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    How To Check Kotak Bank Credit Card Balance Online

    Kotak Mahindra Bank Credit Card users can check their credit card balance using various channels with and without internet. The credit card balance which is the difference between the credit limit and the outstanding due on the card is an important element to be aware of as it helps users spend within the credit card limit thus saves them from paying over limit fee.

    Ways to Check Kotak Mahindra Credit Card Balance

    Check Kotak Mahindra Credit Card Balance Through SMS

    If your mobile number is registered with the bank, you can send an SMS to know the balance on their credit card.

    • SMS ‘K CCAVBL < Last 4 digits of credit card number> to 5676788 or 9971056767 

    The SMS service can also be used to know the current amount due on the card, total spends in the month, about the last payment, last three transactions on the card and others. However, the keywords in the SMS would vary for each request.

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    Check Kotak Mahindra Credit Card Balance Through Customer Care

    Kotak Mahindra has a designated helpline for all credit card related queries.

    • If you’re calling from India – Call 24x7 helpline number 1860 266 2666
    • If you’re calling from other countries – Call 24x7 abroad helpline number +91 22 6600 6022.

    Make sure to have your credit card handy as you need to confirm your card number, expiry and other card details over the call. The Kotak Mahindra phone banking service can also be used to know other credit card related services including outstanding balance on the card, previous transactions details, payment status and others. The phone banking service is not free but will attract standard call charges.

    Check Kotak Mahindra Credit Card Balance Through Internet Banking

    Existing Kotak Mahindra Bank internet banking users can use their online accounts to check their credit card details.

    • Visit Kotak Mahindra net banking page (https://www.kotak.com/j1001mp/netapp/MainPage.jsp)
    • Enter your CRN / Customer ID or Nickname and password and click ‘Secure Login’
    • From the main menu select ‘Credit Cards’
    • Select the card and you will be able to see the basic details related to the credit card account including outstanding balance, available balance, credit limit, cash limit and payment status, etc.

    Check Kotak Mahindra Credit Card Balance Through Mobile App

    Kotak Credit Card holders can also use the mobile app to check their credit card balance and other account details. In order to use the service, cardholders need to have the customer relationship number (CRN) and mobile banking password (MPIN). While the CRN is imprinted on the Kotak Credit Card, you need to generate your MPIN on your own after downloading the app on your smartphone.

    Once you have the credentials, follow the below method to know your credit card balance.

    • Open the Kotak Mobile App
    • Enter your CRN and MPIN and click ‘Secure Login’
    • Select ‘Account Overview > Credit Cards’

    You will get the account summary of your credit card including available balance on the card, credit limit, cash limit, payment status and other details.

    Frequently Asked Questions About Kotak Credit Card Balance Check

    1. Can I check Kotak Mahindra Credit Card Balance without using internet?

    Yes, you can check Kotak Bank Credit Card balance even without having internet connection. You can either call the Kotak Mahindra’s customer care or you can send an SMS in the specified format from your registered mobile number to know your credit card balance.

    2. How to register for Kotak Mahindra net banking?

    You can register your for Kotak Mahindra net banking either through online or by calling the customer contact centre or by submitting a physical request form at Kotak bank branch or ATM.

    3. Can I use another mobile number to check my Kotak Mahindra Credit Card status?

    Yes, you can check your Kotak Mahindra credit card balance using another mobile number as well. However, while using a non-registered mobile number, you can only call Kotak customer service to check the balance on your card. You cannot avail SMS service from a non-registered mobile number.

    Process to Check Credit Card Balance for:

    How To Check Kotak Bank Credit Card Balance Online Reviews

    • Bank Bazaar Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Mobile application and website of bank bazaar is great easy to use . Overall it has been great experience with bank bazaar . The customer service of bank bazaar is great they are explaining about the product very well . If there is any query they will resolve quickly .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • ICICI Bank Credit Card
      "Average"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with ICICI BANK . They offered me a very low limit . It has got Cash back offers . Customer support is also good.I am holding this card for past few months and never had any issues with their services. Thee is no joining fee here with this card .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • HDFC Bank Credit Card
      "Average performance credit card "
      0.5 4.0/5 "Great!"
      In the last two year , I am satisfied with the HDFC credit card . Obtaining various offers and discounts in on-line shopping . Offers varies from time to time . Downloading the statement is easy in HDFC app . A normal interest rates and satisfied credit limit . HDFC never do any Hidden charges .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • SBI Cards Credit Card
      "Annual fees is very higher and No offers "
      0.5 1.0/5 "Really Bad"
      SBI credit cards always offers a very high Interest rate . For the past 1 years , I am not getting any offers and discount in the on-line . I am somewhat okay with the credit limit . Annual fees is around 700 /- . Since , I am not getting any offers , i thought of canceling this card .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • Axis Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      AXIS BANK credit card i am using it since from last few years and i am facing with no issues with this card added on that the card has satisfactory credit limit. I am getting good offers with this card. The billing option is easy with no hassle process and it is comfortable to use.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 20, 2019
    • HDFC Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card of HDFC BANK which is a user friendly card to access also the card is good and hassle free to access. The credit limit with this card is good and it is satisfactory with this credit card. The offers also good with this card which is sufficient.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 20, 2019
    • RBL Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am not facing any issues with the credit card where i am holding it with the RATNAKAR BANK they have offered with the satisfactory credit limit with this card added on that there is are sufficient offers with this credit card which is good with this card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 20, 2019
    • IndusInd Bank Credit Card
      "Interest rate is need to be low & not getting any offers"
      0.5 2.0/5 "Expected more"
      I find no problem with Indusind credit card process in on-line . i got the card within 7-10 days of time and docs were submitted in on-line & off-line for verification .It is a life time free card . I am Not getting the regular offers and Interest is rate is Quite high .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • RBL Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using this credit card for the last six months and the services which they had been providing so far has been pretty good. The credit limit with the card has been good and there has been an annual charges of 499 with this card as well. I had been using the card for all purposes.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • Bank Bazaar Credit Card
      "Hassle free"
      0.5 5.0/5 "Blown Away!"
      It is a good experience with Bankbazaar.com, as they were on time to contact me and inform me the details. They also followed up in the process. The website is good and it is easy to use and understand. It is informative. In all there are no hassles.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • American Express Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      The customer service is very good at Amex Bank. The credit limit is not satisfactory, it is pretty low. I got a limit of 50K only. There are annual charges for the credit card which gets waived off if I use the card to a certain limit. The best is the reward points.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • ICICI Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I had taken this credit card almost ten years back and i had closed it since because of the higher interest rate with them. The services which they had provided has been fine and the credit limit with the card has also been good. The annual charges with this card has been reasonable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • SBI Cards Credit Card
      "Good shopping card "
      0.5 3.0/5 "Satisfactory"
      i am using Sbi credit card more than 8 months. The annual charges for this card is Rs. 499 if i spend some amount annual charges will get waived off.This card comes under a life time free credit card. Credit limit they given only Rs. 35000 i am not happy with the credit limit. Customer services and responsiveness is okay.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 20, 2019
    • HDFC Bank Credit Card
      "Need to increase credit limit"
      0.5 3.0/5 "Satisfactory"
      i am using Hdfc Bank credit card more than 1 year. This card comes under a life time free credit card. Credit limit they given only Rs. 35000 i am not happy with the credit limit. Customer services and responsiveness is okay. I am not getting any special offer from Hdfc card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 20, 2019
    • ICICI Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I am using this credit card for the last couple of months and the services of them has been pretty good. But the credit limit with the card was only around 18,000 which is very less. They had made a charge of 5000 for the over limit spend which is not that good. I just used the card for some purchases.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • ICICI Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with the ICICI BANK the card has the satisfactory credit limit also the card is life time free card also it is user friendly with no issues with this credit card. They provide with the sufficient offers which is very good than others.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2019
    • American Express Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have been holding the credit card with the AMERICAN EXPRESS BANKING CORPORATION the credit limit with this card is very good as it is user friendly also it is user friendly to access. There are good offers with this card which is sufficient with this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2019
    • Bank Bazaar Credit Card
      "CONVENIENT PORTAL TO USE"
      0.5 4.0/5 "Great!"
      It is the first time experience with the Bankbazaar.com as i have a very good experience with this portal also i am using it through both the website as well as the mobile application it is easy to use also it is convenient to access also it is with hassle free to use.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2019
    • IndusInd Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I have been applied with the INDUSIND BANK credit card the documentation process was simple and also it is easy to access. I got the credit card with the 20days. The credit limit with this card is good and also it is free credit card. I have not tried with the offers with this bank credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2019
    • IndusInd Bank Credit Card
      "I am happy with the Credit card "
      0.5 5.0/5 "Blown Away!"
      Indusind bank given me a life time free credit card . I applied in on-line process , I find it easy procedure to follow . Verifications of documents in on-line and No Annual fees has been charged . Not getting enough offers for the newly purchased customers .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
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