Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • InterMiles HDFC Bank Signature Credit Card

    The InterMiles HDFC Bank Signature Credit Card is a co-branded credit card by HDFC Bank and InterMiles that offers customers a wide range of features and benefits across different categories such as travel, reward points, fuel, and dining. The InterMiles HDFC Bank Signature Credit Card comes with an annual fee of Rs.2,500 and an interest rate of 3.49% per month.

    Key Highlights of InterMiles HDFC Bank Signature Credit Card

    • Joining bonus of 8,000 InterMiles.
    • Complimentary access to the Airport Lounge Program.
    • Earn up to 8 InterMiles on booking flights and hotels on the InterMiles website.
    • Complimentary membership to the Dineout Passport Program.
    • Fuel surcharge waiver

    Features and Benefits of InterMiles HDFC Bank Signature Credit Card

    Joining Benefits
    • Get a joining bonus of 8,000 InterMiles.
    • On spending Rs.6,000 within the first month, get 3,000 InterMiles.
    • Get 5,000 InterMiles on spending Rs.90,000 within the first 3 months.
    Travel Benefits
    • Avail a 10% discount on your Etihad Airways Business Class tickets.
    • Get a discount of 5% on booking your Economy ticket from Etihad Airways.
    • For every ticket booked on Etihad Airways, get 2.5x InterMiles.
    • Get 16 complimentary visits to airport lounges. 4 complimentary lounge visits per quarter via the VISA Lounge Program.
    • With the MasterCard Lounge Program, avail 16 complimentary visits to airport lounges.
    Renewal Benefits On paying the membership fee, get discount vouchers worth Rs.750 for flights and Rs.2,000 for hotels.
    Reward Point Benefits
    • Receive 6 InterMiles for every Rs.150 spent on retail purchases.
    • Get 12 InterMiles for every Rs.150 spent on hotel bookings on the InterMiles website.
    • For every Rs.150 spent on flight tickets booked from the website of InterMiles, receive 12 InterMiles.
    Dining Benefits
    • Enjoy discounts of up to 35% on dining expenses with the credit card.
    • Complimentary membership to the Dineout Passport Program.
    • Get 25% off on premium partner restaurants in India.
    • Make the most of your credit card with a 1+1 offer on buffets.
    Fuel Benefits With your credit card, the fuel surcharge of 2.5% will be waived on your fuel transactions.
    Spend-based Benefits On spending Rs.8 lakh in a year, the annual fee for the next year will be waived.
    Interest-free credit Benefits Enjoy an interest-free credit period of up to 50 days.

    InterMiles HDFC Bank Signature Credit Card Limit

    The credit limit of the InterMiles HDFC Bank Signature Credit Card is assigned at the discretion of the bank after considering various factors such as the credit score, the credit utilisation ratio, and the past repayment habits of the applicant.

    InterMiles HDFC Bank Signature Credit Card Fees and Charges

    Type of Charge Amount
    Annual fee Rs.2,500
    Interest-free credit period Up to 50 days
    Interest rate 3.49% per month
    Late payment charges If outstanding balance is:
    • Less than Rs.100 - Nil
    • Between Rs.100 and Rs.500 - Rs.100
    • Between Rs.500 and Rs.5,000 - Rs.500
    • Between Rs.5,000 and Rs.10,000 - Rs.600
    • Between Rs.10,000 and Rs.25,000 - Rs.800
    • Between Rs.25,000 and Rs.50,000 - Rs.1,100
    • Above Rs.50,000 - Rs.1,300
    Cash advance limit 40% of the credit limit
    Cash advance charges 2.5% of the amount withdrawn or Rs.500 (higher amount will be taken)
    Minimum repayment amount 5% of the total outstanding or a minimum of Rs.200
    Cash processing fee Rs.100
    Cash advance limit 40% of the credit limit
    Charges on overlimit 2.5% of the withdrawn amount or Rs.500
    Cash processing fee Rs.100
    Cash advance charges 2.5% of the withdrawn amount or Rs.500
    Duplicate statement charge Rs.10 per statement
    Payment returns charges 2% of the payment amount subjected to a minimum of Rs.450

    Eligibility Criteria for InterMiles HDFC Signature Credit Card

    Nationality The applicant must be a citizen of India.
    Employment status The applicant must be either salaried or self-employed
    Age The applicant must be at least 18 years old.
    Credit Score The applicants who hold a good credit score have a higher chance of being eligible for the card.

    Documents Required for the InterMiles HDFC Bank Signature Credit Card

    Identity Proof Income Proof Proof of Address
    Voter ID Salary Slip Ration Card
    Aadhaar Card Form 16 Aadhaar Card
    Driving License IT Returns Voter ID
    - - Passport

    How to Apply for InterMiles HDFC Bank Signature Credit Card

    You can apply for this HDFC Bank Credit Card from the official website of HDFC Bank or BankBazaar.

    To apply for the credit card, you can follow the steps given below:

    • Step 1: Visit the official website of HDFC Bank.
    • Step 2: Click on the ‘credit cards’ section.
    • Step 3: Select the InterMiles HDFC Bank Signature Credit Card
    • Step 4: Click on ‘Apply Now’.
    • Step 5: Submit the required details as prompted by the website.
    • Step 6: A representative from the bank will contact you.

    FAQs on InterMiles HDFC Signature Credit Card

    1. Can I opt for an add-on credit card?

      Yes, the primary cardholder can apply for an add-on credit card for family members above 18 years old.

    2. Can I apply for the InterMiles HDFC Signature Credit Card through BankBazaar?

      Yes, you can apply for the InterMiles HDFC Signature Credit Card via BankBazaar by visiting the card page and clicking on ‘Apply Now’.

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