 12 months.
Lost Card Liability Cover: You also enjoy a lost card liability coverage of Rs.1 lakh with the Air India SBI Platinum Card.
Railway tickets bookings: With the Air India SBI Platinum Card, you get the facility of booking railway tickets online and getting them delivered at your doorstep.
Air India SBI Platinum Card fees and charges
Type of charges
Amount
Joining fee
Rs.1,499
Annual fee
Rs.1,499 per annum (from 2nd year onwards)
Interest rate
Up to 3.35% per month
Cash withdrawal charges
2.5% of transaction amount or a minimum Rs.300 per transaction (SBI ATMs and other domestic ATMs)
3% of the transaction amount or a minimum Rs.300 per transaction (International ATMs)
Rewards redemption fee
Rs.99. Nil for redemption on Air India Miles
Late payment fee
If the total amount due lies in between:
Rs.0 to Rs.200 – NIL
Rs.201 to Rs.500 – Rs.100
Rs.501 to Rs.1,000 – Rs.400
Rs.1,001 to Rs.10,000 – Rs.600
Rs.10,001 to Rs.25,000 – Rs.800
Rs.25,001 and above – Rs.950
Cash payment fee
Rs.100
Payment dishonour fee
2% of payment amount subject to a minimum of Rs.450
Cheque pickup
Rs.100
Cheque payment fee
Rs.100 (For cheque payments up to Rs.10,000)
Card replacement charge
Rs.100 (when in India)
NIL (when in abroad)
Foreign currency transaction fee
3.5% of the transaction amount
Over limit charges
2.5% of the amount, subject to a minimum of Rs.500
Eligibility to apply for the Air India SBI Platinum Card
To be eligible for the Air India SBI Platinum Card,
You need to maintain a stable income source. You would be informed about the income criteria when you apply for the card.
You must meet the age criteria as specified by SBI.
You should maintain a high credit score.
*If there are any other eligibility criteria, you would be informed about the same.
Documents needed to apply for the Air India SBI Platinum Card
The required documents include your PAN Card photocopy, income proofs, and one photograph.
You also need to submit your address proof and ID proof.
*If there are any other eligibility criteria, you would be informed about the same.
How to apply for the Air India SBI Platinum Card online?
You can apply for the Air India SBI Platinum Card online on the SBI credit card website.
Also, another option to apply for the Air India SBI Platinum Card is through BankBazaar website. This can be done through the following steps.
On the Air India SBI Platinum Card page on BankBazaar.com, select ‘Check Eligibility’ and complete the formalities.
Next, you have to enter the required details followed by uploading of the documents. Click ‘Submit’ when it is done.
To check the status of the Air India SBI Platinum Card, click on ‘Track Your Application’ and enter the application ID shared with you.
FAQs on the Air India SBI Platinum Card
Q. When I apply for Air India SBI Platinum Card, can I save my half-done application and continue later?
A. Yes, you may. The SBI web page has that feature.
Q. How can I retrieve my Air India SBI Platinum Card saved application?
A. To retrieve your Air India SBI Platinum Card saved application, you can simply log in to the application page and click the retrieve option.
Q. How do I use my Air India SBI Platinum Card for air miles?
A. For converting the reward points on the Air India SBI Platinum Card to Air India Air Miles, call SBI Card helpline at 1860 180 1290 or 39020202. You require a minimum of 5,000 reward points for availing the redemption option.
Air Mile redemption has to be in multiples of 5,000 and will be converted within 7 working days from the date of receiving the request.
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I am having a credit card from SBI and the festival times also they are deducting the dues on time and the interest rates are high. They are charging me higher penalty charges due to that i'm planning to surrender the card. I haven't increased my limit till now. Offers are there but I'm not utilizing the same. I'm holding the Air India Visa platinum card.
I applied for SBI simply click credit card through online. Bank executive collected the documents and I received the card with in one week. Annual fee is Rs.500. I am happy with the credit limit is 5 lakhs and I get good offer on all purchases.
1 year ago, i have purchased credit card from SBI. I am holding the Air India card and there is no much benefits available on this card. I didn't get any kind of mail of SMS regarding the offers. SBI executive asked me to increase the limit but i have denied.
I have State Bank Of India credit card which was taken through Bank .I am using this credit card so far ,The credit limit was really good and it was more than 2 lakhs and this was a chargeable card .Need to pay Rs.499on yearly basis .This is a simpy save card which is very comfortable on every situation and totally satisfied with the service.
I have a SBI Air India platinum and they have offered me a good bonus points and good credit limit also. The offers on the miles stone based. If i spent Rs. 5 lakhs i get so much bonus and they are increasing the credit limit on a regular basis. In Air India, i get a miles bonus program and i get 13 bonus.
I do more transactions on my SBI credit card and its no.1. If my billing cycle is today and got a reminder at around 11'o clock and I make the due through any other net banking. It get reflects immediately within a minute which avoids late payment charges and am more happy. I use SBI AirIndia Platinum for more than 1.5 years. I will redeem my points for flight bookings.
From SBI Air India card I used to get 2 to 3 free tickets in a year. Payment updation is very fast than other banks but service is not upto the mark, and the IVR take some time to reach the executive. Its a chargeable card around Rs. 1500 on yearly basis, however they give 5000 miles I could convert it.
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DIVYA SHRIVASTAVA
, indore
Reviewed on Feb 18, 2019
For last 2 years am using Air India sbi credit card . Their customer service and response is good . Am satisfied with the credit limit which they have offered . As there is annual charge for the card which gets waived off after using certain limit . There is no additional charges for the transaction which i make.
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MARIYAPPAN GANESHPANDIAN
, chennai
Reviewed on Feb 15, 2019
I am using Air India Platinum credit card for past 5 to 6 years. State Bank of India has given me a lower credit limit. There is no much benefits. I never faced any problems and not contacted with the customer service. I am using it for multi purpose. They are charging annual fee around 1000 rupees.
There is a annual fee which is negligible . I have to pay the annual fee of Rs.1500 and it will not waived off. They have offered me a credit limit of Rs. 1.20 lakhs. Last 1 years I'm using the AirIndia SBI credit card. I have not availed any kind of offers so far. Regularly they are sending offer notifications to my mails. I have interacted with the customer care and the response was prompt.
I had very bad experience with SBI credit card. I m holding SBI credit card from last 6 months. I hadn't received a single bill for it. I called Customer care. That time i knew that my card was blocked and my out standing bill was 6,000rs+. Because in my first bill cycle the annual fee was charged and every month interest was adding. but in 6 month i haven't received any call or bill from SBI. Then a called to customer care they waived off the interest amount and i paid 1499rs of annual fees. after couple of days i called customer care and asked for the status. But again it was strange for me that card was deactivate. After paying the annual fee how should they deactivate the card. I think the moral is if any one face this issue just destroy the card and complaint that we have not received any card. It was a bad experience for me.
I have got this AIR INDIA SBI PLATINUM CARD by last month. They have offered me a annual fee Rs. 2000 including the GST charges. I don' have the idea of waive of the annual fee. They have offered me a credit limit of Rs. 98000 and I'm very much happy about it. 5% cashback offers on the purchase on the Amazon website and their customer care is really awesome. I'm not aware of the flight ticket offers.
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JANAKKUMAR KUMBHAR
, ahmedabad
Reviewed on Jul 09, 2018
SBI is having a very good user interface but the interest rates are very high. I'm holding this SBI credit card for almost 8 months. They have offered me a credit limit of Rs. 50K and i'm glad about it. The customer care service is not upto the mark. Annual fee of SBI is quite high and they are charging Rs. 2000 and it will not waived off.
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ASHUTOSH MISHRA
, new delhi
Reviewed on Jul 01, 2018
It has been a good card and i had been holding this card for a while. They also had given me with a very good credit limit and there also had been very good benefits and features with the card. I had been using the card for shopping and all other purposes. There has not been any issues faced with any of the services which they had been providing..
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MANIKANDAN N
, coimbatore
Reviewed on Jun 30, 2018
I've been using the SBI Air India Credit card for a while. The limit is very good, they offered me a limit 86000 which is fair. I never had any issues with their services. They don't have any commendable offers and promotions. Overall it is a useful card to have.
I've been using the SBI Air India Platinum credit card for a while. The limit is good. Their Email facilities are good. They always send regular notification about the important dates and the billing cycle, Their notification system is absolutely good. I am really happy with their services.
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ASHUTOSH MISHRA
, bangalore
Reviewed on May 29, 2018
The customer support service and he response is good with the State bank of India. The credit limit value is good with the Sbi Air India Platinum credit card. The benefits and the offers are better with this Sbi Air India Platinum credit card.
Even though the credit limit of SBI Air India Credit card is high, they are not providing any sort of reward points and cash back offers. I never had any issues with their services. I hardly use this card and this card is good for shopping and other purchases.
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DURAIRAJ ARUNASALAM
, chennai
Reviewed on May 18, 2018
The SBI Air India Platinum Credit card is very good for for flight ticket booking, the reward points can be converted into mile which can be used for ticket booking. The limit is not good as expected and which is the only drawback with the card.
I have chosen this card since it had been a good card to chose as well as the card had good benefits. I am happy with the credit limit which have been provided with card and also the benefits and features also are very good. It has took nearly 15 days for the card to reach me. The documentation process was quite easy and it went smooth.
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