ICICI Bank Debit Card Protection Plan in India

The above facilities will be offered to you free of any interests. The availed amount should, however, be paid back within 28 days.

1. Fraud protection - Your cards will be protected from fraudulent activities such as phishing, counterfeiting, skimming, duplicate cards, compromised cards, PIN-based fraud, etc.

1. Registration of valuable documents - Customers can also register the details of their valuable documents like insurance certificates, driving licence, passports, etc. These details will be held safe and will be provided to the customer when the originals are not in hand. In case the customer loses his/her passport abroad, CPP will provide him/her the necessary assistance to get a new passport issued.
2. Lost PAN Card replacement facility - If the customer loses his/her PAN Card, CPP will arrange for a replacement PAN Card, free of cost.
3. Lost mobile phone reporting facility/SIM blocking service - If the customer loses his/her mobile phone, CPP assists in blocking the SIM card.
4. Mobile phone identifier registration facility - Customers can register their mobile phone IMEI numbers with CPP, so that these will be made available when needed.
5. Reminder stickers and key fobs - Customers can attach key fobs to their keys so that finders can return them by calling the CPP service. Key fobs also serve as reminders to reach out to CPP in case of emergencies.

Details of ICICI Bank Card Protection Plan

Customers can avail the Card Protection Plan from ICICI Bank by opting for any of the three packages offered by the bank:

1. Classic Single
2. Premium Joint
3. Platinum Family

The coverage for each plan is detailed below:

How to Apply for ICICI Bank Card Protection Plan

The application process for the ICICI Bank Card Protection Plan is simple. Here are the steps to apply for ICICI Bank Card Protection Plan:

1. Visit the official website of ICICI Bank
2. Click on ‘Personal’, then ‘Debit Cards’ under ‘Cards’ option
3. Click on ‘Card Protection Plan’ under ‘Security’

1. The request will be processed in one working day
2. Charges along with Services Tax will be deducted from the account as per the policy chosen

The plan can be availed by the ICICI Bank card users under the following conditions:

1. PIN Based frauds
2. Unauthorised usage, skimming, or counterfeiting of debit cards

1. POS terminal frauds in case the card is stolen or lost
2. Phishing or online frauds

ICICI Bank Customer Care Numbers

1. The customer can also walk into an ICICI Bank branch and request for registering for the CPP service.

How to Block or Cancel the ICICI Bank Card Protection Plan

Here are the steps to cancel or block the ICICI Bank Card Protection Plan: 

1. Irrespective of where you are in the world, if you have lost your wallet with all your cards, you just have to make one phone call to the CPP service to report the loss.

1. The 24-hour toll-free number of the service is 1800-123-3330.

1. In the latter, you will have to prefix the city STD code if you are making the call from a mobile phone.

1. CPP will in turn call the issuers of your cards and get them cancelled. Additionally, CPP also facilitates in the replacement of the cancelled cards.

Terms and Conditions Related to Lost Card Protection

The following are some of the major terms and conditions that should be followed while availing yourself of the Lost Card Protection Plan:

1. Lost Card Protection coverage is offered on Active cards only

1. Tickets should be purchased from the respective cards only, for air accident coverage
2. Offers validity of 90 days from the date of purchase
3. Covers residential premises against Standard Fire, Burglary, and Allied perils
4. Coverage is valid for purchases made only through respective ICICI Bank debit cards

Conclusion

Opting for a Card Protection Plan is an ideal way to protect your credit and debit cards and other valuables documents from theft, fraud, and emergencies. The CPP membership runs for 1 year, and it is advisable to renew your membership on time, so that you can reap maximum benefits from the facility.

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