The Kotak Bank Delight Platinum credit card offers you a wide range of premium benefits which include discounts, exclusive deals, and fee waivers. It also gives you cashback and discount offers on your travel bookings and dining. The credit card comes with a joining fee of Rs.1,999 and an annual fee of only Rs.250. The interest charged on the card is 3.40% per month.
The Kotak Delight Platinum Credit Card's primary highlight is the set of benefits that it offers on lifestyle categories like dining, travel, fuel, etc.
Lifestyle benefits on the Kotak Delight Platinum Credit Card
Other Kotak Bank Credit Cards
Cashback on dining:
Cashback on Movies:
Fuel surcharge waiver: The credit card provides fuel benefits by waiving the surcharge waiver of up to Rs.4,500 every year. The waiver is valid for card transactions within the range of Rs.400 and Rs.4,000.
Total card protection: Delight Shield offers an insurance cover of up to Rs.1.25 lakh for misplacement or theft of the card. You need to report the loss of the card within 7 days to avail this benefit.
Add-on cards: Add-on cards carry all the benefits of the Delight Platinum Credit Card. You can adjust the spending limit as per your needs.
|Type of charges||Size of Charges|
|Interest on pending dues on the card||3.40%|
|Card-related transaction/ transfer of funds/Cash withdrawal per Rs.10,000||Rs.300|
|Fees for add-on card||Rs.299/each card|
|Minimum Amount Due (MAD)||5% or 10% (depends on the total amount due)|
|Charges for payments after the due date||
|Charges for Over-limit||Rs.500|
|Penalty for Cheque Bounce||Rs.500|
|Fees related to cash payments at the bank||Rs.100|
|Foreign Currency mark-up charges||3.5%|
|Charges for reissuing of the card||Rs.100|
|Providing a CIBIL report||>Rs.50|
You are eligible for the Delight Platinum Credit Card if you meet the following conditions:
The Kotak Delight Platinum Card has been explicitly targeted at the high income or high net worth people, keeping in mind their lifestyle requirements and the significant perks so that they can get the best out of it.
Certainly. You get an interest-free period of up to 48 days on every retail transaction.
For your credit card related queries, call Kotak Mahindra Bank customer care at 1860-266-2666.
Once your insurance claim is accepted by the insurance firm, the disputed transaction sum would be credited to your card account.
There is no rewards program on the Delight Platinum Card as of now.
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