Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  •  Loading your search... Loading your search...
  • JetPrivilege HDFC Bank Titanium Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    JetPrivilege HDFC Bank Titanium Credit Card

    Travel more with you JetPrivilege HDFC Bank Titanium Credit Card. This card is brought to you in association with Jet Airways and you can enjoy a host of benefits when you travel. Enjoy a number of benefits on your credit card. Spend on your card and rack up JPMiles. Redeem them for flight tickets, discounts and more. The more you use your card the more benefits you can avail.

    Benefits of JetPrivilege HDFC Bank Titanium Credit Card

    • Welcome Benefit

      Upon joining, you will receive a discount voucher of Rs.750 which can be used to book a return ticket. The offer is applicable on Jet Airways domestic flights.

    • Initial Spend Benefit

      Swipe your credit card within 90 days of card issuance and earn 1,000 JPMiles.

      If you spend Rs.25,000 or more within the first 90 days, you will be credited with 1,000 bonus JPMiles.

    • Renewal Benefit

      Swipe your card within the first 90 days from the date of renewal and get 1,000 bonus JPMiles.

      Upon renewal, you will receive a discount voucher of Rs.750 which can be used to book a return ticket. The offer is applicable on Jet Airways domestic flights.

    • Renewal Fee Waiver

      Within the first 12 months of the issuance of the card, if you spend Rs.1.5 lakhs on the card, your renewal fee is waived for the next year.

    • Fuel Surcharge Waiver

      Avail upto Rs.250 waiver on fuel surcharge for every billing cycle.

    • JPMiles Accrual

      Under this program, you can earn JPMiles every time you spend on your credit card. Get 4 JPMiles for every Rs.150 spent on retail, and 12 JPMiles for every Rs.150 spent on flight tickets on the Jet Airways website.

    • EXTRA JPMiles

      Under this program, you are entitled to accelerated JPMiles through partners. The program has more than 557 EXTRA JPMiles partners across 2,480 locations in India. Simply pay with your JetPrivilege HDFC Bank Credit Card and earn higher JPMiles. The miles are credited within 45 days from the date of transaction and will be stored in your JetPrivilege account.

    • Discounts on Jet Airways

      Get 5% off on any domestic flight ticket when you book on the Jet Airways website.

    • MasterCard Lounge Program

      You have access to select airport lounges in India. Relax and freshen up between your travels with your JetPrivilege HDFC Bank Credit Card.

    Features of JetPrivilege HDFC Bank Titanium Credit Card

    • Credit Periods

      Enjoy up to 50 days interest-free periods for your spends on the JetPrivilege HDFC Bank Credit Card.

    • EMV Chip enabled

      Your transactions are secure with this chip credit card. The EMV chip protects you and your credit card against tampering, counterfeiting and skimming.

    • Revolving credit

      Pay the minimum due and carry forward your balance at 3.25% per month.

    • Zero Liability

      In case you lose your credit card, you can report it immediately to HDFC Bank and you will not be liable for any transactions made on the card after you’ve reported it.

    • Supplementary cards

      Get up to 3 supplementary card for your immediate family members. The add-on cardholders must’ve attained the age of 18.

    Eligibility

    For salaried individuals, you should be at least 21 years old and not be above the age of 60.

    For self-employed, the minimum age limit is 21 years and the maximum age allowed is 65 years.

    Fees and Charges

    Details Charges
    Annual Fee Rs.500 plus tax
    Renewal Fee Rs.500 plus tax
    Supplementary card 3 add on cards
    Minimum due 5% of total bill subject to a minimum of Rs.200
    Interest-free period Upto 50 days
    Cash advance 40% of credit limit
    Interest on revolving credit Initial rate of interest is fixed at 3.40% per month or 40.8% annually. Based on spends, repayment and utilization, this can be changed periodically. Maximum interest rate chargeable even in the event of default is 3.5% per month or 42% per year.
    Overlimit charges 2.5% of amount spent over credit limit subject to a minimum of Rs.450
    Charges on cash advance 2.5% on the amount withdrawn, subject to a minimum of Rs.300.
    Duplicate card Rs.100
    Payment return 2% of the payment amount returned subject to a minimum of Rs.450.
    Cash payment processing Rs.100 for all credit card bills paid via cash at bank branches or ATMs
    Outstation cheque For cheques above Rs.5,000, Rs. 50 is charged. For cheques up to Rs.5,000 value, Rs.25 is charged.
    Balance Transfer Fee 2% of the amount transferred subject to a minimum of Rs.250.
    Foreign currency transactions 3.0% markup
    Railway ticket surcharge Rs.30 + 2.5% of the transaction amount. For transactions carried out through the HDFC payment gateway, a fee of 1.8% + GST is applicable. For all other bank gateways, the rate is as per the IRCTC website.
    Petrol Surcharge The fuel surcharge waiver is capped at Rs.500 for every billing statement

    Late payment fees

    Statement Balance Fees
    Less than Rs.100 Nil
    Rs.100 - Rs. 500 Rs.100
    Rs.501 - Rs.5,000 Rs.400
    Rs.5,001 to Rs.10,000 Rs.500
    Rs.10,001 to Rs.20,000 Rs.700
    Rs.20,001 and above Rs.700

    What are the modes of payment for my HDFC Bank credit card?

    You can pay your credit card bill using any of the following modes:

    • Cash payments at bank branch.
    • Cheque or draft drawn on “HDFC Bank Card Number xxxx xxxx xxxx xxxx”.
    • Non HDFC bank customers can place standing instructions to transfer money automatically from their bank account.
    • HDFC bank account holders can use net banking, ATMs or phone banking.
    • You can make the payment using NEFT with the IFSC code HDFC0000128.
    • For cardholders who do not have a HDFC bank account, you can use Billdesk to pay through other bank accounts.
    • VISA money transfer.

    FAQs

    1. Can I earn JPMiles when I spend on fuel?

      No, reward points cannot be earned on this credit card when you spend on fuel transactions.

    2. I missed a payment on my credit card, will I be charged?

      Yes, if you miss paying your credit card bill, there is a penalty applicable depending on the amount outstanding on your card. To avoid penalties, pay at least the minimum due by the payment due date. Missing a payment could also result in an increase in your interest rate.

    3. How do I address grievances regarding my HDFC credit card?

      • You can write a letter addressed to:

      The Manager, Grievance Cell,

      HDFC Bank Credit Cards Division,

      8, Lattice Brigade Road,

      Thiruvanmiyur, Chennai - 600 041.

      • You can also call the customer care helpline between 9:30 a.m. and 5:30 a.m.
    4. When will my first-swipe bonus JPMiles be credited?

      Once you swipe your credit card within 90 days, it will take up to 7 days to be credited to your Jetprivilege account.

    5. What are the details of the discount voucher given when joining?

      You will receive a voucher worth Rs.750. This can be used to get a discount on the base fare of a return flight. The flight must be booked only on the Jet Airways website. It is valid only on domestic Jet Airways flights.

    *GST rate of 18% applicable for all financial services effective July 1, 2017

    Credit Card Reviews

    • HDFC Bank Credit Card
      "Need to be Transparent to the customer"
      0.5 4.0/5 "Great!"
      I have taken a credit card with HDFC bank.The limit is not sufficient to transact with the card.Net banking facility is not applicable for thus card as i don't have an account with them.The executives did not intimate about he insurance for the card however i have been charged for the same of Rs 900,contacted the bank they promised to reverse the charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I have a HDFC credit card from last 6-7 months, the credit card services are very good in HDFC bank when compared to all other credit cards. There is no annual fee in this credit card. I get 10% instant cash back on mobile purchase and Rs 2500 cash back on Make My Trip. I have a credit limit of Rs 45000 and the cash limit of Rs 18000. I use net banking for making payments and there is no transaction issues.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with HDFC bank.The limit on the card is 50,000.I pay an annual fees of 500 to hold this card.The card type is Simply save card.The phone banking service is good and net banking service is convenient to use.I am happy banking with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with HDFC bank.They have offered a limit of 40,000.I don't have to pay an annual fees to use this card.I use net banking to make payment for the card bills.Phone banking service is good and respond on time.I do get reward points for every purchase and offers for shopping but i don't utilize it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Best"
      0.5 4.0/5 "Great!"
      I am having the HDFC bank credit card and am using it from the last seven to eight months of time. I would like to say that the customer service is very good one for me, also the credit limit value is an excellent one for me.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I do have HDFC bank credit card and am using it from the last two years of time. I would like to say that the response is fine one or me and the credit limit value is good one for me. I am happy with the HDFC bank credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the HDFC bank credit card for shopping, for fuel, for electronic purchases and for other usages,. I am satisfied with the credit limit with the Credit limit, I have approached their customer support to increase the credit limit but they haven't increased it yet.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with HDFC Bank. I am using platinum credit card for past 8 months. They offered a credit limit of 15K which was not good. I didn't get much discounts with them. It is a life time free credit card. Best thing is I can transfer the money into my account without any charges.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have my credit card with HDFC bank.I hold diner's club International card and the credit limit was 50,000. The customer service and responses was satisfactory . MY overall experience was very good so I would like to recommend to friends and others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have my credit card with HDFC bank.I hold diner's club International card and the credit limit was 50,000. The customer service and responses was satisfactory . My overall experience was very good so I would like to recommend to others and friends.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a HDFC credit card with a limit toe lakhs.I don't have to pay an annual fees to hold this card.I have offers for shopping.Net and mobile banking is excellent to use. Phone banking response is prompt.The card was processed within 7 days of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The updates are very good with the HDFC bank, The credit card statements are sent on time from the HDFC bank. I have the HDFC bank money back credit card for more than a year. The customer support is good with the HDFC bank credit card department. This card is valid up to 2020.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Need to be Transparent to the customer"
      0.5 5.0/5 "Blown Away!"
      I have applied for a credit card with HDFC bank.The limit on the card is 1.25 lakhs i am not satisfied with the limit on the card as they promised to give 3 lakhs.The bank has activated insurance for the card with the charges without informing me.I am totally not satisfied with the service as they need to be transparent to the customer.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am using Money Back credit card with HDFC Bank. The limit is very good and it is easy to do all my transactions. The reward points and cash back offers are fine. I am using this credit card for around 1 year. It is a life time free credit card. The charges are good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with HDFC bank.the limit on the card is 75,000.I pay an annual fees to hold this card of Rs 1000.I do get offers on the card and the net banking and phone banking service is good.Overall its a good experience with the bank.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Dec 15, 2017
    • HDFC Bank Credit Card
      "Best banking"
      0.5 4.0/5 "Great!"
      I have applied for a credit card with HDFC bank.The bank has approved for a limit of 60,000 i am not happy with limit as expected more probably will increase it in future.The rate of interest is high as compared to others.I don't have to pay an annual fees to hold this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Satisfied with limit"
      0.5 5.0/5 "Blown Away!"
      I hold a HDFC credit card with a limit of 1 lakhs 25 thousand. I get reward points and cash backs with the card. There is no annual charges with HDFC. The customer service and response from the bank end was perfect. I am totally satisfied with the card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Best banking"
      0.5 4.0/5 "Great!"
      I hold a HDFC credit card with a limit of 25,000. I need not pay an annul fees to hold this card.I have got best experience with hdfc bank. I pay my card bills by cheque.I use Mobile App as its very sufficient to transact.There is an EMI option on the card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Not satisfied"
      0.5 2.5/5 "Just OK"
      HDFC Bank needs to work on their services overall for the credit card. The customer service is not up to the mark and I am not okay with the way the response is to the customer. The net banking is also not good and I need to wait for a long time to get connected. The offers and limit is okay.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • HDFC Bank Credit Card
      "Best banking"
      0.5 4.0/5 "Great!"
      I have taken HDFC a credit card with limit of 70,000 also I am happy holding the card.I pay an annual fees of 1000 to maintain the card.I have started using the card,I do get offers on the card.I make payment through online.The executives are good and they always respond on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.