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  • Kotak Mahindra Privy League Signature Debit Card

     4.0 / 5.0   by 25 users
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    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Debit Card
    • Make online transactions
    • Quick ATM withdrawals
    • Bonus points & gifts

    Overview of Privy League Signature Debit Card

    Established in the year 1985, Kotak Mahindra is one of the leading financial conglomerates of India. Holding the honor of the first non-banking finance company to be converted into a bank, the bank boasts of a net income of Rs 15.69 billion. With a widespread presence across India, the bank offers an extensive suite of well-appointed financial product and services which span across accounts, deposits, loans, wealth management, estate planning, credit and debit cards.

    For its Privy League Optima customers, Kotak Mahindra introduces the very special Privy League Signature Debit Card. Enjoy access to a bevy of premium services, deals and discounts across a variety of lifestyle verticals like fitness, fine dining, exotic travel, healthcare and much more.

    Features & Benefits of Privy League Signature Debit Card - Kotak Mahindra

    Experience fine living with you Kotak Mahindra debit card and gain exclusive access to a range of attractive discounts, offers, deals and much more. Not only that, this debit card comes loaded with a host of other benefits like airport lounge access, fuel surcharge waiver, high transaction limits, complimentary insurance cover, to name a few.

    • ATM Access – Enjoy complimentary access, for an unlimited number of transactions, to any Visa ATM, located anywhere in the world with your Privy League Signature debit card.
    • High Transaction Limits – With the Privy League signature debit card, you get to enjoy some of the highest transaction limits available. Enjoy a daily purchase limit of up to Rs 4,50,000 and an ATM withdrawal limit of Rs 3,00,000 (depending on your Privy League plan)
    • Fuel Surcharge Waiver – Every time you purchase fuel at any refueling station across India, this debit card rewards you with surcharge waiver, which is currently charged at the rate of 2.5%.
    • Complimentary Insurance Cover - As a Privy League Signature debit card holder, you are also eligible to a variety of insurance covers to protect you at every step of life. You get complimentary Air Accident insurance worth Rs 1 crore, Baggage Insurance worth Rs 1 lakh.
    • Lost Card Liability – With the Privy League Signature debit card, you can leave behind all worries of losses which might befall in case your card is lost or stolen. This debit card comes covers you against Lost Card Liability worth Rs 4,00,000.
    • Purchase Protection – In case the goods which you have purchased using your debit card may be stolen or lost within a specified period of the purchase date, your debit card will cover you for an amount of up to Rs 1,50,000 for Purchase Protection of the purchased goods.
    • Widely Accepted – Your Privy League Signature Visa debit card is widely accepted all over the world at merchant establishments and ATMs which are Visa enabled.
    • Chip Based For Enhanced Security – The Privy League signature Visa debit card is a Chip based card which ensures that all your transactions are carried out in a safe and secure manner.
    • Priority Pass Airport Lounge Access - Travel in comfort and style with your Privy League signature debit card which grants you exclusive access some of the finest airport lounges in over 400 cities and 120 countries worldwide via the Priority Pass program. Signature debit card holders are allowed 2 free airport lounge visits on a quarterly basis, every calendar year.
    • Free Movie Tickets with BookMyShow – The Privy League Signature debit card gives you an exciting chance to indulge the cinephile in you. Each time you book a movie ticket using BookMyShow.com, you are entitled to another ticket, free of cost. This offer is valid on tickets purchased on weekends on the website.
    • Round The Clock Visa Concierge Service – As a signature Visa debit card holder, you are privy to some of the most exclusive services that are available. The Visa concierge service is a 24/7 assistance service to help you with any lifestyle related needs. This service may be availed for assistance regarding a host of lifestyle and leisure activities like hotel bookings, travel reservation, restaurant recommendations and bookings, car rental services, event ticket bookings, among a host of other requests.
    • Exclusive Discounts – With the Signature debit card, you get to enjoy the best of what is available. Make the most of exclusive discounts and offers at merchant establishments while shopping, dining, traveling, for health and fitness related needs.
    • Visa Global Customer Assistance Service – Mishaps can happen any time and anywhere. As a signature debit card holder, you are entitled to avail the 24 hour visa Global Customer Assistance Service (GCAS) to report the loss of a stolen lost card, if you are in need of an Emergency Card Replacement or for any other card related miscellaneous inquiries.

    Eligibility for Kotak Mahindra Privy League Signature Debit Card

    The Kotak Mahindra Privy League Signature Debit Card is only available to Kotak Mahindra’s Optima customers.

    Fees & Charges for Kotak Privy League Signature Debit Card

    The Privy League Signature is a premium card which comes with a variety of features and benefits. Some of the main charges and fee associated with the Privy League Signature Debit Card are as follows:

    Particulars Charge
    Issuance Charge Free (for Optima customers) / Rs 2000 (for non Optima customers)
    Annual Charge (primary card) Free (for Optima customers) / Rs 2000 (for non-Optima customers)

    Privy League Signature FAQ

    1. Which Indian airport lounges do I get access to with my Privy League Signature debit card?

      You get access to a number of some of the most luxurious airport lounges in major cities like Premium Lounge (T3, IGI Airport, New Delhi), Carnations Lounge (Terminal 1C, Mumbai Airport), Travel Club (TFS) (Chennai), Plaza Premium Lounge (Kempegowda International Airport, Bangalore), Plaza Premium Lounge (Hyderabad).

    2. Can I use my Privy League Signature Visa debit Card internationally?

      All Kotak chip debit cards, like the Privy League signature debit card, are enabled for international use by default.

    3. Is there an option to modify the daily transaction limits (ATM withdrawals and purchase) on my Kotak signature debit card?

      Yes, you can easily do so by either calling the customer care at the provided numbers or visit your nearest Kotak Mahindra bank branch to modify the default transaction limits.

    4. When will the fuel surcharge waiver reflect in my debit card’s transaction history?

      For any fuel transactions done with your eligible Kotak debit card in a calendar month, the fuel surcharge will be reversed and reflect in your account by the 12th of the next month.

    5. Is there any fees associated with ATM transactions done with the Signature debit card?

      With the Privy League Signature Visa debit card, there are no charges associated with ATM usage like cash withdrawals at Kotak Mahindra ATMs, cash withdrawal or balance enquiry at other bank ATMs, cash withdrawal / balance enquiry done at any international ATM, visa global Assist charges for enquiry or report a lost card, etc.

    GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

    Kotak Mahindra Privy League Signature Debit Card Reviews

  • Page 1 of 2 1 2
    • Kotak Debit Card
      "Good Bank"
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      I have a Kotak Bank i opened through Online portal. It is Very Easy to Open .Zero Rupees Charges.I ordered for a Debit card of kotak bank i got it delivered.Kotak App is Very User Friendly to Everyone.Zero balance maintain No Extra Charges..Quite Good App
      Was this review helpful? 19
      , bangalore
      Reviewed on Feb 16, 2018
    • Kotak Debit Card
      "Decent Credit Card"
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      I have a Salary account with them and the bank has offered a complimentary Credit card on the basis of this account. They have given me a Credit Limit of Rs.2.5 Lakhs, which I felt is quite a good one to have. One thing which let me down over here is their high interest rate. Also an added advantage is, they have good reward points system available with them.
      Was this review helpful? 10
      , chennai
      Reviewed on Jan 23, 2018
    • Kotak Debit Card
      "Good"
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      I am using domestic debit card of Kotak Mahindra Bank. The daily withdrawal limit was 25,000 rupees which was satisfactory. I am using this debit card for the last six months. There is no charge for other ATM swipe. ATM facilities are good and enough.
      Was this review helpful? 11
      , navi mumbai
      Reviewed on Jan 04, 2018
    • Kotak Debit Card
      "Good service"
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      Within 4days of time I got the car loan from Kotak Mahindra bank. The customer support is good with Kotak mahindra bank. The rate of interest which they have offered was low, when compared with other banks. The required loan amount has been disbursed and I am happy with it.
      Was this review helpful? 7
      , hyderabad
      Reviewed on Oct 16, 2017
    • Kotak Debit Card
      "Kotak Mahindra Bank Fraud Services"
      KOTAK MAHINDRA BANK
      0.5 0.5/5 "Unacceptable"
      Kotak Mahindra Bank has **fraud banking services**. Rs. 800+ charge for other ATM Withdraws. 10000+ Charge for not maintaining minimum balance. 1000+ for delayed credit card payments. One Purchase = Service Tax+Conversion Charge+Interest Charge+Actual MRPâ?¦. **Close all your accounts** of Kotak Mahindra Bankâ?¦
      Was this review helpful? 33
      , bangalore
      Reviewed on Apr 06, 2017
    • Kotak Debit Card
      "GOOD BANK BEST SERVICES GOOD JOB NICEBANK GOODRELATIONSHIP "
      KOTAK MAHINDRA BANK
      0.5 5.0/5 "Blown Away!"
      SUPPORTING WITH A MINIMUM WORKING TIME BANK QUICK DESISION WONDERFUL JOB GOOD PROVIDED BY OTHER BANKS LIKE ICICI, HDFC , IDBI , AXIS AND MORE NATIONALIZED BANKS FUTURE GOOD BANK MANAGMENT GOOD ALSO SUPPORT AND THANKS TO ALL THEY ARE HELPING PEOPLE THANK YOU AGAIN..
      Was this review helpful? 14
      , vadodara
      Reviewed on Mar 26, 2017
    • Kotak Debit Card
      "Share a experience with Kotak Mahindra Bank on line service"
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      I like Kotak Mahindra Bank because this bank replied fast comparing with another bank.The process was comleted process on line with in a five minute.its pleasant experience when compared with other bank services I like Kotak than another private sector banks.
      Was this review helpful? 18
      , ahmedabad
      Reviewed on Mar 25, 2017
    • Kotak Debit Card
      "zero use for kotak rupay debit card"
      KOTAK MAHINDRA BANK
      0.5 0.5/5 "Unacceptable"
      i applied for a kotak mahindra rupay debit card after surrendering my existing visa debit card. firstly for some strange reason kotak doesnt allow rupay debit card as a addon card to my existing visa card. hence they automatically blocked my visa debit card on applying for rupay card. next i tried using the kotak rupay debit card on various POS terminals and online transactions. but it was declined everytime. later i got to know that they mention that it cant be used online. but there is no mention of non usage at POS too. after i tried it at around 20-30 machines i wrote them an email. to which they replied that there rupay card is not enabled for POS yet. and its not happening anytime soon. WHILE OTHER BANKS' RUPAY CARD WORKS EASILY ONLINE AS WELL AS AT POS, KOTAK CHOSES NOT TO ENABLE THESE. this card is only usefull for taking out cash from atm and that too only 10000. i was left bitterly dissapointed and have finally blocked it for reissue of visa debit card.
      Was this review helpful? 23
      , new delhi
      Reviewed on Mar 09, 2017
    • Kotak Debit Card
      "Very Poor service - Dont go for it - i am frustrated ."
      KOTAK MAHINDRA BANK
      0.5 0.5/5 "Unacceptable"
      Deducted money, I tried to communicate with them, but I didnt get any response. having many features of KOTAK bank is not good when it comes to customer service. Do not open your account in Kotak bank they will not give you service. I am frustrated with Kotak bank. Very bad feelings.
      Was this review helpful? 30
      , pune
      Reviewed on Dec 15, 2016
    • Kotak Debit Card
      "Make False Offer"
      KOTAK MAHINDRA BANK
      0.5 0.5/5 "Unacceptable"
      I'm a Kotak Platina Salary account holder which comes with a Kotak Platinum Debit Card. The Platinum Card holders has no withdrawal limit from Kotak and Non-Kotak ATM in india. Everything was going fine for last 1.5 year. I have been happily withdrawing cash around 10-15 times a month from Non-Kotak ATM. Suddenly they charged me with some CW Fee. Querying on that, I get to know that they downgraded my account upto five ATM transaction/Month. The reason of downgrading my account is many number of withdrawal of 300-400 INR. But still they are showing in the charges page the same unlimited Kotak and non-Kotak transaction. The link of the charges page is : http://www.kotak.com/service-charges.html
      Was this review helpful? 25
      , bangalore
      Reviewed on Dec 10, 2016
    • Kotak Debit Card
      "Good overall"
      KOTAK MAHINDRA BANK
      0.5 5.0/5 "Blown Away!"
      I am happy with the services and response I received from Kotak Mahindra Bank for the debit card application. They contacted me and informed me all the details and the procedure as well. Since I went ahead with another bank, I cancelled my application with them. I do not wish to comment on the charges.
      Was this review helpful? 10
      , mumbai
      Reviewed on Dec 05, 2016
    • Kotak Debit Card
      "KOTAK MAHINDRA CLASSIC DEBIT CARD"
      KOTAK MAHINDRA BANK
      0.5 5.0/5 "Blown Away!"
      I never new applying for KOTAK MAHINDRA CLASSIC DEBIT CARD will be so easy. Awaiting to open an account with KOTAK MAHINDRA & get the best previlages offered better than other banks. KOTAK BANK is doing well compared to other banks with Customer service. I have heard of the bank quite some time & eagerly waiting to have an account with KOTAK MAHINDRA.
      Was this review helpful? 9
      , bangalore
      Reviewed on Nov 30, 2016
    • Kotak Debit Card
      "Very use ful site, Its very easy-to-use site Bank Bazaar i l"
      KOTAK MAHINDRA BANK
      0.5 5.0/5 "Blown Away!"
      Very easy applying Very use ful site, Its very easy-to-use site Bank Bazaar i like it. Bank bazar is giving me too awesome offers and I would like to use all offers. I will tell about this to my relatives and my families and also my friends and I hope bank bazaar is giving us more offers in future. So, thanking you for this great offers..
      Was this review helpful? 15
      , indore
      Reviewed on Oct 26, 2016
    • Kotak Debit Card
      "Application for debit card"
      KOTAK MAHINDRA BANK
      0.5 4.5/5 "Excellent!"
      Excellent experience on line debit card application filling application. I am not experiencing any google service it is excellent so we can purchase all in one place with our debit card so I am very much assured to open account in any bank in our computer & use any places in india so my request to all dont miss this opportunity.
      Was this review helpful? 11
      , chennai
      Reviewed on Oct 12, 2016
    • Kotak Debit Card
      "Good service "
      KOTAK MAHINDRA BANK
      0.5 5.0/5 "Blown Away!"
      They are require a minimum balance of 10000Rs in the account.The service provided was good with Kotak Mahindra based on the saving account maintenance.They have responded on time for the application.They have taken around 5days to respond for the application
      Was this review helpful? 64
      , nagpur
      Reviewed on Jan 28, 2016
    • Kotak Debit Card
      "Wonderful service "
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      I have opened and commercial account with Axis Bank so I was not requiring this saving account with Kotak Mahindra.The service provided by Kotak Mahindra was very good in account maintenance.They have provided wonderful service to the customer and the rates applied was around 9%.
      Was this review helpful? 21
      , pune
      Reviewed on Jan 14, 2016
    • Kotak Debit Card
      "Good bank"
      KOTAK MAHINDRA BANK
      0.5 5.0/5 "Blown Away!"
      I had my address proof which was not belonging to my personal address .The customer service provided was all good with Kotak Mahindra.They have to improve on the terms and conditions applied by Kotak.They have to works on the proofs required because all customer will not have the required proofs.
      Was this review helpful? 20
      , new delhi
      Reviewed on Jan 13, 2016
    • Kotak Debit Card
      "Need immediate response!"
      KOTAK MAHINDRA BANK
      0.5 2.0/5 "Expected more"
      Once I applied for a debit card with Kotak Mahindra bank, there was a delay in the response from the executives. But after 6 days they made a call to me and I am not able to respond to them properly. And as the online executive told me there are good offers on the debit card, I opted to take the debit card with them.
      Was this review helpful? 16
      , mumbai
      Reviewed on Jan 13, 2016
    • Kotak Debit Card
      "Good debit card feature"
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      The response was good from kotak mahindra when i applied for the debit card and they gave all the details about the product. The debit card feature are good compare to other banks. I was not available in the station so the application was closed.
      Was this review helpful? 8
      , chandigarh
      Reviewed on Jan 13, 2016
    • Kotak Debit Card
      "Good "
      KOTAK MAHINDRA BANK
      0.5 4.0/5 "Great!"
      I have postponed the process of getting the debit card with the Kotak Mahindra Bank. Services and the follow up were good with them and I requested the executives to call back me after pongal. Response is immediate with them.
      Was this review helpful? 15
      , vijayawada
      Reviewed on Jan 13, 2016
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