Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • How To Check ICICI Credit Card Balance

    With numerous means and channels available from the private sector lender, checking the amount on an ICICI credit card is no longer a challenging chore. Customers of ICICI Bank can utilize the tools to check their credit card balance so they can stay under their credit limit. You can avoid paying the over limit fee if you are aware of the balances on each of your ICICI credit cards.

    Check ICICI Credit Card Balance Through Internet Banking

    You can check the ICICI credit card balance online utilizing ICICI Bank's internet banking service. However, in order to use the service, you must have an internet banking account, which may be opened on the website by submitting your card information. once your credit card is linked to an active internet banking account.

    follow the below steps to know your credit card balance.

    Step 1: Visit ICICI internet banking website (

    Step 2: Login with your user ID and password

    Step 3: Click ‘Credit Cards’ from the left navigation menu

    Step 4: Click on the credit card number to know the balance

    You can use the tool to view other account-related information for your credit cards, such as credit card statements, card limits, payment status, etc. Through ICICI Net Banking, you can also request a duplicate credit card, a replacement card, online point redemption, and other credit card services.

    Check ICICI Credit Card Balance By Calling Helpline Number

    ICICI Credit Card users can simply call ICICI Bank toll free Helpline number specific to their city/state to know their credit card balance.

    • Call ICICI Helpline number
    • Choose credit card option
    • Enter your 16 digit credit card number followed by 4 digit PIN number when prompted by the IVRS
    • Select the option to know the credit card balance

    Check ICICI Credit Card Balance By Sending An SMS

    If your existing mobile number is registered with the bank and linked to your credit card, you can send an SMS from the same number to know the balance on your credit card.

    • To check ICICI credit balance balance - SMS IBALCC Last 6 digits of credit card number to 5676766 or 9215676766.
    • To check payment due - SMS IPDDCC Last 6 digits of your credit card number to9215676766 or 5676766

    Check ICICI Credit Card Balance Through Mobile App

    Users of ICICI Credit Cards can easily check their credit card balance by downloading the bank's iMobile app. To use the app, you must, however, have a live internet banking or credit card net banking account.

    Step 1: Open the iMobile app

    Step 2: Login using your user ID and password

    Step 3: Click ‘Credit Card’ to see the list of credit cards

    Step 4: Select the card, click 'Balance Details' and press 'OK'

    The selected credit card’s balance along with other details such as total amount due, credit limit and available limit on the card will be displayed.

    Check ICICI Credit Card Balance Through Mobile Browser

    You can check your balance using the bank's mobile browser at if you don't have the iMobile app installed on your phone. Your user ID and password are required once more to login via the mobile browser. After logging in, you will see a menu of choices. To view the balance, select "Credit Card" and then click on your preferred service.

    FAQs on How to Check ICICI Credit Card Balance Online

    1. Do I need to be a customer of ICICI Bank to apply for a credit card?

      You can apply for a credit card without having an account with ICICI Bank. In order to assist you with the credit card application procedure, the bank will ask for specific information from you.

    2. When should I do if I see an unauthorised transaction mentioned in my balance statement?

      You will have to immediately inform the bank about the unauthorised transaction who will look into the matter and investigate the unauthorised transaction.

    3. I paid the credit card bill but my balance is not updated?

      After paying your credit card bill, you might wait a day or two for the balance to update. Contact a customer service representative if the balance has not been adjusted.

    4. Will I be charged any fee if I check my credit card balance?

      No, you will not be charged any fee if you check your credit card balance.

    5. Will my credit score be affected if I check my credit card balance?

      No, your credit score will not be affected if you check your credit card balance.

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