Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    HDFC Bank Snapdeal Credit Card

    We found 1 HDFC Bank Snapdeal Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    500
    Response Time Within 30 minutes
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    HDFC Bank Snapdeal Credit Card is Rated as "Excellent!" by 9 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

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    Overview:

    Shop and save on Snapdeal.com with the Snapdeal HDFC Bank Credit Card. Get rewarded with every purchase done on Snapdeal along with rewards points, cashback and other exciting offers. The Snapdeal HDFC Bank Credit Card carries an embedded EMV chip which ensures that every transaction performed is safe and secure. The EMV chip protects the card against skimming and counterfeiting. Customers can also enjoy offers from top brands, fuel surcharge waivers, 3X rewards points and a multitude of deals and discounts from Snapdeal.

    Benefits of an Snapdeal HDFC Bank Credit Card:

    • Rewards Points:

      HDFC customers can enjoy 3X or 6 rewards points for every Rs. 150 that is spent on Snapdeal.com.

    • Renewal Fees:

      Snapdeal HDFC Bank Credit Card users can get their renewal fee reversed, when they spend Rs. 1, 50,000 for one year, before the renewal date.

    • Offers:

      Snapdeal HDFC Bank Credit card customers can get special offers from Freecharge, Cleartrip and Ola.

    Features of an Snapdeal HDFC Bank Credit Card:

    • Welcome Offers:

      Snapdeal HDFC Bank Credit Card users can get 500 rewards points as welcome benefits from HDFC Bank. These benefits can be availed only after the annual fees has been paid by the customer.

    • Rewards Program:

      Snapdeal HDFC Bank Credit Card customers can earn 2 rewards points for every Rs. 150 spent. If the spend is done in any one of the following categories - Utility, Dining, Fuel, Entertainment and Travel, then customers can get 4 rewards points for every Rs. 150 spent. If no category has been provided by the customer, then the default selection will be Entertainment. Accrued rewards points can be redeemed on Snapdeal.com with applicable redemption rates. For making redemptions customers have to pay atleast the Minimum Amount Due mentioned in their credit card statement.

    • Secure Transactions:

      Customers can make completely secure transactions with the EMV chip enabled Snapdeal HDFC Bank Credit Card at PoS terminals.

    • Fuel Surcharge Waiver:

      Snapdeal HDFC Bank Credit Card users can enjoy fuel surcharge waiver of up to Rs. 250 for every monthly statement that is generated.

    • Revolving Credit:

      Snapdeal HDFC Bank Credit Card users can avail the revolving credit facility at attractive interest rates.

    • Zero lost cardliability:

      Any loss or theft of a Snapdeal HDFC Bank Credit Card should be reported to the 24/7 customer care. Once the loss of card has been reported customers can get zero liability cover for fraudulent purchase transactions done on the card.

    • Annual Fee Waiver:

      Snapdeal HDFC Bank Credit Card customers can get an annual fee waiver of Rs. 500, if Rs. 1, 50,000 is spent on the card for one year.

    • Interest free creditperiod:

      Card holders can get an interest free credit period of up to 50 days calculated from the purchase date.

    • Add-on Cards:

      HDFC Bank customers can take up to three add-on cards for their family members, without paying any extra charge.

    Eligibility:

    • Salaried customers applying for a Snapdeal HDFC Bank Credit Card need to be aged at least 21 years up to a maximum of 60 years.
    • Self-employed applicants need to age between 21 and 60 years to qualify for a Snapdeal HDFC Bank Credit Card.

    Fees & Charges:

    Annual Fees

    Rs. 500

    Interest Free Credit Period

    Up to 50 days

    Minimum Repayment Amount

    5% or a minimum of Rs. 200

    Add-on Card Fees

    Free for lifetime

    Cash Advance Limit

    40% of the available credit limit

    Cash Advance Charges

    Rs. 300 or 2.5% of the amount withdrawn, whichever is higher

    Over limit Charges

    Rs. 500 or 2.5% of the over limit amount, whichever is higher

    Cash Processing Fees

    Rs. 100

    Payment Return Charges

    Rs. 450 or 2% of the amount, whichever is higher

    Processing Charges - Balance Transfer

    Rs. 250 or 2% of the balance transfer amount, whichever is higher

    Rewards Redemption Fees

    Rs. 75

    Foreign Currency Transactions

    Currency mark-up of 3.5%

    Outstation Cheque - Processing Charges

    Cheque Amount up to Rs. 5000 - Rs. 25

    Cheque Amount above Rs. 5000 - Rs. 50

    Petrol Transaction Surcharge

    A minimum of Rs. 10 / Rs. 400 to Rs. 5000

    Purchase Fees for Railway tickets

    Rs. 30 or 2.5% of the balance transfer amount, whichever is higher

    Card Replacement Fees

    Rs. 100

    Late Payment Charges:

    Balance Amount

    Charges

    Below Rs. 100

    Nil

    Rs. 100 to Rs. 500

    Rs. 100

    Rs. 501 to Rs. 5000

    Rs. 400

    Rs. 5001 to Rs. 10,000

    Rs. 500

    Rs. 10,001 to Rs. 20,000

    Rs. 700

    Rs. 20,001 or above

    Rs. 700

    How do you apply online for a Snapdeal HDFC Bank credit card on BankBazaar?

    BankBazaar offers a robust online process for users to conveniently apply for a Snapdeal HDFC Bank Credit Card. The application can be completed in a matter of few minutes and also on a secure platform. Applicants need to select “Credit Cards” under the Cards menu on the BankBazaar home page. Customers can also read various customer reviews for the Snapdeal HDFC Bank Credit Card and also get more information on the card. Once the selection has been made, customers have to fill in the application questionnaire and provide certain details like city, category, company, monthly salary, salary account, credit cards and other personal information. Once this process has been completed, the credit card application will be immediately e-approved by BankBazaar. An email confirmation will also be sent to the applicant’s email address. Then the Snapdeal HDFC Bank Credit Card application will be sent to HDFC Bank for further processing.

    Snapdeal HDFC Bank Credit Card FAQs:

    1. Can the Snapdeal HDFC Bank Credit Card be used for online transactions by customers?

      Yes, since this is a chip enabled card customers can use the Snapdeal HDFC Bank Credit Card to make secure online transactions through the Verified by Visa (VbV) gateway.

    2. What are the different modes available to Snapdeal HDFC Bank Credit Card customers to make payments?

      Payments can be made through cheque, cash, at ATMs or through the Net Banking service.

    3. What should a customer do if his Snapdeal HDFC Bank Credit Card has been stolen or lost?

      Snapdeal HDFC Bank Credit Card customers should call the credit cards customer service and report the loss of card. The reporting can also be done by logging into the customer’s Net Banking account.

    4. What are the different categories where the Snapdeal HDFC Bank Credit Card can be used by customers?

      The Snapdeal HDFC Bank Credit Card can be used to make travel bookings, book movie tickets, retail shopping and also for online purchases.

    5. How should a Snapdeal HDFC Bank Chip Credit Card be used at PoS terminals?

      The Snapdeal HDFC Bank Credit Card has to be dipped at PoS terminals and not swiped.

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  • HDFC Bank Snapdeal Credit Card Reviews

    • HDFC Bank Credit Card
      "Convenient for shopping"
      0.5 5.0/5 "Blown Away!"
      I had been using HDFC credit card for last two years, its easy to use anywhere. I am holding domestic credit card its accessible all over in India without any charges and its life time free credit card. I used to get discounts on billing payment and discounts on fuel too.
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 25, 2017
    • HDFC Bank Credit Card
      "Satisfied with the services"
      0.5 4.0/5 "Great!"
      The services at HDFC Bank is good and they are customer friendly. I hold a credit card and I am happy with what ever is provided to me. The credit limit is decent and the overall services is also good and there are no issues in me using my card online or offline. I get intimated instantly about my transactions.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2017
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      HDFC provided life time free card, I am yet to compelte one year with HDFC. I did not receive reward points and cash back offers from the bank. I have to check with the bank for the reward points and the credit limit is one lakh. Their services are good and approachable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 25, 2017
    • HDFC Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      HDFC Bank needs to improve on the offers on the credit card. They provide a good credit limit but when compared to the offers they need to provide more features. The services are good and they are responsive as well when I send emails or when I contact them over the phone.
      Was this review helpful? 0
      , pune
      Reviewed on May 25, 2017
    • HDFC Bank Credit Card
      "The best choice"
      0.5 5.0/5 "Blown Away!"
      As per my experience with all the banks, I could say that the HDFC bank is the best bank for credit card, they are good in all the aspects. They offered regalia card with no annual charges. Credit limit is one lakh which is enough. Each and every time they used to credit reward points also it is very easy to redeem those points on shopping.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 25, 2017
    • HDFC Bank Credit Card
      "Good overall"
      0.5 4.0/5 "Great!"
      Am happy with HDFC Bank for the services they offers and for the offers on the credit card. Everything is perfect on my card, the statements has never gone wrong and it has always on time. The repayment options are also convenient for me and more than all , it is a transparent process.
      Was this review helpful? 0
      , baddi
      Reviewed on May 25, 2017
    • HDFC Bank Credit Card
      "Good. Can do better"
      0.5 5.0/5 "Blown Away!"
      I also bank with HDFC bank for a credit card and I would suggest that the bank needs an improvement in the credit limit and the portal has to be more user friendly like SBI. There are so many options I need to go through to check about my transactions.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2017
    • HDFC Bank Credit Card
      "Below average service"
      0.5 3.0/5 "Satisfactory"
      I was using the HDFC bank shopping credit card for past 5 years, I lost the card inbetween after that I have closed that card. But when I was using this card there were reward points and the shopping offers were availiable on this card. Overall, I am not happy with their credit limit, they haven't increase the credit limit which is my concern . I would rate their services as below average service.
      Was this review helpful? 0
      , noida
      Reviewed on May 25, 2017
    • HDFC Bank Credit Card
      "Nice features and services"
      0.5 4.0/5 "Great!"
      I hold a credit card with HDFC Bank and me being an existing customer, I get a lot of decent offers and I am happy with the services as well. The bank contacts me and informs me about any new updates on my card and the limit is also to my satisfaction.
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 25, 2017
    • HDFC Bank Credit Card
      "Its Convenient credit card"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC credit card only for the shopping purpose, in my area, many shops are accepting HDFC credit card and I am getting special discounts. I am getting good rewards points for all transaction, I am very fine to use HDFC credit card without any hassles.
      Was this review helpful? 1
      , chennai
      Reviewed on May 24, 2017
    • HDFC Bank Credit Card
      "Wonderful "
      0.5 4.0/5 "Great!"
      I do have the HDFC bank credit card and am with them from the last ten months of time. Credit limit value is around 80000 Rupees. Online services with the HDFC bank credit card is good and the bills are clear with them. There is no processing charges because its the corporate account.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • HDFC Bank Credit Card
      "Nice benefits"
      0.5 5.0/5 "Blown Away!"
      I get all the benefits on my credit card, there are loan facilities and EMI options and the other normal offers like the cash back and discounts and rewards as well. There has never been any discrepancy in the statements. HDFC Bank has been up to the mark overall.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2017
    • HDFC Bank Credit Card
      "Understand your need"
      0.5 5.0/5 "Blown Away!"
      It is my first credit card, when I got card this card I am not sure about my Cibil score but they still issued the card. I get reward points, fuel surcharge waiver in this card. The rate of interest is nominal with this card. There is option of converting to EMI in the bill. I am happy with the credit limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 24, 2017
    • HDFC Bank Credit Card
      "Average Service"
      0.5 2.0/5 "Expected more"
      HDFC bank offered a good credit limit for my card. There is an option to upgrade the credit limit so I am planning to upgrade it. There is no annual charges for my card. I had not faced any kind of issues with the bank till date for my credit card.
      Was this review helpful? 0
      , haldwani
      Reviewed on May 24, 2017
    • HDFC Bank Credit Card
      "Excellent banking services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a life time free credit card and I am pretty happy overall with the services. There are good benefits on the card and I earn a lot of points on the transactions. The points are also redeemable. The credit limit is good and in all I have no issues.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2017
    • HDFC Bank Credit Card
      "Nice features and services"
      0.5 5.0/5 "Blown Away!"
      The offers on the credit card are nice at HDFC Bank and it is a life time free card. The customer services are good and they are also supportive when I contact them for a query. The limit is to my expectation and overall I have no hassles with this bank.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 24, 2017
    • HDFC Bank Credit Card
      "Charging a lot"
      0.5 4.0/5 "Great!"
      Bank has certain norms for credit card services. For cheque bounce issue, the penalty is very high. Also their collection executives have no curtsey to talk with the customers. They are so harsh so I just went ahead and closed my HDFC credit card.
      Was this review helpful? 0
      , salem
      Reviewed on May 24, 2017
    • HDFC Bank Credit Card
      "Good to Use"
      0.5 5.0/5 "Blown Away!"
      HDFC bank is good enough for the credit card services. All their services are good. I have credit card which is free from annual fee. I got reward points on my card as well I receive cash back offers occasionally.
      Was this review helpful? 0
      , mysore
      Reviewed on May 24, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I do have HDFC bank credit card and am using it from the last four years of time and the response is fine one with them. Credit limit value is around 65000 Rupees but the interest charges are huge one with them. No surcharges for the fuel purpose and its the life time free card, which are the advantages with them.
      Was this review helpful? 0
      , pondicherry
      Reviewed on May 24, 2017
    • HDFC Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      HDFC bank is the best for credit card services. I had no trouble till date because of my credit card. When I received the card from the bank, I paid one time charge after which there is no annual fee for the card. Credit limit is good and I used to receive reward points and cash back offers from the bank on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
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