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  • JetPrivilege HDFC Bank Titanium Credit Card

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    JetPrivilege HDFC Bank Titanium Credit Card

    Travel more with you JetPrivilege HDFC Bank Titanium Credit Card. This card is brought to you in association with Jet Airways and you can enjoy a host of benefits when you travel. Enjoy a number of benefits on your credit card. Spend on your card and rack up JPMiles. Redeem them for flight tickets, discounts and more. The more you use your card the more benefits you can avail.

    Benefits of JetPrivilege HDFC Bank Titanium Credit Card

    • Welcome Benefit

      Upon joining, you will receive a discount voucher of Rs.750 which can be used to book a return ticket. The offer is applicable on Jet Airways domestic flights.

    • Initial Spend Benefit

      Swipe your credit card within 90 days of card issuance and earn 1,000 JPMiles.

      If you spend Rs.25,000 or more within the first 90 days, you will be credited with 1,000 bonus JPMiles.

    • Renewal Benefit

      Swipe your card within the first 90 days from the date of renewal and get 1,000 bonus JPMiles.

      Upon renewal, you will receive a discount voucher of Rs.750 which can be used to book a return ticket. The offer is applicable on Jet Airways domestic flights.

    • Renewal Fee Waiver

      Within the first 12 months of the issuance of the card, if you spend Rs.1.5 lakhs on the card, your renewal fee is waived for the next year.

    • Fuel Surcharge Waiver

      Avail upto Rs.250 waiver on fuel surcharge for every billing cycle.

    • JPMiles Accrual

      Under this program, you can earn JPMiles every time you spend on your credit card. Get 4 JPMiles for every Rs.150 spent on retail, and 12 JPMiles for every Rs.150 spent on flight tickets on the Jet Airways website.

    • EXTRA JPMiles

      Under this program, you are entitled to accelerated JPMiles through partners. The program has more than 557 EXTRA JPMiles partners across 2,480 locations in India. Simply pay with your JetPrivilege HDFC Bank Credit Card and earn higher JPMiles. The miles are credited within 45 days from the date of transaction and will be stored in your JetPrivilege account.

    • Discounts on Jet Airways

      Get 5% off on any domestic flight ticket when you book on the Jet Airways website.

    • MasterCard Lounge Program

      You have access to select airport lounges in India. Relax and freshen up between your travels with your JetPrivilege HDFC Bank Credit Card.

    Features of JetPrivilege HDFC Bank Titanium Credit Card

    • Credit Periods

      Enjoy up to 50 days interest-free periods for your spends on the JetPrivilege HDFC Bank Credit Card.

    • EMV Chip enabled

      Your transactions are secure with this chip credit card. The EMV chip protects you and your credit card against tampering, counterfeiting and skimming.

    • Revolving credit

      Pay the minimum due and carry forward your balance at 3.25% per month.

    • Zero Liability

      In case you lose your credit card, you can report it immediately to HDFC Bank and you will not be liable for any transactions made on the card after you’ve reported it.

    • Supplementary cards

      Get up to 3 supplementary card for your immediate family members. The add-on cardholders must’ve attained the age of 18.

    Eligibility

    For salaried individuals, you should be at least 21 years old and not be above the age of 60.

    For self-employed, the minimum age limit is 21 years and the maximum age allowed is 65 years.

    Fees and Charges

    Details Charges
    Annual Fee Rs.500 plus tax
    Renewal Fee Rs.500 plus tax
    Supplementary card 3 add on cards
    Minimum due 5% of total bill subject to a minimum of Rs.200
    Interest-free period Upto 50 days
    Cash advance 40% of credit limit
    Interest on revolving credit Initial rate of interest is fixed at 3.40% per month or 40.8% annually. Based on spends, repayment and utilization, this can be changed periodically. Maximum interest rate chargeable even in the event of default is 3.5% per month or 42% per year.
    Overlimit charges 2.5% of amount spent over credit limit subject to a minimum of Rs.450
    Charges on cash advance 2.5% on the amount withdrawn, subject to a minimum of Rs.300.
    Duplicate card Rs.100
    Payment return 2% of the payment amount returned subject to a minimum of Rs.450.
    Cash payment processing Rs.100 for all credit card bills paid via cash at bank branches or ATMs
    Outstation cheque For cheques above Rs.5,000, Rs. 50 is charged. For cheques up to Rs.5,000 value, Rs.25 is charged.
    Balance Transfer Fee 2% of the amount transferred subject to a minimum of Rs.250.
    Foreign currency transactions 3.0% markup
    Railway ticket surcharge Rs.30 + 2.5% of the transaction amount. For transactions carried out through the HDFC payment gateway, a fee of 1.8% + GST is applicable. For all other bank gateways, the rate is as per the IRCTC website.
    Petrol Surcharge The fuel surcharge waiver is capped at Rs.500 for every billing statement

    Late payment fees

    Statement Balance Fees
    Less than Rs.100 Nil
    Rs.100 - Rs. 500 Rs.100
    Rs.501 - Rs.5,000 Rs.400
    Rs.5,001 to Rs.10,000 Rs.500
    Rs.10,001 to Rs.20,000 Rs.700
    Rs.20,001 and above Rs.700

    What are the modes of payment for my HDFC Bank credit card?

    You can pay your credit card bill using any of the following modes:

    • Cash payments at bank branch.
    • Cheque or draft drawn on “HDFC Bank Card Number xxxx xxxx xxxx xxxx”.
    • Non HDFC bank customers can place standing instructions to transfer money automatically from their bank account.
    • HDFC bank account holders can use net banking, ATMs or phone banking.
    • You can make the payment using NEFT with the IFSC code HDFC0000128.
    • For cardholders who do not have a HDFC bank account, you can use Billdesk to pay through other bank accounts.
    • VISA money transfer.

    FAQs

    1. Can I earn JPMiles when I spend on fuel?

      No, reward points cannot be earned on this credit card when you spend on fuel transactions.

    2. I missed a payment on my credit card, will I be charged?

      Yes, if you miss paying your credit card bill, there is a penalty applicable depending on the amount outstanding on your card. To avoid penalties, pay at least the minimum due by the payment due date. Missing a payment could also result in an increase in your interest rate.

    3. How do I address grievances regarding my HDFC credit card?

      • You can write a letter addressed to:

      The Manager, Grievance Cell,

      HDFC Bank Credit Cards Division,

      8, Lattice Brigade Road,

      Thiruvanmiyur, Chennai - 600 041.

      • You can also call the customer care helpline between 9:30 a.m. and 5:30 a.m.
    4. When will my first-swipe bonus JPMiles be credited?

      Once you swipe your credit card within 90 days, it will take up to 7 days to be credited to your Jetprivilege account.

    5. What are the details of the discount voucher given when joining?

      You will receive a voucher worth Rs.750. This can be used to get a discount on the base fare of a return flight. The flight must be booked only on the Jet Airways website. It is valid only on domestic Jet Airways flights.

    *GST rate of 18% applicable for all financial services effective July 1, 2017

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