Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • How To Check Kotak Bank Credit Card Balance

    Kotak Mahindra Bank Credit Card users can check their credit card balance using various channels with and without internet. The credit card balance which is the difference between the credit limit and the outstanding due on the card is an important element to be aware of as it helps users spend within the credit card limit thus saves them from paying over limit fee.

    Check Kotak Mahindra Credit Card Balance Through SMS

    If your mobile number is registered with the bank, you can send an SMS to know the balance on their credit card.

    • SMS ‘K CCAVBL <space> <Last 4 digits of credit card number> to 5676788 or 9971056767

    The SMS service can also be used to know the current amount due on the card, total spends in the month, about the last payment, last three transactions on the card and others. However, the keywords in the SMS would vary for each request.

    Check Kotak Mahindra Credit Card Balance Through Customer Care

    Kotak Mahindra has a designated helpline for all credit card related queries.

    • If you’re calling from India – Call 24x7 helpline number 1860 266 2666
    • If you’re calling from other countries – Call 24x7 abroad helpline number +91 22 6600 6022.

    Make sure to have your credit card handy as you need to confirm your card number, expiry and other card details over the call. The Kotak Mahindra phone banking service can also be used to know other credit card related services including outstanding balance on the card, previous transactions details, payment status and others. The phone banking service is not free but will attract standard call charges.

    Check Kotak Mahindra Credit Card Balance Through Internet Banking

    Existing Kotak Mahindra Bank internet banking users can use their online accounts to check their credit card details.

    • Visit Kotak Mahindra net banking page -
    • Enter your CRN / Customer ID or Nickname and password and click ‘Secure Login’
    • From the main menu select ‘Credit Cards’
    • Select the card and you will be able to see the basic details related to the credit card account including outstanding balance, available balance, credit limit, cash limit and payment status, etc.

    Check Kotak Mahindra Credit Card Balance Through Mobile App

    Kotak Credit Card holders can also use the mobile app to check their credit card balance and other account details. In order to use the service, cardholders need to have the customer relationship number (CRN) and mobile banking password (MPIN). While the CRN is imprinted on the Kotak Credit Card, you need to generate your MPIN on your own after downloading the app on your smartphone.

    Once you have the credentials, follow the below method to know your credit card balance.

    • Open the Kotak Mobile App
    • Enter your CRN and MPIN and click ‘Secure Login’
    • Select ‘Account Overview > Credit Cards’

    You will get the account summary of your credit card including available balance on the card, credit limit, cash limit, payment status and other details.

    FAQs on Kotak Credit Card Balance Check

    1. How do I check the balance on my Kotak Mahindra Bank credit card?

      You can easily check the balance on your Kotak Mahindra Bank credit card balance via the net banking portal. You can also check the balance through the bank's mobile app, SMS alerts, ATM, visiting a branch, and customer service.

    2. How do I perform a balance enquiry online for my Kotak Mahindra Bank credit card?

      You will have to register your credit card with the net banking portal of Kotak Mahindra Bank. If you are a customer of the bank, your card will be linked with your account. After you register, you can check your credit card balance.

    3. How do I check the balance of my Kotak Mahindra Bank credit card balance via mobile?

      You will have to download the Kotak Mahindra Bank mobile app. Login using your credentials and choose the credit card for which you want to check the balance.

    4. What is the credit card balance enquiry number of Kotak Mahindra Bank?

      You can call 1860 266 2666 and check the outstanding balance on your credit card.

    5. Can I check Kotak Mahindra Credit Card Balance without using internet?

      Yes, you can check Kotak Bank Credit Card balance even without having internet connection. You can either call the Kotak Mahindra’s customer care or you can send an SMS in the specified format from your registered mobile number to know your credit card balance.

    6. How to register for Kotak Mahindra net banking?

      You can register your for Kotak Mahindra net banking either through online or by calling the customer contact centre or by submitting a physical request form at Kotak bank branch or ATM.

    7. Can I use another mobile number to check my Kotak Mahindra Credit Card status?

      Yes, you can check your Kotak Mahindra credit card balance using another mobile number as well. However, while using a non-registered mobile number, you can only call Kotak customer service to check the balance on your card. You cannot avail SMS service from a non-registered mobile number.


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