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  • Kotak Mahindra Bank Debit Card

    Kotak Mahindra Bank Debit Card
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    Overview of Kotak Mahindra Bank Debit Card:

    Kotak Mahindra Bank, with its headquarters in Mumbai, is the fourth biggest private sector bank in India in terms of market capitalization. This bank may be one of those that offer maximum customized and need-based debit cards to their clientele. Not only do they remove the need to take hard cash or cheques to handle funds or purchases, but they also come with several incredible perks. Let us see how in detail below.

    Types of Kotak Mahindra Debit Cards:

    1. Infinite Wealth Management
    2. Privy League Signature
    3. Privy League Platinum
    4. Access India
    5. Gold
    6. Classic
    7. Platinum
    8. Jifi Platinum
    9. Business Power
    10. Business Class
    11. RuPay

    Infinite Wealth Management:

    • Gain access at every mercantile and ATMs that receive VISA cards globally.
    • Accessible as Chip Card only and comes with extra safety aspects.
    • Enjoy three privileged access to select Indian airport lounges every calendar quarter.
    • Priority Pass to gain access to over 700 plush VIP airport lounges in around 120 nations and 400 metros internationally. This is the world’s biggest airport lounge access program offered by any bank.
    • Round-the-clock VISA Concierge is available and Global Customer Assistance.
    • Fabulous offers and rebates at Merchant Outlets in groups like Fine Dining, Travel, Lifestyle, Health and Fitness.

    Transaction limit per day: Shopping limit is INR 5 lacs and the same for withdrawing cash from ATMs is INR 4 lacs.

    Insurance Cover:

    Lost Card Accountability

    INR Five Lacs

    Purchase Cover Limit

    INR 1.5 Lacs

    Lost (or stolen) Luggage Insurance

    INR 1 Lac

    Air Accident Cover

    INR Five Crores

    Kotak Mahindra RuPay Debit Card:

    • Enjoy access to every Indian ATM with a RuPay logo
    • ATM money withdrawal upper limit for a day is INR 10,000
    • Personal Accident Cover of INR 1 lac and it also indemnifies accidental demise and complete and permanent impairment
    • SMS or email alert on your given mobile number and email id for each card transaction

    Privy League Signature:

    • Gain access at every mercantile and ATMs that receive VISA cards globally.
    • Accessible as Chip Card only and comes with extra safety aspects.
    • Enjoy two privileged access to select Indian airport lounges (Delhi, Chennai, Hyderabad & Bangalore) every calendar quarter.
    • Priority Pass to gain access to over 700 plush VIP airport lounges in around 120 nations and 400 metros internationally. This is the world’s biggest airport lounge access program offered by any bank.
    • Additional fuel charges will be waived off (up to 2.5%) with every fuel purchase.
    • Round-the-clock VISA Concierge is available and Global Customer Assistance.
    • Fabulous offers and rebates at Merchant Outlets in groups like Fine Dining, Travel, Lifestyle, Health and Fitness.
    • Ceaseless VISA Global Customer Assistance Services (GCAS) to report if your card gets lost or stolen, in case of emergency debit card replacement and to raise general queries or concerns from India or abroad.

    Transaction limit per day: Shopping limit is INR 4 lacs and the same for withdrawing cash from ATMs is INR 3 lacs.

    Insurance Cover:

    Accountability for Lost Card

    INR 4 Lacs

    Limit for your Purchase Cover

    INR 1.5 Lacs

    Lost Luggage Protection

    INR 1 Lac

    Air Accident Indemnification

    INR 1 Crore

    Privy League Platinum:

    • Gain access at every mercantile and ATMs that receive VISA cards globally.
    • Accessible as Chip Card only and comes with extra safety aspects.
    • Priority Pass to gain access to over 700 plush VIP airport lounges in around 120 nations and 400 metros internationally. This is the world’s biggest airport lounge access program offered by any bank.
    • Additional fuel charges will be waived off (up to 2.5 percent) with every fuel purchase.
    • Round-the-clock VISA Concierge is available and Global Customer Assistance.
    • Fabulous offers and rebates at Merchant Outlets in groups like Fine Dining, Travel, Lifestyle, Health and Fitness.
    • Ceaseless VISA Global Customer Assistance Services (GCAS) to report if your card gets lost or stolen, in case of emergency debit card replacement and to raise general queries or concerns from India or abroad.

    Transaction limit per day:

    Card Aspects

    Prima

    Magna

    Shopping Limit

    INR 2.5 Lacs

    INR 2.5 Lacs

    Limit to withdraw from ATM

    INR. 2 Lacs

    INR 2.5 Lacs

    Insurance Cover:

    Accountability for Lost Card

    INR 2.5 Lacs

    Limit for your Purchase Cover

    INR 1 Lac

    Lost Luggage Protection

    INR 1 Lac

    Air Accident Indemnification

    INR 2 Millions

    Kotak Mahindra Access India Debit Card:

    • Gain access at every mercantile and ATMs that receive VISA cards globally.
    • Accessible as Magnetic Chip Card only.
    • Fabulous offers and rebates at Merchant Outlets in groups like Fine Dining, Travel, Lifestyle, Health and Fitness.

    Transaction limit per day: Shopping limit is INR 1.5 lacs and the same for withdrawing cash from ATMs is INR 75,000.

    Insurance Cover:

    Accountability for Lost Card

    INR 1.5 Lacs

    Limit for your Purchase Cover

    INR 50,000

    Kotak Mahindra Gold Debit Card:

    • Gain access at every mercantile and ATMs that receive VISA cards globally.
    • Accessible as Magnetic Strip as well as Chip Card with added protection.
    • Additional fuel charges will be waived off (up to 2.5 percent) with every fuel purchase.
    • Fabulous offers and rebates at Merchant Outlets in groups like Fine Dining, Travel, Lifestyle, Health and Fitness.
    • Ceaseless VISA Global Customer Assistance Services (GCAS) to report if your card gets lost or stolen, in case of emergency debit card replacement and to raise general queries or concerns from India or abroad.

    Transaction limit per day: Shopping limit is INR 1.75 lacs and it is the same for withdrawing cash from ATMs too.

    Insurance Cover:

    Accountability for Lost Card

    INR 1.75 Lacs

    Limit for your Purchase Cover

    INR 75000

    Lost Luggage Protection

    INR 1 Lac

    Air Accident Indemnification

    INR 1.5 Million

    Kotak Mahindra Classic Debit Card:

    • Gain access at every mercantile and ATMs that receive VISA cards globally.
    • Fabulous offers and rebates at Merchant Outlets in groups like Fine Dining, Travel, Lifestyle, Health and Fitness.
    • Ceaseless VISA Global Customer Assistance Services (GCAS) to report if your card gets lost or stolen, in case of emergency debit card replacement and to raise general queries or concerns from India or abroad

    Daily Fund Transaction Limit:

    Card Features

    Kotak Edge

    Kotak Pro

    Kotak Ace

    Shopping Limit

    INR 1.5 Lacs

    INR 1.5 Lacs

    INR 1.5 Lacs

    Withdrawing from ATM

    INR 50,000

    INR 50,000

    INR 75,000

    Insurance Cover:

    Accountability for Lost Card

    INR 1.5 Lacs

    Limit for your Purchase Cover

    INR 50,000

    Kotak Mahindra Platinum Debit Card:

    • Gain access at every mercantile and ATMs that receive VISA cards globally.
    • Accessible as Chip Card only and comes with extra safety aspects.
    • Enjoy three privileged access to select Indian airport lounges (Delhi, Chennai, Hyderabad & Bangalore) every calendar quarter.
    • Priority Pass to gain access to over 700 plush VIP airport lounges in around 120 nations and 400 metros internationally. This is the world’s biggest airport lounge access program offered by any bank.
    • Additional fuel charges will be waived off (up to 2.5 percent) with every fuel purchase.
    • Round-the-clock VISA Concierge is available and Global Customer Assistance.
    • Fabulous offers and rebates at Merchant Outlets in groups like Fine Dining, Travel, Lifestyle, Health and Fitness.
    • Ceaseless VISA Global Customer Assistance Services (GCAS) to report if your card gets lost or stolen, in case of emergency debit card replacement and to raise general queries or concerns from India or abroad.

    Daily Fund Transaction Limit:

    Card Perks

    Kotak Edge

    Kotak Pro

    Kotak Ace

    Shopping Limit

    INR 2 Lacs

    INR 2 Lacs

    INR 2 Lacs

    Withdrawing from ATM

    INR 2 Lacs

    INR 50,000

    INR 2 Lacs

    Insurance Cover:

    Accountability for Lost Card

    INR 2 Lacs

    Limit for your Purchase Cover

    INR 1 Lac

    Lost Luggage Protection

    INR 1 Lac

    Air Accident Indemnification

    INR 2 Millions

    Kotak Mahindra Jifi Platinum Debit Card:

    • Gain access at every mercantile and ATMs that receive VISA cards globally.
    • Accessible as Chip Card only and comes with extra safety aspects.
    • Priority Pass to gain access to over 700 plush VIP airport lounges in around 120 nations and 400 metros internationally. This is the world’s biggest airport lounge access program offered by any bank.
    • Round-the-clock VISA Concierge is available and Global Customer Assistance.
    • Fabulous offers and rebates at Merchant Outlets in groups like Fine Dining, Travel, Lifestyle, Health and Fitness.
    • Ceaseless VISA Global Customer Assistance Services (GCAS) to report if your card gets lost or stolen, in case of emergency debit card replacement and to raise general queries or concerns from India or abroad.

    Transaction limit per day: Shopping limit is INR 2 lacs and it is the same for withdrawing cash from ATMs too.

    Insurance Cover:

    Accountability for Lost Card

    INR 2 Lacs

    Limit for your Purchase Cover

    INR 1 Lac

    Lost Luggage Protection

    INR 1 Lac

    Air Accident Indemnification

    INR 2 Millions

    Kotak Mahindra Business Power Debit Card:

    • Gain access at every mercantile and ATMs that receive VISA cards globally.
    • Accessible as Chip Card only and comes with extra safety aspects.
    • Priority Pass to gain access to over 700 plush VIP airport lounges in around 120 nations and 400 metros internationally. This is the world’s biggest airport lounge access program offered by any bank.
    • Fabulous offers and rebates at Merchant Outlets in groups like Fine Dining, Travel, Lifestyle, Health and Fitness.
    • Ceaseless VISA Global Customer Assistance Services (GCAS) to report if your card gets lost or stolen, in case of emergency debit card replacement and to raise general queries or concerns from India or abroad.

    Transaction limit per day: Shopping limit is INR 2.5 lacs and the same for withdrawing cash from ATM is INR 2 lacs.

    Insurance Cover:

    Accountability for Lost Card

    INR 2.5 Lacs

    Limit for your Purchase Cover

    INR 1 Lac

    Lost Luggage Protection

    INR 1 Lac

    Air Accident Indemnification

    INR 2 Millions

    Kotak Mahindra Business Class Debit Card:

    • Gain access at every mercantile and ATMs that receive VISA cards globally.
    • Accessible as Magnetic Strip as well as Chip Card with added protection.
    • Fabulous offers and rebates at Merchant Outlets in groups like Fine Dining, Travel, Lifestyle, Health and Fitness.
    • Ceaseless VISA Global Customer Assistance Services (GCAS) to report if your card gets lost or stolen, in case of emergency debit card replacement and to raise general queries or concerns from India or abroad.

    Daily Fund Transaction Limit:

    Card Features

    Kotak Edge

    Kotak Pro

    Shopping Limit

    INR 1.75 Lacs

    INR 1.75 Lacs

    Withdrawing from ATM

    INR 50,000

    INR 50,000

    Insurance Cover:

    Accountability for Lost Card

    INR 1.75 Lacs

    Limit for your Purchase Cover

    INR 1 Lac

    Lost Luggage Protection

    INR 1 Lac

    Air Accident Indemnification

    INR 2 Millions

    Kotak Mahindra Debit Card Offers:

    • Every Kotak Mahindra Debit Card offers unique discounts on special days such as Mother’s Day, National Holidays, Raksha Bandha and more.
    • You also get great rebates and incredible offers from partner companies like Goibibo, pepperfry, agoda.com, Big Basket, YepMe, MakeMyTrip and more.

    FAQs:

    1. Can I use my Kotak Mahindra Debit Card for global transactions?

      All Chip Debit Cards are by norm designed for national as well as overseas use. Every (Non Chip) Debit Cards distributed prior to 1st December 2013 are made for global use and those fashioned after that cannot be utilized outside India.

    2. In case I forget my PIN, how do I regenerate it?

      You can restore your 6-digit Debit Card PIN by 2 simple means:

      • Log in to internet banking at www.kotak.com or log in to Kotak Mobile Banking App

      • Call their 24 hours Customer Service Centre and they will guide you on regenerating the PIN.

    3. What is the eligibility benchmark to get Personal Accident Cover on my RuPay Debit Card?

      The claim as per the Accidental Demise and/ or Permanent Disability must be owed only if the RuPay card user has performed at least one effective purchase (Point of Sale) at a mercantile or at ATM.

    4. What can I do if I mislay my Kotak Debit Card abroad?

      To notify bank the loss of your Kotak Debit Card, you can call the given numbers below and block the card.

      USA - 1855 365 6767

      AUSTRALIA - 001180044990000

      HONG KONG - 00180044990000

      UK - 0080044990000

      CANADA - 18557684020

      SINGAPORE - 8001013054

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