Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Most banks offer net banking services on credit cards that improve the user experience and also enable efficient usage. After you sign up for the net banking service, you can access your card at any time and from any location by logging into your account. In this article, you will learn about the net banking service offered on credit cards.
If you have a new credit card, you need to register for credit card net banking. The steps to register for credit card net banking are mentioned below:
Step 1: Go to the website's credit card net banking page.
Step 2: Select ‘credit card net banking sign up.’
Step 3: Fill out the required information and agree to the terms and conditions.
Step 4: An OTP will be sent to your registered mobile number.
Step 5: Enter the OTP and click on the ‘Continue’ option.
Step 6: Enter a strong IPIN.
Step 7: Click on 'Submit.'
After completing the registration process, you can access your account by entering your credit card customer ID or your User ID and IPIN.
If you already have a net banking account, you can avail various online services by logging into your account. If you want to use the net banking service to pay your credit card bill, you need to follow the steps mentioned below:
Step 1: Go to your bank's net banking website.
Step 2: Enter your credentials to log in to the page.
Step 3: Choose the credit card for which you wish to make a payment.
Step 4: Choose your payment method.
Step 5: Click on ‘Submit.’
Step 6: A new payment gateway page will appear. Complete the bill payment here.
You can avail a variety of credit card-related services through the credit card net banking facility. With the help of the credit card net banking portal, you can get the following information:
The benefits of credit card net banking are as follows:
The top banks that offer the credit card net banking facility are mentioned in the table below:
| Name of Bank | Credit Card Net Banking URL |
|---|---|
| SBI | https://www.sbicard.com/ |
| RBL Bank | https://www.rblbank.com/ |
| Axis Bank | https://retail.axisbank.co.in/ |
| YES Bank | https://www.yesbank.in/digital-banking/online-banking |
| HDFC Bank | https://www.hdfcbank.com/personal/ways-to-bank/online-banking/credit-card-netbanking |
| Kotak Mahindra Bank | https://www.kotak.com/en/digital-banking/ways-to-bank/net-banking.html |
Credit card login allows you to view account information such as your card's total and available credit limit, unbilled transactions, cash limit, previous credit card bills, etc. You can use this online facility to generate a new IPIN, block your card, set up an auto-pay feature, etc.
If you have an issue when using the credit card net banking portal or have any queries about your credit card payment, offers, etc., you need to reach out to your bank’s credit card customer service.
No, you don’t have to pay any fee to use your credit card net banking account.
If you enter an invalid IPIN more than 5 times or if you have not accessed the service for more than 120 days, your credit card net banking account may be blocked.
Yes, you need to register to use credit card net banking.
Yes, to access your credit card statement, you need to login into your online credit card account.
Yes, you can pay your credit card bills through the net banking facility.
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