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  • Kotak Mahindra Privy League Platinum Debit Card

     4.0 / 5.0   by 25 users
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    Debit Card
    • Make online transactions
    • Quick ATM withdrawals
    • Bonus points & gifts

    Overview of Kotak Mahindra Privy League Platinum Debit Card

    The Kotak Mahindra Privy League Platinum debit card is here to usher you to the world of luxury and convenience like you have never seen before. Specially designed for its Prima and Magna customers, this debit card comes loaded with the most exciting features and benefits for lifestyle related needs like travelling, dining, health care, fitness, shopping, wellness and much more. Also, you get to enjoy some of the highest transaction limits to be offered by a debit card, along with complimentary insurance not only for you but also for your transactions.

    Kotak Mahindra was founded in 1985 and is one of the leading financial companies in India. With a net income of Rs 15.69 billion, Kotak Mahindra enjoys a must respected presence in India as it serves a diverse customer base with an array of well appointed financial product and services which span across accounts, deposits, loans, wealth management, estate planning, credit and debit cards.

    Features & Benefits of Privy League Platinum debit card - Kotak Mahindra

    Some of the exclusive features and benefits as provided by the Kotak Mahindra Privy League Platinum Debit Card are as follows:

    • High Daily Transaction Limits – For Prima and Magna customers of Kotak Mahindra, the Privy League Platinum debit card allows high transaction limits. Prima customers can enjoy transaction limits of Rs 2,50,000 (purchases) and Rs 2,00,000 (ATM withdrawals). Magna customers of the bank get to enjoy transaction limits of Rs 2,50,000 (purchases and ATM withdrawals).
    • Purchase Protection – Purchase protection is a cover provided against the loss of purchases that have been made using the debit card. In the event that goods which have been purchased using your debit card are lost or stolen within a pre-specified time period from the date of purchase, then this card provides you with Purchase Protection for stolen goods up to an amount of Rs 1,00,000.
    • Complimentary Insurance Cover - As a Privy League Platinum debit card holder, you are entitled to receive complimentary insurance cover while you travel. This card provides you with Lost Baggage cover worth Rs 1,00,000 and Air Accident insurance worth Rs 20,00,000.
    • Lost Card Liability – Lost Card Liability refers to the liability or loss which might result due to misuse or fraudulent use of the card in the event of it being stolen or lost. As a Privy League Platinum debit card holder, you are entitled to Lost Card Liability up to the amount of Rs 2,50,000.
    • Priority Pass Airport Lounge Access - Travel should be stress free and that’s exactly what the Platinum debit card gives you. With your Kotak Mahindra debit card, you can now unwind as you travel as this card makes you eligible for the Priority Pass program which allows you access to some of the finest and most luxurious airport lounges located in over 120 countries and across 400 cities worldwide.
    • Enhanced Security with Chip Based Cards – Kotak Mahindra ensures that all your transactions are carried out with no room for risk or error. That is why the Privy League Platinum debit card is a Chip based card which comes with additional safety features to give you a worry free transaction experience, every single time.
    • Visa Global Customer Assistance Service – One minute, you may be sunning yourself on the golden beaches of Bali, the very next minute, you realize, you do not have your debit card with you anymore. Such mishaps an occurrences are rather common while on holiday but can generate unhealthy amounts of stress. However, as a Platinum debit card holder, you are free to avail the services of Visa Global Customer Assistance Service (GCAS) , a 24/7 helpline service which provides customers a variety of indispensable services like reporting the loss of a stolen card, putting in a request for replacement of the stolen or for any other miscellaneous query which you may have regarding your debit card.
    • Exclusive Discounts – With the Platinum debit card, you get to enjoy the best of the best. Enjoy attractive discounts, deals and offers when you travel, at dining establishments, at health and fitness centers or for a host of other lifestyle related needs.
    • Widely Accepted – Forego worries of making payments when you travel, domestically or internationally. The Privy League Platinum debit card is widely accepted all over the world, not only at Visa enabled merchant establishments but also Visa ATMs located across the world.
    • Fuel Surcharge Waiver – With the rising costs of fuel, it has certainly become a major expense. With your Platinum debit card, you can save on the fuel surcharge, each time you refuel at any petrol filling station located in India. This card rewards you with a waiver on the fuel surcharge which is currently levied at the rate of 2.5%.

    Eligibility for Kotak Mahindra Privy League Platinum Debit Card

    The Kotak Mahindra Privy League Platinum Debit Card will be issued only to Prima and Magna customers of the bank.

    Fees & charges : Privy League Platinum Debit Card

    Some of the main charges and fee associated with the Privy League Signature Debit Card are as follows:

    Particulars Standard Charges Charges for Prima / Magna customers
    Issuance Charge Rs 750 Free of charge
    Annual Fee Rs 750 (primary card) Free
    Cash Withdrawal Free (at Kotak ATMs) Free (at Kotak ATMs)

    Kotak Mahindra Privy League Platinum Debit Card FAQ

    1. What is the amount of Air Accident Insurance provided with the Platinum debit card?

      The Privy League Platinum debit card offers complimentary Air Accident insurance coverage up to Rs 20,00,000.

    2. What do I do if I lose my Privy League Platinum debit card while travelling overseas?

      In case you happen to lose your card while travelling overseas, you must immediately report the loss to the bank by calling their toll free helpline number. Additionally, you may also report the loss of your card by calling the Visa Global Customer Assistance Service (GCAS).

    3. Are there any charges applicable if I withdraw cash or make a balance enquiry using my Privy League Platinum debit card at a domestic ATM of another bank?

      A standard charge of Rs 20/per transaction (for cash withdrawal transaction) and Rs 8.50/per transaction (for balance enquiry transactions) is applicable. However, Prima and Magna customers holding the Platinum debit card can carry out both these transactions, free of charge.

    4. When does the Lost Card Liability cover come into effect, if the debit card has been stolen or lost?

      The Lost Card Liability Cover shall be effective as soon as the card holder reports the loss of the card to the bank’s representative.

    5. Are there any charges applicable if I withdraw cash or make a balance enquiry using my Privy League Platinum debit card at an international ATM?

      While the Platinum debit card is enabled for international use, the card does carry a charge for international ATM usage. A charge of Rs 150 per transaction will be levied for cash withdrawal transactions and a charge of Rs 25 will be levied for any balance enquiry transaction. However, both these transactions can be carried out free of charge by Privy League Platinum debit card holders who are Prima or Magna customers.

    GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

    Kotak Mahindra Privy League Platinum Debit Card Reviews

  • Page 1 of 2 1 2
    • Kotak Debit Card
      "Good Bank"
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      I have a Kotak Bank i opened through Online portal. It is Very Easy to Open .Zero Rupees Charges.I ordered for a Debit card of kotak bank i got it delivered.Kotak App is Very User Friendly to Everyone.Zero balance maintain No Extra Charges..Quite Good App
      Was this review helpful? 19
      , bangalore
      Reviewed on Feb 16, 2018
    • Kotak Debit Card
      "Decent Credit Card"
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      I have a Salary account with them and the bank has offered a complimentary Credit card on the basis of this account. They have given me a Credit Limit of Rs.2.5 Lakhs, which I felt is quite a good one to have. One thing which let me down over here is their high interest rate. Also an added advantage is, they have good reward points system available with them.
      Was this review helpful? 10
      , chennai
      Reviewed on Jan 23, 2018
    • Kotak Debit Card
      "Good"
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      I am using domestic debit card of Kotak Mahindra Bank. The daily withdrawal limit was 25,000 rupees which was satisfactory. I am using this debit card for the last six months. There is no charge for other ATM swipe. ATM facilities are good and enough.
      Was this review helpful? 10
      , navi mumbai
      Reviewed on Jan 04, 2018
    • Kotak Debit Card
      "Good service"
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      Within 4days of time I got the car loan from Kotak Mahindra bank. The customer support is good with Kotak mahindra bank. The rate of interest which they have offered was low, when compared with other banks. The required loan amount has been disbursed and I am happy with it.
      Was this review helpful? 6
      , hyderabad
      Reviewed on Oct 16, 2017
    • Kotak Debit Card
      "Kotak Mahindra Bank Fraud Services"
      KOTAK MAHINDRA BANK
      0.5 0.5/5 "Unacceptable"
      Kotak Mahindra Bank has **fraud banking services**. Rs. 800+ charge for other ATM Withdraws. 10000+ Charge for not maintaining minimum balance. 1000+ for delayed credit card payments. One Purchase = Service Tax+Conversion Charge+Interest Charge+Actual MRPâ?¦. **Close all your accounts** of Kotak Mahindra Bankâ?¦
      Was this review helpful? 33
      , bangalore
      Reviewed on Apr 06, 2017
    • Kotak Debit Card
      "GOOD BANK BEST SERVICES GOOD JOB NICEBANK GOODRELATIONSHIP "
      KOTAK MAHINDRA BANK
      0.5 5.0/5 "Blown Away!"
      SUPPORTING WITH A MINIMUM WORKING TIME BANK QUICK DESISION WONDERFUL JOB GOOD PROVIDED BY OTHER BANKS LIKE ICICI, HDFC , IDBI , AXIS AND MORE NATIONALIZED BANKS FUTURE GOOD BANK MANAGMENT GOOD ALSO SUPPORT AND THANKS TO ALL THEY ARE HELPING PEOPLE THANK YOU AGAIN..
      Was this review helpful? 14
      , vadodara
      Reviewed on Mar 26, 2017
    • Kotak Debit Card
      "Share a experience with Kotak Mahindra Bank on line service"
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      I like Kotak Mahindra Bank because this bank replied fast comparing with another bank.The process was comleted process on line with in a five minute.its pleasant experience when compared with other bank services I like Kotak than another private sector banks.
      Was this review helpful? 18
      , ahmedabad
      Reviewed on Mar 25, 2017
    • Kotak Debit Card
      "zero use for kotak rupay debit card"
      KOTAK MAHINDRA BANK
      0.5 0.5/5 "Unacceptable"
      i applied for a kotak mahindra rupay debit card after surrendering my existing visa debit card. firstly for some strange reason kotak doesnt allow rupay debit card as a addon card to my existing visa card. hence they automatically blocked my visa debit card on applying for rupay card. next i tried using the kotak rupay debit card on various POS terminals and online transactions. but it was declined everytime. later i got to know that they mention that it cant be used online. but there is no mention of non usage at POS too. after i tried it at around 20-30 machines i wrote them an email. to which they replied that there rupay card is not enabled for POS yet. and its not happening anytime soon. WHILE OTHER BANKS' RUPAY CARD WORKS EASILY ONLINE AS WELL AS AT POS, KOTAK CHOSES NOT TO ENABLE THESE. this card is only usefull for taking out cash from atm and that too only 10000. i was left bitterly dissapointed and have finally blocked it for reissue of visa debit card.
      Was this review helpful? 23
      , new delhi
      Reviewed on Mar 09, 2017
    • Kotak Debit Card
      "Very Poor service - Dont go for it - i am frustrated ."
      KOTAK MAHINDRA BANK
      0.5 0.5/5 "Unacceptable"
      Deducted money, I tried to communicate with them, but I didnt get any response. having many features of KOTAK bank is not good when it comes to customer service. Do not open your account in Kotak bank they will not give you service. I am frustrated with Kotak bank. Very bad feelings.
      Was this review helpful? 30
      , pune
      Reviewed on Dec 15, 2016
    • Kotak Debit Card
      "Make False Offer"
      KOTAK MAHINDRA BANK
      0.5 0.5/5 "Unacceptable"
      I'm a Kotak Platina Salary account holder which comes with a Kotak Platinum Debit Card. The Platinum Card holders has no withdrawal limit from Kotak and Non-Kotak ATM in india. Everything was going fine for last 1.5 year. I have been happily withdrawing cash around 10-15 times a month from Non-Kotak ATM. Suddenly they charged me with some CW Fee. Querying on that, I get to know that they downgraded my account upto five ATM transaction/Month. The reason of downgrading my account is many number of withdrawal of 300-400 INR. But still they are showing in the charges page the same unlimited Kotak and non-Kotak transaction. The link of the charges page is : http://www.kotak.com/service-charges.html
      Was this review helpful? 24
      , bangalore
      Reviewed on Dec 10, 2016
    • Kotak Debit Card
      "Good overall"
      KOTAK MAHINDRA BANK
      0.5 5.0/5 "Blown Away!"
      I am happy with the services and response I received from Kotak Mahindra Bank for the debit card application. They contacted me and informed me all the details and the procedure as well. Since I went ahead with another bank, I cancelled my application with them. I do not wish to comment on the charges.
      Was this review helpful? 10
      , mumbai
      Reviewed on Dec 05, 2016
    • Kotak Debit Card
      "KOTAK MAHINDRA CLASSIC DEBIT CARD"
      KOTAK MAHINDRA BANK
      0.5 5.0/5 "Blown Away!"
      I never new applying for KOTAK MAHINDRA CLASSIC DEBIT CARD will be so easy. Awaiting to open an account with KOTAK MAHINDRA & get the best previlages offered better than other banks. KOTAK BANK is doing well compared to other banks with Customer service. I have heard of the bank quite some time & eagerly waiting to have an account with KOTAK MAHINDRA.
      Was this review helpful? 9
      , bangalore
      Reviewed on Nov 30, 2016
    • Kotak Debit Card
      "Very use ful site, Its very easy-to-use site Bank Bazaar i l"
      KOTAK MAHINDRA BANK
      0.5 5.0/5 "Blown Away!"
      Very easy applying Very use ful site, Its very easy-to-use site Bank Bazaar i like it. Bank bazar is giving me too awesome offers and I would like to use all offers. I will tell about this to my relatives and my families and also my friends and I hope bank bazaar is giving us more offers in future. So, thanking you for this great offers..
      Was this review helpful? 15
      , indore
      Reviewed on Oct 26, 2016
    • Kotak Debit Card
      "Application for debit card"
      KOTAK MAHINDRA BANK
      0.5 4.5/5 "Excellent!"
      Excellent experience on line debit card application filling application. I am not experiencing any google service it is excellent so we can purchase all in one place with our debit card so I am very much assured to open account in any bank in our computer & use any places in india so my request to all dont miss this opportunity.
      Was this review helpful? 11
      , chennai
      Reviewed on Oct 12, 2016
    • Kotak Debit Card
      "Good service "
      KOTAK MAHINDRA BANK
      0.5 5.0/5 "Blown Away!"
      They are require a minimum balance of 10000Rs in the account.The service provided was good with Kotak Mahindra based on the saving account maintenance.They have responded on time for the application.They have taken around 5days to respond for the application
      Was this review helpful? 64
      , nagpur
      Reviewed on Jan 28, 2016
    • Kotak Debit Card
      "Wonderful service "
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      I have opened and commercial account with Axis Bank so I was not requiring this saving account with Kotak Mahindra.The service provided by Kotak Mahindra was very good in account maintenance.They have provided wonderful service to the customer and the rates applied was around 9%.
      Was this review helpful? 21
      , pune
      Reviewed on Jan 14, 2016
    • Kotak Debit Card
      "Good bank"
      KOTAK MAHINDRA BANK
      0.5 5.0/5 "Blown Away!"
      I had my address proof which was not belonging to my personal address .The customer service provided was all good with Kotak Mahindra.They have to improve on the terms and conditions applied by Kotak.They have to works on the proofs required because all customer will not have the required proofs.
      Was this review helpful? 20
      , new delhi
      Reviewed on Jan 13, 2016
    • Kotak Debit Card
      "Need immediate response!"
      KOTAK MAHINDRA BANK
      0.5 2.0/5 "Expected more"
      Once I applied for a debit card with Kotak Mahindra bank, there was a delay in the response from the executives. But after 6 days they made a call to me and I am not able to respond to them properly. And as the online executive told me there are good offers on the debit card, I opted to take the debit card with them.
      Was this review helpful? 15
      , mumbai
      Reviewed on Jan 13, 2016
    • Kotak Debit Card
      "Good debit card feature"
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      The response was good from kotak mahindra when i applied for the debit card and they gave all the details about the product. The debit card feature are good compare to other banks. I was not available in the station so the application was closed.
      Was this review helpful? 8
      , chandigarh
      Reviewed on Jan 13, 2016
    • Kotak Debit Card
      "Good "
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      I have postponed the process of getting the debit card with the Kotak Mahindra Bank. Services and the follow up were good with them and I requested the executives to call back me after pongal. Response is immediate with them.
      Was this review helpful? 14
      , vijayawada
      Reviewed on Jan 13, 2016
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