Most of us own a credit card, and it is very important to know the available credit balance on your card to plan your expenses. To help cardholders, Yes Bank offers various ways to check the credit card balance. Checking the credit balance available on your Yes Bank credit card is simple, easy, and quick. It is recommended to know the various ways you can check your Yes Bank credit card balance. To know how to check your credit balance, read on.
The most convenient way to check your Yes Bank credit card balance is through netbanking. To check your credit balance through netbanking, you should have registered your Yes Bank credit card to your netbanking. This facility is not available for those who have not registered their Yes Bank credit card on their netbanking account.
The steps to check your credit balance through netbanking is as follows:
The available credit balance indicates how much credit is available on your card and the statement balance refers to the total outstanding balance you need to pay on the card.
You can use the Yes Pay mobile app to manage your credit card. Apart from checking your credit card statements, pay your bill, and check your transaction history, you can also use this app to shop online, earn reward points, split bills among your friends, and use the inbuilt prepaid wallet.
To use this facility, you should have registered your Axis Bank credit card on your netbanking account. If you haven’t registered your card, you will not be able to see the available credit balance.
If you are not comfortable checking your credit card balance through netbanking, Yes Bank offers many other methods that let you check your balance. You can choose any one of the following ways to check your credit card balance:
1. Should I have netbanking access to get my credit card statements?
No. You can get your credit card statement sent to you via post by contacting Yes Bank customer care by dialing 1800 103 1212 (from any landline or mobile in India) or +91 22 4935 0000 (If you are calling from outside India)
2. Can I get Yes Bank netbanking access if I only have a credit card but not a savings account with the bank?
Yes. You can get netbanking access from Yes Bank if you have a credit card with them. It is not mandatory to have a Yes Bank savings or current account to get netbanking access.
3. What is the difference between credit balance and total outstanding balance on my Yes Bank credit card?
The available credit card balance indicates the credit amount that you can use on your credit card. On the other hand, the outstanding balance is the total balance that you are required to pay Yes Bank.
Also Check Other Bank Credit Card Balance