Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
It is important to check your credit card balance from time to time. Knowing your exact credit card balance helps to ensure that you don't spend over your credit limit. It helps you manage your finances better. YES Bank makes it easy, quick, and convenient to check your balance whenever you want through various ways that are accessible and free. You can check your YES Bank credit card balance through both online and offline methods, with and without net banking. Here are the details on all the ways in which you can access your YES Bank credit card balance so that you can be more empowered in your spending and saving.
The most convenient way to check your YES Bank credit card balance is through netbanking. To check your credit balance through netbanking, you should have registered your YES Bank credit card to your netbanking. This facility is not available for those who have not registered their Yes Bank credit card on their netbanking account.
The steps to check your credit balance through netbanking is as follows:
The available credit balance indicates how much credit is available on your card and the statement balance refers to the total outstanding balance you need to pay on the card.
You can use the YES Pay mobile app to manage your credit card. Apart from checking your credit card statements, pay your bill, and check your transaction history, you can also use this app to shop online, earn reward points, split bills among your friends, and use the inbuilt prepaid wallet.
To use this facility, you should have registered your YES Bank credit card on your netbanking account. If you haven’t registered your card, you will not be able to see the available credit balance.
If you are not comfortable checking your credit card balance through netbanking, YES Bank offers many other methods that let you check your balance. You can choose any one of the following ways to check your credit card balance:
The outstanding balance of your credit card is the amount that you have to pay. This is the amount which is not billed in your statement cycle. Your credit balance is the amount which the bank owes you and can be in the form of rewards and cash back.
You do not have to have net banking for accessing your credit card statement. You can also reach out to the customer care, use the missed calls service or even use the bank's mobile application.
You need to first visit the bank’s website and select ‘Credit Cards’. Then, click on ‘Get Started’ and ‘Register Using Credit Card’. Now, enter all the required details and click on 'Register’. Enter your OTP and complete your registration.
SMS banking is faster than other services and can take just a minute to complete. At times it also can take longer depending on traffic on the network.
In order to make a balance enquiry for more than one credit card, you have to use net banking or mobile banking.
There is no cap on the reward points that you earn on the FinBooster: YES BANK - BankBazaar Co-branded Credit Card.
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