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  • JetPrivilege HDFC Bank Titanium Credit Card

    Fees & Charges

    Promised Interest Rate

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    JetPrivilege HDFC Bank Titanium Credit Card

    Travel more with you JetPrivilege HDFC Bank Titanium Credit Card. This card is brought to you in association with Jet Airways and you can enjoy a host of benefits when you travel. Enjoy a number of benefits on your credit card. Spend on your card and rack up JPMiles. Redeem them for flight tickets, discounts and more. The more you use your card the more benefits you can avail.

    Benefits of JetPrivilege HDFC Bank Titanium Credit Card

    • Welcome Benefit

      Upon joining, you will receive a discount voucher of Rs.750 which can be used to book a return ticket. The offer is applicable on Jet Airways domestic flights.

    • Initial Spend Benefit

      Swipe your credit card within 90 days of card issuance and earn 1,000 JPMiles.

      If you spend Rs.25,000 or more within the first 90 days, you will be credited with 1,000 bonus JPMiles.

    • Renewal Benefit

      Swipe your card within the first 90 days from the date of renewal and get 1,000 bonus JPMiles.

      Upon renewal, you will receive a discount voucher of Rs.750 which can be used to book a return ticket. The offer is applicable on Jet Airways domestic flights.

    • Renewal Fee Waiver

      Within the first 12 months of the issuance of the card, if you spend Rs.1.5 lakhs on the card, your renewal fee is waived for the next year.

    • Fuel Surcharge Waiver

      Avail upto Rs.250 waiver on fuel surcharge for every billing cycle.

    • JPMiles Accrual

      Under this program, you can earn JPMiles every time you spend on your credit card. Get 4 JPMiles for every Rs.150 spent on retail, and 12 JPMiles for every Rs.150 spent on flight tickets on the Jet Airways website.

    • EXTRA JPMiles

      Under this program, you are entitled to accelerated JPMiles through partners. The program has more than 557 EXTRA JPMiles partners across 2,480 locations in India. Simply pay with your JetPrivilege HDFC Bank Credit Card and earn higher JPMiles. The miles are credited within 45 days from the date of transaction and will be stored in your JetPrivilege account.

    • Discounts on Jet Airways

      Get 5% off on any domestic flight ticket when you book on the Jet Airways website.

    • MasterCard Lounge Program

      You have access to select airport lounges in India. Relax and freshen up between your travels with your JetPrivilege HDFC Bank Credit Card.

    Features of JetPrivilege HDFC Bank Titanium Credit Card

    • Credit Periods

      Enjoy up to 50 days interest-free periods for your spends on the JetPrivilege HDFC Bank Credit Card.

    • EMV Chip enabled

      Your transactions are secure with this chip credit card. The EMV chip protects you and your credit card against tampering, counterfeiting and skimming.

    • Revolving credit

      Pay the minimum due and carry forward your balance at 3.25% per month.

    • Zero Liability

      In case you lose your credit card, you can report it immediately to HDFC Bank and you will not be liable for any transactions made on the card after you’ve reported it.

    • Supplementary cards

      Get up to 3 supplementary card for your immediate family members. The add-on cardholders must’ve attained the age of 18.

    Eligibility

    For salaried individuals, you should be at least 21 years old and not be above the age of 60.

    For self-employed, the minimum age limit is 21 years and the maximum age allowed is 65 years.

    Fees and Charges

    Details Charges
    Annual Fee Rs.500 plus tax
    Renewal Fee Rs.500 plus tax
    Supplementary card 3 add on cards
    Minimum due 5% of total bill subject to a minimum of Rs.200
    Interest-free period Upto 50 days
    Cash advance 40% of credit limit
    Interest on revolving credit Initial rate of interest is fixed at 3.40% per month or 40.8% annually. Based on spends, repayment and utilization, this can be changed periodically. Maximum interest rate chargeable even in the event of default is 3.5% per month or 42% per year.
    Overlimit charges 2.5% of amount spent over credit limit subject to a minimum of Rs.450
    Charges on cash advance 2.5% on the amount withdrawn, subject to a minimum of Rs.300.
    Duplicate card Rs.100
    Payment return 2% of the payment amount returned subject to a minimum of Rs.450.
    Cash payment processing Rs.100 for all credit card bills paid via cash at bank branches or ATMs
    Outstation cheque For cheques above Rs.5,000, Rs. 50 is charged. For cheques up to Rs.5,000 value, Rs.25 is charged.
    Balance Transfer Fee 2% of the amount transferred subject to a minimum of Rs.250.
    Foreign currency transactions 3.0% markup
    Railway ticket surcharge Rs.30 + 2.5% of the transaction amount. For transactions carried out through the HDFC payment gateway, a fee of 1.8% + GST is applicable. For all other bank gateways, the rate is as per the IRCTC website.
    Petrol Surcharge The fuel surcharge waiver is capped at Rs.500 for every billing statement

    Late payment fees

    Statement Balance Fees
    Less than Rs.100 Nil
    Rs.100 - Rs. 500 Rs.100
    Rs.501 - Rs.5,000 Rs.400
    Rs.5,001 to Rs.10,000 Rs.500
    Rs.10,001 to Rs.20,000 Rs.700
    Rs.20,001 and above Rs.700

    What are the modes of payment for my HDFC Bank credit card?

    You can pay your credit card bill using any of the following modes:

    • Cash payments at bank branch.
    • Cheque or draft drawn on “HDFC Bank Card Number xxxx xxxx xxxx xxxx”.
    • Non HDFC bank customers can place standing instructions to transfer money automatically from their bank account.
    • HDFC bank account holders can use net banking, ATMs or phone banking.
    • You can make the payment using NEFT with the IFSC code HDFC0000128.
    • For cardholders who do not have a HDFC bank account, you can use Billdesk to pay through other bank accounts.
    • VISA money transfer.

    FAQs

    1. Can I earn JPMiles when I spend on fuel?

      No, reward points cannot be earned on this credit card when you spend on fuel transactions.

    2. I missed a payment on my credit card, will I be charged?

      Yes, if you miss paying your credit card bill, there is a penalty applicable depending on the amount outstanding on your card. To avoid penalties, pay at least the minimum due by the payment due date. Missing a payment could also result in an increase in your interest rate.

    3. How do I address grievances regarding my HDFC credit card?

      • You can write a letter addressed to:

      The Manager, Grievance Cell,

      HDFC Bank Credit Cards Division,

      8, Lattice Brigade Road,

      Thiruvanmiyur, Chennai - 600 041.

      • You can also call the customer care helpline between 9:30 a.m. and 5:30 a.m.
    4. When will my first-swipe bonus JPMiles be credited?

      Once you swipe your credit card within 90 days, it will take up to 7 days to be credited to your Jetprivilege account.

    5. What are the details of the discount voucher given when joining?

      You will receive a voucher worth Rs.750. This can be used to get a discount on the base fare of a return flight. The flight must be booked only on the Jet Airways website. It is valid only on domestic Jet Airways flights.

    *GST rate of 18% applicable for all financial services effective July 1, 2017

    Credit Card Reviews

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      0.5 4.0/5 "Great!"
      I hold a HDFC bank credit card from last 10 years, the credit card services are good when compared to other cards. There was no annual fee charged for this credit card. It is a Regalia credit card where i get good reward points with good value. I am happy with the credit limit in this card.
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    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have applied for HDFC credit card a month ago , there service so far i have experience was good, they have charged me annual fee in this card and there is no waived off option available in this card, i am happy with my credit limit they have given me in this card, i have no idea about the offers they are given me or not as it has been just 1 month only i have started using so it is very early to comment on that.
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      , bhubaneshwar
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    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have applied for HDFC credit card for a while,they have given me good credit limit in this card and it sufficient for me and they have charged any annual fee in this card up to 700-800,and there is waived off option available in this card,and the reason for this card is there service is good, there mobile banking is good i can see all my transaction and when will be my due date they use to update me on time.
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      , pune
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    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
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      , bangalore
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    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
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      , gurgaon
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    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am using Hdfc bank credit card for last few years . Where they have given good credit limit they used to increase time to time basis . There are no annual charges as its life time free card . Am getting cash back offers . Overall am satisfied with the Hdfc credit card .
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      , chennai
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    • HDFC Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
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      Was this review helpful? 0
      , bangalore
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    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      HDFC credit card is my first card that i started using and still using it. I carry a experience of 3 years with HDFC . Limit given to me is fine and i always get messages related to my transactions on time. There is an yearly charge but it gets waived off.
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      , hyderabad
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    • HDFC Bank Credit Card
      "GOOD"
      0.5 4.5/5 "Excellent!"
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      , bangalore
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    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Using Hdfc bank credit card for last 2 years Customer service and response is good . As there is no annual charges for this credit card as its life time free card . There are no additional charges for the transaction which i make. Am satisfied with the credit limit which they have offered.
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      , new delhi
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
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      Was this review helpful? 0
      , faridabad
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Hassle free banking"
      0.5 4.0/5 "Great!"
      HDFC Bank is doing good in the credit card services. The customer support is fine and the credit limit is also good. The card has good features and the card is beneficial as well. The statements are clear and sent to me on time. Till date I had no hassles.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I had been using the HDFC credit card for last 2 years. They have offered me a credit limit of Rs. 26000 and I'm happy about it. I called the customer care to enhance the credit limit. When i purchase this card, they have offered me a credit limit of rs. 40000 and they have reduced now. When i ask the reason they said due to delay in payment, reduced the credit limit.
      Was this review helpful? 0
      , mumbai
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    • HDFC Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
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      Was this review helpful? 0
      , chennai
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Not satisfied with the charges"
      0.5 3.0/5 "Satisfactory"
      HDFC credit card is my first credit card and i was using it since 3 years . Recently i had to terminate this card. I have given a less limit and upon that if even there is a delay of 1 day , the charges were more. HDFC when it come to fine charges , they charge comparatively high. So that was the reason i had opted to close my card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      Recently i have purchased a HDFC credit card 1 month before. When i purchased my personal loan, they have given me a credit card on offer basis. There is no yearly charges for this card. They have offered me a credit limit of Rs, 70 K. I have not availed any kind offers so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      I bank with HDFC Bank for the credit card and there are good offers on the card. The credit limit is fine and the customer support and response is fine. The online transactions are convenient too. The statements are sent to me on time and in all good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "BEST CARD"
      0.5 5.0/5 "Blown Away!"
      HDFC BANK credit card is very good and i am satisfied with the credit card because the credit limit they have given is satisfactory also i use this for the multiple purpose also i get the cash backs, rewards points along with the credit card...
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 12, 2018
    • HDFC Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      This is my first credit card and i am using this card since long . When it comes to the limit it is fine as of now and would be happy if the limit is increased. There is an annual charge here and it is 450 Rs. Services are satisfactory and happy with its overall experience.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 12, 2018
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