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    HDFC Bank Snapdeal Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    500
    Response Time Within 30 minutes

    HDFC Bank Snapdeal Credit Card is Rated as "Great!" by 6 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Shop and save on Snapdeal.com with the Snapdeal HDFC Bank Credit Card. Get rewarded with every purchase done on Snapdeal along with rewards points, cashback and other exciting offers. The Snapdeal HDFC Bank Credit Card carries an embedded EMV chip which ensures that every transaction performed is safe and secure. The EMV chip protects the card against skimming and counterfeiting. Customers can also enjoy offers from top brands, fuel surcharge waivers, 3X rewards points and a multitude of deals and discounts from Snapdeal.

    Benefits of an Snapdeal HDFC Bank Credit Card:

    • Rewards Points:

      HDFC customers can enjoy 3X or 6 rewards points for every Rs. 150 that is spent on Snapdeal.com.

    • Renewal Fees:

      Snapdeal HDFC Bank Credit Card users can get their renewal fee reversed, when they spend Rs. 1, 50,000 for one year, before the renewal date.

    • Offers:

      Snapdeal HDFC Bank Credit card customers can get special offers from Freecharge, Cleartrip and Ola.

    Features of an Snapdeal HDFC Bank Credit Card:

    • Welcome Offers:

      Snapdeal HDFC Bank Credit Card users can get 500 rewards points as welcome benefits from HDFC Bank. These benefits can be availed only after the annual fees has been paid by the customer.

    • Rewards Program:

      Snapdeal HDFC Bank Credit Card customers can earn 2 rewards points for every Rs. 150 spent. If the spend is done in any one of the following categories - Utility, Dining, Fuel, Entertainment and Travel, then customers can get 4 rewards points for every Rs. 150 spent. If no category has been provided by the customer, then the default selection will be Entertainment. Accrued rewards points can be redeemed on Snapdeal.com with applicable redemption rates. For making redemptions customers have to pay atleast the Minimum Amount Due mentioned in their credit card statement.

    • Secure Transactions:

      Customers can make completely secure transactions with the EMV chip enabled Snapdeal HDFC Bank Credit Card at PoS terminals.

    • Fuel Surcharge Waiver:

      Snapdeal HDFC Bank Credit Card users can enjoy fuel surcharge waiver of up to Rs. 250 for every monthly statement that is generated.

    • Revolving Credit:

      Snapdeal HDFC Bank Credit Card users can avail the revolving credit facility at attractive interest rates.

    • Zero lost cardliability:

      Any loss or theft of a Snapdeal HDFC Bank Credit Card should be reported to the 24/7 customer care. Once the loss of card has been reported customers can get zero liability cover for fraudulent purchase transactions done on the card.

    • Annual Fee Waiver:

      Snapdeal HDFC Bank Credit Card customers can get an annual fee waiver of Rs. 500, if Rs. 1, 50,000 is spent on the card for one year.

    • Interest free creditperiod:

      Card holders can get an interest free credit period of up to 50 days calculated from the purchase date.

    • Add-on Cards:

      HDFC Bank customers can take up to three add-on cards for their family members, without paying any extra charge.

    Eligibility:

    • Salaried customers applying for a Snapdeal HDFC Bank Credit Card need to be aged at least 21 years up to a maximum of 60 years.
    • Self-employed applicants need to age between 21 and 60 years to qualify for a Snapdeal HDFC Bank Credit Card.

    Fees & Charges:

    Annual Fees

    Rs. 500

    Interest Free Credit Period

    Up to 50 days

    Minimum Repayment Amount

    5% or a minimum of Rs. 200

    Add-on Card Fees

    Free for lifetime

    Cash Advance Limit

    40% of the available credit limit

    Cash Advance Charges

    Rs. 300 or 2.5% of the amount withdrawn, whichever is higher

    Over limit Charges

    Rs. 500 or 2.5% of the over limit amount, whichever is higher

    Cash Processing Fees

    Rs. 100

    Payment Return Charges

    Rs. 450 or 2% of the amount, whichever is higher

    Processing Charges - Balance Transfer

    Rs. 250 or 2% of the balance transfer amount, whichever is higher

    Rewards Redemption Fees

    Rs. 75

    Foreign Currency Transactions

    Currency mark-up of 3.5%

    Outstation Cheque - Processing Charges

    Cheque Amount up to Rs. 5000 - Rs. 25

    Cheque Amount above Rs. 5000 - Rs. 50

    Petrol Transaction Surcharge

    A minimum of Rs. 10 / Rs. 400 to Rs. 5000

    Purchase Fees for Railway tickets

    Rs. 30 or 2.5% of the balance transfer amount, whichever is higher

    Card Replacement Fees

    Rs. 100

    Late Payment Charges:

    Balance Amount

    Charges

    Below Rs. 100

    Nil

    Rs. 100 to Rs. 500

    Rs. 100

    Rs. 501 to Rs. 5000

    Rs. 400

    Rs. 5001 to Rs. 10,000

    Rs. 500

    Rs. 10,001 to Rs. 20,000

    Rs. 700

    Rs. 20,001 or above

    Rs. 700

    How do you apply online for a Snapdeal HDFC Bank credit card on BankBazaar?

    BankBazaar offers a robust online process for users to conveniently apply for a Snapdeal HDFC Bank Credit Card. The application can be completed in a matter of few minutes and also on a secure platform. Applicants need to select “Credit Cards” under the Cards menu on the BankBazaar home page. Customers can also read various customer reviews for the Snapdeal HDFC Bank Credit Card and also get more information on the card. Once the selection has been made, customers have to fill in the application questionnaire and provide certain details like city, category, company, monthly salary, salary account, credit cards and other personal information. Once this process has been completed, the credit card application will be immediately e-approved by BankBazaar. An email confirmation will also be sent to the applicant’s email address. Then the Snapdeal HDFC Bank Credit Card application will be sent to HDFC Bank for further processing.

    Snapdeal HDFC Bank Credit Card FAQs:

    1. Can the Snapdeal HDFC Bank Credit Card be used for online transactions by customers?

      Yes, since this is a chip enabled card customers can use the Snapdeal HDFC Bank Credit Card to make secure online transactions through the Verified by Visa (VbV) gateway.

    2. What are the different modes available to Snapdeal HDFC Bank Credit Card customers to make payments?

      Payments can be made through cheque, cash, at ATMs or through the Net Banking service.

    3. What should a customer do if his Snapdeal HDFC Bank Credit Card has been stolen or lost?

      Snapdeal HDFC Bank Credit Card customers should call the credit cards customer service and report the loss of card. The reporting can also be done by logging into the customer’s Net Banking account.

    4. What are the different categories where the Snapdeal HDFC Bank Credit Card can be used by customers?

      The Snapdeal HDFC Bank Credit Card can be used to make travel bookings, book movie tickets, retail shopping and also for online purchases.

    5. How should a Snapdeal HDFC Bank Chip Credit Card be used at PoS terminals?

      The Snapdeal HDFC Bank Credit Card has to be dipped at PoS terminals and not swiped.

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    HDFC Bank Snapdeal Credit Card Reviews

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