Kotak Silk Platinum Debit Card

Kotak Silk Platinum Debit Card has been designed especially for modern women to cater for their lifestyle requirements. It provides lots of offers on brands across categories and cashback on the amount spent on shopping.

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Features of Kotak Silk Platinum Debit Card

Let us have a look at the features of the Kotak Silk Platinum Debit Card:

  1. High Transaction Limit: Kotak Silk Platinum Debit Card allows its customers to enjoy high transaction limits as well as Automated Teller Machine (ATM) withdrawals. It has a daily purchase limit of up to Rs.2,00,000, a daily cash withdrawal limit of up to Rs.40,000 and an international daily cash withdrawal limit of up to Rs.50,000.
  2. Priority Pass Membership: Kotak Silk Platinum Debit Card also comes with priority pass access which allows you to lounge access at various luxurious airports across 120 countries and 400 cities across the world.
  3. Visa Global Customer Assistance Service (GCAS): This debit card also provides 24 hours Visa Global Customer Assistance Service (GCAS).
  4. Enjoy Exclusive Discounts: Kotak Bank Silk Platinum provides exclusive rewards on your daily spending. Apart from this, you will also get discounts at multiple merchant outlets in categories like travel, health and fitness, fine dining, and lifestyle.

Now let us have a look at the insurance facilities provided by Kotak Silk Platinum Debit Card:

  1. Accidental Air Death Insurance: Rs.50 lakhs
  2. Lost Baggage Insurance: Rs.1 lakh
  3. Personal Accidental Death Cover: Rs.25 lakhs
  4. Purchase Protection Limit: Up to Rs.1 lakh
  5. Liability of Lost Card: Up to Rs.3.5 lakhs

Eligibility of Kotak Silk Platinum Debit Card

An individual who has Silk-Women's Savings Account with Kotak Mahindra Bank will be eligible to get a Kotak Silk Platinum Debit Card.

Fees and Charges of Kotak Silk Platinum Debit Card

The following points explain the fees and charges of the Kotak Silk Platinum Debit Card:

  1. Issuance Charge: Rs.250
  2. Card Replacement Charge: Rs.200
  3. Annual Maintenance Charge: Rs.250
  4. Maximum Purchase Limit: No Limit
  5. Maximum Cash Withdrawal: No Limit
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Required Documents for Kotak Silk Platinum Debit Card

The following are the documents required to avail Kotak Silk Platinum Debit Card:

  1. Permanent Account Number (PAN) card
  2. Aadhar card
  3. Driving license
  4. Passport

FAQs

  • What are the benefits of the Kotak Silk Platinum Debit Card?

      The Kotak Silk Platinum Debit Card offers up to ₹4,500 cashback annually on purchases across categories like groceries, apparel, and dining. It also provides insurance covers, including accidental death and purchase protection. Kotak+2

  • What is the eligibility criteria for the Kotak Silk Platinum Debit Card?

    To be eligible, you must hold a Silk Women's Savings Account with Kotak Mahindra Bank.

  • What are the fees and charges associated with the Kotak Silk Platinum Debit Card?

    The card may have annual fees and charges for specific services. It's advisable to check the latest fee structure on the official Kotak Mahindra Bank website.

  • What documents are required to apply for the Kotak Silk Platinum Debit Card?

    Typically, you'll need identity proof, address proof, and a recent photograph. Additional documents may be required based on the bank's policies.

  • How can I apply for the Kotak Silk Platinum Debit Card?

    You can apply online through Kotak's net banking portal, by visiting a branch, or by contacting customer care.

  • What is the daily ATM withdrawal limit for the Kotak Silk Platinum Debit Card?

    The daily ATM withdrawal limit is ₹40,000 domestically and ₹50,000 internationally.

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