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  • Platinum Identity Chip Debit Card – ICICI Bank

    Overview of ICICI Bank Platinum Identity Chip Debit Card

    If you are looking for a card that comes packed with all the comfort and convenience in the world, don’t look any further than the ICICI Bank Platinum Identity Chip Debit Card. As a platinum card, you are entitled to discounts and special deals, conveniences and rewards unimaginable.

    Features and Benefits

    • You can avail high transaction and withdrawal limit on your ICICI Bank Platinum Identity Chip Debit Card.
      • Daily Domestic and International Cash withdrawal limit at ATMs – Rs. 1, 00, 000.
      • Daily Purchase limit at retail outlets/merchant websites (Domestic) – Rs. 2, 00, 000
      • Daily Purchase limit at retail outlets/merchant websites (International) – Rs. 1, 50, 000
    • Your ICICI Bank Platinum Identity Chip Debit Card enables you to make transactions on the online platform, whether you want to book travel tickets for an upcoming holiday, book tickets to watch the latest movie released this week or simply pay your bills. Once you register your card for “Verified by VISA", you can start making transactions up to your transaction limit for the day.
    • Travel with additional savings in your pockets by availing the Zero Surcharge feature at any and all petrol pumps. However, note that the 2.5% surcharge will not applicable on fuel purchases above Rs. 401.
    • You are entitled for Insurance and Purchase Protection using through your ICICI Bank Platinum Identity Chip Debit Card for the following amounts –
      • Purchase Protection – Rs. 2, 50, 000
      • Personal Accident Insurance – Rs. 10, 00, 000
      • Air Accident Insurance – Rs. 20, 000, 000
    • The ICICI Bank Platinum Identity Chip Debit Card offers one of the highest PAYBACK Reward Points when you make purchases using this card. For every Rs. 200 that you spend on your card, you will receive PAYBACK points in the following ways –
      • For every purchase worth Rs. 200 on any merchant outlet within India, you earn 6 PAYBACK points.
      • For every purchase worth Rs. 200 on any merchant outlet abroad, you earn 10 PAYBACK points.
      • For every purchase worth Rs. 200 on any Indian website, you earn 6 PAYBACK points.
    • Your Platinum Identity Chip Debit Card comes with complete security backed by the Zero Liability Protection feature that protects your icici debit card from theft, misplacement or unauthorized purchases. In case of any loss or misuse of your card, simply contact the ICICI Customer Care providing 24 hour support and provide the necessary documents. By doing this, the balance on your account will be restored.
    • For all transactions made using your ICICI Bank Platinum Identity Chip Debit Card, you will received SMS alerts on your registered mobile number.
    • Apart from the SMS alerts, your bank statements have been customized in order to enable you to track your transactions on a regular basis. All details regarding your transaction such as the transaction amount, the date and the merchant’s name will be mentioned on your bank statement.

    Platinum Identity Chip Debit Card FAQs

    1. Q. Is the daily purchase level on my ICICI Bank Platinum Identity Chip Debit Card the same for both domestic and international purchases?

      A. No. The domestic purchase limit on your ICICI Bank Platinum Identity Chip Debit Card is Rs. 2, 00, 000 per day and the international purchase limit on your ICICI Bank Platinum Identity Chip Debit Card is Rs. 1, 50, 000 per day.

    2. Q. How can I avail the zero surcharge offer using my ICICI Bank Platinum Identity Chip Debit Card?

      A. When you make a fuel purchase of less than Rs. 401 at any petrol pump, you are entitled to avail the zero surcharge offer. This 2.5% surcharge is not applicable for any fuel purchase above this amount.

    3. Q. What is the Cash Withdrawal Limit on my ICICI Bank Platinum Identity Chip Debit Card?

      A. You can withdraw cash up to Rs. 1, 00, 000 per day at the ATM. This applies for both, domestic and international cash withdrawal.

    4. Q. How many PAYBACK will I get for making an international transaction on my ICICI Bank Platinum Identity Chip Debit Card?

      A. For every Rs. 200 that you spend on your ICICI Bank Platinum Identity Chip Debit Card internationally, you earn 10 PAYBACK points.

    5. Q. What details will be mentioned on my bank statement for the transactions made using my ICICI Bank Platinum Identity Chip Debit Card?

      A. Your bank statement will include details of all your transactions including the merchant’s name, the transaction date and the transaction amount. You will also receive these details via SMS alerts for each transaction made using your ICICI Bank Platinum Identity Chip Debit Card.

    ICICI Bank Platinum Identity Chip Debit Card Reviews

  • Page 1 of 1
    • ICICI Bank Debit Card
      "Good"
      ICICI BANK
      0.5 4.0/5 "Great!"
      I have converted my reward points into cash many times. It was very good. I hold Platinum Visa debit card. The withdrawal limit is more than 1L which is really good. My debit card is linked with Payback account on every purchase I used to get lot of points.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • ICICI Bank Debit Card
      "Good service"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      ICICI Bank provide good service. I m using it as my salary account frim 2012. Very minimal number of time I've visit bank for any support. Net banking service is really good and debit card most of the time I use it shopping or petrol bunk. Totally service is goods.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 09, 2017
    • ICICI Bank Debit Card
      "Great banking service and good previlage"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I have recently upgraded my debit card to CORAL and not sure about the type of card. I am happy with withdrawal limit. The customer service and response was quick. ATM service is more enough, even after 4 transaction there is no extra charges. The mobile application is good and they don't charge extra for IMPS transfer. Specialty of the card is One Plus One Ticket on movie.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 14, 2017
    • ICICI Bank Debit Card
      "According to your use"
      ICICI BANK
      0.5 4.0/5 "Great!"
      My friend use icici coral debit card it charges 499 +gst every year it gives good offer like buy one get one free on movies per month and payback points and refund on petrol pump if used debit card for payment but i want to say after all this if you are doing this things then only use this card becuse 577 per year is too much if you are not using this benefits
      Was this review helpful? 0
      , pune
      Reviewed on Oct 04, 2017
    • ICICI Bank Debit Card
      "Excellent Service"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I am using ICICI debit salary account for the past 3 years and the service from ICICI and executives of ICICI was very helpful and service was really nice and the transactions were very fast also I am getting my OTP pin very fast compare to others and they providing me a very excellent service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • ICICI Bank Debit Card
      "My debit card"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I am using my debit card for 3 movie tickets I got some rewards if I use this card. I get rewards points on every rs 100 spent I get 3 bonus points. I had utilized the bonus poitns and I had accumulated those bonus points and I can adjust it against cash . I had done this activity 5to 6 times.
      Was this review helpful? 31
      , new delhi
      Reviewed on Feb 07, 2017
    • ICICI Bank Debit Card
      "My debit card"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I am holding a Platinum debit card of ICICI Bank. I am holding this debit card for about 1.5 years. No drawback nor any challenges. They had not upgraded my debit card to a better one. I am using this card for quite some time now. This card is acceptable at all places.
      Was this review helpful? 27
      , bangalore
      Reviewed on Jan 17, 2017
    • ICICI Bank Debit Card
      "Its really good one"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      In two words I would describe ICICI bank account as confidential and highly secured. I do hold a debit card with the same ICICI Bank. This card is acceptable at all e commerce sites and I used to get 15% to 20% discounts at all shopping sites,.they had offered mea limit of 2 lakhs as the daily cash withdrawal limit and mine is a Platinum Chip debit card.
      Was this review helpful? 22
      , hyderabad
      Reviewed on Nov 28, 2016
    • ICICI Bank Debit Card
      "Best bank to bank on"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      ICICI bank services and experience are the best. Secure transactions, online access to almost everything. It term deposits, recurring deposits, bank loan, credit card. Everything on your fingertips. Best customer support instantly.
      Was this review helpful? 117
      , hyderabad
      Reviewed on Feb 27, 2016
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