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  • How To Check YES Bank Credit Card Balance

    It is important to check your credit card balance from time to time. Knowing your exact credit card balance helps to ensure that you don't spend over your credit limit. It helps you manage your finances better. YES Bank makes it easy, quick, and convenient to check your balance whenever you want through various ways that are accessible and free. You can check your YES Bank credit card balance through both online and offline methods, with and without net banking. Here are the details on all the ways in which you can access your YES Bank credit card balance so that you can be more empowered in your spending and saving.

    Check YES Bank Credit Card Balance Through Netbanking

    The most convenient way to check your YES Bank credit card balance is through netbanking. To check your credit balance through netbanking, you should have registered your YES Bank credit card to your netbanking. This facility is not available for those who have not registered their Yes Bank credit card on their netbanking account.

    The steps to check your credit balance through netbanking is as follows:

    • Log in to your YES Bank netbanking account using your credentials
    • Under “Cards”, please choose your registered YES Bank credit card
    • Once you choose your credit card, the available credit balance and the total outstanding balance will be displayed

    The available credit balance indicates how much credit is available on your card and the statement balance refers to the total outstanding balance you need to pay on the card.

    Check YES Bank Credit Card Balance Through YES Pay Mobile App

    You can use the YES Pay mobile app to manage your credit card. Apart from checking your credit card statements, pay your bill, and check your transaction history, you can also use this app to shop online, earn reward points, split bills among your friends, and use the inbuilt prepaid wallet.

    To check your credit card balance on YES Pay, follow the steps given below:

    • Download the YES Pay app on your phone.
    • Log in with your netbanking credentials.
    • Navigate to the “Credit Cards” section and click on the registered YES Bank credit card.
    • You will be able to see the total outstanding balance, pay your credit card bill, and check the previous transactions.

    To use this facility, you should have registered your YES Bank credit card on your netbanking account. If you haven’t registered your card, you will not be able to see the available credit balance.

    Check Your YES Bank Credit Card Balance Without Netbanking

    If you are not comfortable checking your credit card balance through netbanking, YES Bank offers many other methods that let you check your balance. You can choose any one of the following ways to check your credit card balance:

    • YES Bank Credit Card customer service: YES Bank has a dedicated customer care department to help their credit cardholders. You can dial 1800 103 1212 from any landline or mobile in India to reach the credit card department. If you are calling from outside India, dial +91 22 4935 0000.
    • Email: Alternatively, you can also send an email to YES Bank credit card department at
    • YES Bank ATM: You can also visit any YES Bank ATM and check your credit card balance. You will have to enter your credit card in the slot and enter your credit PIN to find out any information about your credit.
    • YES Bank Branch: You can visit any YES Bank branch and inquire about your credit card balance. Although this process is time-consuming, it helps many first-time credit card users to find information about their credit card.

    FAQs on Checking YES Bank Credit Card Balance

    1. How is credit card balance different from outstanding balance?

      The outstanding balance of your credit card is the amount that you have to pay. This is the amount which is not billed in your statement cycle. Your credit balance is the amount which the bank owes you and can be in the form of rewards and cash back.

    2. Is net banking mandatory to access my YES Bank credit card statement?

      You do not have to have net banking for accessing your credit card statement. You can also reach out to the customer care, use the missed calls service or even use the bank's mobile application.

    3. How do I register for net banking for checking my credit card balance?

      You need to first visit the bank’s website and select ‘Credit Cards’. Then, click on ‘Get Started’ and ‘Register Using Credit Card’. Now, enter all the required details and click on 'Register’. Enter your OTP and complete your registration.

    4. How long will it take for SMS banking to complete?

      SMS banking is faster than other services and can take just a minute to complete. At times it also can take longer depending on traffic on the network.

    5. Can I make a balance enquiry for two or more credit cards that are linked to the same number that has been registered with the bank?

      In order to make a balance enquiry for more than one credit card, you have to use net banking or mobile banking.

    6. Which credit card has no cap on the reward points that I can earn?

      There is no cap on the reward points that you earn on the FinBooster: YES BANK - BankBazaar Co-branded Credit Card.


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