Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • JetPrivilege HDFC Bank Titanium Credit Card

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    JetPrivilege HDFC Bank Titanium Credit Card

    Travel more with you JetPrivilege HDFC Bank Titanium Credit Card. This card is brought to you in association with Jet Airways and you can enjoy a host of benefits when you travel. Enjoy a number of benefits on your credit card. Spend on your card and rack up JPMiles. Redeem them for flight tickets, discounts and more. The more you use your card the more benefits you can avail.

    Benefits of JetPrivilege HDFC Bank Titanium Credit Card

    • Welcome Benefit

      Upon joining, you will receive a discount voucher of Rs.750 which can be used to book a return ticket. The offer is applicable on Jet Airways domestic flights.

    • Initial Spend Benefit

      Swipe your credit card within 90 days of card issuance and earn 1,000 JPMiles.

      If you spend Rs.25,000 or more within the first 90 days, you will be credited with 1,000 bonus JPMiles.

    • Renewal Benefit

      Swipe your card within the first 90 days from the date of renewal and get 1,000 bonus JPMiles.

      Upon renewal, you will receive a discount voucher of Rs.750 which can be used to book a return ticket. The offer is applicable on Jet Airways domestic flights.

    • Renewal Fee Waiver

      Within the first 12 months of the issuance of the card, if you spend Rs.1.5 lakhs on the card, your renewal fee is waived for the next year.

    • Fuel Surcharge Waiver

      Avail upto Rs.250 waiver on fuel surcharge for every billing cycle.

    • JPMiles Accrual

      Under this program, you can earn JPMiles every time you spend on your credit card. Get 4 JPMiles for every Rs.150 spent on retail, and 12 JPMiles for every Rs.150 spent on flight tickets on the Jet Airways website.

    • EXTRA JPMiles

      Under this program, you are entitled to accelerated JPMiles through partners. The program has more than 557 EXTRA JPMiles partners across 2,480 locations in India. Simply pay with your JetPrivilege HDFC Bank Credit Card and earn higher JPMiles. The miles are credited within 45 days from the date of transaction and will be stored in your JetPrivilege account.

    • Discounts on Jet Airways

      Get 5% off on any domestic flight ticket when you book on the Jet Airways website.

    • MasterCard Lounge Program

      You have access to select airport lounges in India. Relax and freshen up between your travels with your JetPrivilege HDFC Bank Credit Card.

    Features of JetPrivilege HDFC Bank Titanium Credit Card

    • Credit Periods

      Enjoy up to 50 days interest-free periods for your spends on the JetPrivilege HDFC Bank Credit Card.

    • EMV Chip enabled

      Your transactions are secure with this chip credit card. The EMV chip protects you and your credit card against tampering, counterfeiting and skimming.

    • Revolving credit

      Pay the minimum due and carry forward your balance at 3.25% per month.

    • Zero Liability

      In case you lose your credit card, you can report it immediately to HDFC Bank and you will not be liable for any transactions made on the card after you’ve reported it.

    • Supplementary cards

      Get up to 3 supplementary card for your immediate family members. The add-on cardholders must’ve attained the age of 18.

    Eligibility

    For salaried individuals, you should be at least 21 years old and not be above the age of 60.

    For self-employed, the minimum age limit is 21 years and the maximum age allowed is 65 years.

    Fees and Charges

    Details Charges
    Annual Fee Rs.500 plus tax
    Renewal Fee Rs.500 plus tax
    Supplementary card 3 add on cards
    Minimum due 5% of total bill subject to a minimum of Rs.200
    Interest-free period Upto 50 days
    Cash advance 40% of credit limit
    Interest on revolving credit Initial rate of interest is fixed at 3.40% per month or 40.8% annually. Based on spends, repayment and utilization, this can be changed periodically. Maximum interest rate chargeable even in the event of default is 3.5% per month or 42% per year.
    Overlimit charges 2.5% of amount spent over credit limit subject to a minimum of Rs.450
    Charges on cash advance 2.5% on the amount withdrawn, subject to a minimum of Rs.300.
    Duplicate card Rs.100
    Payment return 2% of the payment amount returned subject to a minimum of Rs.450.
    Cash payment processing Rs.100 for all credit card bills paid via cash at bank branches or ATMs
    Outstation cheque For cheques above Rs.5,000, Rs. 50 is charged. For cheques up to Rs.5,000 value, Rs.25 is charged.
    Balance Transfer Fee 2% of the amount transferred subject to a minimum of Rs.250.
    Foreign currency transactions 3.0% markup
    Railway ticket surcharge Rs.30 + 2.5% of the transaction amount. For transactions carried out through the HDFC payment gateway, a fee of 1.8% + GST is applicable. For all other bank gateways, the rate is as per the IRCTC website.
    Petrol Surcharge The fuel surcharge waiver is capped at Rs.500 for every billing statement

    Late payment fees

    Statement Balance Fees
    Less than Rs.100 Nil
    Rs.100 - Rs. 500 Rs.100
    Rs.501 - Rs.5,000 Rs.400
    Rs.5,001 to Rs.10,000 Rs.500
    Rs.10,001 to Rs.20,000 Rs.700
    Rs.20,001 and above Rs.700

    What are the modes of payment for my HDFC Bank credit card?

    You can pay your credit card bill using any of the following modes:

    • Cash payments at bank branch.
    • Cheque or draft drawn on “HDFC Bank Card Number xxxx xxxx xxxx xxxx”.
    • Non HDFC bank customers can place standing instructions to transfer money automatically from their bank account.
    • HDFC bank account holders can use net banking, ATMs or phone banking.
    • You can make the payment using NEFT with the IFSC code HDFC0000128.
    • For cardholders who do not have a HDFC bank account, you can use Billdesk to pay through other bank accounts.
    • VISA money transfer.

    FAQs

    1. Can I earn JPMiles when I spend on fuel?

      No, reward points cannot be earned on this credit card when you spend on fuel transactions.

    2. I missed a payment on my credit card, will I be charged?

      Yes, if you miss paying your credit card bill, there is a penalty applicable depending on the amount outstanding on your card. To avoid penalties, pay at least the minimum due by the payment due date. Missing a payment could also result in an increase in your interest rate.

    3. How do I address grievances regarding my HDFC credit card?

      • You can write a letter addressed to:

      The Manager, Grievance Cell,

      HDFC Bank Credit Cards Division,

      8, Lattice Brigade Road,

      Thiruvanmiyur, Chennai - 600 041.

      • You can also call the customer care helpline between 9:30 a.m. and 5:30 a.m.
    4. When will my first-swipe bonus JPMiles be credited?

      Once you swipe your credit card within 90 days, it will take up to 7 days to be credited to your Jetprivilege account.

    5. What are the details of the discount voucher given when joining?

      You will receive a voucher worth Rs.750. This can be used to get a discount on the base fare of a return flight. The flight must be booked only on the Jet Airways website. It is valid only on domestic Jet Airways flights.

    *GST rate of 18% applicable for all financial services effective July 1, 2017

    Credit Card Reviews

    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding HDFC bank credit card for long time,They have not charged me annual fee in this card ,as it is life time free credit card, and i am happy with the credit limit which they have given me in this card,till now there was no issue,even their offers where good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 17, 2019
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I had been using this credit card for the last three years and the services which they had been providing so far was pretty good. The credit limit with the card is good and there is an annual charge of 500 with this card as well. I am using the card for all sort of purposes.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 17, 2019
    • HDFC Bank Credit Card
      "Nice credit card for all transactions"
      0.5 3.5/5 "Pretty good"
      I have cash back credit card from HDFC, there is no extra charges on the transaction, I am using this card more than 1 year, the bill part is very clear, I check the statement through netbanking then I make the payment, its a good for all transactions.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 17, 2019
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am holding HDFC BANK credit card , their services are also good, they offered me a good limit and never faced any issues with the card and their services. This card is as good as any other card you can find in the market and it is useful for all daily life transactions. Only offers are not there with this card . Credit limit is not satisfactory too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 17, 2019
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      HDFC has given me a Regalia credit card and I took it before 3 months back. It has air lounge access and also the redeem point structure is good. There is no annual fee for the first year alone and every year its 1000 rupees also it could be waived off based on transactions. The credit limit is sufficient to me.
      Was this review helpful? 0
      , faridabad
      Reviewed on Mar 17, 2019
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with HDFC BANK . Its been 5 years , i am using HDFC BANK credit card and till date its working fine and its services are up-to the mark. Transactions happens smooth all the time and the customer service is fine and i hope it keeps serving better in coming days too.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 17, 2019
    • HDFC Bank Credit Card
      "Average card "
      0.5 4.0/5 "Great!"
      I hold HDFC bank credit card . I am happy with HDFC services and I am pretty much satisfied with the limit provided to me . I am using it and i find it easy to carry transactions. There is joining fee at the time of getting the card . There is no hidden charges with this card .
      Was this review helpful? 0
      , pune
      Reviewed on Mar 17, 2019
    • HDFC Bank Credit Card
      "Not satisfactory service"
      0.5 1.0/5 "Really Bad"
      I have been using HDFC bank credit card for long time.But i am not satisfied with the service and planning to close this card soon,They have not charged me annual fee in this card, as it is life time free credit card, and even their credit limit is not up to the mark,and their offers are not good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 17, 2019
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I use HDFC MONEY BACK credit card for past one year. The annual charges are applicable. The credit limit is okay as of now but they needs to enhance the limit. The customer service is always good. The charges are perfect with them and I do get discounts.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 17, 2019
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been holding HDFC bank credit card from past long time,They have not charged me annual fee in this card,as it is life time free credit card, and i am happy with the credit limit which they have given me in this card, They did not provide much offers here.
      Was this review helpful? 0
      , faridabad
      Reviewed on Mar 17, 2019
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC credit card around five years, I am happy about this card I don't have any issue with that. Whatever I got it from the bank its fine, they are very transparent in their service. They have 15 days of grace period. Even the credit limit is satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 17, 2019
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been more than six years since i am using this credit card, i am happy with the services which they had provided so far. There is a good credit limit with this card and it does not have any annual charges as well. I am using the card for all purposes where i am getting some good offers as well.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 17, 2019
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding HDFC bank credit card for long time.They have not charged me annual fee in this card,as it is life time free credit card, and i am happy with the credit limit which they have given me in this card,and they use to give good offers in many things.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 17, 2019
    • HDFC Bank Credit Card
      "Best Card to Hold for transactions"
      0.5 5.0/5 "Blown Away!"
      HDFC credit card is providing cash back offers with different merchandise, they give discounts on the air ticket, dinning, clothing etc. The credit card accessibility is good, the limit is really fantastic, on yearly basis they are upgrading the limit, I am using this card since 1.5 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 17, 2019
    • HDFC Bank Credit Card
      "Should be transparent to the customer"
      0.5 1.0/5 "Really Bad"
      There is no offers available on my HDFC card , whenever I use the card for something , I make the payment within 20 days. But still they add some charges the gst, without my knowledge its not fair. The HDFC bank should be transparent to the customer.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 17, 2019
    • HDFC Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      Customer service provided is good and response at a time but I visit bank bazaar first time and I got a card through bank bazaar faster process in bank bazaar . I know the bank bazaar last four month through website and I am satisfied with bank bazaar. I have been using to website it is easy to access.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 16, 2019
    • HDFC Bank Credit Card
      "Best Credit Card to Hold"
      0.5 5.0/5 "Blown Away!"
      The service of HDFC is really good, I am very much delighted with their service, I am using this card for about three years, they give the personal loan based on the card. They increased the limit, my credit score mostly depend on the HDFC card. Previously I don't how to pay the bill, how to use the card but later I got used to it.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 16, 2019
    • HDFC Bank Credit Card
      "One of my favorite credit card "
      0.5 4.5/5 "Excellent!"
      For the last 10 years, I am using this HDFC credit card . HDFC has upgraded my credit card . From platinum to Regalia , which is useful for me in Airport Lounge .It is Premium valued card . As of now , I didn't face any problem . I am very much satisfied with the credit limit offered since it is more than one lakh.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 16, 2019
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Their customer service provide is good and response at a time last eleven years I am using Hdfc bank credit card for multipurpose this is life time free card and cash back offer travel benefit in this card and I am satisfied with this credit limit .I am very very happy with Hdfc bank.
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 16, 2019
    • HDFC Bank Credit Card
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      Just like that I took HDFC credit card, the service is really good, I got the card on time. The bank field executive came to my place picked up the paper and the process took around one week for the card delivery. The pin generation is really easy and more than my expectation I got the best credit limit.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 16, 2019
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