Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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The JetPrivilege credit card is a co-branded card with HDFC Bank and Jet Airways which offers first-class travel privileges and other exclusive benefits for the customers of the bank. This credit card is curated specifically for the frequent traveller and is one of the best offered by HDFC Bank.
However, given the recent updates from Jet Airways, as they have decided to suspend operations, your JPMiles can still be used.
Since Jet Airways is also partially owned by Etihad Airways, your JPMiles can be used to buy tickets from any of the partner airlines of Jet Airways such as Delta, AeroMexico, Etihad Airways, Air France, Air Canada, and Virgin Atlantic.
The airline company also has its airline running in Europe. One way or return flight tickets can be purchased to and from Amsterdam, London, and Paris.
Welcome Benefits
Renewal Benefits
JPMiles Accrual Program
Lifestyle Benefits
Renewal Fee Benefits
The credit limit of the JetPrivilege card is at the discretion of the bank. HDFC Bank considers a number of factors before setting a credit limit such as the credit score of the primary cardholder, the credit report as well as current and past repayment history.
For all the transactions done with this credit card, you will be receiving JPMiles instead of reward points. Hence the JPMiles can be redeemed at the Jet Privilege website by adding your Jet Privilege number.
To know more, it is advised that you contact the customer care of Jet Privilege or HDFC Bank.
| Type of Charge | Amount |
|---|---|
| Annual fee | Rs.2,500 |
| Interest-free period | Up to 50 days |
| Minimum repayment amount | 5% or a minimum of Rs.200 |
| Cash advance limit | 40% of the credit limit |
| Charges on revolving credit | 3.49% |
| Additional card fee | Free |
| Late payment charges | If statement balance is less than Rs.100 - Nil Rs.100 to Rs.500 - Rs.100 Rs.501 to Rs.5,000 - Rs.500 Rs.5,001 to Rs.10,000 - Rs.600 Rs.10,001 to Rs.25,000 - Rs.850 More than Rs.25,000 - Rs.950 |
| Cash advance charges | 2.5% of the amount withdrawn or Rs.500, whichever is higher. |
| Charges on over limit account | 2.5% of the over limit amount or Rs.500. The higher amount will be taken. |
| Cash processing fee | Rs.100 |
| Payment return charges | 2% of the payment amount subjected to a minimum of Rs.450 |
| Rewards redemption fee | Rs.99 per redemption request |
| Fuel transaction surcharge | Fuel surcharge waiver capped at Rs.500 per billing cycle. |
| Balance transfer processing charges | 1% of Balance transfer amount or Rs.250, whichever is higher. |
| Railway ticket purchase fee | 1.8% of the transaction amount + GST |
| Outstation cheque processing charge | Cheque value of up to Rs.5,000 - Rs.25 If cheque value is more than Rs.5,000 - Rs.50 |
| Reissue of a stolen, lost or damaged card | Rs.100 |
| Foreign currency transactions | 2% |
You can apply for this credit card through offline or online methods. To apply for the card, you can visit the branch of HDFC Bank, fill the application and submit it there or you can also call the customer care to apply for the card.
However, if you wish to apply for the card online, you can visit the website of HDFC Bank and apply for the card or you can do so through the BankBazaar website.
To apply for the card through BankBazaar, here are the steps which you need to follow:
Post the first swipe, it takes just 7 days. However, later swipes at retail outlets (as part of the JPMiles Programme) will accumulate JPMiles will be credited to your account within 45 working days.
You will have to intimate the Credit Cards Customer Service immediately about the loss of card. After this, all charges and activity on this stolen/lost card will not be attributed to you. Next, a replacement card will be arranged for you.
The reward points here are the JPMiles, and these are earned whenever you swipe your card at any retail outlet as part of the purchase of a product/service. The accumulated points are credited to your JPMiles account and can be redeemed accordingly.
The JetPrivilege HDFC Bank World Credit Card can be used at any retail outlet that accepts cards. You can use it at the movies, for travel, shopping, online transactions, etc.
Just as you would do for a normal credit card- by cash, cheque, at the ATM or via net banking.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
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