Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Bank Snapdeal Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    500
    Response Time Within 30 minutes
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    HDFC Bank Snapdeal Credit Card is Rated as "Excellent!" by 12 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Shop and save on Snapdeal.com with the Snapdeal HDFC Bank Credit Card. Get rewarded with every purchase done on Snapdeal along with rewards points, cashback and other exciting offers. The Snapdeal HDFC Bank Credit Card carries an embedded EMV chip which ensures that every transaction performed is safe and secure. The EMV chip protects the card against skimming and counterfeiting. Customers can also enjoy offers from top brands, fuel surcharge waivers, 3X rewards points and a multitude of deals and discounts from Snapdeal.

    Benefits of an Snapdeal HDFC Bank Credit Card:

    • Rewards Points:

      HDFC customers can enjoy 3X or 6 rewards points for every Rs. 150 that is spent on Snapdeal.com.

    • Renewal Fees:

      Snapdeal HDFC Bank Credit Card users can get their renewal fee reversed, when they spend Rs. 1, 50,000 for one year, before the renewal date.

    • Offers:

      Snapdeal HDFC Bank Credit card customers can get special offers from Freecharge, Cleartrip and Ola.

    Features of an Snapdeal HDFC Bank Credit Card:

    • Welcome Offers:

      Snapdeal HDFC Bank Credit Card users can get 500 rewards points as welcome benefits from HDFC Bank. These benefits can be availed only after the annual fees has been paid by the customer.

    • Rewards Program:

      Snapdeal HDFC Bank Credit Card customers can earn 2 rewards points for every Rs. 150 spent. If the spend is done in any one of the following categories - Utility, Dining, Fuel, Entertainment and Travel, then customers can get 4 rewards points for every Rs. 150 spent. If no category has been provided by the customer, then the default selection will be Entertainment. Accrued rewards points can be redeemed on Snapdeal.com with applicable redemption rates. For making redemptions customers have to pay atleast the Minimum Amount Due mentioned in their credit card statement.

    • Secure Transactions:

      Customers can make completely secure transactions with the EMV chip enabled Snapdeal HDFC Bank Credit Card at PoS terminals.

    • Fuel Surcharge Waiver:

      Snapdeal HDFC Bank Credit Card users can enjoy fuel surcharge waiver of up to Rs. 250 for every monthly statement that is generated.

    • Revolving Credit:

      Snapdeal HDFC Bank Credit Card users can avail the revolving credit facility at attractive interest rates.

    • Zero lost cardliability:

      Any loss or theft of a Snapdeal HDFC Bank Credit Card should be reported to the 24/7 customer care. Once the loss of card has been reported customers can get zero liability cover for fraudulent purchase transactions done on the card.

    • Annual Fee Waiver:

      Snapdeal HDFC Bank Credit Card customers can get an annual fee waiver of Rs. 500, if Rs. 1, 50,000 is spent on the card for one year.

    • Interest free creditperiod:

      Card holders can get an interest free credit period of up to 50 days calculated from the purchase date.

    • Add-on Cards:

      HDFC Bank customers can take up to three add-on cards for their family members, without paying any extra charge.

    Eligibility:

    • Salaried customers applying for a Snapdeal HDFC Bank Credit Card need to be aged at least 21 years up to a maximum of 60 years.
    • Self-employed applicants need to age between 21 and 60 years to qualify for a Snapdeal HDFC Bank Credit Card.

    Fees & Charges:

    Annual Fees

    Rs. 500

    Interest Free Credit Period

    Up to 50 days

    Minimum Repayment Amount

    5% or a minimum of Rs. 200

    Add-on Card Fees

    Free for lifetime

    Cash Advance Limit

    40% of the available credit limit

    Cash Advance Charges

    Rs. 300 or 2.5% of the amount withdrawn, whichever is higher

    Over limit Charges

    Rs. 500 or 2.5% of the over limit amount, whichever is higher

    Cash Processing Fees

    Rs. 100

    Payment Return Charges

    Rs. 450 or 2% of the amount, whichever is higher

    Processing Charges - Balance Transfer

    Rs. 250 or 2% of the balance transfer amount, whichever is higher

    Rewards Redemption Fees

    Rs. 75

    Foreign Currency Transactions

    Currency mark-up of 3.5%

    Outstation Cheque - Processing Charges

    Cheque Amount up to Rs. 5000 - Rs. 25

    Cheque Amount above Rs. 5000 - Rs. 50

    Petrol Transaction Surcharge

    A minimum of Rs. 10 / Rs. 400 to Rs. 5000

    Purchase Fees for Railway tickets

    Rs. 30 or 2.5% of the balance transfer amount, whichever is higher

    Card Replacement Fees

    Rs. 100

    Late Payment Charges:

    Balance Amount

    Charges

    Below Rs. 100

    Nil

    Rs. 100 to Rs. 500

    Rs. 100

    Rs. 501 to Rs. 5000

    Rs. 400

    Rs. 5001 to Rs. 10,000

    Rs. 500

    Rs. 10,001 to Rs. 20,000

    Rs. 700

    Rs. 20,001 or above

    Rs. 700

    How do you apply online for a Snapdeal HDFC Bank credit card on BankBazaar?

    BankBazaar offers a robust online process for users to conveniently apply for a Snapdeal HDFC Bank Credit Card. The application can be completed in a matter of few minutes and also on a secure platform. Applicants need to select “Credit Cards” under the Cards menu on the BankBazaar home page. Customers can also read various customer reviews for the Snapdeal HDFC Bank Credit Card and also get more information on the card. Once the selection has been made, customers have to fill in the application questionnaire and provide certain details like city, category, company, monthly salary, salary account, credit cards and other personal information. Once this process has been completed, the credit card application will be immediately e-approved by BankBazaar. An email confirmation will also be sent to the applicant’s email address. Then the Snapdeal HDFC Bank Credit Card application will be sent to HDFC Bank for further processing.

    Snapdeal HDFC Bank Credit Card FAQs:

    1. Can the Snapdeal HDFC Bank Credit Card be used for online transactions by customers?

      Yes, since this is a chip enabled card customers can use the Snapdeal HDFC Bank Credit Card to make secure online transactions through the Verified by Visa (VbV) gateway.

    2. What are the different modes available to Snapdeal HDFC Bank Credit Card customers to make payments?

      Payments can be made through cheque, cash, at ATMs or through the Net Banking service.

    3. What should a customer do if his Snapdeal HDFC Bank Credit Card has been stolen or lost?

      Snapdeal HDFC Bank Credit Card customers should call the credit cards customer service and report the loss of card. The reporting can also be done by logging into the customer’s Net Banking account.

    4. What are the different categories where the Snapdeal HDFC Bank Credit Card can be used by customers?

      The Snapdeal HDFC Bank Credit Card can be used to make travel bookings, book movie tickets, retail shopping and also for online purchases.

    5. How should a Snapdeal HDFC Bank Chip Credit Card be used at PoS terminals?

      The Snapdeal HDFC Bank Credit Card has to be dipped at PoS terminals and not swiped.

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  • HDFC Bank Snapdeal Credit Card Reviews

    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I got HDFC bank platinum times card 5 years ago. The customer service and the response is very good with HDFC bank. I get the rewards points , Cash back offers by using this card. I use this card for only purchase purposes. I am not happy about the credit limit, still they can increase my credit limit in future. I am satisfied using this platinum times card.,
      Was this review helpful? 0
      , narasaraopeta
      Reviewed on Jul 25, 2017
    • HDFC Bank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank is good in the credit card offers. I get a lot of good deals and the process of me getting the card was quick. The credit limit is also perfect for me and I earn a lot of points when I use the card online and offline. The charges on the card is normal too.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 24, 2017
    • HDFC Bank Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card and the bank has been doing well in the services. The offers are good and the charges are normal. The customer services are satisfactory. They send me clear statements and I have a better credit limit than the other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 24, 2017
    • HDFC Bank Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      HDFC Bank has offered me a credit card and the bank also keeps updating me of new offers. The limit is good and the experience is nice overall. I get intimated as soon as I make a transaction and there has never been any extra charges taken on the bills.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 24, 2017
    • HDFC Bank Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      Recently I availed credit card from HDFC bank. This is the bank where I maintain my salary account. Credit limit is good and the interest rate is good. I do have reward points and cash back offers. But I never redeemed those points. Customer service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 24, 2017
    • HDFC Bank Credit Card
      "Good overall"
      0.5 4.0/5 "Great!"
      HDFC Bank has also offered me a credit card and they have given me a decent credit limit. There are continuous deals on the card and till date there are no issues faced. There are calls informing me about the offers I am eligible for. The charges on the card is very much nominal.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 24, 2017
    • HDFC Bank Credit Card
      "HDFC BANK Credit Card"
      0.5 0.5/5 "Unacceptable"
      I have applied for a HDFC Bank Credit Card, and uploaded all my documents. They approved and said no further documents required. HDFC called and told coming to collect the documents but after that no one has called me its more than 10 days. Now I am getting message stating that my application is closed. Its really pathetic service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 24, 2017
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I get a lot of discounted offers from HDFC Bank for the credit card. The customer services are excellent and it is a life time free card. The limit is also satisfactory, it is around one lakh. The statements are clear and the rewards are also good.
      Was this review helpful? 0
      , indore
      Reviewed on Jul 23, 2017
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card as well and when ever I used the card, it has not let me down. There are regular offers and I am also informed about the same. The customer services and response is immediate when I reach out to them for any query.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 23, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am having a HDFC bank money back credit card for more than a year. The customer service and the response is good with HDFC bank. I also get money back offer, fuel surcharge waiver and some reward points with this money back card. The rate of interest is high when compared with others.
      Was this review helpful? 0
      , bhimavaram
      Reviewed on Jul 19, 2017
    • HDFC Bank Credit Card
      "It is my one of my best Credit Card"
      0.5 5.0/5 "Blown Away!"
      HI! This is Santosh, I have been using from last 4 years with best service without any issue. This credit card services are very good, There is no annual charges. I recommend this Platinum edge Credit Card for best service. I hope they maintain the same rapo in the market.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 18, 2017
    • HDFC Bank Credit Card
      "Convenient to use"
      0.5 4.0/5 "Great!"
      I use HDFC credit card. The bank offered a life time free credit card. There are no issues with the bank for the credit card services. The credit limit is satisfactory and the bank provides reward points on my every usage and they offer cash back offers as well.
      Was this review helpful? 0
      , ankleshwar
      Reviewed on Jul 13, 2017
    • HDFC Bank Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card and the bank has been very professional in their services. The customer support is helpful and they do not take long to sort out any issues. There are a lot of offers and the the rewards are also redeemable.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 13, 2017
    • HDFC Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of HDFC Bank the offers which are availiable on the card is very much useful. The credit limit which is assgined to me on this card is really good. The customer services are supportive when ever I call them to sort out a query. I get a lot of deals online and there are lot of EMI features too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 13, 2017
    • HDFC Bank Credit Card
      "Good Process"
      0.5 5.0/5 "Blown Away!"
      I recently applied for the credit card with HDFC bank and the bank approved my application. Already I approached the bank for the personal loan and that has been processed in a good way by the bank. They provided a good service for my credit card as well.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on Jul 13, 2017
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      HDFC Bank has been perfect in the credit card services. I have not had any hassles till date. I get regular emails and the customer support is also helpful. The statements are sent to me on time and the bank has offered me a good credit limit. Good overall.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 13, 2017
    • HDFC Bank Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      HDFC bank offered a credit card which is a chargeable one but I do not remember about the annual fee. The credit limit is quite satisfactory and on my every usage I am getting reward points from the bank. Even sometimes they used to provide cash back offers. Customer service is good and I have no issues with the bank.
      Was this review helpful? 0
      , ariyalur
      Reviewed on Jul 13, 2017
    • HDFC Bank Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      I had received a life time free credit card from HDFC bank. The credit limit is not good but they will upgrade the limit based on the usage and tenure. I am getting reward points and cash back offers on my card but I never tried to convert those reward points into cash.
      Was this review helpful? 2
      , salem
      Reviewed on Jul 12, 2017
    • HDFC Bank Credit Card
      "Looking for better feature"
      0.5 3.0/5 "Satisfactory"
      I am using HDFC Money back card, they are deducting too many charges, whenever I use my credit card. They are making the customer inconvenient,they are giving some offers but it is not good. For example, if I book Indian railway by HDFC credit card, they take Rs.30. It is not fine and also they taking Rs.500 as annual fee, but I use more than Rs.50,000 annual fee gets waived off.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 12, 2017
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I was holding a credit card of HDFC Bank , when ever I have used my card, I never faced issues in my transactions or in my statements as well. It has been a clear and transparent process till date. I was get ting the basic offers and the credit limit is also up to the mark I had taken this card in 2008.
      Was this review helpful? 0
      , haridwar
      Reviewed on Jul 12, 2017
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