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    We found 1 Kotak Bank Delight Platinum Credit Card
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    1st Year Fee
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    1999
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    Kotak Bank Delight Platinum Credit Card is Rated as "Excellent!" by 30 Users

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    Promised Interest Rate

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    Credit Card BYTES FROM OUR KITCHEN

    Kotak Bank Delight Platinum Credit Card

    With high amount discounts and cash-back offers with nominal fee, what is not to be delighted by the Delight Card? If you are frequent diner at high-end restaurants and is all for living the life of gourmets fantasy, this card could be your best buddy.

    Features & Benefits of Kotak Bank Delight Platinum Credit Card:

    10 percent rebate when you dine out:
    • If your bill amounts to more than INR 10,000 on categories barring dining and entertainment within the billing cycle, you can get 10 percent of the bill back to your account every month.
    • This feature can be accessed easily anywhere cafes, bistros, pizza places, pubs and restaurants throughout the year.
    • You will get a maximum rebate of INR 600 that includes both entertainment and dining transactions in the consolidated bills in a month.
    • Dining & Film ticket fare transactions up to INR 4000 are entitled for this money-back offer, which will be credited in the subsequent month.
    • Money-back is granted on bill transactions undertaken at only those Merchant Establishments that are categorized under the Restaurant Merchant Category Code (MCC) as specified by VISA.
    10 percent rebate on movie tickets:
    • If your bill amounts to more than INR 10,000 on categories barring dining and entertainment within the billing cycle, you can get 10 percent of the bill on film tickets credited back to your account every month.
    • This feature can be accessed easily anywhere, anytime applicable for movie tickets as well as theater shows throughout the year.
    • Cardholders will get a maximum rebate of INR 600 for entertainment and dining bill transactions in the consolidated bills in a month.
    • If your Dining & Movie Ticket Bill Transactions per month cross INR 4000, then you are entitled for this money-back perk, which will be credited in your Delight Card account in the following month.
    • You can avail this feature only on card transactions undertaken at only those Merchant Establishments that are categorized under the Entertainment Merchant Category Code (MCC) as specified by VISA.
    Additional Fuel Charge Waived Off:
    • You can enjoy 2.5 % Fuel Surcharge waiver across every fuel station in the country, which can be applied to all transactions between INR 400 and INR 4000.
    • You cannot avail fuel surcharge waiver of more than INR 4500 a year.
    Railway Additional Charges Waived Off:
    • Enjoy 1.8% railway extra charge waiver if you book on www.irctc.co.in and 2.5% if you book your tickets from Indian Railways Booking Counters using your Delight Card. This rebate cannot be more than INR 500 in a year.
    Milestone Feature:
    • Spending 125,000 every 6 months can fetch you 4 PVR tickets for free. You can get up to 8 PVR tickets in a year, which can be redeemed in 3 months post program period.
    Delight Shield:
    • In the event of loss or theft of your Kotak Delight Card, you can claim a cover of INR 75,000 against false usage up to one week pre-reporting. It is essential that you report to Kotak customer care and block your card right away if this happens.
    Supplementary Card:
    • Your Supplementary Card comes with all the perks that you avail on your Delight Card.
    • Set the spend limit on your Add-on Card as you desire and you can easily track your expenditures for each card you have taken.

    Eligibility & Documentation:

    • The Primary Cardholder must be an Indian citizen, of age 21 and not older than 65. You cannot give a Supplementary Card to a minor.

    Fees:

    FeesTotal SumTerms & Conditions
    Joining feeINR 1999Applicable in the 1st Year and charged one time at the start of the year.
    Yearly membership feeINR 299Applicable from the 2nd Year onwards and charged at the start of the year.

    Charges:

    ChargesLate Payment Charges

    INR 100 for INR 100 INR 500 due

    INR 500 for INR 501 INR 10000 due

    INR 700 for INR 10001+

    Over limit ChargeINR 500
    Cheque Bounce FineINR 500
    Interest Charges3.40 percent
    For Cash Payment at Area OfficeINR 75
    For Card ReplacementINR 100

    How to Apply through BankBazaar?

    On BankBazaars homepage, select the credit cards categorized bank by bank. You can enter your details and this site will present you with a list of credit cards most suitable for you. You can choose Kotak Delight Credit Card under Kotak Mahindra Bank. You can check your eligibility and also view other information about the card.

    To apply, click on Apply Now and fill in required info. You will receive an instant e-approval via email and you will also be able to track the application status of your card.

    FAQs On Kotak Delight Platinum Credit Card:

    1. Whom has the Kotak Delight Platinum Card been made for?

      The Kotak Delight Platinum Card has been explicitly targeted at the High Income or High Net Worth people, keeping in mind their lifestyle requirements and the significant perks so that they can get the best out of it.

    2. Does this card offer an interest free period for big purchases?

      Certainly. You get an interest free period of up to 48 days on every retail transaction.

    3. How do you estimate interest on cash?

      Interest charges = (Number of days for which a due amount is held) * (Sum) * (Daily Interest Rate)

      Daily Interest Rate = (Interest Rate per Month) * 12/365

      Daily Interest Rate = (3.4%) * 12/365 = 0.1118%

    4. What happens after my claim is approved by the Insurance Company?

      Once your insurance claim is accepted by the Insurance Firm, the disputed transaction sum would be credited to your card account.

    5. Do Delight Card offer a rewards program?

      There is no rewards program on the Delight Platinum Card as of now.

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  • Kotak Bank Delight Platinum Credit Card Reviews

    • Kotak Credit Card
      "Average Service"
      0.5 4.0/5 "Great!"
      The KOTAK league credit card is just like any other credit card available in the market. Their online payment platform is not very good and I am having problems making payment online for this card. Apart from that there are no issues with the card and their services.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2018
    • Kotak Credit Card
      "Very good service"
      0.5 3.0/5 "Satisfactory"
      The services which they have been providing had been good. There has not been any issues faced with the card so far. They had been providing with good points in shoppers stop and during other purchases. I have been using it for all the purposes. The credit limit which they have provided with the card had been good and all their services also had been good.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2018
    • Kotak Credit Card
      "BEST"
      0.5 4.0/5 "Great!"
      I have been using the credit card from last 4 years. The limit provided by them is i am not satisfied now i got hike i am expecting for more in future. Customer service is good. Offers sometimes i get not very good offers. I use card for multiple purpose.
      Was this review helpful? 0
      , thane
      Reviewed on May 24, 2018
    • Kotak Credit Card
      "BEST"
      0.5 5.0/5 "Blown Away!"
      I am using my REGALIA credit card from KOTAK BANK i have been using this card from past 3 years and it is a good card to use. I have not yet contacted the customer care so far because i had not faced any of the issues. Actually easy to use my card because i am holding the savings account from the samebank.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 24, 2018
    • Kotak Credit Card
      "Need to work on the offers"
      0.5 3.0/5 "Satisfactory"
      Kotak Mahindra Bank needs to improve on the credit card services. They need to provide more benefits like other banks. The credit limit is not enhanced and they have a movie ticket offer only on Saturdays and that too only on PVR, for which I need to book my tickets on Thursday to get avail this offer. There is a annual fee of 500.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 22, 2018
    • Kotak Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding this card for 10 months. It has been all going wonderful with all their services. They have been provided with a good credit limit with the card. I have not faced any kind of issues so far with them. I have been using the card mainly for shopping purposes and online purchases.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 22, 2018
    • Kotak Credit Card
      "Average Service"
      0.5 2.5/5 "Just OK"
      I've been a user of the KOTAK PVR Gold Credit card for a while. They offered me a very low limit, this card as offers on movie tickets. The low limit is the only drawback with the card. I never faced any problems other than this. Overall their services are good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 22, 2018
    • Kotak Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I received a credit card from Kotak Mahindra Bank, I received without any documentation, but only issue is that I did not receive much limit on the card which is only Rs. 15,000. Hence I don't find much benefit using this credit card. Therefore I can rate it as an average credit card from Kotak Mahindra Bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 21, 2018
    • Kotak Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have chosen this particular card since the card was having good features and benefits. The credit limit which they have provided was a little less where i was expecting more. I am happy with process which was pretty easy and fast, the card had reached to me on time and i have started using the card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 21, 2018
    • Kotak Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It has been the best card among all the cards which i am holding so far. Because there has been free movie tickets every month with this card. The credit limit which they have provided with the card has been satisfactory. I have been using this card for shopping and all other purchases and they have been providing cash back offers as well as reward points for that.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 21, 2018
    • Kotak Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have been holding this card for almost 4 years. The services which they have been providing has been good so far. They are having good tie ups with other institutions which give us good offers and reward points. During the online transactions and payments the services should be more smooth and easy. There has not been any annual fee charged by them so far.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 21, 2018
    • Kotak Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the Kotak Platinum Delight credit card for the past 3 years, their services are fair. There are no commendable offers and rewards associated with the card and it is just like any other ordinary credit card available on the market.
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 20, 2018
    • Kotak Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with KOTAK BANK 3 years back. Their credit limit was 1,32,000 which is satisfactory . The customer service and responses was really excellent so I would like to recommend to others. My overall experience was really amazing
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • Kotak Credit Card
      "BEST"
      0.5 5.0/5 "Blown Away!"
      I am using my REGALIA credit card from KOTAK BANK i have been using this card from past 3 years from past 3 years it is a good card to use. I have not yet contacted the customer care so far because i had not faced any of the issues. Actually easy to use my card because i am holding the savings account from the same bank.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 20, 2018
    • Kotak Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the Kotak Visa credit card for almost an year. The limit is very good. I Want to close this card . This is useful as just any other credit card , there are no commendable offers and discounts with the card . I never had any issues with the card and their services.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • Kotak Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Kotak Mahindra Bank credit card for the past 2 Years. Their service is good. I make timely payments. I never had any issues with their services and I use the credit card for all daily life purposes. Overall the card is a useful one.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 20, 2018
    • Kotak Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My credit card was taken with KOTAK BANK 3 months back. I hold urban card and the credit limit was 15,000 which is not satisfactory . The customer service and responses was really good. I have 24/.7 helpline number and there is no idea about the benefits .My overall experience was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 17, 2018
    • Kotak Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      My credit card was taken with KOTAK BANK years back. The credit limit was 60000 which is satisfactory and i hold PVR gold card . I am satisfied with the customer service and responses . I am getting movie tickets and reward points .My overall experience was good
      Was this review helpful? 0
      , bangalore
      Reviewed on May 17, 2018
    • Kotak Credit Card
      "Average Service"
      0.5 2.0/5 "Expected more"
      I've been using the Kotak Urban Credit card for the past 6 Months. I am not much happy about the features. There are no cash-back offers yet. The credit limit is also very low and they don't offer any reward points for spending. There is no commendable benefits with this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 16, 2018
    • Kotak Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      The Kotak platinum credit card is good to use and I got this very recently around a month ago, The customer support service and the response is good from the Kotak mahindra bank. The credit limit value is very less with this card and I am not satisfied with it. They told they can still increase the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 16, 2018
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