ICICI Debit Card

Overview

ICICI Bank, a subsidiary of ICICI Limited, was set up in the year 1994 and it was the first bank to be listed on the NYSE (New York Stock Exchange). This merger helped the company to enter new business segments and increase their market share for different business segments. ICICI’s immensely strong corporate relationships helped them to grow in this market.

• Pay easily for travel, dining and online purchase of movie tickets
• Pay your utility bills easily
• Withdraw money anywhere in the world

Benefits of ICICI Bank Debit Card

• The SMS alert system helps you keep track of your expenditures by regular updates about your transactions.
• The ICICI debit cards are protected by Verified by Visa / OTP which enhances the security of the card and in some cases, the chip provided on the card adds to the security and protects you from all fraudulent activities.
• You are entitled to life insurance worth upto Rs 20 lakh and purchase protection worth upto Rs 2.5 lakh.
• There are some great discounts which you can avail on ICICI Bank debit cards for travelling, shopping, dining, entertainment and many more and earn PAYBACK reward points too.

Quick tips for using ICICI Bank Debit Card

• You should sign on the reverse of your ICICI debit card immediately after you receive it
• In case of theft or loss of card, you must report the same to the ICICI Bank customer care
• Do not disclose your ATM PIN to anyone under any circumstances
• Some ATMs charge additional transaction fees. Customers are advised to check about the same before carrying out a transaction to avoid extra expenses.
• Do not refresh or close the window during an ongoing online transaction

Types of ICICI Debit Cards

ICICI Premium Debit Cards Types

ICICI Personal Debit Cards Types

ICICI Business Debit Card Types

ICICI Unifare Debit Card Types

Other ICICI Debit Cards

Coral Paywave Contactless Debit Card

Known for security and convenience, Coral Paywave Contactless Debit Card protects every transaction you make at a POS outlet. All you have to do is to wave your Coral Paywave Contactless Debit Card at a distance of 4 cm from the merchant’s terminal and the payment will be processed without you having to hand over your card to the merchant. You can also buy 1 movie ticket and get another ticket absolutely free using your Coral Paywave Contactless Debit Card every month. Other benefits of this card include 15% discount on dining at select restaurants, complimentary airport lounge access, complimentary accident insurance and purchase protection, and zero surcharges on fuel purchases at select HPCL petrol pumps.

Expressions Paywave NFC Debit Card

With built-in Paywave technology, Expressions Paywave NFC Card allows customers to make contactless payments. With high security, these cards can help you in making a payment without handing over your card to the merchant. All you have to do is wave your card at a distance of 4 cm from the merchant’s terminal and your payment will be processed securely. You can also customise your Expressions Paywave NFC Card with a design you choose from a gallery of more than 160 images. Benefits of Expressions Paywave NFC Card include 15% discount on dining at more than 800 restaurants across the country, complimentary airport lounge access, zero surcharges on fuel purchases at select HPCL petrol pumps, payback reward points on debit card purchases, and flat 20% off on hotels.

Platinum Identity Chip Debit Card

Platinum Identity Chip Debit Card offers high withdrawal limit and discounts on online transactions. The best feature of this card is it has zero surcharges on fuel purchases at all petrol pumps. With air accident insurance of Rs.20 lakhs, personal accident insurance of Rs.10 lakhs, and purchase protection of Rs.2.5 lakhs, Platinum Identity Chip Debit Card is one of the best debit cards offered by ICICI Bank. This card also has a strong payback reward program and zero liability protection.

Smart Shopper Silver Debit Card

Avail exciting discounts on shopping, dining, and more with Smart Shopper Silver Debit Card. With daily withdrawal limit of Rs.50,000 at ATMs and a daily purchase limit of Rs.1,00,000 for both domestic and international transactions, Smart Shopper Silver Debit Card is one of the debit cards offered by ICICI Bank that offers high withdrawal limit. Smart Shopper Silver Debit Card holders also benefit from zero surcharges on fuel purchases at select HPCL pumps, excellent payback program, air accident insurance of Rs.50,000, purchase protection of Rs.50,000, better tracking, and itemised billing.

Young Stars Debit Card

With withdrawal limit of Rs.5,000 in both ATM and POS terminals, Young Stars Debit Card is one of the most popular debit cards offered by ICICI Bank. This card has benefits like secure online transactions, SMS alert on your POS transactions, zero-liability protection, itemised bills, and an excellent payback program.

Expressions Coral Business Debit Card

Get the best of both Expressions Business Debit card and Coral Business Debit card with Expressions Coral Business Debit Card offered by ICICI Bank. This card comes with excellent joining benefits like a discount of Rs.400 on minimum purchase of Rs.2,500 at Shopclues.com, John Players gift certificate of Rs.500, Cleartrip discount voucher of Rs.1,550, Kaya gift voucher worth Rs.1,000, and 1,000 bonus payback reward points. Cardholders also enjoy high withdrawal and transaction limit, complimentary airport lounge access, 15% discount on dining at select restaurants, and complimentary air accident insurance cover of Rs.20 lakhs, personal accident insurance of Rs.10 lakhs, and purchase protection of Rs.2.5 lakhs.

Titanium Business Debit Card

Enjoy exciting offers on cashless transactions, travel, accommodation, and other business categories at both domestic and international locations. Titanium Business Debit Card offered by ICICI Bank comes with an EMV chip card which secures all your transactions. With this card, you also get complimentary air accident insurance of Rs.20 lakhs, personal accident insurance worth Rs.5 lakhs, purchase protection of Rs.1 lakh, zero-liability protection, zero surcharge on fuel purchases at select HPCL pumps, and excellent payback rewards.

DMRC Coral Debit Card

This card is designed to make travel convenient. With exciting features on cashless payments, shopping, dining, and entertainment, DMRC Coral Debit Card is perfect for travellers. The debit card comes with joining benefits where customers also get Rs.500 worth John Players Gift certificate, Cleartrip discount voucher of Rs.1,550, Kaya gift voucher worth Rs.1,000, flat 5% discount on Ezoneonline, and 1,000 bonus payback reward points.

ICICI Debit Card Welcome Offer

The ICICI Debit Card brings you even more reasons to smile, with their exclusive Welcome Offer. Now, you can win Cash Back up to Rs 150 on your ICICI Debit Card spends. To avail this special offer, you just need to follow the following 3 steps:

• To begin with, send an SMS with the text ‘GET 150’ from you’re your registered mobile number to 5676766 to be eligible for the cash back offer.
• Following this, you need to use your ICICI Bank Debit card for a minimum of 3 payment transactions at supermarkets, restaurants, for travel bookings, online purchases, fuel purchases or bill payments. Each transaction must be for Rs 500 or more.
• That’s all. You shall receive your Rs 150 Cash Back in your ICICI account within a month of the offer closing.

All ICICI Bank Savings Account and Current account customers are eligible for this offer. Do remember, this offer is only valid for a period of 60 days, starting from the account opening date. So, hurry!

ICICI Bank Debit Card Offers

• Avail incredible offers when you book online movie tickets using the BookMyshow mobile application
• You can get minimum 15% discount on dining at leading restaurants across India
• You are entitled to 10% discount on purchasing two tickets from Runbus.in
• ICICI Bank debit card offers you 15% cashback when you spend Rs.3000 or above on Sulekha.com

Generating ICICI Debit Card PIN Online

ICICI account holders can generate or change their debit card PIN online using the following methods:

iMobile app

iMobile is ICICI Bank’s mobile banking application. The app can be used to generate or change a debit card PIN by following the steps listed below:

• Login to the iMobile app and select the ‘Services’ tab
• Select the option titled ‘Card Services’
• From the list on the card services page, select the option titled ‘Generate Debit Card PIN’
• Enter the debit card CVV number and debit card type
• Set the account number linked to the debit card, followed by the card number
• Enter the new debit card PIN and select the ‘Submit’ button

Internet Banking

• Login to the bank’s internet banking website and click on the ‘Customer Service’ option.
• Under the Customer Services tab, click on ‘My Profile’ followed by ‘Generate Debit/Credit Card PIN’.
• In the dialogue box titled ‘Debit Card PIN’, click on the ‘Generate Now’ button.
• Select the account number, card, and card type on the screen that follows.
• Enter the CVV number and click on the ‘Submit’ button.
• Enter the OTP sent to the registered mobile number and the card grid number printed on the back of the card and click on the ‘Submit’ button.
• Enter the new debit card PIN in the boxes and click on the ‘Submit’ button.

ATM

Debit card PINs can also be changed at ICICI Bank ATM’s.

• Swipe the debit card at an ICICI Bank ATM.
• Select the ‘Change PIN’ option.
• Select the ‘Generate OTP’ option.
• Enter the OTP sent to the registered mobile number to proceed.
• Enter the new debit card PIN and press the ‘Confirm’ button.

Transferring funds from an ICICI Bank ATM

ICICI Bank offers its, customers the option of transferring funds from their account through the bank’s ATM machine. Before a customer can use this service, their mobile number has to be linked to their account and registered with the bank.

The following are the steps to transfer funds using an ATM:

• Visit an ICICI Bank ATM and swipe the card.
• Enter the 4-digit ATM PIN to proceed
• From the list of options on the screen, select the option titled ‘More Options’.
• Select the option titled ‘Fund Transfer’.
• Funds can be transferred either to the list of existing beneficiaries already registered or by adding the account number of new beneficiary.
• To make a transfer to an existing beneficiary, choose the option titled ‘Select Payee’.
• To make a transfer to a new beneficiary, choose the option titled ‘Enter Account Number’.
• Enter the account number and re-enter it to confirm the beneficiary selected.
• Enter the amount to be transferred to the beneficiary and select the ‘Yes’ option.

Earning ICICI Reward Points - A quick glimpse

Unexpected windfall every time you swipe. This is how you save on shopping and spending while using an ICICI Debit Card. No matter what you use the card for, but for every card transaction of INR 200, you can earn and accrue points that can be used later.

The reward system is pretty straightforward as you can see from the table below.

The reward influx doesn’t end there. Your ICICI Card fetches bonus points when you swipe at the below Point of Sales too.

It goes without saying that these points cannot be exchanged against Mutual Fund, Telecom, Education, Utilities Bill, Insurance Premium and other Government-related payments. And the bank reserves full right to make any kind of modification to the current reward system.

ICICI Debit Cards Rewards Programme Rule the Roost

FAQs

What is OTP?

OTP stands for One Time Password. This password can be used only once for a single transaction using your ICICI Bank debit card.

How can I apply for an ICICI Bank debit card?

When you open a new account with ICICI Bank, an ICICI debit card is provided along with the welcome kit. You can contact the customer care department in case you do not receive a debit card.

What is the CVV number on my ICICI Bank debit card?

The last 3 digits of the 7 digits entered near the signature panel is your CVV number. It is of high importance as it is required during online purchase transactions.

Can I use my ICICI Bank debit card to pay online?

Yes. You can pay online and make purchases from merchants who are certified by Visa or MasterCard.

What should I do if I have lost my ICICI debit card?

In case you lose your ICICI debit card, you must inform the customer care immediately. You can also request them to issue a new debit card.