Whoever said wishes don’t come true hasn’t explored our offers!

Maestro Debit Cards

Maestro is a global debit card service provider and is part of the MasterCard enterprises that was established in 1992. Maestro cards are acquired from their partner banks and can be associated to the card user’s current account. Or you may avail them as regular prepaid cards. The debit card user can give the card at any point of sale (POS), which is swiped on a CHIP-AND-PIN machine by the store owner, shop assistant, cashier or someone. The payment is sanctioned by the concerned bank to make sure that customer has adequate cash in his/ her account to pay the bill. The customer too should ratify the payment by either entering the secret PIN in the device or by putting a signature on the sales receipt.

Did you know that within Europe and some other nations, Maestro is MasterCard's chief debit brand and is similar to signature debit card which does not need electronic sanction, same as Visa Debit card? In most other countries, Maestro is comparable to a Visa Electron, basically one can view it as MasterCard's tertiary card. It entails automated authorization much like a Solo debit card. It means that the data stored in either the chip or the magnetic stripe can be read and it will be sent from the dealer to the specific bank, to which they will return with a favorable approval. If the info is not read by the machine properly, the bank will reject the money transfer, irrespective of any disposable sum remaining in your account.

As Maestro is recognized at over 1.5 crore point of sales, it is undeniably the most popular PIN debit card in terms of usage and circulation. Almost every major bank uses Maestro as their choice of debit card and the only exception so far is the ICICI Bank. This is not like methods followed by other cards, where the info can be punched in manually. Maestro distributing banks comprise of the State Bank of India, which is country’s biggest public sector bank, their associate banks like Oriental Bank of Commerce, Punjab National Bank, Bank of Rajasthan and Syndicate Bank and more.

Features & Benefits of Maestro Debit Cards:

  • Around one million places in the United Kingdom takes in Maestro, be it on the high street, over your phone or online.
  • As it is accepted in such an extensive number of areas, Maestro helps you avoid the trouble of carrying wads of currencies.
  • If you require money, you can go for money back with your store bills, generally supermarkets.
  • Utilizing Maestro is speedier and more convenient than writing out cheques or keeping wads of hard cash and having to look for the required change.
  • There are no pre-arranged expenditure limits, except the cash remaining in your personal account.
  • You do not have to deal with end-of-month bills as the cash can be debited from your account only a day or so post transaction.
  • Maestro aids you to keep track of your monthly expenditures. You will be sent bank statements via email, mobile and post in which details of all your expenses are itemized.
  • You can also use it while travelling overseas.


  1. How can I avail Maestro?

    As a debit feature card, Maestro is a part of your personal savings or current bank account. If you have an account at any bank or financier that offers Maestro, you can get in touch with the nearest office and enquire about opening such an account.

  2. How can I know if my debit card has the Maestro logo?

    The Maestro symbol is shown either on the front or back of your debit card. If it is not there, you can ask your bank representative and check if they have ties with the Maestro program.

  3. What should be my next step if my card gets stolen or lost?

    Get in touch with the concerned bank immediately and notify them about the incident. You can get your card blocked temporarily in case you think it is misplaced. If you believe that it is not retrievable you can block it and get a new one with different security codes at a nominal fee.

  4. What will happen if I try to withdraw more than what is there in my bank account using my Maestro card?

    All Maestro money withdrawals are subtracted directly from your bank account. Hence this can depend on the kind of bank account that you hold and the overdraft agreements that you have with your bank.

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

This Page is BLOCKED as it is using Iframes.