Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Delhi Metro SBI Card is a contactless credit card that works both as a metro smart card and a credit card. The card is convenient to use and comes with various safety features. You can apply for the card online or at a metro station in Delhi.
The benefits of IRCTC SBI Platinum card are as follows:
| Welcome benefits |
|
| Auto Top-up |
|
| Reward point |
|
| Fuel benefits |
|
| Yearly benefits |
|
The features of the Delhi Metro SBI card are as follows:
| Category | Features |
|---|---|
| Add-On Cards | Add-on cards can be applied for your parents, spouse, siblings, or children who are above 18 years old. |
| Utility Bill Payments | The Easy Utility Bill Payment facility offered by the Delhi Metro SBI Card allows you to pay your telephone, insurance, and electricity bills on time. |
| Balance Transfer | Balance transfer option is provided at low-interest rates. |
| Easy Money Facility | A bank draft can be ordered at any given time by calling State Bank of India’s (SBI’s) customer care helpline. |
| Alerts | Information in regard to the status of the credit card will be provided via SMS. Some of the alerts that will be provided are Payment Assistance Alerts, Credit & Cash limit Alerts, Cheque Alerts, and Mini Statement Alerts. |
| Reward Points |
|
| Flexipay | The easy installment plan offered by the card allows you to convert purchases into easy Equated Monthly Instalments (EMIs). The interest rates are low as well. |
| Convenience | A monthly statement will be sent to your email ID. Therefore, you do not have to worry about late payments, lost statements, and postal delays. |
| SBI Card Online | You can check the statement online and change the address online. |
| Fuel Surcharge Waiver | The fuel surcharge waiver is 1% across all petrol pumps. However, the transaction amount must range between Rs.500 and Rs.3,000. |
The different charges that are levied by SBI on the Delhi Metro SBI Credit Card are mentioned in the table below:
| Category | Fee |
|---|---|
| Annual Fee | Rs.499 (However, 2,000 Reward Points will be provided if you spend Rs.2,000 within the first 60 days) |
| Renewal Fee | Rs.499 (However, if you spend Rs.1 lakh or more in a year, no fee will be levied) |
| Finance Charges | Up to 3.35% per month |
| Minimum Amount Due | 5% of the total amount that is outstanding |
| Cash Advance | Up to 80% of the credit limit |
| Cheque Payment Fee | Rs.100 |
| Late Payment Fee |
|
| Card Replacement | Rs.250 |
The eligibility criteria for Delhi Metro SBI Card are as follows:
The documents required for Delhi Metro SBI card are as follows:
| Identity Proof | Any one of the documents
|
| Address proof | Any one of the following documents:
|
| Income proof (For salaried) |
|
| Income proof (For self-employed) |
|
Follow the steps mentioned below to apply for SBI:
Step 1: Visit https://www.sbicard.com
Step 2: Choose the card you wish to apply for and click on the ‘Apply now’ button.
Step 3: Fill up the required details and submit the application.
If you application is approved, you will receive a call from SBI card team for verification purposes.
No, you will not be required to pay any renewal fee if your annual fee is Rs.1 lakh and above.
In case you lose your credit card, you must immediately get in touch with a SBI credit card customer care executive and request to get your credit card blocked. You can also block your SBI credit card via net banking as well.
You can click on this link https://www.sbicard.com/en/personal/credit-cards/travel/delhi-metro-card.page and scroll down the page and click on ‘Learn More’ under ‘Track Application’. Enter your application or reference number followed by your first name and mobile number and track the status of your application.
You can find instant information related to credit card through SMS by sending a message to 5676791 through your registered mobile number.
Yes, you can get your credit card replaced by placing a request through net banking. You can contact an SBI customer care executive who will help you with the process of getting your credit card replaced. You can also visit the nearest SBI bank branch where a representative from the bank will help you with the process of getting your credit card replaced.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
