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  • Punjab & Sind Bank Debit Cards - Search & Compare Online

    Debit Card
    • Make online transactions
    • Quick ATM withdrawals
    • Bonus points & gifts

    Overview of Punjab & Sind Bank Debit Card:

    Punjab’s journey to the high economic success it enjoys now has not been always smooth. In this scenario, the judicious and prophetic vision of respected names like Sir Sundar Singh Majitha, Bhai Veer Singh and Sardar Tarlochan Singh needs a special mention for they are the forces behind the inception of Punjab & Sind Bank in the year 1908. What started off as a modest idea to empower the financially backward is now one of the most successful public sector bank in the state without drifting from its original objective. Its current headquarters is in Delhi. Now PSB customers can enjoy the benefits of debit cards with umpteen easy-to-use and low-priced features.

    Owing to its zero to low cost with easy ways to evade additional fees and charges, Punjab & Sind Bank Debit Card, launched in collaboration with MasterCard, has always been a popular choice. There is an option of retail networking too at nominal charges. This card is also an optimal choice for families as it is easy to set aside some cash every month to save for something big. It also comes with the additional perk of allowing you to avail Western Union fund transfer facilities directly on your debit card. With a prolific network across the country, accessibility and utility will be the least of your concerns while using a PSB debit card.


    • PSB introduced custom-made ATM cum Debit card in association with MasterCard.
    • Bearing the MasterCard logo on face, it is accepted nationally as well as globally at every MasterCard supported ATMs.
    • It is accepted at over 20 lacs ATMs and 3.5 crores mercantile.
    • PSB Debit Card is also facilitated for Point of Sale swiping machines.
    • The card is valid up to five years.
    • The money withdrawal permitted per day is INR 25000.
    • The customer can shop using this card for up to INR 50,000.
    • There shall be no issuance fees levied for the initial year.


    • Punjab & Sind Bank comes with seasonal offers, rewards and other perks from time to time.
    • It can be used free of charge for every e-commerce transactions.

    Fees & Charges:


    SL No.




    Fees & Charges


    PSB Debit Card Issuance Fee



    ATM Cum Debit card yearly fees for the initial year



    ATM Cum Debit card yearly fees from the subsequent year onwards

    INR 100 + GST annually


    To get your card re-issued

    INR 100 + GST annually


    To get your PIN re-issued

    INR 25 + GST annually


    ATM transaction fees levied if you hold a Savings Account

    First five transactions are completely free of charges in ATMs of other banks for both financial and non-financial transactions monthly.


    After that:

    • Transaction Charges + GST per financial transaction

    • Transaction Charges + GST for every non-financial transaction


    ATM transaction fees levied for Current/ CAOD Account

    This doesn’t come with free transaction option at all for both financial and non-financial transactions.


    Charges applied are:

    • Transaction charges +GST for every financial transaction

    • Transaction charges +GST for every non-financial transaction




    Q. I accidentally swiped the card twice at a PoS. How many days will the bank take to refund my money in such events?

    A. According to the RBI guidelines, banks are supposed to reimburse those incorrectly debited sums in less than a time period of 12 working days. Punjab and Sind bank too follows this diligently.

    Q. What is the next thing to do if I enter the PIN wrongly or my card gets sucked by the machine for any reason?

    A. Your debit card can get sucked by the machine for various reasons such as forgetting your PIN, wrongly entering your PIN, faultiness of the machine and more. The first thing to do is to get in touch with the PSB customer care by phone or in person and report the incident at the earliest. Your card will be blocked temporarily and you can then apply to retrieve or issue a new card or PIN.

    Q. What can I do of my PSB Debit Card is lost or stolen?

    A. In an unfortunate event of loss or theft or mugging, you must notify the PSB customer care centre at the earliest. You can call their desk numbers and get your card blocked temporarily.

    Q. How much money can I withdraw in a day?

    A. As a government owned bank, daily withdrawals come with certain restrictions. You can withdraw up to a maximum of INR 15,000 in a day. You cannot do more than three withdrawals a day.

    Q. What can I do if the money is not dispensed by the ATM but gets deducted from my account during a transaction?

    A. The client can file a detailed complaint with the nearest Punjab & Sind Bank branch. This procedure is pertinent even if the transaction was done at any PSB ATM.

    GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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