Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • How To Check ICICI Credit Card Balance

    Checking ICICI Credit Card balance is no more a difficult task with the private sector lender offering various methods and channels to check the same. ICICI Bank customers can make use of the facilities to know their credit card balance so that they can spend within the card limit. Being aware of the balance on each of your ICICI credit card saves you from paying the over limit fee.

    To make it easy for all ICICI Credit Card users below mentioned are various channels or facilities which help you to check you credit card balance.

    Check ICICI Credit Card Balance Through Internet Banking

    By using ICICI Bank’s internet banking facility, you can check the ICICI credit card balance online. To avail the facility, however, you need to have an internet banking account, which can be requested on the website by providing the card details. Once you have an active internet banking account with your credit card linked to it.

    follow the below steps to know your credit card balance.

    • Visit ICICI internet banking website (https://infinity.ICICIbank.com/corp/Login.jsp)
    • Login with your user ID and password
    • Click ‘Credit Cards’ from the left navigation menu
    • Click on the credit card number to know the balance

    The feature will also enable you to check other credit card account related information including credit card statements, card limit, payment status, etc. You can also request duplicate credit card, request a replacement card, redeem points online and other credit card services through ICICI net banking service.

    Check ICICI Credit Card Balance By Calling Helpline Number

    ICICI Credit Card users can simply call ICICI Bank toll free Helpline number specific to their city/state to know their credit card balance.

    • Call ICICI Helpline number
    • Choose credit card option
    • Enter your 16 digit credit card number followed by 4 digit PIN number when prompted by the IVRS
    • Select the option to know the credit card balance

    Check ICICI Credit Card Balance By Sending An SMS

    If your existing mobile number is registered with the bank and linked to your credit card, you can send an SMS from the same number to know the balance on your credit card.

    • To check ICICI credit balance balance - SMS IBALCC Last 6 digits of credit card number to 5676766 or 9215676766.
    • To check payment due - SMS IPDDCC Last 6 digits of your credit card number to9215676766 or 5676766

    Check ICICI Credit Card Balance Through Mobile App

    ICICI Credit Card users can simply download the bank’s iMobile app to check their credit card balance in simple steps. However, you need to have an active internet banking or credit card net banking account to use the app.

    Once you download the iMobile app follow the below listed steps to check your ICICI credit card balance using iMobile app.

    • Open the iMobile app
    • Login using your user ID and password
    • Click ‘Credit Card’ to see the list of credit cards
    • Select the card, click ‘Balance Details’ and press ‘OK’

    The selected credit card’s balance along with other details such as total amount due, credit limit and available limit on the card will be displayed.

    Check ICICI Credit Card Balance Through Mobile Browser

    If you don’t have the iMobile app installed on your mobile, you can alternatively use the bank’s mobile browser, m.ICICIbank.com, to check your balance. The mobile browser again requires your user ID and password to login. Once you login, you will find a list of options. Select ‘Credit Card’ and click on the prefered service to know the balance.

    FAQs on How To Check ICICI Credit Card Balance Online

    1. Do I need to be a customer of ICICI Bank to apply for a credit card?

      You do not need to be a customer of ICICI Bank to apply for a credit card. The bank will ask for certain details in order to help you with the credit card application process.

    2. When should I do if I see an unauthorised transaction mentioned in my balance statement?

      You will have to immediately inform the bank about the unauthorised transaction who will look into the matter and investigate the unauthorised transaction.

    3. I paid the credit card bill but my balance is not updated?

      You can wait for a day or two for the balance to be updated after you have paid your credit card bill. In case the balance is not updated, get in touch with a customer care executive.

    4. Will I be charged any fee if I check my credit card balance?

      No, you will not be charged any fee if you check your credit card balance.

    5. Will my credit score be affected if I check my credit card balance?

      No, your credit score will not be affected if you check your credit card balance.

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